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ACGL vs HIG vs AIG

161 measures in 16 categories, one definition each, computed from filings and market data.
ACGL61.0
Arch Capital Group Ltd.
Financial Services · Insurance - Diversified
$101.27 +1.97%$34.6B mkt cap
Score DNA
HIG61.6
The Hartford Insurance Group, Inc.
Financial Services · Insurance - Diversified
$135.12 +1.69%$36.6B mkt cap
Score DNA
AIG44.2
American International Group, Inc.
Financial Services · Insurance - Diversified
$80.74 +2.05%$42.8B mkt cap
Score DNA

Price, rebased to 100 three years ago

ACGL   HIG   AIG   · weekly adjusted closes
100150200Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26HIG 198AIG 141ACGL 127
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureACGLHIGAIG
Insider open-market buys, 180d 1 0 0
Insider $ bought, 180d $0.50M — —
Congress purchases, 180d 1 0 1
Last Congress purchase 2026-05-01 — 2026-06-02
13F net change in holders — +10 +20
ETFs adding shares, 30d 1,194 1,249 933
ETFs trimming, 30d 1,151 1,094 844
Net ETF funds, 30d +43 +155 +89

Valuation

16 measures
MeasureACGLHIGAIG
P/E (TTM) 7.4x
31st
8.4x
38th
14.4x
77th
PEG (P/E ÷ 3-yr EPS CAGR) 0.20
50th
0.25
83rd
—
Price / sales 1.8x
62nd
1.3x
31st
1.6x
38th
Price / book 1.4x
62nd
1.9x
92nd
1.1x
23rd
Price / tangible book 1.5x
54th
2.1x
85th
1.1x
31st
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 13.6%
69th
11.9%
62nd
6.9%
23rd
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $144.40
38th
$155.38
62nd
$96.78
31st

Profitability (TTM)

12 measures
MeasureACGLHIGAIG
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 27.4%
69th
15.2%
31st
14.0%
23rd
EBIT margin 28.4%
69th
15.7%
31st
15.1%
23rd
Net margin 24.4%
69th
15.0%
31st
11.1%
23rd
NOPAT margin 23.9%
69th
12.3%
31st
11.4%
23rd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue — 6.5%
20th
15.0%
70th
Stock comp / revenue 0.8%
54th
0.2%
38th
0.0%
0th
Effective tax rate 12.8%
23rd
19.4%
62nd
18.2%
54th

Returns on capital

11 measures
MeasureACGLHIGAIG
ROE (on average equity) 19.9%
62nd
23.5%
100th
7.2%
15th
ROA 5.7%
54th
5.1%
46th
1.8%
23rd
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 6.6%
54th
5.3%
46th
2.4%
23rd
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 18.6%
75th
17.7%
67th
10.3%
50th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureACGLHIGAIG
Revenue growth (TTM YoY) 6.5%
58th
6.5%
50th
-3.8%
17th
Revenue growth (QoQ) 2.5%
15th
0.5%
0th
6.5%
46th
Revenue CAGR, 3 yr 21.0%
75th
7.7%
50th
-15.5%
0th
Revenue CAGR, 5 yr 16.6%
82nd
6.6%
45th
-9.9%
0th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 40.0%
58th
21.1%
50th
-8.3%
33rd
Net income growth (TTM YoY) 5.9%
25th
34.5%
58th
-7.3%
17th
Net income CAGR, 3 yr 33.0%
67th
29.5%
58th
-13.3%
17th
EPS growth (TTM YoY) 15.4%
25th
36.9%
75th
1.4%
17th
EPS CAGR, 3 yr 36.5%
67th
34.0%
58th
-3.9%
17th
EPS CAGR, 5 yr 26.5%
73rd
20.8%
55th
2.7%
36th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 23.0%
83rd
15.4%
75th
9.1%
17th
Dividend CAGR, 3 yr -70.6%
0th
6.4%
62nd
11.0%
88th
Sustainable growth rate 19.7%
62nd
20.0%
85th
4.8%
15th

Margin history & stability

7 measures
MeasureACGLHIGAIG
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 25.8%
75th
14.8%
33rd
11.9%
25th
Net margin, 3-yr average 27.8%
83rd
12.8%
33rd
6.8%
25th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.94
58th
0.98
100th
0.83
33rd
Earnings stability (0-1) 0.78
67th
0.81
92nd
0.23
42nd
Margin stability (0-1) 0.85
92nd
0.29
8th
0.53
25th

Liquidity (latest quarter)

7 measures
MeasureACGLHIGAIG
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureACGLHIGAIG
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 71.8%
38th
77.7%
69th
75.1%
62nd
IS credit model rating AAA AAA AA-
Implied credit spread (bps) 50
0th
50
0th
100
69th

Efficiency

11 measures
MeasureACGLHIGAIG
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureACGLHIGAIG
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureACGLHIGAIG
Dividend yield 0.0%
0th
1.8%
77th
2.4%
85th
Dividend per share (TTM) $0.00
0th
$2.40
92nd
$1.90
85th
Payout ratio (dividends / net income) 1.0%
38th
14.8%
69th
33.5%
85th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) -97.4%
11th
10.5%
67th
10.1%
56th
Buyback yield 10.1%
85th
0.3%
8th
7.0%
62nd
Shareholder yield (dividends + buybacks) 10.2%
85th
2.0%
31st
9.3%
69th
Share count change (YoY) -8.2%
17th
-1.8%
75th
-8.6%
0th
Buybacks, last 5 years $8.6B
77th
$3.4B
62nd
$13.3B
100th

Scores & forensic checks

15 measures
MeasureACGLHIGAIG
IS score 61
62nd
62
85th
44
8th
IS profitability 72
69th
54
38th
41
23rd
IS growth 49
33rd
63
75th
30
17th
IS value 87
62nd
85
54th
81
31st
IS momentum 77
58th
89
83rd
63
33rd
IS risk (safety) 100
23rd
100
23rd
100
23rd
IS quality 86
85th
84
69th
69
23rd
IS balance sheet 73
23rd
66
8th
81
69th
IS earnings quality 72
46th
72
69th
74
85th
IS cash flow 86
69th
80
62nd
70
38th
Piotroski F-score (0-9) 7
54th
9
100th
4
8th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.16
50th
−7.41
33rd
−7.64
25th
IS credit score 96
77th
96
77th
81
23rd

Per share

7 measures
MeasureACGLHIGAIG
EPS, diluted (TTM) $13.45
46th
$15.45
69th
$5.51
31st
Book value per share $68.89
31st
$69.47
54th
$75.50
62nd
Tangible book per share $66.63
38th
$62.78
31st
$69.70
62nd
Revenue per share $55.04
38th
$102.74
69th
$49.64
31st
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureACGLHIGAIG
Market cap $34.6B
62nd
$36.6B
69th
$42.8B
85th
Revenue $19.2B
46th
$29.0B
77th
$26.7B
69th
EBITDA $5.6B
62nd
$5.0B
54th
$7.5B
85th
Net income $4.7B
69th
$4.4B
62nd
$3.0B
46th
Free cash flow n/a n/a n/a
Total assets $85.2B
31st
$88.0B
62nd
$163.5B
69th
Shareholders' equity $24.0B
54th
$19.6B
46th
$40.6B
85th
Employees 8,000
46th
19,200
69th
22,100
77th

Price performance

9 measures
MeasureACGLHIGAIG
1 day +2.0% +1.7% +2.0%
1 week +6.0% +4.6% +4.8%
1 month +4.7% +1.4% +6.7%
3 months −0.6% −3.9% +1.9%
6 months +3.8% −3.4% +4.0%
Year to date +7.9% −1.1% −2.3%
1 year +13.1% +5.4% +1.8%
3 years, cumulative +28.3% +98.3% +40.3%
5 years, cumulative +160.1% +101.6% +57.2%

Technicals

4 measures
MeasureACGLHIGAIG
RSI 14 68.0 62.8 72.0
From 52-week high −5.4% −7.5% −5.7%
From 52-week low +22.8% +12.7% +15.5%
Beta 0.26 0.49 0.53
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms