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Not Investment Advice

AIG

NYSE · USD
American International Group, Inc.
Financial Services · Insurance - Diversified
CEO Eric Andersen Employees 22,100 R&D / revenue 0.0%
Last price
$80.74+2.05%last session
Market cap
$42.8B
P/E (TTM)
14.7x
From 52w high
−7.5%
From 52w low
+13.3%
1-year return
+7.4%
RSI 14 · vs SMA200
72.0 · +6.5%
IS score
44.2/ 100
Factor model across 8 sub-scores, ranked against 3,010 US stocks. Describes the business, not the outlook.
Download full factsheet (PDF)

One year, rebased to 100

AIG   SPY   XLF (sector ETF) · weekly closes
100110Jan 26Apr 26Jul 26Oct 26SPY 116AIG 107XLF 107

Score DNA

Each bar is a 0-100 score within the scored universe
41
Profitability
30
Growth
81
Value
63
Momentum
100
Risk (safety)
69
Quality
81
Balance sheet
74
Earnings quality

Flags

Strengths
✓ Net cash✓ Congress buying
Warnings
None of the computed warning flags fires for AIG (Altman, Beneish, accruals, FCF, dilution).
Observations
Moat model: Weak, Efficient ScalePiotroski 4 / 9Beta 0.513 of 4 smart-money sources active

Smart-money strip

Each disclosure source on its own window. Filings coinciding is not coordination.
INSForm 4 · 180 days
Insider open-market buys
0
3 open-market sales, $18.1M
Form 144 notices (12m): 2, $58.6M proposed, not confirmed sales
CONGSTOCK Act · 180 days
Congressional purchases
1
Last disclosed purchase 2026-06-02
Members disclose in ranges, 30-45 days after the trade
13F13F · quarter to 2026-06-30
Net change in institutional holders
+20
125 new holders, 95 closed
1,142 filers hold 94.5% · 423 added, 435 trimmed
ETFETF holdings · 30 days
Net funds accumulating
+82
938 funds adding shares
856 funds trimming · counts of funds, not dollars
DARKFINRA · daily
Short-sale share of off-exchange volume
72.3%
20-day avg 52.8%, 50-day avg 42.5%
Latest 19.5 pp over its 20-day average · a flow, not short interest

Key financials · FY2025

USD, fiscal year. Stock-based compensation is non-cash; shown against FCF.
Income statement
Revenue$26.8B
Revenue growth YoY−1.8%
Gross margin34.5%
Operating income$3.9B
Operating margin14.5%
Net income$3.1B
Net margin11.6%
EPS (diluted)$5.43
Cash flow
Operating cash flow$3.3B
Capital expenditure$0
Free cash flow$3.3B
FCF conversion (FCF / OCF)100.0%
Stock-based compensation$0
FCF less SBC$3.3B
Buybacks$5.8B
Dividends$976.0M
Balance sheet & returns
Cash & short-term investments$38.4B
Total debt$9.2B
Net cash$29.2B
Shareholders' equity$41.2B
Goodwill & intangibles$5.5B
Debt / equity0.22
ROE (TTM)7.3%
ROIC (TTM)4.9%
Operating margin by fiscal year
23.3%FY202125.4%FY20221.1%FY202314.2%FY202414.5%FY2025
Revenue $52.0B (FY2021) to $26.8B (FY2025), a -15.3% CAGR.

Valuation

P/E (TTM)14.7x
EV / EBITDA6.7x
Price / sales1.60x
Price / FCF11.1x
FCF yield8.99%
Buyback yield13.63%
SBC / revenue0.0%
Price / book1.06x
Forward P/E FY202610.0x
Forward P/E FY20279.1x
Forward P/E FY20288.5x
Forward multiples divide today's price by Street EPS estimates. Street mean target $82.67 across 3 analysts last quarter is theirs, not ours.

AIG vs industry median

65 companies in Insurance - Diversified
Gross margin 38.1% 67.8% Operating margin 14.0% 14.8% Net margin 11.1% 11.4% ROIC 4.9% 14.4%
AIG (TTM)Industry median Asset turnover 0.16 vs industry 0.19 · financial leverage 4.03

Earnings delivery

Next report 2026-11-03 · consensus EPS $1.88
83%
beat rate, 10 of 12 quarters
+8.2%
median EPS surprise
6
longest beat streak
+4+9+7-12+12-2+17+13+28+3+12+4
EPS surprise in % vs the consensus at the time, oldest (left) to newest, 2023-11-01 to 2026-08-06. Bars cap at ±60%.

Peers

Market-cap band, not the industry cohort above
CompanyMkt capP/EROENet marginRev growth12m return
AIG American International Group $42.8B14.7x7.3%11.1%−1.8% +7.4%
HIG The Hartford Insurance Group $36.6B8.7x23.5%17.9%+6.5% +9.4%
ACGL Arch Capital Group Ltd. $34.6B7.8x19.9%23.6%+6.5% +17.4%
ATH Athene Holding Ltd. $19.8B30.5x1.2%18.4%+69.8% —
BNT Brookfield Wealth Solutions $12.2B76.4x0.8%3.4%−14.9% −16.4%
AXS AXIS Capital Holdings Limite $7.3B6.2x19.4%21.9%+11.6% +8.1%
WTM White Mountains Insurance Gr $5.2B4.9x22.3%23.6%+8.6% —
AMP Ameriprise Financial, Inc. $44.2B11.9x63.4%22.2%+9.0% —
12-month window: SPY +15.9%, sector ETF XLF +7.2%. Past returns describe history only.

Recent 8-K filings

2026-09-24Other Events; Exhibits
2026-09-16Officer/Director Change
2026-09-02Officer/Director Change; Exhibits
2026-08-06Earnings Release; Other Events; Exhibits
2026-05-14Officer/Director Change; Shareholder Vote; Exhibits
2026-04-30Earnings Release; Other Events; Exhibits

Context

Shares outstanding530,206,221
Free float98.4%
Institutional ownership94.5%
Beta0.51
Dividend yield2.35%
Last dividend$0.50 on 2026-09-16
50 / 200-day average$76.12 / $76.69
Large-cap Financial Services median P/E14.0x

Full factsheet

The PDF carries everything on this page plus the cash-allocation waterfall, Form 144 notices, 13F holder detail, dark-pool and short-flow history, seasonality and the moat assessment (Weak).

Read it in the browser Download (PDF)

All fundamentals · 140 measures in 13 categories

Percentile = where AIG sits among 14 scored companies in Insurance - Diversified (0 = lowest value, 100 = highest). It is a position, not a grade. Balance-sheet ratios built for operating companies are n/a for lenders and insurers.
ValuationProfitability (TTM)Returns on capitalGrowthMargin history & stabilityLiquidity (latest quarter)Leverage & solvency (latest quarter)EfficiencyCash flow & earnings qualityDividends & buybacksScores & forensic checksPer shareSize (TTM)

Valuation

MeasureAIGIndustry medianIndustry percentileSector median
P/E (TTM) 14.4x 10.0x
77th		 11.9x
PEG (P/E ÷ 3-yr EPS CAGR) —
Price / sales 1.6x 1.8x
38th		 2.5x
Price / book 1.1x 1.4x
23rd		 1.3x
Price / tangible book 1.1x 1.4x
31st		 1.6x
Price / free cash flow n/a
Price / operating cash flow n/a
Enterprise value n/a
EV / sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / free cash flow n/a
Earnings yield 6.9% 10.0%
23rd		 7.9%
FCF yield n/a
Operating cash flow yield n/a
Graham number (per share) $96.78 $144.40
31st		 $50.71

Profitability (TTM)

MeasureAIGIndustry medianIndustry percentileSector median
Gross margin n/a
EBITDA margin n/a
Operating margin 14.0% 18.0%
23rd		 23.3%
EBIT margin 15.1% 21.2%
23rd		 23.3%
Net margin 11.1% 21.6%
23rd		 18.7%
NOPAT margin 11.4% 15.6%
23rd		 18.7%
FCF margin n/a
Operating cash flow margin n/a
R&D / revenue 0.0% 0.0%
0th		 0.0%
SG&A / revenue 15.0% 7.9%
70th		 20.1%
Stock comp / revenue 0.0% 0.5%
0th		 0.7%
Effective tax rate 18.2% 17.8%
54th		 21.0%

Returns on capital

MeasureAIGIndustry medianIndustry percentileSector median
ROE (on average equity) 7.2% 17.8%
15th		 11.9%
ROA 1.8% 5.4%
23rd		 1.4%
ROIC n/a
ROCE n/a
Return on tangible assets 2.4% 6.0%
23rd		 2.0%
Cash ROIC (OCF / invested capital) n/a
Gross profitability (GP / assets) n/a
ROIC, 3-yr average n/a
ROIC, 5-yr average n/a
ROE, 5-yr average 10.3% 10.3%
50th		 10.7%
Incremental ROIC n/a

Growth

MeasureAIGIndustry medianIndustry percentileSector median
Revenue growth (TTM YoY) -3.8% 6.5%
17th		 7.1%
Revenue growth (QoQ) 6.5% 6.6%
46th		 2.8%
Revenue CAGR, 3 yr -15.5% 7.7%
0th		 10.8%
Revenue CAGR, 5 yr -9.9% 7.2%
0th		 11.3%
Gross profit CAGR, 3 yr n/a
Operating income CAGR, 3 yr -8.3% 21.1%
33rd		 8.8%
Net income growth (TTM YoY) -7.3% 12.2%
17th		 24.7%
Net income CAGR, 3 yr -13.3% -0.3%
17th		 9.4%
EPS growth (TTM YoY) 1.4% 21.2%
17th		 25.1%
EPS CAGR, 3 yr -3.9% 1.3%
17th		 7.3%
EPS CAGR, 5 yr 2.7% 16.9%
36th		 4.2%
FCF growth (TTM YoY) n/a
FCF CAGR, 3 yr n/a
Operating cash flow CAGR, 3 yr n/a
Book value CAGR, 3 yr 9.1% 13.1%
17th		 8.9%
Dividend CAGR, 3 yr 11.0% 4.9%
88th		 1.9%
Sustainable growth rate 4.8% 14.5%
15th		 8.3%

Margin history & stability

MeasureAIGIndustry medianIndustry percentileSector median
Gross margin, 3-yr average n/a
Operating margin, 3-yr average 11.9% 18.7%
25th		 21.4%
Net margin, 3-yr average 6.8% 18.3%
25th		 16.5%
FCF margin, 3-yr average n/a
Revenue stability (0-1) 0.83 0.90
33rd		 0.86
Earnings stability (0-1) 0.23 0.62
42nd		 0.37
Margin stability (0-1) 0.53 0.69
25th		 0.81

Liquidity (latest quarter)

MeasureAIGIndustry medianIndustry percentileSector median
Cash & short-term investments n/a
Net cash (− = net debt) n/a
Working capital n/a
Current ratio n/a
Quick ratio n/a
Cash ratio (cash + ST investments / current liabilities) n/a
Defensive interval (days) n/a

Leverage & solvency (latest quarter)

MeasureAIGIndustry medianIndustry percentileSector median
Total debt n/a
Debt / equity n/a
Net debt / equity n/a
Debt / assets n/a
Debt / capital n/a
Debt / EBITDA n/a
Net debt / EBITDA n/a
Interest coverage (EBIT / interest) n/a
Cash interest coverage n/a
Debt payback (years of OCF) n/a
Liabilities / assets 75.1% 71.8%
62nd		 86.2%
IS credit model rating AA- — —
Implied credit spread (bps) 100 72
69th		 175

Efficiency

MeasureAIGIndustry medianIndustry percentileSector median
Asset turnover n/a
Fixed asset turnover n/a
Inventory turnover n/a
Receivables turnover n/a
Days sales outstanding n/a
Days inventory outstanding n/a
Days payables outstanding n/a
Cash conversion cycle (days) n/a
Capex / revenue n/a
Capex / depreciation n/a
Operating expense ratio n/a

Cash flow & earnings quality

MeasureAIGIndustry medianIndustry percentileSector median
Operating cash flow / net income n/a
FCF / net income n/a
FCF / operating cash flow n/a
Capex / operating cash flow n/a
Accruals ratio n/a
Sloan accruals ratio n/a
Earnings quality score (0-1) n/a

Dividends & buybacks

MeasureAIGIndustry medianIndustry percentileSector median
Dividend yield 2.4% 0.0%
85th		 2.3%
Dividend per share (TTM) $1.90 $0.13
85th		 $1.03
Payout ratio (dividends / net income) 33.5% 1.0%
85th		 30.0%
Dividends / FCF n/a
Dividend growth (YoY) 10.1% 5.2%
56th		 6.4%
Buyback yield 7.0% 4.7%
62nd		 1.7%
Shareholder yield (dividends + buybacks) 9.3% 8.0%
69th		 5.2%
Share count change (YoY) -8.6% -6.5%
0th		 -0.3%
Buybacks, last 5 years $13.3B $1.3B
100th		 $85.3M

Scores & forensic checks

MeasureAIGIndustry medianIndustry percentileSector median
IS score 44 58
8th		 53
IS profitability 41 54
23rd		 59
IS growth 30 49
17th		 57
IS value 81 83
31st		 77
IS momentum 63 77
33rd		 76
IS risk (safety) 100 100
23rd		 65
IS quality 69 73
23rd		 71
IS balance sheet 81 74
69th		 51
IS earnings quality 74 72
85th		 74
IS cash flow 70 78
38th		 71
Piotroski F-score (0-9) 4 6
8th		 6
Altman Z-score —
Beneish M-score —
Ohlson O-score −7.64 −7.16
25th		 −6.00
IS credit score 81 91
23rd		 68

Per share

MeasureAIGIndustry medianIndustry percentileSector median
EPS, diluted (TTM) $5.51 $13.45
31st		 $3.36
Book value per share $75.50 $69.18
62nd		 $28.13
Tangible book per share $69.70 $66.63
62nd		 $21.49
Revenue per share $49.64 $55.04
31st		 $17.62
FCF per share n/a
Operating cash flow per share n/a
Cash per share n/a

Size (TTM)

MeasureAIGIndustry medianIndustry percentileSector median
Market cap $42.8B $34.1B
85th		 $2.5B
Revenue $26.7B $19.2B
69th		 $1.0B
EBITDA $7.5B $5.0B
85th		 $269.3M
Net income $3.0B $3.4B
46th		 $168.0M
Free cash flow n/a
Total assets $163.5B $86.3B
69th		 $8.5B
Shareholders' equity $40.6B $21.8B
85th		 $1.5B
Employees 22,100 8,000
77th		 1,392

Insider transactions, last 6 months

Form 4 · most recent 12
DateInsiderTypeSharesPriceValueOwned after
2026-10-16Dandridge Edward Lee
EVP, Chief Marketing & Comms
 Option exercise 2,813——14,327
2026-10-16Dandridge Edward Lee
EVP, Chief Marketing & Comms
 Tax withholding 1,437$80.74$116,02312,890
2026-10-16Dandridge Edward Lee
EVP, Chief Marketing & Comms
 Option exercise 2,813——0
2026-10-12Hussain Mohammad
EVP, Chief Risk Officer
 — 12,115$68.13$825,3950
2026-10-12Hussain Mohammad
EVP, Chief Risk Officer
 — 12,768$75.46$963,4730
2026-10-12Hussain Mohammad
EVP, Chief Risk Officer
 — 11,742$79.40$932,3150
2026-10-01Twiningdavis Melissa
EVP, Chief Ops & Admin Officer
 Tax withholding 2,191$75.43$165,26737,228
2026-10-01Wittman Vanessa Ames
Director
 Award / grant 76——11,702
2026-10-01Perez Juan R.
Director
 Award / grant 34——5,404
2026-10-01Stoddard Thomas D
Director
 Award / grant 15——2,417
2026-10-01Murphy Diana M
Director
 Award / grant 76——11,702
2026-10-01Leimkuhler Courtney
Director
 Award / grant 39——6,152

Shares acquired vs disposed, by month

acquired disposed · all Form 4 types
MarAprMayJunJulAugSepOct

By transaction type, 6 months

TypeDirectionFilingsSharesValue
Award / grantAcquired3892,829—
Open-market saleDisposed3236,829$18.1M
Option exerciseDisposed12,813—
Option exerciseAcquired12,813—
Tax withholdingDisposed46,653$517,121
—Disposed636,625$2.7M
Awards, option exercises and tax withholding are compensation mechanics; open-market buys and sales are the discretionary ones.

Form 144 notices

12 months: 2 notices · 746,275 shares · $58.6M
FiledFilerShares proposedEst. proceeds
2026-10-16Peter Zaffino509,446$40.3M
2026-08-12Peter Zaffino236,829$18.3M
2025-05-16Glazer Rose Marie E.34,954$2.9M
2025-05-05Melissa Twiningdavis9,321$776,072
A Form 144 is notice of a proposed sale, not a confirmed one.

Congress trades

12 months: House 2 trades (1 purchases) · Senate 0 (0 purchases)
TradedMemberChamberTypeAmountDisclosed
2026-06-02Ro KhannaHousePurchase$1,001 - $15,0002026-07-08
2026-01-13Ro KhannaHouseSale$1,001 - $15,0002026-02-10
2025-07-25Julia LetlowHouseSale$1,001 - $15,0002026-01-14
2025-07-25Julia LetlowHouseSale (Partial)$1,001 - $15,0002026-01-13
2020-04-14Kelly LoefflerSenateSale (Full)$15,001 - $50,0002020-05-01
2020-04-14Kelly LoefflerSenateSale (Full)$15,001 - $50,0002020-04-30
2020-04-07Kelly LoefflerSenatePurchase$15,001 - $50,0002020-05-01
2020-04-07Kelly LoefflerSenateSale (Full)$15,001 - $50,0002020-05-01
STOCK Act disclosures, in ranges, filed up to 45 days after the trade.

Largest 13F holders

Quarter to 2026-06-30, the latest most managers have filed
ManagerSharesValue% of shares out
BlackRock, Inc.48,935,933$3.6B9.23%
VANGUARD CAPITAL MANAGEMENT LLC34,635,606$2.6B6.53%
WELLINGTON MANAGEMENT GROUP LLP30,331,704$2.3B5.72%
VANGUARD PORTFOLIO MANAGEMENT LLC27,167,947$2.0B5.12%
STATE STREET CORP25,115,416$1.9B4.74%
GEODE CAPITAL MANAGEMENT, LLC14,683,763$1.1B2.77%
PRICE T ROWE ASSOCIATES INC /MD/13,777,317$1.0B2.60%
Invesco Ltd.13,725,750$1.0B2.59%
FRANKLIN RESOURCES INC12,052,593$898.3M2.27%
Aristotle Capital Management, LLC9,904,879$738.2M1.87%
Capital World Investors8,557,660$637.8M1.61%
NORGES BANK6,681,259$498.0M1.26%
Bank of New York Mellon Corp6,592,795$491.4M1.24%
DIMENSIONAL FUND ADVISORS LP6,525,607$486.4M1.23%
Diamond Hill Capital Management, LLC6,232,910$464.5M1.18%

Institutional ownership by quarter

2023-092026-0694.5%
% of shares held by 13F filers
2023-092026-061,142
Number of 13F filers holding

Holder changes by quarter

QuarterHoldersOwnershipNewIncreasedReducedClosed
2026-06-301,14294.5%12542343595
2026-03-311,12293.9%139374448152
2025-12-311,15798.2%18835245397
2025-09-301,08597.3%104327473111
2025-06-301,10997.5%124372436106
2025-03-311,105101.8%15736441999
2024-12-311,063104.3%13736040893
2024-09-301,035107.4%100365392110
2024-06-301,054111.0%11834839874
2024-03-311,023113.6%14431540786
2023-12-31979116.0%15631537160
2023-09-30897118.6%8730734560

Schedule 13D / 13G filers

FiledFormFiler% of classShares
2026-05-15SCHEDULE 13GWellington Management Company LLP5.1%28,370,434
2026-04-28SCHEDULE 13GVanguard Portfolio Management5.1%27,389,275
2026-02-12SCHEDULE 13G/ACapital Research Global Investors4.9%26,228,641
2025-11-13SCHEDULE 13GCapital Research Global Investors5.2%28,534,448
Required above 5% of a class; 13G is the passive form.

ETFs with the largest holding

ETFWeight in fundHolding value
VITSX0.05%$1.2B
VSMPX0.05%$1.2B
VTI0.05%$1.2B
VTSAX0.05%$1.2B
VWNAX1.68%$1.1B
VWNFX1.68%$1.1B

Share structure

Shares outstanding530,206,221
Float521,587,859
Free float98.4%

Income statement

Fiscal years, USD
FY2021FY2022FY2023FY2024FY2025
Revenue$52.0B$30.0B$28.0B$27.3B$26.8B
Cost of revenue$31.9B$22.7B$23.6B$18.0B$17.5B
Gross profit$20.1B$7.3B$4.4B$9.3B$9.2B
R&D$0$0$0$0$0
SG&A$8.7B$6.2B$5.4B$5.5B$5.1B
Operating income$13.3B$3.8B$2.9B$3.9B$3.9B
EBITDA$19.2B$8.2B$7.2B$7.9B$7.7B
Pretax income$13.3B$3.8B$2.9B$3.9B$3.9B
Income tax$2.4B$882.0M$126.0M$1.2B$782.0M
Net income$10.4B$10.2B$3.6B−$1.4B$3.1B
EPS, diluted$11.95$12.94$4.98$-2.17$5.43
Diluted shares864.9M787.9M725.2M657.3M570.3M

Balance sheet

FY2021FY2022FY2023FY2024FY2025
Cash & short-term investments$292.8B$240.6B$79.6B$37.4B$38.4B
Receivables$12.4B$13.2B$10.0B$10.5B$49.1B
Inventory$0$0$0$0$0
Total current assets$305.2B$0$0$0$87.6B
PP&E, net$0$0$0$0$0
Goodwill & intangibles$4.1B$3.9B$3.8B$3.4B$5.5B
Total assets$596.1B$522.2B$539.3B$161.3B$161.3B
Accounts payable$0$0$6.2B$6.1B$5.4B
Total current liabilities$0$0$0$0$102.7B
Long-term debt$30.2B$25.7B$10.6B$8.9B$9.2B
Total liabilities$527.2B$478.8B$488.0B$118.8B$120.1B
Shareholders' equity$68.9B$43.5B$51.3B$42.5B$41.2B

Cash flow statement

Outflows are negative
FY2021FY2022FY2023FY2024FY2025
Net income$10.9B$11.3B$3.9B$2.7B$3.1B
Depreciation & amortization$4.5B$4.4B$4.2B$3.6B$3.5B
Stock-based compensation$0$0$0$0$0
Change in working capital−$2.2B−$12.4B−$3.5B−$2.4B−$3.8B
Operating cash flow$6.2B$4.1B$6.2B$3.3B$3.3B
Capital expenditure$0$0$0$0$0
Free cash flow$6.2B$4.1B$6.2B$3.3B$3.3B
Investing cash flow−$3.3B−$3.6B−$7.0B$1.7B$3.2B
Net debt issued / repaid−$4.2B−$796.0M−$2.0B−$1.4B$140.0M
Buybacks−$2.6B−$5.2B−$3.0B−$7.1B−$5.8B
Dividends paid−$1.1B−$1.0B−$1.0B−$1.0B−$976.0M

Ratio history

Margins on the fiscal-year (TTM at Q4) basis; multiples at each year end
FY2021FY2022FY2023FY2024FY2025
Gross margin100.0%100.0%100.0%29.6%34.5%
Operating margin23.3%25.4%1.1%14.2%14.5%
Net margin18.1%18.3%10.2%-5.1%11.6%
FCF margin12.1%7.6%17.5%12.0%12.4%
ROE14.2%18.6%8.4%-3.2%7.4%
ROIC-5.0%-6.3%-4.2%19.2%26.0%
ROA1.6%1.8%0.7%-0.4%1.9%
Debt / equity0.460.660.240.210.22
Interest coverage9.3x12.3x0.8x7.1x10.8x
Current ratio————0.85
Revenue growth+18.2%+4.8%−34.2%−23.8%−1.8%
EPS growth+258.7%+16.3%−59.2%−143.5%+353.2%
P/E at year end4.8x4.7x12.6xn/m15.1x
EV / EBITDA at year endn/mn/mn/m2.0x2.3x
FCF yield at year end13.96%8.92%13.58%7.32%7.09%
Dividend payout11.8%10.2%28.2%—31.5%

Revenue by segment

FY2021FY2022FY2023FY2024FY2025
General Insurance Segment$28.4B$27.7B$28.5B$27.7B—
Life and Retirement$19.6B$17.7B———
Total Reconciling Items$3.8B$10.7B−$1.1B−$548.0M—
Corporate Nonsegment and Reconciling Items$347.0M$392.0M$479.0M$870.0M$73.0M

Revenue by region · FY2025

International$14.1B · 53%
North America$12.7B · 47%

Street estimates by fiscal year

Next report 2026-11-03 · consensus EPS $1.88 · these are analysts' numbers, not ours
Fiscal yearRevenue (mean)Revenue rangeEPS (mean)EPS rangeAnalystsP/E on mean EPS
2026$28.9B$28.8B – $29.0B$8.10$7.93 – $8.241210.0x
2027$31.4B$30.1B – $32.1B$8.83$8.35 – $9.26129.1x
2028$32.9B$31.8B – $33.7B$9.54$8.38 – $10.1348.5x

Reported vs expected, every quarter on file

ReportedEPS expectedEPS actualEPS surpriseRevenue expectedRevenue actualRevenue surprise
2026-08-06$1.92$2.00+4.2%$7.2B$7.1B−2.1%
2026-04-30$1.89$2.11+11.6%$7.0B$6.8B−3.6%
2026-02-10$1.90$1.96+3.2%$6.9B$6.7B−2.5%
2025-11-04$1.72$2.20+27.9%$6.8B$6.4B−6.0%
2025-08-06$1.60$1.81+13.1%$6.8B$7.0B+3.8%
2025-05-01$1.00$1.17+17.0%$6.8B$6.8B−0.7%
2025-02-11$1.33$1.30−2.3%$6.7B$7.2B+6.1%
2024-11-04$1.10$1.23+11.8%$6.7B$6.8B+0.4%
2024-07-31$1.32$1.16−12.1%$11.6B$6.6B−43.4%
2024-05-01$1.65$1.77+7.3%$11.6B$12.6B+8.3%
2024-02-13$1.64$1.79+9.1%$11.6B$10.0B−14.1%
2023-11-01$1.55$1.61+3.9%$12.6B$7.3B−42.0%
2023-08-01$1.59$1.75+10.1%$11.5B$7.5B−35.2%
2023-05-04$1.43$1.63+14.0%$11.6B$11.0B−5.0%
2023-02-15$1.19$1.36+14.3%$11.8B$11.6B−1.4%
2022-11-01$0.59$0.66+11.9%$11.1B$14.0B+26.5%
2022-08-08$1.23$1.19−3.3%$11.2B$13.7B+22.3%
2022-05-03$1.24$1.30+4.8%$11.4B$15.0B+31.4%
2022-02-16$1.14$1.58+38.6%$11.5B$13.9B+21.3%
2021-11-04$0.93$0.97+4.3%$11.6B$12.8B+10.7%
2021-08-05$1.19$1.52+27.7%$11.3B$10.7B−5.2%
2021-05-06$0.99$1.05+6.1%$10.7B$14.4B+34.3%
2021-02-16$0.98$0.94−4.1%$10.8B$9.7B−10.0%
2020-11-05$0.62$0.81+30.6%$8.5B$10.2B+20.1%

Off-exchange (dark pool) volume, weekly

FINRA ATS, $ billions · through the week of 2026-08-31 (FINRA publishes with a delay)
0.206-150.506-220.206-290.307-060.307-130.307-200.307-270.308-030.308-100.208-170.208-240.208-31
Week ofNotionalSharesTrades
2026-08-31$243.2M3,178,80870,349
2026-08-24$217.9M2,833,81960,942
2026-08-17$223.4M2,931,00461,406
2026-08-10$303.6M3,949,24176,081
2026-08-03$292.1M3,689,20579,611
2026-07-27$252.7M3,178,87273,456

Short-sale share of off-exchange volume

daily 20-day average
07-2310-1572.3%
DateShort shareShort volumeTotal volume
2026-10-1572.3%1,108,2411,533,108
2026-10-1465.1%545,529837,799
2026-10-1366.4%570,813859,064
2026-10-1249.6%405,422817,406
2026-10-0940.8%1,012,1642,480,373
2026-10-0856.5%619,2901,095,614
2026-10-0752.1%1,024,8001,966,006
2026-10-0659.2%1,273,5412,151,430
2026-10-0560.7%724,8061,194,438
2026-10-0259.0%924,1781,566,190
A daily flow measure from FINRA, not short interest.

Seasonality

Average return by calendar month
-3.3Jan-2.9Feb+5.8Mar+4.2Apr+1.1May-2.8Jun-0.5Jul+10.7Aug-3.6Sep+0.0Oct-0.4Nov+3.0Dec
MonthAvg returnUp yearsYears
Jan−3.3%45%20
Feb−2.9%45%20
Mar+5.8%52%21
Apr+4.2%65%20
May+1.1%60%20
Jun−2.8%50%20
Jul−0.5%55%20
Aug+10.7%50%20
Sep−3.6%55%20
Oct+0.0%70%20
Nov−0.4%45%20
Dec+3.0%65%20
History, not a forecast.

Indicators

as of 2026-10-16
RSI 1472.0
MFI90.0
ADX19.0
Stochastic %K / %D91.8 / 89.5
Williams %R-1.6
CCI203
TSI / signal18.5 / 3.7
Chaikin money flow0.01
ATR$1.42
Bollinger width9.6%
Volume vs 20-day avg1.14x
SupertrendUp

Moving averages and bands

level (price vs level)
SMA 20$75.99 (+6.3%)
SMA 50$75.87 (+6.4%)
SMA 200$75.82 (+6.5%)
EMA 21$76.69 (+5.3%)
EMA 50$76.27 (+5.9%)
EMA 200$76.25 (+5.9%)
Bollinger upper$79.63 (+1.4%)
Bollinger lower$72.35 (+11.6%)
Parabolic SAR$75.14 (+7.5%)
Open the live chart, 110+ indicators

About American International Group, Inc.

American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual clients across North America and worldwide. Its General Insurance division encompasses a wide range of coverages, including general liability, environmental protection, commercial auto liability, workers' compensation, casualty, and crisis management. This segment also covers property risks for commercial, industrial, and energy sectors, with further specialized offerings such as aerospace, political risk, trade credit, portfolio solutions, crop, and marine insurance policies. Additionally, AIG supplies professional liability coverage for various business operations and potential hazards, such as directors and officers (D&O), mergers and acquisitions (M&A), fidelity bonds, employment practices, fiduciary liability, cyber risk, kidnap and ransom, and errors and omissions (E&O) insurance. The General Insurance segment extends to personal lines, featuring policies for automobiles, homes, and umbrella coverage, alongside specialized options for yachts, fine art, and valuable collections. It also includes voluntary and employer-sponsored personal accident and supplemental health plans, extended warranty protection, and travel insurance. AIG's Life and Retirement division focuses on providing a variety of annuity products such as variable, index-linked, and fixed annuities, as well as retail mutual funds. This segment also delivers financial planning and advisory services, in addition to comprehensive record-keeping, plan administration, and compliance support, along with both term and universal life insurance policies. Furthermore, it offers stable value wrap products, structured settlement annuities, and pension risk transfer solutions. Corporate-owned and bank-owned life insurance, alongside guaranteed investment contracts, complete its diverse portfolio. Distribution of these products occurs through a network of independent marketing organizations, independent insurance agents, financial advisors, direct marketing channels, banks, and broker-dealers. Established in 1919, the company maintains its headquarters in New York, New York.

https://www.aig.com

Key executives

NameTitlePayBorn
Peter Salvatore ZaffinoExecutive Chairman$14.0M1967
Jon HancockEVP & Chief Executive Officer of General Insurance$5.0M1966
Keith Francis WalshExecutive Vice President & Chief Financial Officer$4.9M1975
Claude E. WadeExecutive Vice President, Chief Digital Officer and Global Head of Business Operations & Claims$4.6M1968
Rose Marie E. GlazerExecutive Vice President & General Counsel$4.1M1968
Karen NelsonChief Compliance Officer——
Kathleen CarboneVice President & Chief Accounting Officer—1972
Melissa TwiningdavisEVP, Chief Operations & Administrative Officer—1970

Executive pay, latest proxy

ExecutiveYearSalaryStock awardsIncentiveTotal
Robert H. Benmosche Chief Executive Officer2013$2.3M$6.5M$6.0M$14.8M
Peter D. Hancock Executive Vice President— Property and Casualty Insurance2013$1.5M$4.6M$3.5M$9.6M
Jay S. Wintrob Executive Vice President— Life and Retirement2013$1.2M$4.1M$3.8M$9.4M
William N. Dooley Executive Vice President— Investments2013$987,308$3.7M$2.4M$7.1M
David L. Herzog Executive Vice President and Chief Financial Officer2013$988,346$3.7M$2.3M$7.0M

Employees

50k201846k201945k202037k202126k202225k202322k202422k2025

Dividends

Ex-dateAmountPaid
2026-09-16$0.52026-09-30
2026-06-15$0.52026-06-29
2026-03-16$0.452026-03-30
2025-12-16$0.452025-12-30
2025-09-16$0.452025-09-30
2025-06-13$0.452025-06-27
2025-03-17$0.42025-03-31
2024-12-16$0.42024-12-30

Moat model

Weak · Efficient Scale · 2026-06-30
Cost advantage35
Intangibles43
Switching costs33
Network effect40
Efficient scale55
Our component scores (0-100) and overall 40.3; a model of the business, not a call on the stock.
InsiderStreet reports findings from filings and market data. Nothing on this page is a recommendation to buy or sell.Every figure is computed in code · data as of 2026-10-17

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