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AIG vs HIG vs ACGL

161 measures in 16 categories, one definition each, computed from filings and market data.
AIG44.2
American International Group, Inc.
Financial Services · Insurance - Diversified
$80.74 +2.05%$42.8B mkt cap
Score DNA
HIG61.6
The Hartford Insurance Group, Inc.
Financial Services · Insurance - Diversified
$135.12 +1.69%$36.6B mkt cap
Score DNA
ACGL61.0
Arch Capital Group Ltd.
Financial Services · Insurance - Diversified
$101.27 +1.97%$34.6B mkt cap
Score DNA

Price, rebased to 100 three years ago

AIG   HIG   ACGL   · weekly adjusted closes
100150200Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26HIG 198AIG 141ACGL 127
Smart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureAIGHIGACGL
Insider open-market buys, 180d 0 0 1
Insider $ bought, 180d — — $0.50M
Congress purchases, 180d 1 0 1
Last Congress purchase 2026-06-02 — 2026-05-01
13F net change in holders +20 +10 —
ETFs adding shares, 30d 933 1,249 1,194
ETFs trimming, 30d 844 1,094 1,151
Net ETF funds, 30d +89 +155 +43

Valuation

16 measures
MeasureAIGHIGACGL
P/E (TTM) 14.4x
77th
 8.4x
38th
 7.4x
31st
PEG (P/E ÷ 3-yr EPS CAGR) — 0.25
83rd
 0.20
50th
Price / sales 1.6x
38th
 1.3x
31st
 1.8x
62nd
Price / book 1.1x
23rd
 1.9x
92nd
 1.4x
62nd
Price / tangible book 1.1x
31st
 2.1x
85th
 1.5x
54th
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 6.9%
23rd
 11.9%
62nd
 13.6%
69th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $96.78
31st
 $155.38
62nd
 $144.40
38th

Profitability (TTM)

12 measures
MeasureAIGHIGACGL
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 14.0%
23rd
 15.2%
31st
 27.4%
69th
EBIT margin 15.1%
23rd
 15.7%
31st
 28.4%
69th
Net margin 11.1%
23rd
 15.0%
31st
 24.4%
69th
NOPAT margin 11.4%
23rd
 12.3%
31st
 23.9%
69th
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
 0.0%
0th
 0.0%
0th
SG&A / revenue 15.0%
70th
 6.5%
20th
 —
Stock comp / revenue 0.0%
0th
 0.2%
38th
 0.8%
54th
Effective tax rate 18.2%
54th
 19.4%
62nd
 12.8%
23rd

Returns on capital

11 measures
MeasureAIGHIGACGL
ROE (on average equity) 7.2%
15th
 23.5%
100th
 19.9%
62nd
ROA 1.8%
23rd
 5.1%
46th
 5.7%
54th
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 2.4%
23rd
 5.3%
46th
 6.6%
54th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 10.3%
50th
 17.7%
67th
 18.6%
75th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureAIGHIGACGL
Revenue growth (TTM YoY) -3.8%
17th
 6.5%
50th
 6.5%
58th
Revenue growth (QoQ) 6.5%
46th
 0.5%
0th
 2.5%
15th
Revenue CAGR, 3 yr -15.5%
0th
 7.7%
50th
 21.0%
75th
Revenue CAGR, 5 yr -9.9%
0th
 6.6%
45th
 16.6%
82nd
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr -8.3%
33rd
 21.1%
50th
 40.0%
58th
Net income growth (TTM YoY) -7.3%
17th
 34.5%
58th
 5.9%
25th
Net income CAGR, 3 yr -13.3%
17th
 29.5%
58th
 33.0%
67th
EPS growth (TTM YoY) 1.4%
17th
 36.9%
75th
 15.4%
25th
EPS CAGR, 3 yr -3.9%
17th
 34.0%
58th
 36.5%
67th
EPS CAGR, 5 yr 2.7%
36th
 20.8%
55th
 26.5%
73rd
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 9.1%
17th
 15.4%
75th
 23.0%
83rd
Dividend CAGR, 3 yr 11.0%
88th
 6.4%
62nd
 -70.6%
0th
Sustainable growth rate 4.8%
15th
 20.0%
85th
 19.7%
62nd

Margin history & stability

7 measures
MeasureAIGHIGACGL
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 11.9%
25th
 14.8%
33rd
 25.8%
75th
Net margin, 3-yr average 6.8%
25th
 12.8%
33rd
 27.8%
83rd
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.83
33rd
 0.98
100th
 0.94
58th
Earnings stability (0-1) 0.23
42nd
 0.81
92nd
 0.78
67th
Margin stability (0-1) 0.53
25th
 0.29
8th
 0.85
92nd

Liquidity (latest quarter)

7 measures
MeasureAIGHIGACGL
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureAIGHIGACGL
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 75.1%
62nd
 77.7%
69th
 71.8%
38th
IS credit model rating AA- AAA AAA
Implied credit spread (bps) 100
69th
 50
0th
 50
0th

Efficiency

11 measures
MeasureAIGHIGACGL
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureAIGHIGACGL
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureAIGHIGACGL
Dividend yield 2.4%
85th
 1.8%
77th
 0.0%
0th
Dividend per share (TTM) $1.90
85th
 $2.40
92nd
 $0.00
0th
Payout ratio (dividends / net income) 33.5%
85th
 14.8%
69th
 1.0%
38th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 10.1%
56th
 10.5%
67th
 -97.4%
11th
Buyback yield 7.0%
62nd
 0.3%
8th
 10.1%
85th
Shareholder yield (dividends + buybacks) 9.3%
69th
 2.0%
31st
 10.2%
85th
Share count change (YoY) -8.6%
0th
 -1.8%
75th
 -8.2%
17th
Buybacks, last 5 years $13.3B
100th
 $3.4B
62nd
 $8.6B
77th

Scores & forensic checks

15 measures
MeasureAIGHIGACGL
IS score 44
8th
 62
85th
 61
62nd
IS profitability 41
23rd
 54
38th
 72
69th
IS growth 30
17th
 63
75th
 49
33rd
IS value 81
31st
 85
54th
 87
62nd
IS momentum 63
33rd
 89
83rd
 77
58th
IS risk (safety) 100
23rd
 100
23rd
 100
23rd
IS quality 69
23rd
 84
69th
 86
85th
IS balance sheet 81
69th
 66
8th
 73
23rd
IS earnings quality 74
85th
 72
69th
 72
46th
IS cash flow 70
38th
 80
62nd
 86
69th
Piotroski F-score (0-9) 4
8th
 9
100th
 7
54th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.64
25th
 −7.41
33rd
 −7.16
50th
IS credit score 81
23rd
 96
77th
 96
77th

Per share

7 measures
MeasureAIGHIGACGL
EPS, diluted (TTM) $5.51
31st
 $15.45
69th
 $13.45
46th
Book value per share $75.50
62nd
 $69.47
54th
 $68.89
31st
Tangible book per share $69.70
62nd
 $62.78
31st
 $66.63
38th
Revenue per share $49.64
31st
 $102.74
69th
 $55.04
38th
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureAIGHIGACGL
Market cap $42.8B
85th
 $36.6B
69th
 $34.6B
62nd
Revenue $26.7B
69th
 $29.0B
77th
 $19.2B
46th
EBITDA $7.5B
85th
 $5.0B
54th
 $5.6B
62nd
Net income $3.0B
46th
 $4.4B
62nd
 $4.7B
69th
Free cash flow n/a n/a n/a
Total assets $163.5B
69th
 $88.0B
62nd
 $85.2B
31st
Shareholders' equity $40.6B
85th
 $19.6B
46th
 $24.0B
54th
Employees 22,100
77th
 19,200
69th
 8,000
46th

Price performance

9 measures
MeasureAIGHIGACGL
1 day +2.0% +1.7% +2.0%
1 week +4.8% +4.6% +6.0%
1 month +6.7% +1.4% +4.7%
3 months +1.9% −3.9% −0.6%
6 months +4.0% −3.4% +3.8%
Year to date −2.3% −1.1% +7.9%
1 year +1.8% +5.4% +13.1%
3 years, cumulative +40.3% +98.3% +28.3%
5 years, cumulative +57.2% +101.6% +160.1%

Technicals

4 measures
MeasureAIGHIGACGL
RSI 14 72.0 62.8 68.0
From 52-week high −5.7% −7.5% −5.4%
From 52-week low +15.5% +12.7% +22.8%
Beta 0.53 0.49 0.26
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms