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HIG vs ACGL vs AIG

161 measures in 16 categories, one definition each, computed from filings and market data.
HIG61.6
The Hartford Insurance Group, Inc.
Financial Services · Insurance - Diversified
$135.12 +1.69%$36.6B mkt cap
Score DNA
ACGL61.0
Arch Capital Group Ltd.
Financial Services · Insurance - Diversified
$101.27 +1.97%$34.6B mkt cap
Score DNA
AIG44.2
American International Group, Inc.
Financial Services · Insurance - Diversified
$80.74 +2.05%$42.8B mkt cap
Score DNA

Price, rebased to 100 three years ago

HIG   ACGL   AIG   · weekly adjusted closes
100150200Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26HIG 198AIG 141ACGL 127
Smart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasureHIGACGLAIG
Insider open-market buys, 180d 0 1 0
Insider $ bought, 180d — $0.50M —
Congress purchases, 180d 0 1 1
Last Congress purchase — 2026-05-01 2026-06-02
13F net change in holders +10 — +20
ETFs adding shares, 30d 1,249 1,194 933
ETFs trimming, 30d 1,094 1,151 844
Net ETF funds, 30d +155 +43 +89

Valuation

16 measures
MeasureHIGACGLAIG
P/E (TTM) 8.4x
38th
 7.4x
31st
 14.4x
77th
PEG (P/E ÷ 3-yr EPS CAGR) 0.25
83rd
 0.20
50th
 —
Price / sales 1.3x
31st
 1.8x
62nd
 1.6x
38th
Price / book 1.9x
92nd
 1.4x
62nd
 1.1x
23rd
Price / tangible book 2.1x
85th
 1.5x
54th
 1.1x
31st
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 11.9%
62nd
 13.6%
69th
 6.9%
23rd
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $155.38
62nd
 $144.40
38th
 $96.78
31st

Profitability (TTM)

12 measures
MeasureHIGACGLAIG
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 15.2%
31st
 27.4%
69th
 14.0%
23rd
EBIT margin 15.7%
31st
 28.4%
69th
 15.1%
23rd
Net margin 15.0%
31st
 24.4%
69th
 11.1%
23rd
NOPAT margin 12.3%
31st
 23.9%
69th
 11.4%
23rd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
 0.0%
0th
 0.0%
0th
SG&A / revenue 6.5%
20th
 — 15.0%
70th
Stock comp / revenue 0.2%
38th
 0.8%
54th
 0.0%
0th
Effective tax rate 19.4%
62nd
 12.8%
23rd
 18.2%
54th

Returns on capital

11 measures
MeasureHIGACGLAIG
ROE (on average equity) 23.5%
100th
 19.9%
62nd
 7.2%
15th
ROA 5.1%
46th
 5.7%
54th
 1.8%
23rd
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 5.3%
46th
 6.6%
54th
 2.4%
23rd
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 17.7%
67th
 18.6%
75th
 10.3%
50th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasureHIGACGLAIG
Revenue growth (TTM YoY) 6.5%
50th
 6.5%
58th
 -3.8%
17th
Revenue growth (QoQ) 0.5%
0th
 2.5%
15th
 6.5%
46th
Revenue CAGR, 3 yr 7.7%
50th
 21.0%
75th
 -15.5%
0th
Revenue CAGR, 5 yr 6.6%
45th
 16.6%
82nd
 -9.9%
0th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 21.1%
50th
 40.0%
58th
 -8.3%
33rd
Net income growth (TTM YoY) 34.5%
58th
 5.9%
25th
 -7.3%
17th
Net income CAGR, 3 yr 29.5%
58th
 33.0%
67th
 -13.3%
17th
EPS growth (TTM YoY) 36.9%
75th
 15.4%
25th
 1.4%
17th
EPS CAGR, 3 yr 34.0%
58th
 36.5%
67th
 -3.9%
17th
EPS CAGR, 5 yr 20.8%
55th
 26.5%
73rd
 2.7%
36th
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 15.4%
75th
 23.0%
83rd
 9.1%
17th
Dividend CAGR, 3 yr 6.4%
62nd
 -70.6%
0th
 11.0%
88th
Sustainable growth rate 20.0%
85th
 19.7%
62nd
 4.8%
15th

Margin history & stability

7 measures
MeasureHIGACGLAIG
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 14.8%
33rd
 25.8%
75th
 11.9%
25th
Net margin, 3-yr average 12.8%
33rd
 27.8%
83rd
 6.8%
25th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.98
100th
 0.94
58th
 0.83
33rd
Earnings stability (0-1) 0.81
92nd
 0.78
67th
 0.23
42nd
Margin stability (0-1) 0.29
8th
 0.85
92nd
 0.53
25th

Liquidity (latest quarter)

7 measures
MeasureHIGACGLAIG
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasureHIGACGLAIG
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 77.7%
69th
 71.8%
38th
 75.1%
62nd
IS credit model rating AAA AAA AA-
Implied credit spread (bps) 50
0th
 50
0th
 100
69th

Efficiency

11 measures
MeasureHIGACGLAIG
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasureHIGACGLAIG
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasureHIGACGLAIG
Dividend yield 1.8%
77th
 0.0%
0th
 2.4%
85th
Dividend per share (TTM) $2.40
92nd
 $0.00
0th
 $1.90
85th
Payout ratio (dividends / net income) 14.8%
69th
 1.0%
38th
 33.5%
85th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 10.5%
67th
 -97.4%
11th
 10.1%
56th
Buyback yield 0.3%
8th
 10.1%
85th
 7.0%
62nd
Shareholder yield (dividends + buybacks) 2.0%
31st
 10.2%
85th
 9.3%
69th
Share count change (YoY) -1.8%
75th
 -8.2%
17th
 -8.6%
0th
Buybacks, last 5 years $3.4B
62nd
 $8.6B
77th
 $13.3B
100th

Scores & forensic checks

15 measures
MeasureHIGACGLAIG
IS score 62
85th
 61
62nd
 44
8th
IS profitability 54
38th
 72
69th
 41
23rd
IS growth 63
75th
 49
33rd
 30
17th
IS value 85
54th
 87
62nd
 81
31st
IS momentum 89
83rd
 77
58th
 63
33rd
IS risk (safety) 100
23rd
 100
23rd
 100
23rd
IS quality 84
69th
 86
85th
 69
23rd
IS balance sheet 66
8th
 73
23rd
 81
69th
IS earnings quality 72
69th
 72
46th
 74
85th
IS cash flow 80
62nd
 86
69th
 70
38th
Piotroski F-score (0-9) 9
100th
 7
54th
 4
8th
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −7.41
33rd
 −7.16
50th
 −7.64
25th
IS credit score 96
77th
 96
77th
 81
23rd

Per share

7 measures
MeasureHIGACGLAIG
EPS, diluted (TTM) $15.45
69th
 $13.45
46th
 $5.51
31st
Book value per share $69.47
54th
 $68.89
31st
 $75.50
62nd
Tangible book per share $62.78
31st
 $66.63
38th
 $69.70
62nd
Revenue per share $102.74
69th
 $55.04
38th
 $49.64
31st
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasureHIGACGLAIG
Market cap $36.6B
69th
 $34.6B
62nd
 $42.8B
85th
Revenue $29.0B
77th
 $19.2B
46th
 $26.7B
69th
EBITDA $5.0B
54th
 $5.6B
62nd
 $7.5B
85th
Net income $4.4B
62nd
 $4.7B
69th
 $3.0B
46th
Free cash flow n/a n/a n/a
Total assets $88.0B
62nd
 $85.2B
31st
 $163.5B
69th
Shareholders' equity $19.6B
46th
 $24.0B
54th
 $40.6B
85th
Employees 19,200
69th
 8,000
46th
 22,100
77th

Price performance

9 measures
MeasureHIGACGLAIG
1 day +1.7% +2.0% +2.0%
1 week +4.6% +6.0% +4.8%
1 month +1.4% +4.7% +6.7%
3 months −3.9% −0.6% +1.9%
6 months −3.4% +3.8% +4.0%
Year to date −1.1% +7.9% −2.3%
1 year +5.4% +13.1% +1.8%
3 years, cumulative +98.3% +28.3% +40.3%
5 years, cumulative +101.6% +160.1% +57.2%

Technicals

4 measures
MeasureHIGACGLAIG
RSI 14 62.8 68.0 72.0
From 52-week high −7.5% −5.4% −5.7%
From 52-week low +12.7% +22.8% +15.5%
Beta 0.49 0.26 0.53
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms