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PGR vs CB vs TRV

161 measures in 16 categories, one definition each, computed from filings and market data.
PGR57.3
The Progressive Corporation
Financial Services · Insurance - Property & Casualty
$218.49 +2.25%$127.0B mkt cap
Score DNA
CB61.0
Chubb Limited
Financial Services · Insurance - Property & Casualty
$359.79 +1.98%$138.8B mkt cap
Score DNA
TRV68.8
The Travelers Companies, Inc.
Financial Services · Insurance - Property & Casualty
$389.54 +1.47%$81.2B mkt cap
Score DNA

Price, rebased to 100 three years ago

PGR   CB   TRV   · weekly adjusted closes
100150200250Jan 24Apr 24Jul 24Oct 24Jan 25Apr 25Jul 25Oct 25Jan 26Apr 26Jul 26Oct 26TRV 250CB 176PGR 145
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.

Smart money

8 measures
MeasurePGRCBTRV
Insider open-market buys, 180d 0 0 0
Insider $ bought, 180d — — —
Congress purchases, 180d 6 10 3
Last Congress purchase 2026-06-16 2026-09-04 2026-06-02
13F net change in holders +56 +53 +59
ETFs adding shares, 30d 1,423 490 1,260
ETFs trimming, 30d 1,167 406 1,232
Net ETF funds, 30d +256 +84 +28

Valuation

16 measures
MeasurePGRCBTRV
P/E (TTM) 10.9x
58th
12.4x
67th
9.8x
38th
PEG (P/E ÷ 3-yr EPS CAGR) 0.12
11th
0.46
63rd
0.16
15th
Price / sales 1.4x
58th
2.2x
77th
1.7x
69th
Price / book 3.7x
86th
1.8x
46th
2.8x
80th
Price / tangible book 4.0x
84th
2.7x
63rd
3.1x
69th
Price / free cash flow n/a n/a n/a
Price / operating cash flow n/a n/a n/a
Enterprise value n/a n/a n/a
EV / sales n/a n/a n/a
EV / EBITDA n/a n/a n/a
EV / EBIT n/a n/a n/a
EV / free cash flow n/a n/a n/a
Earnings yield 9.2%
50th
8.1%
42nd
10.3%
67th
FCF yield n/a n/a n/a
Operating cash flow yield n/a n/a n/a
Graham number (per share) $162.67
78th
$350.88
96th
$350.08
93rd

Profitability (TTM)

12 measures
MeasurePGRCBTRV
Gross margin n/a n/a n/a
EBITDA margin n/a n/a n/a
Operating margin 16.2%
60th
18.2%
69th
21.6%
73rd
EBIT margin 16.6%
65th
19.1%
75th
22.1%
77th
Net margin 12.8%
65th
18.1%
77th
17.0%
75th
NOPAT margin 12.8%
60th
13.7%
67th
17.4%
73rd
FCF margin n/a n/a n/a
Operating cash flow margin n/a n/a n/a
R&D / revenue 0.0%
0th
0.0%
0th
0.0%
0th
SG&A / revenue 0.0%
0th
9.8%
62nd
12.7%
75th
Stock comp / revenue 0.1%
43rd
0.0%
0th
—
Effective tax rate 20.9%
54th
25.0%
92nd
19.6%
18th

Returns on capital

11 measures
MeasurePGRCBTRV
ROE (on average equity) 34.9%
90th
15.5%
44th
27.5%
80th
ROA 9.7%
92nd
4.1%
62nd
5.8%
71st
ROIC n/a n/a n/a
ROCE n/a n/a n/a
Return on tangible assets 12.5%
92nd
4.4%
50th
7.6%
69th
Cash ROIC (OCF / invested capital) n/a n/a n/a
Gross profitability (GP / assets) n/a n/a n/a
ROIC, 3-yr average n/a n/a n/a
ROIC, 5-yr average n/a n/a n/a
ROE, 5-yr average 22.3%
91st
13.8%
64th
18.3%
77th
Incremental ROIC n/a n/a n/a

Growth

17 measures
MeasurePGRCBTRV
Revenue growth (TTM YoY) 10.5%
62nd
7.6%
46th
1.1%
18th
Revenue growth (QoQ) 6.5%
42nd
7.1%
44th
2.1%
17th
Revenue CAGR, 3 yr 17.7%
81st
10.1%
55th
6.9%
38th
Revenue CAGR, 5 yr 14.8%
73rd
9.7%
60th
7.4%
49th
Gross profit CAGR, 3 yr n/a n/a n/a
Operating income CAGR, 3 yr 89.9%
93rd
16.3%
39th
65.4%
86th
Net income growth (TTM YoY) 12.1%
19th
21.9%
21st
41.8%
60th
Net income CAGR, 3 yr 88.6%
90th
24.7%
55th
56.3%
83rd
EPS growth (TTM YoY) 12.8%
16th
25.3%
26th
53.2%
67th
EPS CAGR, 3 yr 88.9%
86th
27.0%
55th
61.2%
79th
EPS CAGR, 5 yr 16.4%
73rd
9.3%
58th
22.1%
82nd
FCF growth (TTM YoY) n/a n/a n/a
FCF CAGR, 3 yr n/a n/a n/a
Operating cash flow CAGR, 3 yr n/a n/a n/a
Book value CAGR, 3 yr 27.3%
82nd
14.7%
62nd
16.8%
69th
Dividend CAGR, 3 yr 41.8%
94th
3.3%
53rd
4.0%
64th
Sustainable growth rate 10.6%
44th
13.4%
53rd
24.2%
82nd

Margin history & stability

7 measures
MeasurePGRCBTRV
Gross margin, 3-yr average n/a n/a n/a
Operating margin, 3-yr average 15.0%
69th
19.1%
77th
16.4%
71st
Net margin, 3-yr average 11.9%
77th
17.3%
88th
13.1%
79th
FCF margin, 3-yr average n/a n/a n/a
Revenue stability (0-1) 0.96
69th
0.99
94th
0.96
71st
Earnings stability (0-1) 0.62
69th
0.49
60th
0.67
75th
Margin stability (0-1) 0.78
65th
0.81
77th
0.75
56th

Liquidity (latest quarter)

7 measures
MeasurePGRCBTRV
Cash & short-term investments n/a n/a n/a
Net cash (− = net debt) n/a n/a n/a
Working capital n/a n/a n/a
Current ratio n/a n/a n/a
Quick ratio n/a n/a n/a
Cash ratio (cash + ST investments / current liabilities) n/a n/a n/a
Defensive interval (days) n/a n/a n/a

Leverage & solvency (latest quarter)

13 measures
MeasurePGRCBTRV
Total debt n/a n/a n/a
Debt / equity n/a n/a n/a
Net debt / equity n/a n/a n/a
Debt / assets n/a n/a n/a
Debt / capital n/a n/a n/a
Debt / EBITDA n/a n/a n/a
Net debt / EBITDA n/a n/a n/a
Interest coverage (EBIT / interest) n/a n/a n/a
Cash interest coverage n/a n/a n/a
Debt payback (years of OCF) n/a n/a n/a
Liabilities / assets 72.5%
25th
71.3%
23rd
79.6%
60th
IS credit model rating AA+ AA AA
Implied credit spread (bps) 65
2nd
80
46th
80
46th

Efficiency

11 measures
MeasurePGRCBTRV
Asset turnover n/a n/a n/a
Fixed asset turnover n/a n/a n/a
Inventory turnover n/a n/a n/a
Receivables turnover n/a n/a n/a
Days sales outstanding n/a n/a n/a
Days inventory outstanding n/a n/a n/a
Days payables outstanding n/a n/a n/a
Cash conversion cycle (days) n/a n/a n/a
Capex / revenue n/a n/a n/a
Capex / depreciation n/a n/a n/a
Operating expense ratio n/a n/a n/a

Cash flow & earnings quality

7 measures
MeasurePGRCBTRV
Operating cash flow / net income n/a n/a n/a
FCF / net income n/a n/a n/a
FCF / operating cash flow n/a n/a n/a
Capex / operating cash flow n/a n/a n/a
Accruals ratio n/a n/a n/a
Sloan accruals ratio n/a n/a n/a
Earnings quality score (0-1) n/a n/a n/a

Dividends & buybacks

9 measures
MeasurePGRCBTRV
Dividend yield 6.4%
90th
1.1%
37th
1.2%
38th
Dividend per share (TTM) $13.90
100th
$3.98
81st
$4.70
87th
Payout ratio (dividends / net income) 69.7%
89th
13.7%
40th
12.0%
36th
Dividends / FCF n/a n/a n/a
Dividend growth (YoY) 185.4%
95th
7.2%
49th
10.7%
57th
Buyback yield 0.9%
40th
3.2%
77th
7.7%
96th
Shareholder yield (dividends + buybacks) 7.4%
77th
4.3%
62nd
8.9%
83rd
Share count change (YoY) -0.6%
64th
-2.7%
22nd
-7.4%
12th
Buybacks, last 5 years $2.2B
90th
$17.5B
98th
$21.0B
100th

Scores & forensic checks

15 measures
MeasurePGRCBTRV
IS score 57
46th
61
67th
69
83rd
IS profitability 59
69th
59
67th
60
71st
IS growth 59
40th
61
48th
59
42nd
IS value 72
42nd
73
46th
76
50th
IS momentum 84
38th
88
58th
86
48th
IS risk (safety) 100
19th
100
19th
100
19th
IS quality 79
69th
81
79th
79
63rd
IS balance sheet 60
19th
63
37th
76
67th
IS earnings quality 73
83rd
71
71st
72
73rd
IS cash flow 76
54th
85
77th
79
62nd
Piotroski F-score (0-9) 6
33rd
7
52nd
6
33rd
Altman Z-score — — —
Beneish M-score — — —
Ohlson O-score −6.89
29th
−7.92
6th
−7.62
10th
IS credit score 93
71st
87
46th
88
52nd

Per share

7 measures
MeasurePGRCBTRV
EPS, diluted (TTM) $20.02
81st
$28.53
94th
$39.56
96th
Book value per share $58.76
73rd
$191.79
98th
$137.68
96th
Tangible book per share $55.33
73rd
$138.31
98th
$118.94
94th
Revenue per share $155.82
87th
$157.81
88th
$232.29
92nd
FCF per share n/a n/a n/a
Operating cash flow per share n/a n/a n/a
Cash per share n/a n/a n/a

Size (TTM)

8 measures
MeasurePGRCBTRV
Market cap $127.0B
98th
$138.8B
100th
$81.2B
96th
Revenue $91.0B
100th
$62.0B
96th
$48.9B
94th
EBITDA $15.4B
98th
$12.2B
96th
$11.5B
94th
Net income $11.7B
98th
$11.2B
96th
$8.3B
94th
Free cash flow n/a n/a n/a
Total assets $124.9B
96th
$281.3B
100th
$142.1B
98th
Shareholders' equity $34.3B
98th
$75.4B
100th
$29.0B
94th
Employees 70,053
100th
45,000
96th
34,000
94th

Price performance

9 measures
MeasurePGRCBTRV
1 day +2.2% +2.0% +1.5%
1 week +0.5% +5.5% +5.6%
1 month +1.1% +5.2% +2.6%
3 months +3.0% +2.1% +6.1%
6 months +7.9% +8.8% +30.5%
Year to date +3.0% +16.0% +38.1%
1 year −3.5% +29.7% +46.8%
3 years, cumulative +56.0% +76.4% +152.4%
5 years, cumulative +152.1% +109.8% +172.2%

Technicals

4 measures
MeasurePGRCBTRV
RSI 14 55.2 73.0 72.7
From 52-week high −8.7% −1.7% −2.0%
From 52-week low +15.5% +36.0% +56.8%
Beta 0.24 0.37 0.44
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms