PGR vs CB vs TRV
161 measures in 16 categories, one definition each, computed from filings and market data.
PGR57.3
The Progressive Corporation
Financial Services · Insurance - Property & Casualty
$218.49 +2.25%$127.0B mkt cap
Score DNA
CB61.0
Chubb Limited
Financial Services · Insurance - Property & Casualty
$359.79 +1.98%$138.8B mkt cap
Score DNA
TRV68.8
The Travelers Companies, Inc.
Financial Services · Insurance - Property & Casualty
$389.54 +1.47%$81.2B mkt cap
Score DNA
Price, rebased to 100 three years ago
PGR CB TRV · weekly adjusted closesSmart money 8Valuation 16Profitability (TTM) 12Returns on capital 11Growth 17Margin history & stability 7Liquidity (latest quarter) 7Leverage & solvency (latest quarter) 13Efficiency 11Cash flow & earnings quality 7Dividends & buybacks 9Scores & forensic checks 15Per share 7Size (TTM) 8Price performance 9Technicals 4
● marks the highest or lowest value where that direction is plainly stronger (margins, returns, coverage, leverage); multiples and yields are left unmarked. Bars show each stock's percentile within its own industry. n/a: the measure does not apply to lenders and insurers.
Smart money
8 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Insider open-market buys, 180d | 0 | 0 | 0 |
| Insider $ bought, 180d | — | — | — |
| Congress purchases, 180d | 6 | 10 | 3 |
| Last Congress purchase | 2026-06-16 | 2026-09-04 | 2026-06-02 |
| 13F net change in holders | +56 | +53 | +59 |
| ETFs adding shares, 30d | 1,423 | 490 | 1,260 |
| ETFs trimming, 30d | 1,167 | 406 | 1,232 |
| Net ETF funds, 30d | +256 | +84 | +28 |
Valuation
16 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| P/E (TTM) | 10.9x
58th
|
12.4x
67th
|
9.8x
38th
|
| PEG (P/E ÷ 3-yr EPS CAGR) | 0.12
11th
|
0.46
63rd
|
0.16
15th
|
| Price / sales | 1.4x
58th
|
2.2x
77th
|
1.7x
69th
|
| Price / book | 3.7x
86th
|
1.8x
46th
|
2.8x
80th
|
| Price / tangible book | 4.0x
84th
|
2.7x
63rd
|
3.1x
69th
|
| Price / free cash flow | n/a | n/a | n/a |
| Price / operating cash flow | n/a | n/a | n/a |
| Enterprise value | n/a | n/a | n/a |
| EV / sales | n/a | n/a | n/a |
| EV / EBITDA | n/a | n/a | n/a |
| EV / EBIT | n/a | n/a | n/a |
| EV / free cash flow | n/a | n/a | n/a |
| Earnings yield | 9.2%
50th
|
8.1%
42nd
|
10.3%
67th
|
| FCF yield | n/a | n/a | n/a |
| Operating cash flow yield | n/a | n/a | n/a |
| Graham number (per share) | $162.67
78th
|
$350.88
96th
|
$350.08
93rd
|
Profitability (TTM)
12 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Gross margin | n/a | n/a | n/a |
| EBITDA margin | n/a | n/a | n/a |
| Operating margin | 16.2%
60th
|
18.2%
69th
|
21.6%
73rd
|
| EBIT margin | 16.6%
65th
|
19.1%
75th
|
22.1%
77th
|
| Net margin | 12.8%
65th
|
18.1%
77th
|
17.0%
75th
|
| NOPAT margin | 12.8%
60th
|
13.7%
67th
|
17.4%
73rd
|
| FCF margin | n/a | n/a | n/a |
| Operating cash flow margin | n/a | n/a | n/a |
| R&D / revenue | 0.0%
0th
|
0.0%
0th
|
0.0%
0th
|
| SG&A / revenue | 0.0%
0th
|
9.8%
62nd
|
12.7%
75th
|
| Stock comp / revenue | 0.1%
43rd
|
0.0%
0th
|
— |
| Effective tax rate | 20.9%
54th
|
25.0%
92nd
|
19.6%
18th
|
Returns on capital
11 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| ROE (on average equity) | 34.9%
90th
|
15.5%
44th
|
27.5%
80th
|
| ROA | 9.7%
92nd
|
4.1%
62nd
|
5.8%
71st
|
| ROIC | n/a | n/a | n/a |
| ROCE | n/a | n/a | n/a |
| Return on tangible assets | 12.5%
92nd
|
4.4%
50th
|
7.6%
69th
|
| Cash ROIC (OCF / invested capital) | n/a | n/a | n/a |
| Gross profitability (GP / assets) | n/a | n/a | n/a |
| ROIC, 3-yr average | n/a | n/a | n/a |
| ROIC, 5-yr average | n/a | n/a | n/a |
| ROE, 5-yr average | 22.3%
91st
|
13.8%
64th
|
18.3%
77th
|
| Incremental ROIC | n/a | n/a | n/a |
Growth
17 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Revenue growth (TTM YoY) | 10.5%
62nd
|
7.6%
46th
|
1.1%
18th
|
| Revenue growth (QoQ) | 6.5%
42nd
|
7.1%
44th
|
2.1%
17th
|
| Revenue CAGR, 3 yr | 17.7%
81st
|
10.1%
55th
|
6.9%
38th
|
| Revenue CAGR, 5 yr | 14.8%
73rd
|
9.7%
60th
|
7.4%
49th
|
| Gross profit CAGR, 3 yr | n/a | n/a | n/a |
| Operating income CAGR, 3 yr | 89.9%
93rd
|
16.3%
39th
|
65.4%
86th
|
| Net income growth (TTM YoY) | 12.1%
19th
|
21.9%
21st
|
41.8%
60th
|
| Net income CAGR, 3 yr | 88.6%
90th
|
24.7%
55th
|
56.3%
83rd
|
| EPS growth (TTM YoY) | 12.8%
16th
|
25.3%
26th
|
53.2%
67th
|
| EPS CAGR, 3 yr | 88.9%
86th
|
27.0%
55th
|
61.2%
79th
|
| EPS CAGR, 5 yr | 16.4%
73rd
|
9.3%
58th
|
22.1%
82nd
|
| FCF growth (TTM YoY) | n/a | n/a | n/a |
| FCF CAGR, 3 yr | n/a | n/a | n/a |
| Operating cash flow CAGR, 3 yr | n/a | n/a | n/a |
| Book value CAGR, 3 yr | 27.3%
82nd
|
14.7%
62nd
|
16.8%
69th
|
| Dividend CAGR, 3 yr | 41.8%
94th
|
3.3%
53rd
|
4.0%
64th
|
| Sustainable growth rate | 10.6%
44th
|
13.4%
53rd
|
24.2%
82nd
|
Margin history & stability
7 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Gross margin, 3-yr average | n/a | n/a | n/a |
| Operating margin, 3-yr average | 15.0%
69th
|
19.1%
77th
|
16.4%
71st
|
| Net margin, 3-yr average | 11.9%
77th
|
17.3%
88th
|
13.1%
79th
|
| FCF margin, 3-yr average | n/a | n/a | n/a |
| Revenue stability (0-1) | 0.96
69th
|
0.99
94th
|
0.96
71st
|
| Earnings stability (0-1) | 0.62
69th
|
0.49
60th
|
0.67
75th
|
| Margin stability (0-1) | 0.78
65th
|
0.81
77th
|
0.75
56th
|
Liquidity (latest quarter)
7 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Cash & short-term investments | n/a | n/a | n/a |
| Net cash (− = net debt) | n/a | n/a | n/a |
| Working capital | n/a | n/a | n/a |
| Current ratio | n/a | n/a | n/a |
| Quick ratio | n/a | n/a | n/a |
| Cash ratio (cash + ST investments / current liabilities) | n/a | n/a | n/a |
| Defensive interval (days) | n/a | n/a | n/a |
Leverage & solvency (latest quarter)
13 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Total debt | n/a | n/a | n/a |
| Debt / equity | n/a | n/a | n/a |
| Net debt / equity | n/a | n/a | n/a |
| Debt / assets | n/a | n/a | n/a |
| Debt / capital | n/a | n/a | n/a |
| Debt / EBITDA | n/a | n/a | n/a |
| Net debt / EBITDA | n/a | n/a | n/a |
| Interest coverage (EBIT / interest) | n/a | n/a | n/a |
| Cash interest coverage | n/a | n/a | n/a |
| Debt payback (years of OCF) | n/a | n/a | n/a |
| Liabilities / assets | 72.5%
25th
|
71.3%
23rd
|
79.6%
60th
|
| IS credit model rating | AA+ | AA | AA |
| Implied credit spread (bps) | 65
2nd
|
80
46th
|
80
46th
|
Efficiency
11 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Asset turnover | n/a | n/a | n/a |
| Fixed asset turnover | n/a | n/a | n/a |
| Inventory turnover | n/a | n/a | n/a |
| Receivables turnover | n/a | n/a | n/a |
| Days sales outstanding | n/a | n/a | n/a |
| Days inventory outstanding | n/a | n/a | n/a |
| Days payables outstanding | n/a | n/a | n/a |
| Cash conversion cycle (days) | n/a | n/a | n/a |
| Capex / revenue | n/a | n/a | n/a |
| Capex / depreciation | n/a | n/a | n/a |
| Operating expense ratio | n/a | n/a | n/a |
Cash flow & earnings quality
7 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Operating cash flow / net income | n/a | n/a | n/a |
| FCF / net income | n/a | n/a | n/a |
| FCF / operating cash flow | n/a | n/a | n/a |
| Capex / operating cash flow | n/a | n/a | n/a |
| Accruals ratio | n/a | n/a | n/a |
| Sloan accruals ratio | n/a | n/a | n/a |
| Earnings quality score (0-1) | n/a | n/a | n/a |
Scores & forensic checks
15 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| IS score | 57
46th
|
61
67th
|
69
83rd
|
| IS profitability | 59
69th
|
59
67th
|
60
71st
|
| IS growth | 59
40th
|
61
48th
|
59
42nd
|
| IS value | 72
42nd
|
73
46th
|
76
50th
|
| IS momentum | 84
38th
|
88
58th
|
86
48th
|
| IS risk (safety) | 100
19th
|
100
19th
|
100
19th
|
| IS quality | 79
69th
|
81
79th
|
79
63rd
|
| IS balance sheet | 60
19th
|
63
37th
|
76
67th
|
| IS earnings quality | 73
83rd
|
71
71st
|
72
73rd
|
| IS cash flow | 76
54th
|
85
77th
|
79
62nd
|
| Piotroski F-score (0-9) | 6
33rd
|
7
52nd
|
6
33rd
|
| Altman Z-score | — | — | — |
| Beneish M-score | — | — | — |
| Ohlson O-score | −6.89
29th
|
−7.92
6th
|
−7.62
10th
|
| IS credit score | 93
71st
|
87
46th
|
88
52nd
|
Size (TTM)
8 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| Market cap | $127.0B
98th
|
$138.8B
100th
|
$81.2B
96th
|
| Revenue | $91.0B
100th
|
$62.0B
96th
|
$48.9B
94th
|
| EBITDA | $15.4B
98th
|
$12.2B
96th
|
$11.5B
94th
|
| Net income | $11.7B
98th
|
$11.2B
96th
|
$8.3B
94th
|
| Free cash flow | n/a | n/a | n/a |
| Total assets | $124.9B
96th
|
$281.3B
100th
|
$142.1B
98th
|
| Shareholders' equity | $34.3B
98th
|
$75.4B
100th
|
$29.0B
94th
|
| Employees | 70,053
100th
|
45,000
96th
|
34,000
94th
|
Price performance
9 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| 1 day | +2.2% | +2.0% | +1.5% |
| 1 week | +0.5% | +5.5% | +5.6% |
| 1 month | +1.1% | +5.2% | +2.6% |
| 3 months | +3.0% | +2.1% | +6.1% |
| 6 months | +7.9% | +8.8% | +30.5% |
| Year to date | +3.0% | +16.0% | +38.1% |
| 1 year | −3.5% | +29.7% | +46.8% |
| 3 years, cumulative | +56.0% | +76.4% | +152.4% |
| 5 years, cumulative | +152.1% | +109.8% | +172.2% |
Technicals
4 measures| Measure | PGR | CB | TRV |
|---|---|---|---|
| RSI 14 | 55.2 | 73.0 | 72.7 |
| From 52-week high | −8.7% | −1.7% | −2.0% |
| From 52-week low | +15.5% | +36.0% | +56.8% |
| Beta | 0.24 | 0.37 | 0.44 |
InsiderStreet reports findings from filings and market data. A comparison is not a recommendation to buy or sell either stock.Every figure is computed in code · data as of 2026-10-17