ANDC OTC
Andover Bancorp, Inc.
1W: -0.7%
1M: -4.8%
3M: -0.6%
YTD: +2.7%
1Y: +9.4%
3Y: +11.7%
5Y: +29.7%
$20.00
-0.05 (-0.25%)
Weekly Expected Move ±0.4%
$20
$20
$20
$20
$20
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$6M
-4.1% ▼
5Y CAGR: +6.9%
Capital Expenditures
$262K
+51.1% ▲
5Y CAGR: -11.7%
Free Cash Flow
$5M
+0.6% ▲
5Y CAGR: +8.6%
Dividends Paid
$2M
+1.3% ▲
Buybacks
$956K
-32.4% ▼
Net Change in Cash
-$16M
-219.2% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $4M | $5M | $5M | $4M | $3M |
| Depreciation & Amort. | $875K | $801K | $723K | $693K | $658K |
| Stock-Based Comp. | $439K | $429K | $449K | $488K | $533K |
| Change in Working Capital | -$103K | -$538K | -$582K | $844K | $1M |
| Other Non-Cash Items | $3M | $1M | $699K | $167K | $351K |
| Operating Cash Flow | $8M | $7M | $6M | $6M | $6M |
| — Investing Activities — | |||||
| Capital Expenditures | -$357K | -$403K | -$598K | -$535K | -$262K |
| Acquisitions (Net) | $57M | $49M | $8K | $0 | $0 |
| Investment Purchases | -$133M | -$87M | -$52M | $0 | -$50M |
| Investment Sales | $75M | $39M | $32M | $0 | $19M |
| Other Investing | -$91M | -$55M | -$15M | $31M | $3M |
| Investing Cash Flow | -$92M | -$55M | -$36M | $30M | -$28M |
| — Financing Activities — | |||||
| Net Debt Issuance | $2M | $2M | $10M | -$20M | $0 |
| Stock Repurchased | -$1M | -$2M | -$2M | -$722K | -$956K |
| Dividends Paid | -$2M | -$2M | -$2M | -$2M | -$2M |
| Other Financing | $90M | $49M | $20M | -$252K | $9M |
| Financing Cash Flow | $90M | $48M | $27M | -$23M | $6M |
| Net Change in Cash | $6M | -$762K | -$3M | $14M | -$16M |
| Cash End of Period | $19M | $18M | $15M | $29M | $13M |
| Free Cash Flow | $8M | $6M | $6M | $5M | $5M |