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APPF NASDAQ

AppFolio Inc.
1W: -0.6% 1M: -9.5% 3M: +15.3% YTD: -11.9% 1Y: -20.9% 3Y: +13.6% 5Y: +63.4%
$202.97
-1.27 (-0.62%)
 
Weekly Expected Move ±5.7%
$180 $191 $203 $215 $226
NASDAQ · Technology · Software - Application · Tech Score Sell · Power 45 · $7.3B mcap · 34M float · 1.10% daily turnover · Short 74% of daily vol
Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings
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Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

NARROW EDGE
55.0 / 100
NoneWeakNarrowWide
Primary source: Cost Advantage  ·  ROIC: 44.5%  ·  5Y Avg: 0.6%
Cost Advantage ★
81
Intangibles
45
Switching Cost
53
Network Effect
62
Scale
33
The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. APPF has a Narrow competitive edge (55.0/100) — meaningful but not impregnable advantages over competitors. The primary source of advantage is Cost Advantage. ROIC of 44.5% confirms the company is generating returns well above its cost of capital — a hallmark of durable competitive advantages.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
$225
Low
$248
Avg Target
$280
High
Based on 3 analysts since Jul 23, 2026 earnings
Analyst Recommendations
Strong Buy: 0Buy: 9Hold: 3Sell: 1Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$244.25
Analysts4
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2026-09-28 D.A. Davidson Clark Wright $225 $240 +15 +20.6% $199.06
2026-09-17 KeyBanc Jason Celino $255 $280 +25 +26.6% $221.17
2026-07-24 D.A. Davidson Clark Wright $325 $225 -100 +37.1% $164.10
2026-07-22 Guggenheim Tamjid Chowdhury Initiated $232 — +43.0% $162.21
2026-04-24 UBS — $275 $210 -65 +37.9% $152.30
2026-01-30 UBS — $260 $275 +15 +44.5% $190.32
2026-01-30 KeyBanc — $270 $255 -15 +23.1% $207.10
2026-01-30 Piper Sandler — $300 $245 -55 +18.3% $207.10
2026-01-30 UBS Seth Gilbert $285 $260 -25 +25.5% $207.10
2025-12-12 UBS Seth Gilbert Initiated $285 — +24.0% $229.77
2025-10-31 KeyBanc Jason Celino $300 $270 -30 +14.5% $235.71
2025-10-31 D.A. Davidson Gil Luria $275 $325 +50 +37.9% $235.71
2025-04-14 D.A. Davidson Gil Luria $300 $275 -25 +20.8% $227.57
2024-10-04 D.A. Davidson Peter Heckmann $88 $300 +212 +32.1% $227.12
2024-07-26 Piper Sandler Brent Bracelin $295 $300 +5 +15.8% $259.07
2024-07-25 KeyBanc Jason Celino Initiated $300 — +26.1% $237.90
2024-06-10 Piper Sandler Brent Bracelin Initiated $295 — +27.5% $231.30
2023-08-21 Stephens John Campbell Initiated $212 — +12.9% $187.76
2022-05-11 D.A. Davidson Peter Heckmann Initiated $88 — +2.5% $85.84

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
Oct 02, 2026
DCF
4
ROE
5
ROA
5
D/E
3
P/E
2
P/B
1
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. APPF receives an overall rating of A-. Strongest factors: DCF (4/5), ROE (5/5), ROA (5/5). Areas of concern: P/E (2/5), P/B (1/5).
Rating Change History
DateFromTo
2026-04-23 B+ A-
2026-02-26 A- B+
2026-02-24 B+ A-

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 72 Grade A+
Profitability
82
Balance Sheet
95
Earnings Quality
56
Growth
42
Value
35
Momentum
69
Safety
100
Cash Flow
94
The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. APPF scores highest in Safety (100/100) and lowest in Value (35/100). An overall grade of A+ places APPF among the highest-quality companies in its peer group.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
32.16
Safe Zone
Piotroski F-Score
7/9
✓ ✓ ✗ ✓ ✓ ✓ ✓ ✗ ✓
Beneish M-Score
-2.63
Unlikely Manipulator
Ohlson O-Score
-13.55
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
AA+
Score: 92.5/100
Trend: Stable
Earnings Quality
75/100
OCF/NI: 1.73x
Accruals: -19.0%
The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. APPF scores 32.16, placing it in the Safe Zone (safe > 2.99, distress < 1.81). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. APPF scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. APPF's score of -2.63 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. APPF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. APPF receives an estimated rating of AA+ (score: 92.5/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). APPF's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
46.02x
PEG
-2.18x
P/S
6.97x
P/B
13.71x
P/FCF
21.24x
P/OCF
20.94x
EV/EBITDA
26.68x
EV/Revenue
5.31x
EV/EBIT
29.71x
EV/FCF
20.54x
Earnings Yield
2.76%
FCF Yield
4.71%
Shareholder Yield
2.41%
Graham Number
$38.32
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 46.0x earnings, APPF is priced for high growth expectations. Graham's intrinsic value formula yields $38.32 per share, 430% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.830
NI / EBT
×
Interest Burden
1.020
EBT / EBIT
×
EBIT Margin
0.179
EBIT / Rev
×
Asset Turnover
1.712
Rev / Assets
×
Equity Multiplier
1.238
Assets / Equity
=
ROE
32.1%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. APPF's ROE of 32.1% is driven by Asset Turnover (1.712), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
0.00%
Fair P/E
8.50x
Intrinsic Value
$37.58
Price/Value
4.27x
Margin of Safety
-326.75%
Premium
326.75%
Assessment
Overvalued
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with APPF's realized 0.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. APPF trades at a 327% premium to its adjusted intrinsic value of $37.58, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 8.5x compares to the current market P/E of 46.0x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$202.97
Median 1Y
$202.16
5th Pctile
$93.37
95th Pctile
$436.83
Ann. Volatility
47.4%
Analyst Target
$244.25
25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Executive Compensation

C-suite compensation breakdown including salary, stock awards, options, and incentive pay. The CEO-to-employee pay ratio and Gini coefficient measure pay distribution fairness.

C-Suite Compensation

ExecutiveSalaryStockTotal
Shane Trigg
President and Chief Executive Officer
 $550,000 $4,000,307 $5,438,904
Tim Eaton Financial
ancial Officer
 $339,450 $3,350,251 $4,137,470
Elizabeth Barat People
People Officer
 $401,800 $2,000,405 $2,798,577
Matt Mazza Trust
r Chief Trust Officer
 $361,479 $1,800,415 $2,726,648
Evan Pickering President,
e President, General Counsel and Corporate Secretary
 $345,586 $750,152 $1,381,550

CEO Pay Ratio

39:1
CEO-to-Employee Pay Ratio
CEO Total Comp: $5,438,904
Avg Employee Cost (SGA/emp): $140,713
Employees: 1,702

C-Suite Pay Equality (Gini)

CEO Compensation Mix

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees
1,702
+4.2% YoY
Revenue / Employee
$558,650
Rev: $950,822,000
Profit / Employee
$82,798
NI: $140,923,000
SGA / Employee
$140,713
Avg labor cost proxy
R&D / Employee
$111,880
Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
ROE 0.6% 0.4% -4.8% -16.6% -17.7% -24.2% -33.6% -31.7% -17.7% 1.0% 26.4% 41.9% 39.0% 50.0% 49.1% 49.1% 44.7% 26.5% 32.6% 32.1% 32.09%
ROA 0.5% 0.3% -3.5% -11.8% -12.6% -17.3% -23.1% -21.4% -12.4% 0.7% 18.9% 30.1% 29.2% 39.4% 39.2% 38.8% 35.0% 20.9% 26.5% 25.9% 25.91%
ROIC -3.0% -3.0% -7.6% -20.1% -24.9% -35.9% -55.4% -41.5% -32.4% 0.2% 48.0% 84.7% 98.0% 65.2% 60.8% 50.7% 56.0% 36.9% 40.9% 44.5% 44.47%
ROCE -54.5% -3.3% -6.0% -16.1% -18.2% -22.6% -28.9% -20.6% -16.1% -0.3% 15.6% 23.6% 30.7% 24.8% 27.6% 28.8% 25.6% 25.5% 34.6% 33.0% 33.02%
Gross Margin 59.6% 59.1% 58.8% 59.6% 59.5% 59.4% 58.7% 60.7% 62.1% 64.3% 62.7% 62.4% 65.2% 60.0% 63.5% 64.4% 63.3% 61.5% 63.8% 63.5% 63.51%
Operating Margin -0.0% -7.7% -13.9% -25.5% -6.3% -16.1% -19.5% -0.5% -0.0% 16.4% 18.2% 18.3% 20.7% 11.3% 15.5% 17.2% 14.1% 17.6% 19.4% 18.8% 18.84%
Net Margin -0.1% -1.4% -13.6% -25.5% -3.3% -15.9% -25.8% -12.9% 16.0% 17.6% 20.6% 15.0% 16.0% 50.4% 14.4% 15.3% 13.5% 16.1% 16.2% 14.8% 14.78%
EBITDA Margin 8.6% -5.8% -5.1% -17.4% 0.9% -9.0% -18.7% -0.9% 1.5% 20.5% 21.2% 20.9% 22.8% 16.0% 18.6% 19.9% 16.9% 20.4% 22.4% 19.8% 19.78%
FCF Margin 4.6% 7.6% 7.4% 4.3% 4.4% 4.0% 4.5% 1.8% 4.8% 8.1% 13.5% 20.9% 22.8% 22.9% 21.8% 21.2% 23.2% 25.0% 23.5% 25.9% 25.85%
OCF Margin 8.8% 9.8% 9.7% 6.8% 6.4% 5.4% 5.8% 2.7% 6.1% 9.7% 15.1% 22.4% 24.0% 23.7% 22.3% 21.5% 23.6% 25.5% 23.9% 26.2% 26.22%
ROE 3Y Avg snapshot only 36.06%
ROE 5Y Avg snapshot only 11.29%
ROA 3Y Avg snapshot only 28.73%
ROIC 3Y Avg snapshot only 52.20%
ROIC Economic snapshot only 27.96%
Cash ROA snapshot only 42.09%
Cash ROIC snapshot only 80.21%
CROIC snapshot only 79.09%
NOPAT Margin snapshot only 14.53%
Pretax Margin snapshot only 18.24%
R&D / Revenue snapshot only 19.27%
SGA / Revenue snapshot only 24.77%
SBC / Revenue snapshot only 7.17%
Valuation
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
P/E Ratio 2257.60 4090.84 -287.07 -69.23 -73.76 -54.50 -49.60 -78.62 -140.96 2346.37 118.33 71.86 65.75 44.47 40.95 41.05 49.06 59.77 37.19 36.27 46.025
P/S Ratio 12.40 11.70 10.22 7.64 8.28 7.87 8.78 11.50 11.63 10.22 13.47 12.44 11.35 11.43 9.77 9.66 11.03 8.86 5.68 5.49 6.967
P/B Ratio 14.29 14.14 13.66 11.95 13.50 13.98 18.34 27.09 25.37 21.32 26.68 24.19 20.96 17.48 17.44 18.30 20.04 15.52 12.02 10.86 13.712
P/FCF 268.11 154.11 137.95 179.74 189.79 197.21 195.97 634.42 242.39 126.60 99.58 59.55 49.80 49.85 44.81 45.61 47.44 35.39 24.17 21.24 21.235
P/OCF 141.07 118.83 104.93 113.02 130.06 146.36 151.19 424.35 189.38 105.17 89.01 55.55 47.34 48.23 43.88 44.96 46.78 34.79 23.75 20.94 20.938
EV/EBITDA -24.88 300.78 601.84 -134.09 -118.39 -100.53 -76.64 -163.14 -184.14 565.75 116.09 73.67 51.24 55.06 48.93 49.43 60.68 45.71 27.90 26.68 26.682
EV/Revenue 12.09 11.52 10.04 7.50 8.09 7.64 8.54 11.27 11.38 9.95 13.17 12.11 10.97 11.13 9.57 9.56 10.85 8.67 5.56 5.31 5.311
EV/EBIT -20.84 -348.59 -185.50 -60.00 -60.23 -49.96 -51.07 -105.50 -132.62 -6587.97 148.27 89.00 59.34 63.20 56.54 57.28 71.17 52.62 31.47 29.71 29.709
EV/FCF 261.54 151.73 135.47 176.30 185.54 191.55 190.62 621.84 237.03 123.27 97.38 57.97 48.13 48.55 43.86 45.13 46.67 34.63 23.68 20.54 20.544
Earnings Yield 0.0% 0.0% -0.3% -1.4% -1.4% -1.8% -2.0% -1.3% -0.7% 0.0% 0.8% 1.4% 1.5% 2.2% 2.4% 2.4% 2.0% 1.7% 2.7% 2.8% 2.76%
FCF Yield 0.4% 0.6% 0.7% 0.6% 0.5% 0.5% 0.5% 0.2% 0.4% 0.8% 1.0% 1.7% 2.0% 2.0% 2.2% 2.2% 2.1% 2.8% 4.1% 4.7% 4.71%
Price/Tangible Book snapshot only 14.858
EV/OCF snapshot only 20.257
EV/Gross Profit snapshot only 8.425
Acquirers Multiple snapshot only 30.317
Shareholder Yield snapshot only 2.41%
Graham Number snapshot only $38.32
Leverage & Solvency
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Current Ratio 4.01 3.01 3.14 2.86 3.06 3.28 2.65 2.80 3.24 3.90 5.47 5.51 6.20 5.30 4.64 2.92 3.01 3.20 3.52 3.83 3.831
Quick Ratio 4.01 3.01 3.14 2.86 3.06 3.28 2.65 2.80 3.24 3.90 5.47 5.51 6.20 5.30 4.64 2.92 3.01 3.20 3.52 3.83 3.831
Debt/Equity 0.20 0.19 0.20 0.22 0.21 0.20 0.20 0.19 0.17 0.15 0.13 0.12 0.10 0.08 0.09 0.09 0.08 0.13 0.08 0.07 0.068
Net Debt/Equity -0.35 -0.22 -0.25 -0.23 -0.30 -0.40 -0.50 -0.54 -0.56 -0.56 -0.59 -0.64 -0.70 -0.46 -0.37 -0.19 -0.32 -0.33 -0.24 -0.35 -0.353
Debt/Assets 0.14 0.14 0.14 0.15 0.15 0.14 0.13 0.12 0.12 0.11 0.10 0.09 0.08 0.07 0.07 0.07 0.06 0.10 0.06 0.06 0.055
Debt/EBITDA -0.36 4.18 8.85 -2.48 -1.88 -1.49 -0.86 -1.16 -1.25 4.10 0.58 0.36 0.25 0.26 0.25 0.24 0.24 0.40 0.19 0.17 0.173
Net Debt/EBITDA 0.63 -4.71 -11.03 2.61 2.71 2.97 2.15 3.30 4.16 -15.30 -2.62 -2.01 -1.78 -1.47 -1.06 -0.53 -0.99 -1.00 -0.58 -0.90 -0.897
Interest Coverage — — — — — — — — — — — — — — — — — — — — —
Equity Multiplier 1.40 1.37 1.39 1.42 1.42 1.44 1.54 1.56 1.44 1.38 1.29 1.29 1.27 1.21 1.22 1.25 1.28 1.33 1.23 1.23 1.232
Cash Ratio snapshot only 2.612
Cash to Debt snapshot only 6.197
FCF to Debt snapshot only 7.522
Defensive Interval snapshot only 219.0 days
Efficiency & Turnover
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Asset Turnover 0.85 0.90 0.99 1.07 1.12 1.20 1.30 1.46 1.50 1.57 1.66 1.74 1.69 1.53 1.64 1.65 1.56 1.41 1.74 1.71 1.712
Inventory Turnover — — — — — — — — — — — — — — — — — — — — —
Receivables Turnover 31.13 31.73 26.90 26.59 32.76 32.43 29.95 29.40 32.50 33.35 30.82 31.58 33.19 35.25 30.74 29.63 30.25 31.06 27.87 25.09 25.086
Payables Turnover 44.30 104.92 43.56 89.95 90.27 91.85 73.77 149.90 158.95 131.75 221.69 192.36 298.05 168.96 94.95 140.35 145.56 107.81 84.37 95.81 95.815
DSO 12 12 14 14 11 11 12 12 11 11 12 12 11 10 12 12 12 12 13 15 14.5 days
DIO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0.0 days
DPO 8 3 8 4 4 4 5 2 2 3 2 2 1 2 4 3 3 3 4 4 3.8 days
Cash Conversion Cycle 3 8 5 10 7 7 7 10 9 8 10 10 10 8 8 10 10 8 9 11 10.7 days
Fixed Asset Turnover snapshot only 28.705
Cash Velocity snapshot only 4.695
Capital Intensity snapshot only 0.623
Growth (YoY)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 10.2% 15.9% 21.9% 27.6% 31.9% 31.3% 30.3% 28.5% 29.1% 31.5% 33.6% 35.6% 33.1% 28.0% 22.7% 19.5% 18.9% 19.7% 20.7% 20.7% 20.66%
Net Income -98.9% -99.4% -1.1% -1.3% -28.0% -67.3% -5.5% -70.3% 5.0% 1.0% 1.9% 2.6% 3.8% 74.5% 1.6% 62.4% 54.8% -30.9% -22.8% -22.4% -22.44%
EPS -98.8% -99.4% -1.1% -1.3% -27.6% -66.3% -5.4% -67.2% 8.7% 1.0% 1.8% 2.6% 3.8% 74.1% 1.6% 64.8% 56.9% -29.8% -21.0% -21.2% -21.20%
FCF -44.5% 69.6% 27.3% -0.5% 24.4% -31.0% -21.3% -45.2% 42.2% 1.7% 3.0% 14.6% 5.3% 2.6% 97.9% 21.1% 21.3% 30.8% 30.0% 47.2% 47.20%
EBITDA -4.8% 1.1% 1.0% 85.6% 81.5% -3.6% -9.7% -58.8% -16.8% 1.3% 2.4% 4.2% 5.6% 13.7% 1.1% 40.5% -0.7% 12.3% 23.1% 24.2% 24.16%
Op. Income -1.6% -2.2% -17.3% -12.3% -7.2% -5.1% -3.0% -5.8% 21.0% 1.0% 1.7% 2.8% 4.0% 139.9% 1.2% 42.3% -6.1% 12.7% 25.5% 30.4% 30.41%
OCF Growth snapshot only 47.16%
Asset Growth snapshot only 14.27%
Equity Growth snapshot only 15.47%
Debt Growth snapshot only -9.76%
Shares Change snapshot only -1.57%
Growth (CAGR)
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue 3Y 23.7% 23.7% 23.5% 23.3% 22.9% 22.6% 22.8% 22.6% 23.4% 26.0% 28.5% 30.6% 31.4% 30.3% 28.8% 27.7% 26.9% 26.3% 25.6% 25.0% 25.05%
Revenue 5Y 28.0% 27.8% 27.5% 27.2% 27.1% 26.8% 26.7% 26.3% 26.4% 26.7% 26.8% 26.7% 26.1% 25.4% 24.9% 24.5% 24.3% 25.1% 25.8% 26.3% 26.25%
EPS 3Y -54.3% -62.6% — — — — — — — -74.8% -22.0% -4.6% 3.1% 4.7% — — — — — — —
EPS 5Y — — — — — — — — — -33.4% 30.6% 28.0% 29.7% 40.3% 40.9% 45.5% 4.2% -3.3% -0.7% 2.5% 2.46%
Net Income 3Y -54.7% -62.8% — — — — — — — -74.3% -21.3% -3.6% 3.1% 4.8% — — — — — — —
Net Income 5Y — — — — — — — — — -33.0% 31.6% 29.0% 30.7% 41.3% 41.6% 46.0% 4.5% -2.3% -0.6% 2.4% 2.44%
EBITDA 3Y — -26.2% -41.2% — — — — — — — — — — 1.3% 1.9% — — — — — —
EBITDA 5Y — 55.5% -0.4% — — — — — — -20.4% 19.3% 32.2% 39.3% 38.0% 34.0% 31.4% 30.6% — — — —
Gross Profit 3Y 22.6% 22.7% 23.3% 22.8% 22.3% 22.0% 21.8% 20.8% 22.2% 26.0% 29.6% 32.4% 34.1% 32.1% 30.7% 30.5% 29.4% 28.9% 28.3% 27.4% 27.42%
Gross Profit 5Y 29.6% 28.7% 28.0% 26.9% 26.3% 25.9% 25.7% 25.4% 25.9% 26.8% 27.7% 27.9% 27.5% 26.3% 25.7% 24.8% 24.6% 25.7% 26.7% 27.4% 27.38%
Op. Income 3Y — — — — — — — — — -53.8% 2.6% — — — — — — — — — —
Op. Income 5Y — — — — — — — — — -45.3% 31.9% 56.7% 73.1% 83.8% 70.7% 59.8% 60.0% 73.3% 1.7% — —
FCF 3Y -6.1% 7.7% 20.5% 11.1% 18.5% 24.4% 87.1% -15.6% -0.6% 46.0% 59.4% 1.0% 1.2% 88.2% 84.6% 1.2% 1.2% 1.3% 1.2% 2.0% 2.03%
FCF 5Y — — 85.0% 17.7% 4.8% 2.4% 6.5% -13.5% 7.9% 18.0% 41.0% 63.6% 71.7% 79.5% 1.2% 62.7% 49.7% 71.4% 59.8% 72.3% 72.33%
OCF 3Y -3.0% -0.8% 4.2% -5.3% -7.0% -13.3% -11.2% -35.8% -16.6% 7.7% 35.6% 72.4% 83.6% 74.5% 69.7% 87.8% 96.4% 1.1% 1.0% 1.7% 1.66%
OCF 5Y 78.0% 25.2% 18.6% 5.9% -0.1% -2.9% 0.2% -15.0% 1.7% 10.7% 25.1% 37.4% 39.1% 37.1% 34.5% 27.8% 28.6% 38.0% 42.3% 53.9% 53.92%
Assets 3Y 44.1% 32.4% 25.9% 18.4% 18.1% 13.6% 8.1% 3.1% -0.7% 1.6% 5.0% 6.3% 8.7% 15.4% 12.2% 14.8% 18.5% 23.7% 16.1% 22.7% 22.66%
Assets 5Y 35.6% 34.5% 33.9% 30.4% 29.5% 28.2% 26.6% 23.2% 22.7% 18.4% 16.9% 16.2% 17.5% 19.2% 14.0% 12.1% 10.6% 13.1% 8.9% 10.2% 10.19%
Equity 3Y 39.1% 47.9% 44.8% 30.9% 29.4% 26.3% 24.4% 16.1% -2.6% 1.3% 5.9% 8.9% 12.3% 20.4% 17.0% 19.8% 22.4% 26.9% 25.0% 32.5% 32.54%
Book Value 3Y 40.4% 48.9% 45.5% 31.5% 29.9% 26.7% 24.7% 16.1% -3.4% -0.8% 4.9% 7.9% 10.0% 18.1% 15.0% 18.4% 21.0% 25.7% 24.6% 32.5% 32.46%
Dividend 3Y — — — — — — — — — — — — — — — — — — — — —
Growth Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Revenue Stability 0.99 0.99 0.99 0.99 0.98 0.97 0.97 0.96 0.95 0.94 0.93 0.92 0.92 0.93 0.94 0.95 0.96 0.97 0.98 0.99 0.987
Earnings Stability 0.21 0.19 0.12 0.01 0.02 0.05 0.11 0.19 0.26 0.16 0.03 0.00 0.01 0.02 0.06 0.14 0.08 0.08 0.14 0.23 0.229
Margin Stability 0.96 0.97 0.99 0.98 0.98 0.98 0.98 0.98 0.98 0.98 0.98 0.98 0.97 0.98 0.98 0.97 0.97 0.98 0.97 0.97 0.972
Rev. Growth Consistency 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
Earn. Growth Consistency 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 0.00 0.00 0.00 0.000
FCF Positive Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence 0.50 0.50 0.20 0.20 0.20 0.20 0.50 0.50 0.50 0.20 0.20 0.20 0.20 0.50 0.50 0.50 0.50 0.88 0.91 0.91 0.910
Earnings Smoothness 0.00 0.00 — — — — — — — — — — — 0.00 0.12 0.52 0.57 0.63 0.74 0.75 0.747
ROE Trend -0.42 -0.41 -0.46 -0.52 -0.47 -0.54 -0.62 -0.50 -0.09 0.14 0.43 0.60 0.50 0.52 0.50 0.45 0.34 0.06 -0.00 -0.09 -0.092
Gross Margin Trend -0.01 -0.01 -0.01 -0.02 -0.02 -0.01 -0.01 -0.00 0.01 0.02 0.03 0.03 0.04 0.02 0.02 0.02 0.01 0.01 0.01 -0.00 -0.000
FCF Margin Trend -0.02 0.03 0.03 -0.01 -0.03 -0.02 -0.03 -0.03 0.00 0.02 0.08 0.18 0.18 0.17 0.13 0.10 0.09 0.10 0.06 0.05 0.048
Sustainable Growth Rate 0.6% 0.4% — — — — — — — 1.0% 26.4% 41.9% 39.0% 50.0% 49.1% 49.1% 44.7% 26.5% 32.6% 32.1% 32.09%
Internal Growth Rate 0.5% 0.3% — — — — — — — 0.7% 23.3% 43.1% 41.2% 65.0% 64.5% 63.4% 53.9% 26.4% 36.1% 35.0% 34.98%
Cash Flow Quality
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
OCF/Net Income 16.00 34.43 -2.74 -0.61 -0.57 -0.37 -0.33 -0.19 -0.74 22.31 1.33 1.29 1.39 0.92 0.93 0.91 1.05 1.72 1.57 1.73 1.732
FCF/OCF 0.53 0.77 0.76 0.63 0.69 0.74 0.77 0.67 0.78 0.83 0.89 0.93 0.95 0.97 0.98 0.99 0.99 0.98 0.98 0.99 0.986
FCF/Net Income snapshot only 1.708
OCF/EBITDA snapshot only 1.317
CapEx/Revenue 4.2% 2.3% 2.3% 2.5% 2.0% 1.4% 1.3% 0.9% 1.3% 1.6% 1.6% 1.5% 1.2% 0.8% 0.5% 0.3% 0.3% 0.4% 0.4% 0.4% 0.37%
CapEx/Depreciation snapshot only 0.181
Accruals Ratio -0.07 -0.09 -0.13 -0.19 -0.20 -0.24 -0.31 -0.25 -0.22 -0.15 -0.06 -0.09 -0.11 0.03 0.03 0.03 -0.02 -0.15 -0.15 -0.19 -0.190
Sloan Accruals snapshot only 0.147
Cash Flow Adequacy snapshot only 71.552
Earnings Quality Score snapshot only 0.750
Dividends & Buybacks
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Dividend Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Dividend/Share $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
Payout Ratio 0.0% 0.0% — — — — — — — 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
FCF Payout Ratio 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.00%
Total Payout Ratio 67.0% 0.0% — — — — — — — 0.0% 0.0% 0.0% 0.0% 0.0% 48.7% 71.7% 71.1% 1.0% 1.1% 87.3% 87.32%
Div. Increase Streak — — — — — — — — — — — — — — — — — — — — —
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 0.0% 1.2% 1.7% 1.4% 1.7% 3.1% 2.4% 2.41%
Net Buyback Yield 0.0% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% -0.0% -0.0% -0.1% -0.1% -0.0% -0.0% 1.2% 1.7% 1.4% -0.0% 0.5% -0.1% -0.13%
Total Shareholder Return 0.0% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% -0.1% -0.0% -0.0% -0.1% -0.1% -0.0% -0.0% 1.2% 1.7% 1.4% -0.0% 0.5% -0.1% -0.13%
DuPont Factors
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Tax Burden (NI/EBT) -0.35 0.59 1.76 1.17 1.18 1.02 1.15 1.66 1.12 0.34 1.09 1.15 0.85 1.36 1.31 1.33 1.43 0.87 0.86 0.83 0.830
Interest Burden (EBT/EBIT) 0.03 -0.15 0.37 0.76 0.71 0.92 0.92 0.82 0.86 -8.53 1.18 1.11 1.09 1.07 1.08 1.06 1.03 1.03 1.01 1.02 1.020
EBIT Margin -0.58 -0.03 -0.05 -0.12 -0.13 -0.15 -0.17 -0.11 -0.09 -0.00 0.09 0.14 0.18 0.18 0.17 0.17 0.15 0.16 0.18 0.18 0.179
Asset Turnover 0.85 0.90 0.99 1.07 1.12 1.20 1.30 1.46 1.50 1.57 1.66 1.74 1.69 1.53 1.64 1.65 1.56 1.41 1.74 1.71 1.712
Equity Multiplier 1.38 1.37 1.36 1.40 1.41 1.40 1.46 1.48 1.43 1.40 1.40 1.39 1.34 1.27 1.25 1.27 1.28 1.27 1.23 1.24 1.238
Per Share
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
EPS (Diluted TTM) $0.05 $0.03 $-0.39 $-1.31 $-1.42 $-1.93 $-2.51 $-2.19 $-1.30 $0.07 $2.09 $3.40 $3.58 $5.55 $5.37 $5.61 $5.62 $3.89 $4.24 $4.42 $4.42
Book Value/Share $8.43 $8.56 $8.29 $7.59 $7.76 $7.54 $6.79 $6.35 $7.20 $8.12 $9.25 $10.11 $11.23 $14.12 $12.61 $12.59 $13.76 $14.99 $13.13 $14.76 $14.80
Tangible Book/Share $5.26 $5.42 $5.25 $4.64 $4.97 $4.81 $4.23 $3.92 $4.92 $5.94 $7.20 $8.11 $9.26 $9.74 $8.34 $8.37 $9.96 $10.94 $9.43 $10.79 $10.79
Revenue/Share $9.71 $10.35 $11.07 $11.86 $12.65 $13.39 $14.18 $14.97 $15.70 $16.95 $18.32 $19.65 $20.74 $21.59 $22.50 $23.83 $25.00 $26.26 $27.79 $29.21 $29.28
FCF/Share $0.45 $0.79 $0.82 $0.50 $0.55 $0.53 $0.64 $0.27 $0.75 $1.37 $2.48 $4.11 $4.73 $4.95 $4.91 $5.05 $5.81 $6.57 $6.53 $7.55 $7.57
OCF/Share $0.85 $1.02 $1.08 $0.80 $0.81 $0.72 $0.82 $0.41 $0.96 $1.65 $2.77 $4.40 $4.97 $5.12 $5.01 $5.12 $5.89 $6.69 $6.64 $7.66 $7.68
Cash/Share $4.64 $3.52 $3.67 $3.38 $3.97 $4.54 $4.77 $4.61 $5.25 $5.78 $6.65 $7.66 $9.02 $7.57 $5.76 $3.53 $5.53 $6.95 $4.23 $6.22 $6.24
EBITDA/Share $-4.72 $0.40 $0.18 $-0.66 $-0.86 $-1.02 $-1.58 $-1.03 $-0.97 $0.30 $2.08 $3.23 $4.44 $4.36 $4.40 $4.61 $4.47 $4.98 $5.54 $5.81 $5.81
Debt/Share $1.69 $1.66 $1.64 $1.65 $1.63 $1.52 $1.37 $1.20 $1.21 $1.22 $1.21 $1.18 $1.13 $1.14 $1.11 $1.10 $1.08 $1.97 $1.03 $1.00 $1.00
Net Debt/Share $-2.95 $-1.87 $-2.04 $-1.73 $-2.35 $-3.02 $-3.40 $-3.41 $-4.04 $-4.56 $-5.44 $-6.48 $-7.89 $-6.44 $-4.65 $-2.44 $-4.44 $-4.97 $-3.20 $-5.22 $-5.22
Academic Models
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — 32.158
Altman Z-Prime snapshot only 56.035
Piotroski F-Score 6 5 5 4 3 6 4 5 7 8 8 8 8 6 7 7 7 6 7 7 7
Beneish M-Score -2.53 -2.52 -2.79 -3.28 -3.18 -3.49 -4.00 -3.60 -3.35 -2.97 -2.38 -2.59 -2.73 -1.75 -1.73 -1.16 -1.46 -1.75 -2.14 -2.63 -2.626
Ohlson O-Score snapshot only -13.547
ROIC (Greenblatt) snapshot only 67.28%
Net-Net WC snapshot only $5.70
EVA snapshot only $117267233.81
Credit
Metric Trend Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q4'25 Q1'26 Q2'26 Current
Credit Rating snapshot only AA+
Credit Score 77.15 73.45 69.29 78.47 78.50 79.17 78.38 77.67 78.20 84.53 92.04 92.18 92.17 92.02 91.92 91.77 91.92 92.00 92.31 92.52 92.519
Credit Grade snapshot only 2
Credit Trend snapshot only 0.750
Implied Spread (bps) snapshot only 65.000
Industry Credit Rank snapshot only 87
Sector Credit Rank snapshot only 83

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms