Also trades as: PBCRY (OTC) · $vol 3M · IBKD.SI (SES) · $vol 0M · PBCRF (OTC) · $vol 0M

Rp6,100.00 ($0.34)

+100.00 (+1.67%)

Weekly Expected Move ±2.9%

Rp5742 Rp5921 Rp6100 Rp6279 Rp6458

JKT · Financial Services · Banks - Regional · Tech Score Strong Sell · Power 31 · Rp749.33T mcap · 48.21B float · 0.457% daily turnover

Revenue

$124.78T +3.6% ▲

5Y CAGR: +7.7%

Gross Profit

$114.32T +3.4% ▲

5Y CAGR: +8.3%

Operating Income

$71.26T +4.5% ▲

5Y CAGR: +16.2%

Net Income

$57.54T +4.9% ▲

5Y CAGR: +16.2%

EPS (Diluted)

$467.00 +5.0% ▲

5Y CAGR: +16.2%

EBITDA

$73.86T +4.9% ▲

5Y CAGR: +15.4%

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$87.68T	$95.54T	$110.22T	$120.44T	$124.78T
YoY Growth	+1.8%	+9.0%	+15.4%	+9.3%	+3.6%
Cost of Revenue	$7.54T	$6.01T	$9.73T	$9.89T	$10.46T
Gross Profit	$80.14T	$89.52T	$100.49T	$110.55T	$114.32T
Gross Margin	91.4%	93.7%	91.2%	91.8%	91.6%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$9.76T	$11.36T	$12.65T	$13.20T	$12.39T
Operating Expenses	$41.30T	$39.06T	$40.31T	$42.33T	$43.06T
Operating Income	$38.84T	$50.47T	$60.18T	$68.22T	$71.26T
Operating Margin	44.3%	52.8%	54.6%	56.6%	57.1%
Interest Expense	$7.54T	$6.01T	$9.73T	$9.89T	$10.46T
Income Before Tax	$38.84T	$50.47T	$60.18T	$68.22T	$71.26T
Tax Expense	$7.40T	$9.71T	$11.52T	$13.37T	$13.70T
Net Income	$31.42T	$40.74T	$48.64T	$54.84T	$57.54T
Net Margin	35.8%	42.6%	44.1%	45.5%	46.1%
EPS (Diluted)	$254.90	$330.45	$394.56	$444.83	$467.00
EBITDA	$41.29T	$53.13T	$63.39T	$70.39T	$73.86T
Shares Outstanding	123.28B	123.28B	123.28B	123.28B	123.24B

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$30.92T	$28.36T	$28.67T	$31.95T	$32.58T	$29.30T	$31.94T	$32.47T
Cost of Revenue	$2.53T	$0	$0	$2.76T	$0	$2.58T	$5.07T	$4.85T
Gross Profit	$28.40T	$28.36T	$28.67T	$29.19T	$0	$26.72T	$26.87T	$27.62T
Gross Margin	91.8%	100.0%	100.0%	91.4%	0.0%	91.2%	84.1%	85.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$3.27T	$4.45T	$2.71T	$2.99T	$0	$3.67T	$2.30T	$5.22T
Operating Expenses	$10.77T	$11.32T	$10.21T	$10.86T	$0	$9.22T	$8.79T	$9.24T
Operating Income	$17.62T	$17.05T	$18.45T	$18.34T	$18.00T	$17.49T	$18.08T	$18.37T
Operating Margin	57.0%	60.1%	64.4%	57.4%	55.2%	59.7%	56.6%	56.6%
Interest Expense	$2.53T	$2.48T	$2.55T	$2.76T	$0	$2.58T	$3.48T	$3.77T
Income Before Tax	$17.62T	$17.37T	$17.46T	$18.34T	$17.97T	$17.49T	$18.08T	$18.37T
Tax Expense	$3.41T	$3.61T	$3.31T	$3.46T	$3.58T	$3.34T	$3.39T	$3.52T
Net Income	$14.20T	$13.76T	$14.15T	$14.87T	$14.38T	$14.14T	$14.68T	$14.85T
Net Margin	45.9%	48.5%	49.3%	46.5%	44.1%	48.3%	46.0%	45.7%
EPS (Diluted)	$115.17	$111.64	$115.00	$120.65	$116.68	$114.77	$119.49	$120.89
EBITDA	$18.17T	$0	$0	$19.00T	$18.00T	$18.12T	$18.76T	$18.37T
Shares Outstanding	123.28B	123.28B	123.27B	123.26B	123.25B	123.20B	122.89B	122.84B

BBCA.JK JKT