Also trades as: CFG-PD (NYSE) · $vol 2M · CFG-PH (NYSE) · $vol 1M · CFG-PE (NYSE) · $vol 0M · 0HYP.L (LSE) · $vol 0M

$62.89

+0.11 (+0.18%)

Weekly Expected Move ±3.2%

$57 $59 $61 $63 $65

NYSE · Financial Services · Banks - Regional · Alpha Radar Neutral · Power 49 · $26.6B mcap · 419M float · 1.12% daily turnover · Short 61% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$11.1B -9.7% ▼

5Y CAGR: +7.7%

Gross Profit

$7.8B +9.4% ▲

5Y CAGR: +8.0%

Operating Income

$2.3B +23.3% ▲

5Y CAGR: +12.4%

Net Income

$1.8B +21.3% ▲

5Y CAGR: +11.6%

EPS (Diluted)

$3.86 +27.4% ▲

5Y CAGR: +11.7%

EBITDA

$2.7B +12.9% ▲

5Y CAGR: +7.5%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$7.0B	$9.1B	$12.2B	$12.3B	$11.1B
YoY Growth	-9.0%	+29.8%	+34.4%	+1.3%	-9.7%
Cost of Revenue	-$72M	$1.5B	$4.7B	$5.2B	$3.4B
Gross Profit	$7.1B	$7.5B	$7.5B	$7.1B	$7.8B
Gross Margin	101.0%	83.2%	61.8%	57.6%	69.8%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$2.3B	$2.8B	$3.0B	$3.0B	$3.1B
Operating Expenses	$4.1B	$4.9B	$5.5B	$5.2B	$5.4B
Operating Income	$3.0B	$2.7B	$2.0B	$1.9B	$2.3B
Operating Margin	42.6%	29.3%	16.7%	15.3%	20.9%
Interest Expense	$339M	$1.0B	$4.0B	$4.6B	$3.8B
Income Before Tax	$3.0B	$2.7B	$2.0B	$1.9B	$2.3B
Tax Expense	$658M	$582M	$422M	$379M	$497M
Net Income	$2.3B	$2.1B	$1.6B	$1.5B	$1.8B
Net Margin	33.2%	22.9%	13.2%	12.2%	16.4%
EPS (Diluted)	$5.16	$4.10	$3.13	$3.03	$3.86
EBITDA	$3.6B	$3.2B	$2.5B	$2.4B	$2.7B
Shares Outstanding	427M	478M	477M	454M	435M

Line Item	FY2024 Q2	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1
Revenue	$3.1B	$3.1B	$3.0B	$2.9B	$3.0B	$3.1B	$2.2B	$3.0B
Cost of Revenue	$1.3B	$1.3B	$1.2B	$1.1B	$1.1B	$1.1B	$0	$998M
Gross Profit	$1.8B	$1.7B	$1.8B	$1.8B	$1.9B	$2.0B	$2.2B	$2.0B
Gross Margin	56.9%	56.3%	59.9%	61.5%	62.3%	63.6%	100.0%	67.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$740M	$727M	$720M	$774M	$764M	$781M	$777M	$1.1B
Operating Expenses	$1.3B	$1.3B	$1.3B	$1.3B	$1.3B	$1.3B	$1.5B	$1.4B
Operating Income	$480M	$470M	$508M	$468M	$554M	$629M	$677M	$650M
Operating Margin	15.4%	15.3%	16.8%	16.2%	18.4%	20.4%	31.4%	21.5%
Interest Expense	$1.2B	$1.2B	$1.1B	$961M	$970M	$970M	$909M	$858M
Income Before Tax	$480M	$470M	$508M	$468M	$554M	$629M	$677M	$650M
Tax Expense	$88M	$88M	$107M	$95M	$118M	$135M	$149M	$133M
Net Income	$392M	$382M	$401M	$373M	$436M	$494M	$528M	$517M
Net Margin	12.5%	12.4%	13.3%	12.9%	14.5%	16.0%	24.5%	17.1%
EPS (Diluted)	$0.78	$0.76	$0.83	$0.77	$0.92	$1.05	$1.12	$1.13
EBITDA	$623M	$599M	$632M	$591M	$678M	$748M	$677M	$650M
Shares Outstanding	457M	450M	445M	442M	437M	435M	435M	430M

CFG NYSE