CHYM NASDAQ
Credit Risk of going bust: lower than 72% of companies Debt: 1.2% of company value Bonds: none of note held by US funds details ▾
If the stock fell to about $0.04 (down 99.8%), Chime Financial, Inc. Class A Common Stock would be worth roughly what it owes.
Total debt $130.9M against a stock market value of $10.81B.
Distance to default 8.02 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $65.4M (short-term plus half of long-term), stock volatility 62.2%; Altman Z'' 2.83. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
San Francisco, CA 94111
US
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions in the United States and internationally. The company offers various products, such as spending, including checking accounts, debit cards, ATM and cash deposit networks, paycheck, outbound instant transfer; Chime Plus, a fee-free mobile banking experience; liquidity products, such as SpotMe, MyPay, and Instant Loans; building credit solutions comprising chime card and credit builder credit card, and FICO score tracking; savings and perks products; community focused products, including Pay Anyone and SpotMe Boosts; Enterprise offers Chime Workplace, a suite of financial services and employee benefits tools to their employees; and other support and operations. The company was formerly known as 1Debit Inc. and changed its name to Chime Financial, Inc. in June 2019. Chime Financial, Inc. was incorporated in 2012 and is headquartered in San Francisco, California.
Recent Insider Trades
| Name | Type | Shares | Price | Date |
|---|---|---|---|---|
| King Ryan A | C-Conversion | 11,318 | — | 2026-10-20 |
| King Ryan A | S-Sale | 11,318 | $31.03 | 2026-10-20 |
| King Ryan A | C-Conversion | 11,318 | — | 2026-10-20 |
| Britt Christopher R | G-Gift | 57,562 | — | 2026-10-16 |
| Britt Christopher R | G-Gift | 57,562 | — | 2026-10-16 |