CHYM NASDAQ
Chime Financial, Inc. Class A Common Stock
1W: -6.3%
1M: +7.0%
3M: +27.3%
YTD: +8.1%
1Y: +51.5%
$28.55
+0.00 (+0.00%)
Weekly Expected Move ±4.7%
$27
$28
$30
$31
$32
Credit Risk of going bust: lower than 72% of companies Debt: 1.2% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the safest four tenths, about 1 in 3,500 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.04 (down 99.8%), Chime Financial, Inc. Class A Common Stock would be worth roughly what it owes.
Total debt $130.9M against a stock market value of $10.81B.
Distance to default 8.03 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $65.4M (short-term plus half of long-term), stock volatility 62.2%; Altman Z'' 2.83. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
If the stock fell to about $0.04 (down 99.8%), Chime Financial, Inc. Class A Common Stock would be worth roughly what it owes.
Total debt $130.9M against a stock market value of $10.81B.
Distance to default 8.03 (Merton model): prices to 2026-10-27, balance sheet 2026-06-30, debt counted $65.4M (short-term plus half of long-term), stock volatility 62.2%; Altman Z'' 2.83. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Balance Sheet Trends
Total Assets
$2.0B
+34.5% ▲
3Y CAGR: +11.5%
Total Liabilities
$563M
+12.2% ▲
3Y CAGR: +21.1%
Shareholders Equity
$1.4B
+46.1% ▲
3Y CAGR: +8.4%
Cash & Investments
$1.1B
+49.2% ▲
3Y CAGR: +4.0%
Total Debt
$135M
+39.8% ▲
3Y CAGR: +10.1%
Net Debt
-$332M
-37.4% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| — Assets — | ||||
| Cash | $203M | $240M | $338M | $466M |
| Short-Term Investments | $735M | $561M | $369M | $588M |
| Cash & ST Investments | $938M | $801M | $707M | $1.1B |
| Net Receivables | $123M | $177M | $316M | $258M |
| Inventory | $0 | $0 | $0 | $0 |
| Other Current Assets | $210M | $185M | $264M | $444M |
| Total Current Assets | $1.3B | $1.2B | $1.3B | $1.8B |
| Property, Plant & Equip. | $146M | $157M | $142M | $178M |
| Goodwill & Intangibles | $0 | $0 | $0 | $27M |
| Long-Term Investments | $0 | $0 | $0 | $0 |
| Other Non-Current Assets | $200K | $914K | $32M | $3M |
| Total Non-Current Assets | $146M | $158M | $174M | $209M |
| Total Assets | $1.4B | $1.3B | $1.5B | $2.0B |
| — Liabilities — | ||||
| Accounts Payable | $21M | $22M | $36M | $39M |
| Short-Term Debt | $0 | $0 | $0 | $0 |
| Deferred Revenue | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $120M | $155M | $215M | $338M |
| Total Current Liabilities | $216M | $289M | $375M | $388M |
| Long-Term Debt | $0 | $0 | $0 | $0 |
| Other Non-Current Liab. | $7M | $2M | $46M | $52M |
| Total Non-Current Liabilities | $101M | $95M | $127M | $175M |
| Total Liabilities | $317M | $384M | $502M | $563M |
| — Equity — | ||||
| Common Stock | $1K | $2K | $2K | $31K |
| Retained Earnings | -$2.1B | -$2.3B | -$2.4B | -$3.4B |
| Accumulated OCI | -$7M | $720K | $203K | $172K |
| Total Stockholders Equity | $1.1B | $937M | $960M | $1.4B |
| Total Liabilities & Equity | $1.4B | $1.3B | $1.5B | $2.0B |
| — Key Metrics — | ||||
| Total Debt | $101M | $105M | $96M | $135M |
| Net Debt | -$103M | -$135M | -$241M | -$332M |
| Total Investments | $735M | $561M | $369M | $588M |