Also trades as: 0HYE.L (LSE) · $vol 0M

$181.41

+4.10 (+2.31%)

After Hours: $179.47 (-1.94, -1.07%)

Weekly Expected Move ±2.7%

$167 $171 $176 $181 $186

NASDAQ · Financial Services · Insurance - Property & Casualty · Tech Score Buy · Power 72 · $27.2B mcap · 151M float · 0.477% daily turnover · Short 72% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $42.8M held by 59 funds, 72 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$12.6B +11.4% ▲

5Y CAGR: +10.9%

Gross Profit

$6.3B +13.1% ▲

5Y CAGR: +13.2%

Operating Income

$3.0B +4.3% ▲

5Y CAGR: +14.7%

Net Income

$2.4B +4.4% ▲

5Y CAGR: +14.5%

EPS (Diluted)

$15.17 +4.4% ▲

5Y CAGR: +15.2%

EBITDA

$3.2B +5.3% ▲

5Y CAGR: +14.0%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$9.6B	$6.6B	$10.0B	$11.3B	$12.6B
YoY Growth	+27.7%	-31.8%	+52.6%	+13.2%	+11.4%
Cost of Revenue	$3.9B	$5.0B	$5.3B	$5.7B	$6.3B
Gross Profit	$5.7B	$1.5B	$4.7B	$5.6B	$6.3B
Gross Margin	59.4%	23.5%	47.3%	49.4%	50.1%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$3.4B
Operating Expenses	$2.0B	$2.2B	$2.5B	$2.7B	$3.4B
Operating Income	$3.7B	-$694M	$2.3B	$2.9B	$3.0B
Operating Margin	38.4%	-10.6%	22.7%	25.2%	23.6%
Interest Expense	$53M	$53M	$54M	$53M	$5M
Income Before Tax	$3.7B	-$694M	$2.3B	$2.9B	$3.0B
Tax Expense	$730M	-$207M	$433M	$566M	$587M
Net Income	$3.0B	-$487M	$1.8B	$2.3B	$2.4B
Net Margin	30.8%	-7.4%	18.4%	20.2%	18.9%
EPS (Diluted)	$18.10	$-3.06	$11.66	$14.53	$15.17
EBITDA	$3.9B	-$514M	$2.4B	$3.0B	$3.2B
Shares Outstanding	163M	159M	158M	158M	158M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$2.5B	$2.6B	$3.2B	$3.7B	$3.1B	$2.9B	$4.3B	$3.0B
Cost of Revenue	$1.3B	$2.0B	$1.7B	$1.5B	$1.5B	$1.8B	$1.9B	$1.7B
Gross Profit	$1.2B	$598M	$1.6B	$2.2B	$1.6B	$1.1B	$2.4B	$1.4B
Gross Margin	47.6%	23.3%	48.9%	58.7%	52.3%	38.8%	55.7%	45.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$3.4B	$0	$786M	$799M
Operating Expenses	$729M	$726M	$733M	$773M	$773M	$786M	$811M	$807M
Operating Income	$479M	-$128M	$855M	$1.4B	$840M	$326M	$1.6B	$565M
Operating Margin	18.9%	-5.0%	26.3%	37.9%	27.2%	11.4%	36.9%	18.5%
Interest Expense	$13M	$13M	$14M	$13M	$35M	$13M	$14M	$12M
Income Before Tax	$479M	-$128M	$855M	$1.4B	$840M	$326M	$1.6B	$553M
Tax Expense	$74M	-$38M	$170M	$291M	$164M	$52M	$321M	$94M
Net Income	$405M	-$90M	$685M	$1.1B	$676M	$274M	$1.3B	$459M
Net Margin	16.0%	-3.5%	21.1%	30.1%	21.9%	9.6%	29.4%	15.1%
EPS (Diluted)	$2.57	$-0.58	$4.34	$7.11	$4.30	$1.75	$8.05	$2.96
EBITDA	$507M	-$68M	$915M	$1.5B	$895M	$379M	$1.6B	$602M
Shares Outstanding	158M	156M	158M	158M	158M	157M	156M	155M

CINF NASDAQ