CIWV OTC
Citizens Financial Corp.
1W: -2.7%
1M: +2.5%
3M: +12.5%
YTD: +52.7%
1Y: +49.1%
3Y: +144.7%
5Y: +215.5%
$49.60
+0.00 (+0.00%)
Weekly Expected Move ±3.0%
$47
$48
$50
$51
$53
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Income Statement
Cash Flow
Balance Sheet
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Cash Flow Trends
Operating Cash Flow
$13M
+24.0% ▲
5Y CAGR: +18.8%
Capital Expenditures
$436K
+62.3% ▲
5Y CAGR: +13.6%
Free Cash Flow
$12M
+34.8% ▲
5Y CAGR: +19.0%
Dividends Paid
$2M
-14.1% ▼
Buybacks
$76K
-2513.3% ▼
Net Change in Cash
$0
-100.0% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $6M | $7M | $6M | $8M | $10M |
| Depreciation & Amort. | $332K | $603K | $651K | $0 | $0 |
| Stock-Based Comp. | $93K | $62K | $121K | $0 | $0 |
| Change in Working Capital | -$78K | -$676K | -$169K | $112K | $225K |
| Other Non-Cash Items | $724K | $747K | $832K | $3M | $3M |
| Operating Cash Flow | $7M | $7M | $8M | $10M | $13M |
| — Investing Activities — | |||||
| Capital Expenditures | -$486K | -$618K | -$2M | -$1M | -$451K |
| Acquisitions (Net) | $91M | $0 | $0 | $0 | $0 |
| Investment Purchases | -$72M | -$58M | $0 | -$8M | -$25M |
| Investment Sales | $3M | $42M | $6M | $26M | $25M |
| Other Investing | -$30M | -$156M | -$81M | -$25M | -$11M |
| Investing Cash Flow | -$9M | -$172M | -$78M | -$8M | -$12M |
| — Financing Activities — | |||||
| Net Debt Issuance | $9M | -$3M | -$5M | -$6M | -$2M |
| Stock Repurchased | -$93K | -$87K | -$33K | -$3K | -$76K |
| Dividends Paid | -$1M | -$1M | -$1M | -$2M | -$2M |
| Other Financing | $57M | $100M | $59M | $13M | $29M |
| Financing Cash Flow | $65M | $95M | $52M | $5M | $25M |
| Net Change in Cash | $62M | -$69M | -$18M | $7M | $0 |
| Cash End of Period | $98M | $29M | $11M | $18M | $0 |
| Free Cash Flow | $6M | $7M | $6M | $9M | $12M |