Also trades as: COF-PI (NYSE) · $vol 1M · COF-PJ (NYSE) · $vol 1M · 0HT4.L (LSE) · $vol 1M · COF-PL (NYSE) · $vol 1M · COF-PN (NYSE) · $vol 0M · COF-PK (NYSE) · $vol 0M

$187.79

+1.13 (+0.61%)

After Hours: $187.20 (-0.59, -0.31%)

Weekly Expected Move ±3.1%

$176 $181 $187 $193 $199

NYSE · Financial Services · Financial - Credit Services · Alpha Radar Sell · Power 42 · $116.9B mcap · 617M float · 0.803% daily turnover · Short 22% of daily vol

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$69.3B +28.4% ▲

5Y CAGR: +17.0%

Gross Profit

$32.8B +19.6% ▲

5Y CAGR: +12.4%

Operating Income

$2.3B -61.4% ▼

5Y CAGR: -6.6%

Net Income

$2.5B -48.4% ▼

5Y CAGR: -2.0%

EPS (Diluted)

$3.36 -71.0% ▼

5Y CAGR: -8.3%

EBITDA

$7.5B -17.6% ▼

5Y CAGR: +2.4%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$32.0B	$38.4B	$49.5B	$53.9B	$69.3B
YoY Growth	+1.2%	+19.8%	+29.0%	+9.0%	+28.4%
Cost of Revenue	-$346M	$10.0B	$23.1B	$26.5B	$36.5B
Gross Profit	$32.4B	$28.4B	$26.4B	$27.4B	$32.8B
Gross Margin	101.1%	74.0%	53.3%	50.8%	47.3%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$10.3B	$12.4B	$13.3B	$14.0B	$18.4B
Operating Expenses	$16.6B	$19.2B	$20.3B	$21.5B	$30.5B
Operating Income	$15.8B	$9.2B	$6.0B	$5.9B	$2.3B
Operating Margin	49.4%	24.1%	12.2%	11.0%	3.3%
Interest Expense	$1.6B	$4.1B	$12.7B	$14.8B	$30.5B
Income Before Tax	$15.8B	$9.2B	$6.0B	$5.9B	$2.3B
Tax Expense	$3.4B	$1.9B	$1.2B	$1.2B	-$172M
Net Income	$12.4B	$7.4B	$4.9B	$4.8B	$2.5B
Net Margin	38.7%	19.2%	9.9%	8.8%	3.5%
EPS (Diluted)	$26.94	$17.91	$11.95	$11.59	$3.36
EBITDA	$19.3B	$12.4B	$9.3B	$9.1B	$7.5B
Shares Outstanding	444M	393M	383M	384M	541M

Line Item	FY2024 Q2	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1
Revenue	$13.2B	$13.8B	$13.8B	$13.4B	$16.4B	$19.7B	$19.6B	$19.3B
Cost of Revenue	$7.6B	$6.3B	$6.3B	$5.8B	$15.3B	$7.1B	$8.4B	$8.2B
Gross Profit	$5.6B	$7.5B	$7.5B	$7.6B	$1.1B	$12.6B	$11.3B	$11.2B
Gross Margin	42.3%	54.6%	54.7%	56.9%	7.0%	64.1%	57.4%	57.8%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$3.3B	$3.5B	$3.7B	$3.7B	$4.3B	$4.9B	$5.4B	$4.5B
Operating Expenses	$4.9B	$5.3B	$6.1B	$5.9B	$7.1B	$8.3B	$9.2B	$8.5B
Operating Income	$651M	$2.2B	$1.5B	$1.7B	-$5.9B	$4.4B	$2.1B	$2.7B
Operating Margin	4.9%	16.1%	10.6%	12.9%	-36.1%	22.2%	10.7%	14.0%
Interest Expense	$3.7B	$3.8B	$3.6B	$3.4B	$3.8B	$4.4B	$4.2B	$4.1B
Income Before Tax	$651M	$2.2B	$1.5B	$1.7B	-$5.9B	$4.4B	$2.1B	$2.7B
Tax Expense	$54M	$441M	$366M	$325M	-$1.7B	$1.2B	$345M	$518M
Net Income	$597M	$1.8B	$1.1B	$1.4B	-$4.3B	$3.2B	$2.1B	$2.2B
Net Margin	4.5%	12.9%	7.9%	10.5%	-26.1%	16.2%	10.9%	11.3%
EPS (Diluted)	$1.38	$4.41	$2.67	$3.45	$-8.58	$4.83	$3.26	$3.34
EBITDA	$1.5B	$3.0B	$2.3B	$2.5B	-$4.9B	$6.2B	$3.7B	$2.7B
Shares Outstanding	384M	384M	383M	384M	506M	640M	632M	623M

COF NYSE