— Know what they know.
Not Investment Advice

CSXXY OTC

carsales.com Ltd
1W: -1.8% 1M: -22.7% 3M: -11.1% YTD: -25.0% 1Y: -38.2% 3Y: -17.7% 5Y: -12.8%
$30.00
+0.00 (+0.00%)
 
OTC · Communication Services · Internet Content & Information · Tech Score Strong Sell · Power 30 · $5.7B mcap · 177M float · 0.0002% daily turnover · Short 24% of daily vol

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
Analyst Recommendations
Strong Buy: 0Buy: 1Hold: 1Sell: 0Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$—
Analysts0
Price Target Change History
DateFirmAnalystOldNewChangeUpside @ CallStock@Call
2025-08-12 RBC Capital Wei-Weng Chen Initiated $41 — -15.7% $48.63

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

B
Oct 02, 2026
DCF
3
ROE
4
ROA
5
D/E
2
P/E
1
P/B
2
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. CSXXY receives an overall rating of B. Strongest factors: ROE (4/5), ROA (5/5). Areas of concern: D/E (2/5), P/E (1/5), P/B (2/5).
Rating Change History
DateFromTo
2026-08-25 B- B
2026-08-15 B B-
2026-07-23 B- B
2026-07-06 B B-
2026-06-30 None ADDED
2026-06-29 EXISTED None
2026-06-22 None ADDED
2026-06-21 EXISTED None
2026-05-28 None ADDED
2026-05-20 EXISTED None

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade A+
Profitability
89
Balance Sheet
59
Earnings Quality
75
Growth
43
Value
—
Momentum
70
Safety
—
Cash Flow
92

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
—
—
Piotroski F-Score
4/9
✓ ✓ ✗ ✓ ✗ ✗ ✗ ✗ ✓
Beneish M-Score
-2.65
Unlikely Manipulator
Ohlson O-Score
-8.91
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
A-
Score: 67.6/100
Trend: Improving
Earnings Quality
75/100
OCF/NI: 1.73x
Accruals: -9.0%
The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. CSXXY scores 4/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. CSXXY's score of -2.65 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. CSXXY's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. CSXXY receives an estimated rating of A- (score: 67.6/100), with a improving trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). CSXXY's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
26.95x
PEG
1.97x
P/S
6.76x
P/B
3.09x
P/FCF
—
P/OCF
—
EV/EBITDA
—
EV/Revenue
—
EV/EBIT
—
EV/FCF
—
Earnings Yield
—
FCF Yield
—
Shareholder Yield
—
Graham Number
$31.85
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 27.0x earnings, CSXXY commands a growth premium. Graham's intrinsic value formula yields $31.85 per share, suggesting a potential 6% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.739
NI / EBT
×
Interest Burden
0.839
EBT / EBIT
×
EBIT Margin
0.390
EBIT / Rev
×
Asset Turnover
0.509
Rev / Assets
×
Equity Multiplier
1.701
Assets / Equity
=
ROE
20.9%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. CSXXY's ROE of 20.9% is driven by Asset Turnover (0.509), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
15.00%
Fair P/E
38.50x
Intrinsic Value
$119.80
Price/Value
—
Margin of Safety
—
Premium
—
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with CSXXY's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. CSXXY actually compounded EPS at 17.5% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. CSXXY trades at a premium to its adjusted intrinsic value of $119.80, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 27.0x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$30.00
Median 1Y
$27.08
5th Pctile
$10.35
95th Pctile
$70.81
Ann. Volatility
61.2%
25th–75th percentile 5th–95th percentile Median path Historical
All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
ROE 82.2% 87.7% 93.0% 77.9% 87.7% 86.3% 87.0% 79.7% 84.6% 39.5% 40.1% 44.6% 48.4% 40.2% 43.4% 46.0% 22.2% 17.4% 19.0% 20.9% 20.93%
ROA 39.5% 42.4% 42.8% 31.2% 32.6% 32.8% 33.1% 26.0% 27.1% 22.9% 18.4% 20.4% 26.6% 27.6% 26.6% 27.4% 13.7% 11.0% 11.7% 12.3% 12.31%
ROIC 51.8% 54.5% 54.3% 30.1% 31.7% 31.8% 31.8% 35.4% 35.8% 33.2% 16.6% 18.4% 11.0% 11.0% 13.2% 17.3% 18.1% 18.7% 19.9% 19.8% 19.77%
ROCE 65.8% 69.7% 70.3% 50.8% 35.2% 41.5% 36.2% 34.9% 33.4% 17.0% 11.4% 12.1% 5.9% 5.7% 6.9% 10.4% 13.2% 16.8% 20.2% 21.0% 20.97%
Gross Margin 82.8% 82.1% 84.2% 96.6% 84.4% 81.2% 75.8% 74.1% 77.7% 75.7% 73.4% 74.9% 71.3% 70.0% 70.6% 83.6% 83.9% 70.9% 73.9% 72.3% 72.26%
Operating Margin 44.1% 45.4% 42.6% 80.3% 41.9% 52.3% 40.6% 40.5% 47.4% 46.9% 42.4% 45.2% 37.0% 37.9% 36.7% 52.6% 50.5% 39.6% 37.3% 39.6% 39.59%
Net Margin 26.4% 32.2% 30.2% 1.1% 28.6% 40.7% 31.1% 27.1% 30.7% 30.5% 30.9% 32.3% 1.3% 51.0% 22.0% 23.4% 21.3% 25.1% 22.9% 27.1% 27.14%
EBITDA Margin 46.6% 46.4% 45.4% 80.6% 49.3% 58.8% 28.5% 32.0% 33.5% 32.6% 30.6% 31.3% 31.2% 33.4% 32.4% 40.4% 50.5% 56.0% 53.4% 54.7% 54.69%
FCF Margin 32.6% 33.3% 28.3% 34.4% 35.8% 35.4% 40.6% 32.9% 34.0% 34.0% 33.0% 32.3% 26.8% 24.3% 24.3% 29.3% 33.0% 38.0% 40.4% 41.0% 40.98%
OCF Margin 33.5% 34.1% 29.0% 35.3% 36.7% 36.6% 44.2% 37.8% 40.8% 42.2% 41.6% 41.0% 35.9% 34.7% 34.7% 36.9% 38.3% 40.8% 41.2% 41.8% 41.81%
ROE 3Y Avg snapshot only 27.11%
ROE 5Y Avg snapshot only 46.93%
ROA 3Y Avg snapshot only 15.62%
ROIC 3Y Avg snapshot only 20.95%
ROIC Economic snapshot only 18.49%
Cash ROA snapshot only 20.76%
Cash ROIC snapshot only 25.33%
CROIC snapshot only 24.83%
NOPAT Margin snapshot only 32.63%
Pretax Margin snapshot only 32.74%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 33.49%
SBC / Revenue snapshot only 0.00%
Valuation
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
P/E Ratio — — — — — — — — — — — — — — — — — — — — 26.952
P/S Ratio — — — — — — — — — — — — — — — — — — — — 6.762
P/B Ratio — — — — — — — — — — — — — — — — — — — — 3.087
P/FCF — — — — — — — — — — — — — — — — — — — — —
P/OCF — — — — — — — — — — — — — — — — — — — — —
EV/EBITDA — — — — — — — — — — — — — — — — — — — — —
EV/Revenue — — — — — — — — — — — — — — — — — — — — —
EV/EBIT — — — — — — — — — — — — — — — — — — — — —
EV/FCF — — — — — — — — — — — — — — — — — — — — —
Earnings Yield — — — — — — — — — — — — — — — — — — — — —
FCF Yield — — — — — — — — — — — — — — — — — — — — —
PEG Ratio snapshot only 1.967
Graham Number snapshot only $31.85
Leverage & Solvency
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Current Ratio 1.67 1.38 1.19 0.42 2.58 2.09 2.15 3.23 2.08 4.23 1.43 1.74 2.11 1.83 1.73 1.97 2.01 1.78 1.92 1.49 1.491
Quick Ratio 1.66 1.37 1.17 0.42 2.56 2.09 2.15 3.34 2.08 4.23 1.41 1.71 2.08 1.81 1.71 1.96 2.01 1.78 1.92 1.49 1.486
Debt/Equity 0.86 0.71 0.78 1.39 1.85 1.74 1.68 2.04 1.70 0.11 0.75 0.71 0.55 0.40 0.42 0.46 0.44 0.47 0.53 0.58 0.584
Net Debt/Equity 0.69 0.56 0.66 1.19 1.47 1.44 1.34 1.43 1.35 -0.19 0.65 0.59 0.47 0.34 0.34 0.36 0.36 0.38 0.45 0.47 0.465
Debt/Assets 0.41 0.36 0.37 0.50 0.57 0.54 0.55 0.61 0.57 0.09 0.40 0.38 0.33 0.27 0.27 0.29 0.28 0.29 0.31 0.33 0.327
Debt/EBITDA 0.67 0.57 0.59 1.48 1.62 1.57 1.74 1.85 1.79 0.41 2.59 2.39 3.88 3.02 2.46 2.04 1.59 1.37 1.26 1.23 1.226
Net Debt/EBITDA 0.54 0.45 0.50 1.27 1.29 1.29 1.39 1.30 1.42 -0.68 2.26 2.00 3.32 2.54 2.00 1.57 1.31 1.09 1.07 0.98 0.976
Interest Coverage — — — — — 49.23 21.57 14.38 8.84 5.36 5.68 5.72 4.67 3.50 2.76 2.51 3.04 3.68 4.44 5.92 5.921
Equity Multiplier 2.08 1.99 2.09 2.78 3.25 3.20 3.07 3.37 3.00 1.24 1.88 1.84 1.67 1.53 1.55 1.62 1.58 1.64 1.70 1.79 1.787
Cash Ratio snapshot only 0.880
Debt Service Coverage snapshot only 8.140
Cash to Debt snapshot only 0.203
FCF to Debt snapshot only 0.623
Defensive Interval snapshot only 222.0 days
Efficiency & Turnover
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Asset Turnover 1.27 1.39 1.41 0.86 0.89 0.84 0.85 0.82 0.84 0.76 0.61 0.65 0.44 0.44 0.49 0.58 0.48 0.48 0.50 0.51 0.509
Inventory Turnover 165.11 90.05 89.41 62.85 129.61 239.53 188.31 — 416.69 — 193.84 — 184.87 292.46 177.60 152.58 289.27 388.95 314.51 258.58 258.578
Receivables Turnover 16.19 19.73 15.26 13.93 12.93 14.28 11.66 16.76 14.89 18.43 15.55 22.13 17.78 19.48 15.63 21.67 16.82 19.17 14.00 17.41 17.414
Payables Turnover — 7.54 — 5.22 4.44 6.37 6.32 11.66 4.44 18.40 5.36 27.15 6.27 22.51 5.25 22.97 5.40 20.20 3.79 19.77 19.774
DSO 23 18 24 26 28 26 31 22 25 20 23 16 21 19 23 17 22 19 26 21 21.0 days
DIO 2 4 4 6 3 2 2 -6 1 0 2 -4 2 1 2 2 1 1 1 1 1.4 days
DPO 0 48 0 70 82 57 58 31 82 20 68 13 58 16 70 16 68 18 96 18 18.5 days
Cash Conversion Cycle 25 -26 28 -38 -51 -30 -25 -16 -57 -0 -43 -0 -36 4 -44 3 -45 2 -69 4 3.9 days
Fixed Asset Turnover snapshot only 25.332
Operating Cycle snapshot only 22.4 days
Cash Velocity snapshot only 7.477
Capital Intensity snapshot only 2.014
Growth (YoY)
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Revenue — 3.5% 1.3% 24.2% -4.4% -10.3% -12.5% 24.9% 18.9% 28.1% 29.7% 19.6% 37.6% 56.8% 85.7% 1.0% 99.0% 76.9% 49.8% 29.5% 29.51%
Net Income — 2.9% 1.1% 37.2% 12.1% 14.6% 12.6% 9.3% 5.2% -1.6% -0.8% 17.3% 1.6% 2.3% 2.3% 2.1% -6.9% -34.8% -35.3% -34.2% -34.24%
EPS — 2.9% 1.1% 29.3% 9.7% 7.6% 5.1% 8.4% -0.1% -2.7% -12.3% 6.4% 90.1% 1.3% 1.6% 1.3% -13.2% -36.2% -35.6% -34.3% -34.30%
FCF — 3.2% 1.0% 24.7% 4.9% -4.8% 25.5% 19.5% 13.0% 23.3% 5.4% 17.3% 8.6% 11.8% 37.1% 82.5% 1.4% 1.8% 1.5% 80.9% 80.92%
EBITDA — 3.3% 1.2% 23.9% -1.8% 0.4% -10.9% 6.3% -10.0% -24.2% -12.7% -8.7% 14.5% 58.2% 86.5% 1.2% 1.5% 1.5% 1.3% 99.4% 99.42%
Op. Income — 3.2% 1.2% 22.3% -5.5% -5.7% -7.6% 15.6% 15.6% 16.5% 21.0% 24.3% 29.4% 42.9% 61.4% 85.3% 1.1% 98.4% 74.0% 28.8% 28.79%
OCF Growth snapshot only 46.76%
Asset Growth snapshot only 5.02%
Equity Growth snapshot only -4.91%
Debt Growth snapshot only 19.70%
Shares Change snapshot only 0.09%
Dividend Growth snapshot only 35.64%
Growth (CAGR)
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Revenue 3Y — — — — — — — — — 72.3% 37.4% 22.9% 16.1% 21.7% 28.2% 44.2% 48.2% 52.6% 53.4% 46.0% 45.96%
Revenue 5Y — — — — — — — — — — — — — — — — — 70.0% 48.5% 37.0% 36.98%
EPS 3Y — — — — — — — — — 59.4% 24.8% 14.2% 27.7% 34.0% 33.7% 38.8% 18.1% 12.6% 13.5% 17.5% 17.46%
EPS 5Y — — — — — — — — — — — — — — — — — 42.8% 26.5% 17.8% 17.82%
Net Income 3Y — — — — — — — — — 63.5% 33.2% 20.7% 44.8% 54.5% 55.0% 57.9% 36.2% 28.0% 28.9% 33.3% 33.32%
Net Income 5Y — — — — — — — — — — — — — — — — — 56.2% 38.5% 28.9% 28.87%
EBITDA 3Y — — — — — — — — — 48.3% 19.2% 6.3% 0.4% 6.4% 13.2% 28.6% 37.4% 44.4% 56.0% 58.6% 58.64%
EBITDA 5Y — — — — — — — — — — — — — — — — — 66.9% 49.1% 39.4% 39.38%
Gross Profit 3Y — — — — — — — — — 67.4% 32.8% 18.8% 11.4% 16.0% 21.8% 38.4% 44.0% 48.2% 50.9% 43.6% 43.56%
Gross Profit 5Y — — — — — — — — — — — — — — — — — 67.7% 46.5% 34.2% 34.16%
Op. Income 3Y — — — — — — — — — 66.1% 34.2% 20.7% 12.2% 16.2% 21.7% 38.6% 46.7% 48.9% 50.3% 43.7% 43.66%
Op. Income 5Y — — — — — — — — — — — — — — — — — 67.0% 46.6% 33.2% 33.19%
FCF 3Y — — — — — — — — — 70.2% 38.4% 20.4% 8.8% 9.5% 22.0% 36.8% 44.3% 56.4% 53.2% 57.1% 57.05%
FCF 5Y — — — — — — — — — — — — — — — — — 72.5% 55.3% 42.0% 41.99%
OCF 3Y — — — — — — — — — 82.3% 48.6% 29.5% 18.9% 22.4% 36.1% 46.4% 50.4% 58.2% 49.8% 50.9% 50.92%
OCF 5Y — — — — — — — — — — — — — — — — — 74.7% 55.4% 41.9% 41.92%
Assets 3Y — — — — — — — — — 33.2% 51.5% 50.5% 94.1% 1.1% 1.0% 72.4% 73.7% 70.3% 68.6% 69.9% 69.93%
Assets 5Y — — — — — — — — — — — — — — — — — 58.3% 56.4% 55.1% 55.13%
Equity 3Y — — — — — — — — — 60.5% 61.3% 58.1% 1.1% 1.2% 1.2% 1.1% 1.2% 1.1% 1.1% 1.1% 1.10%
Book Value 3Y — — — — — — — — — 56.4% 51.1% 49.6% 84.3% 94.7% 93.0% 81.5% 91.5% 87.2% 81.0% 85.0% 84.97%
Dividend 3Y — — — — — — — — — 8.0% -1.9% 0.5% -4.2% -2.4% 2.7% 7.1% 6.6% 4.7% 0.2% -2.4% -2.44%
Growth Quality
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Revenue Stability — — — — — 0.64 0.55 1.00 0.53 0.71 0.71 1.00 0.76 0.71 0.68 0.80 0.82 0.87 0.86 0.84 0.844
Earnings Stability — — — — — 0.87 0.89 0.93 0.96 0.71 0.74 0.97 0.67 0.72 0.67 0.65 0.76 0.66 0.63 0.62 0.618
Margin Stability — — — — — 0.99 0.99 0.97 0.95 0.95 0.95 0.95 0.93 0.92 0.93 0.94 0.94 0.93 0.94 0.95 0.952
Rev. Growth Consistency 0.00 0.50 0.50 0.50 0.00 0.00 0.00 1.00 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
Earn. Growth Consistency 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 0.00 0.00 1.00 1.00 0.50 0.50 1.00 0.00 0.00 0.00 0.00 0.000
FCF Positive Streak 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence — — — — — 0.94 0.95 0.96 0.98 0.99 1.00 0.93 0.50 0.50 0.50 0.50 0.97 0.86 0.86 0.86 0.863
Earnings Smoothness — 0.00 0.28 0.69 0.89 0.86 0.88 0.91 0.95 0.98 0.99 0.84 0.12 0.00 0.00 0.00 0.93 0.58 0.57 0.59 0.587
ROE Trend — — — — — 0.28 0.12 0.17 -0.02 -0.55 -0.55 -0.48 -0.55 -0.27 -0.24 -0.25 -0.35 -0.09 -0.08 -0.08 -0.085
Gross Margin Trend — — — — — 0.02 -0.01 -0.05 -0.07 -0.08 -0.07 -0.06 -0.07 -0.08 -0.07 -0.03 0.02 0.03 0.05 0.00 0.002
FCF Margin Trend — — — — — 0.01 0.10 -0.01 -0.00 -0.00 -0.01 -0.01 -0.08 -0.10 -0.12 -0.03 0.03 0.09 0.12 0.10 0.102
Sustainable Growth Rate 19.5% 19.7% 32.0% 25.7% 29.6% 30.9% 21.6% 15.8% 15.3% 4.5% 5.2% 8.0% 28.6% 24.7% 24.3% 23.8% 4.1% -0.0% -0.0% 0.1% 0.05%
Internal Growth Rate 10.3% 10.5% 17.3% 11.5% 12.3% 13.3% 9.0% 5.4% 5.2% 2.7% 2.4% 3.8% 18.7% 20.4% 17.5% 16.5% 2.6% — — 0.0% 0.03%
Cash Flow Quality
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
OCF/Net Income 1.07 1.12 0.95 0.97 1.01 0.94 1.13 1.19 1.26 1.41 1.39 1.32 0.59 0.56 0.65 0.77 1.35 1.77 1.77 1.73 1.729
FCF/OCF 0.97 0.98 0.98 0.98 0.97 0.97 0.92 0.87 0.83 0.81 0.79 0.79 0.75 0.70 0.70 0.80 0.86 0.93 0.98 0.98 0.980
FCF/Net Income snapshot only 1.694
OCF/EBITDA snapshot only 0.779
CapEx/Revenue 0.8% 0.8% 0.7% 0.9% 0.9% 1.3% 3.6% 4.9% 6.8% 8.1% 8.6% 8.7% 9.1% 10.5% 10.3% 7.6% 5.3% 2.8% 0.7% 0.8% 0.83%
CapEx/Depreciation snapshot only 0.057
Accruals Ratio -0.03 -0.05 0.02 0.01 -0.00 0.02 -0.04 -0.05 -0.07 -0.09 -0.07 -0.06 0.11 0.12 0.09 0.06 -0.05 -0.08 -0.09 -0.09 -0.090
Sloan Accruals snapshot only -0.086
Cash Flow Adequacy snapshot only 1.675
Earnings Quality Score snapshot only 0.750
Dividends & Buybacks
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Dividend Yield — — — — — — — — — — — — — — — — — — — — 3.84%
Dividend/Share $1.35 $1.40 $1.24 $1.19 $1.28 $1.25 $1.49 $1.54 $1.58 $1.68 $1.51 $1.68 $1.50 $1.68 $1.98 $2.29 $2.60 $2.78 $2.90 $3.10 $1.72
Payout Ratio 76.3% 77.6% 65.6% 67.1% 66.3% 64.2% 75.1% 80.2% 81.9% 88.7% 87.1% 82.0% 40.8% 38.7% 44.1% 48.3% 81.4% 1.0% 1.0% 99.7% 99.74%
FCF Payout Ratio 72.9% 71.1% 70.6% 70.8% 67.7% 70.9% 72.5% 77.4% 77.8% 78.1% 79.0% 79.2% 92.0% 99.6% 97.3% 78.5% 69.8% 60.6% 57.4% 58.9% 58.87%
Total Payout Ratio 76.3% 77.6% 65.6% 67.1% 66.3% 64.2% 75.1% 83.0% 86.8% 3.0% 2.9% 2.6% 1.2% 40.9% 46.5% 50.1% 83.4% 1.0% 1.0% 99.7% 99.74%
Div. Increase Streak 0 1 1 1 0 0 1 1 0 0 1 1 1 1 1 1 1 1 1 1 1
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Net Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Total Shareholder Return — — — — — — — — — — — — — — — — — — — — —
DuPont Factors
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Tax Burden (NI/EBT) 0.68 0.68 0.68 0.71 0.72 0.65 0.65 0.63 0.63 0.70 0.73 0.75 0.87 0.90 0.94 0.92 0.85 0.80 0.73 0.74 0.739
Interest Burden (EBT/EBIT) 0.98 0.98 0.99 1.08 1.09 1.05 1.21 1.23 1.40 1.91 1.83 1.84 3.28 3.49 2.98 2.11 1.16 0.85 0.83 0.84 0.839
EBIT Margin 0.47 0.46 0.45 0.47 0.46 0.58 0.50 0.41 0.37 0.22 0.23 0.23 0.21 0.20 0.19 0.25 0.29 0.34 0.39 0.39 0.390
Asset Turnover 1.27 1.39 1.41 0.86 0.89 0.84 0.85 0.82 0.84 0.76 0.61 0.65 0.44 0.44 0.49 0.58 0.48 0.48 0.50 0.51 0.509
Equity Multiplier 2.08 2.07 2.17 2.50 2.69 2.63 2.63 3.06 3.12 1.73 2.19 2.19 1.82 1.46 1.63 1.68 1.62 1.58 1.62 1.70 1.701
Per Share
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
EPS (Diluted TTM) $1.77 $1.81 $1.88 $1.77 $1.94 $1.95 $1.98 $1.92 $1.93 $1.89 $1.74 $2.04 $3.68 $4.35 $4.50 $4.74 $3.19 $2.78 $2.90 $3.11 $3.11
Book Value/Share $2.15 $2.25 $2.19 $2.55 $2.32 $2.40 $2.51 $2.29 $2.38 $7.21 $6.44 $7.09 $13.45 $16.56 $15.76 $15.25 $16.27 $15.73 $14.87 $14.49 $14.87
Tangible Book/Share $0.54 $0.59 $0.48 $-2.58 $-2.83 $-5.84 $-2.10 $-2.23 $-2.17 $2.62 $2.29 $2.86 $-6.34 $-6.00 $-5.79 $-6.07 $-6.22 $-6.68 $-7.13 $-7.57 $-7.57
Revenue/Share $5.67 $5.92 $6.19 $4.89 $5.30 $4.99 $5.06 $6.05 $5.98 $6.32 $5.80 $6.56 $6.07 $6.96 $8.38 $9.94 $11.26 $12.06 $12.49 $12.86 $6.62
FCF/Share $1.85 $1.97 $1.75 $1.68 $1.90 $1.76 $2.05 $1.99 $2.04 $2.15 $1.91 $2.12 $1.63 $1.69 $2.04 $2.92 $3.72 $4.59 $5.05 $5.27 $2.63
OCF/Share $1.90 $2.02 $1.79 $1.72 $1.95 $1.83 $2.23 $2.29 $2.44 $2.66 $2.41 $2.69 $2.18 $2.42 $2.90 $3.67 $4.31 $4.92 $5.14 $5.38 $2.70
Cash/Share $0.37 $0.33 $0.27 $0.51 $0.88 $0.73 $0.84 $1.39 $0.82 $2.18 $0.62 $0.82 $1.06 $1.07 $1.23 $1.63 $1.24 $1.53 $1.23 $1.72 $1.72
EBITDA/Share $2.75 $2.82 $2.90 $2.40 $2.64 $2.66 $2.42 $2.53 $2.26 $2.00 $1.86 $2.09 $1.91 $2.22 $2.70 $3.47 $4.47 $5.46 $6.27 $6.91 $6.91
Debt/Share $1.84 $1.60 $1.71 $3.54 $4.28 $4.18 $4.20 $4.68 $4.03 $0.82 $4.83 $5.01 $7.39 $6.71 $6.65 $7.08 $7.09 $7.46 $7.90 $8.46 $8.46
Net Debt/Share $1.48 $1.27 $1.44 $3.04 $3.40 $3.45 $3.37 $3.29 $3.21 $-1.36 $4.21 $4.18 $6.33 $5.63 $5.42 $5.45 $5.85 $5.93 $6.68 $6.74 $6.74
Academic Models
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — —
Piotroski F-Score 4 6 6 4 5 3 4 6 6 6 4 5 4 3 6 7 6 5 6 4 4
Beneish M-Score — -2.38 -2.15 0.50 -2.04 -2.04 -2.42 -1.38 -2.98 -2.98 -2.54 -2.17 -1.24 -0.58 -0.60 -1.09 -1.70 -2.43 -2.69 -2.65 -2.649
Ohlson O-Score snapshot only -8.906
Net-Net WC snapshot only $-8.11
EVA snapshot only $392546049.38
Credit
Metric Trend Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Q4'26 Current
Credit Rating snapshot only A-
Credit Score 70.54 70.57 70.56 63.89 67.12 70.01 69.70 69.81 66.79 70.33 63.76 65.61 60.77 58.89 57.89 56.59 64.48 64.43 63.91 67.65 67.648
Credit Grade snapshot only 7
Credit Trend snapshot only 11.059
Implied Spread (bps) snapshot only 175.000
Industry Credit Rank snapshot only 56
Sector Credit Rank snapshot only 65

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms