CZBT OTC
Citizens Bancorp of Virginia, Inc.
1W: -0.3%
1M: +0.1%
3M: +12.8%
YTD: +30.0%
1Y: +38.4%
3Y: +63.4%
5Y: +85.2%
$43.55
-0.44 (-1.00%)
Overview
News
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
Weather
Peers
ESG
Institutions
Dark Pool
Short Interest
Income Trends
Revenue
$30M
+8.9% ▲
5Y CAGR: +10.6%
Gross Profit
$25M
+9.5% ▲
5Y CAGR: +8.7%
Operating Income
$12M
+11.7% ▲
5Y CAGR: +14.1%
Net Income
$10M
+12.5% ▲
5Y CAGR: +13.9%
EPS (Diluted)
$4.57
+12.8% ▲
5Y CAGR: +14.4%
EBITDA
$12M
+6.4% ▲
5Y CAGR: +11.9%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $18M | $21M | $25M | $23M | $30M |
| YoY Growth | +0.7% | +16.9% | +18.7% | -10.2% | +8.9% |
| Cost of Revenue | $1M | $1M | $3M | $0 | $5M |
| Gross Profit | $17M | $20M | $23M | $23M | $25M |
| Gross Margin | 93.3% | 95.3% | 89.6% | 100.0% | 83.5% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $215K | $237K | $267K | $236K | $9M |
| Operating Expenses | $10M | $10M | $12M | $12M | $13M |
| Operating Income | $7M | $10M | $10M | $11M | $12M |
| Operating Margin | 38.1% | 47.6% | 41.3% | 48.3% | 39.6% |
| Interest Expense | $1M | $1M | $3M | $4M | $5M |
| Income Before Tax | $7M | $10M | $10M | $11M | $12M |
| Tax Expense | $1M | $2M | $2M | $2M | $2M |
| Net Income | $6M | $8M | $8M | $9M | $10M |
| Net Margin | 30.8% | 38.2% | 33.5% | 37.6% | 32.1% |
| EPS (Diluted) | $2.63 | $3.84 | $4.00 | $4.05 | $4.57 |
| EBITDA | $8M | $11M | $11M | $11M | $12M |
| Shares Outstanding | 2M | 2M | 2M | 2M | 2M |