— Know what they know.
Not Investment Advice

CZNC NASDAQ

Citizens & Northern Corporation
1W: +2.1% 1M: -7.4% 3M: -11.1% YTD: +7.5% 1Y: +12.1% 3Y: +35.7% 5Y: +4.8%
$21.07
-0.12 (-0.57%)
 
Weekly Expected Move ±3.6%
$19 $20 $20 $21 $22
NASDAQ · Financial Services · Banks - Regional · Alpha Radar Sell · Power 39 · $377.5M mcap · 17M float · 0.248% daily turnover · Short 49% of daily vol

📊 Key Metrics

TTM
$165M
Revenue
+5.2% YoY
$17M
Net Income
-35.4% YoY
$36M
Free Cash Flow
+33.9% YoY
47.2%
Gross Margin
0.7%
Op. Margin
0.6%
Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE5.6%
ROA0.6%
ROIC8.8%

Valuation

P/E21.4
P/B1.1
EV/EBITDA11.2

Leverage

Debt/Equity0.56
Current Ratio1.11
Interest Cov.0.4x

Quality Scores

Piotroski F5/9
Altman-B2.39
Beneish M-1.88

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms