— Know what they know.
Not Investment Advice
Also trades as: DNLM.L (LSE) · $vol 5M

DNLMY OTC

Dunelm Group plc
1W: +0.0% 1M: -13.7% 3M: -8.1% YTD: -28.8% 1Y: -27.7% 3Y: -6.8% 5Y: -33.1%
$10.25
+0.00 (+0.00%)
 
OTC · Consumer Cyclical · Specialty Retail · Tech Score Strong Sell · Power 39 · $2.1B mcap · 163M float · 0.0012% daily turnover · Short 100% of daily vol

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets
Analyst Recommendations
Strong Buy: 0Buy: 5Hold: 1Sell: 0Strong Sell: 0
Rating Summary
ConsensusBuy
Avg Target$—
Analysts0

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

A-
Oct 02, 2026
DCF
5
ROE
5
ROA
5
D/E
1
P/E
4
P/B
1
The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. DNLMY receives an overall rating of A-. Strongest factors: DCF (5/5), ROE (5/5), ROA (5/5), P/E (4/5). Areas of concern: D/E (1/5), P/B (1/5).
Rating Change History
DateFromTo
2026-10-01 B+ A-
2026-09-12 A- B+
2026-09-11 B+ A-
2026-07-25 A- B+
2026-07-07 B+ A-
2026-07-03 A- B+
2026-07-01 None ADDED
2026-06-28 EXISTED None
2026-06-23 None ADDED
2026-06-20 EXISTED None

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade B
Profitability
67
Balance Sheet
48
Earnings Quality
59
Growth
75
Value
—
Momentum
80
Safety
—
Cash Flow
85

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
—
—
Piotroski F-Score
7/9
✓ ✓ ✓ ✓ ✗ ✗ ✓ ✓ ✓
Beneish M-Score
-3.29
Unlikely Manipulator
Ohlson O-Score
-7.77
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
A+
Score: 76.5/100
Trend: Stable
Earnings Quality
75/100
OCF/NI: 1.91x
Accruals: -42.7%
The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. DNLMY scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. DNLMY's score of -3.29 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. DNLMY's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. DNLMY receives an estimated rating of A+ (score: 76.5/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). DNLMY's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
10.13x
PEG
0.10x
P/S
0.86x
P/B
10.59x
P/FCF
—
P/OCF
—
EV/EBITDA
—
EV/Revenue
—
EV/EBIT
—
EV/FCF
—
Earnings Yield
—
FCF Yield
—
Shareholder Yield
—
Graham Number
$5.26
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 10.1x earnings, DNLMY trades at a reasonable valuation. Graham's intrinsic value formula yields $5.26 per share, 95% below the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.739
NI / EBT
×
Interest Burden
0.970
EBT / EBIT
×
EBIT Margin
0.131
EBIT / Rev
×
Asset Turnover
4.974
Rev / Assets
×
Equity Multiplier
5.082
Assets / Equity
=
ROE
237.6%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. DNLMY's ROE of 237.6% is driven by financial leverage (equity multiplier: 5.08x). Note: high leverage means ROE is amplified by debt rather than operational performance.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
15.00%
Fair P/E
38.50x
Intrinsic Value
$64.69
Price/Value
—
Margin of Safety
—
Premium
—
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with DNLMY's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. DNLMY actually compounded EPS at 25.1% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. DNLMY trades at a premium to its adjusted intrinsic value of $64.69, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 10.1x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$10.25
Median 1Y
$9.99
5th Pctile
$5.45
95th Pctile
$18.40
Ann. Volatility
38.1%
25th–75th percentile 5th–95th percentile Median path Historical
All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
ROE 1.5% 1.4% 1.2% 1.6% 1.3% 1.2% 1.2% 1.2% 1.5% 1.2% 1.1% 92.8% 1.5% 1.7% 1.3% 1.5% 1.5% 1.8% 1.8% 2.4% 2.38%
ROA 55.1% 59.3% 49.5% 45.2% 40.0% 38.0% 38.0% 41.1% 35.6% 33.1% 36.0% 36.6% 37.7% 41.3% 39.1% 44.2% 41.4% 44.8% 42.9% 46.7% 46.75%
ROIC 1.2% 1.1% 93.4% 82.3% 72.7% 66.0% 76.8% 88.0% 18.1% 44.8% 54.0% 52.3% 60.0% 65.5% 69.7% 78.1% 74.8% 93.3% 82.9% 68.8% 68.83%
ROCE 1.0% 1.1% 93.6% 82.3% 73.9% 68.8% 76.5% 76.1% 40.7% 32.2% 27.2% 26.7% 36.6% 41.6% 43.3% 48.7% 61.8% 92.6% 1.0% 99.1% 99.06%
Gross Margin 50.7% 48.8% 50.4% 47.5% 48.6% 47.3% 50.3% 46.0% 44.8% 40.6% 46.6% 44.8% 48.0% 44.4% 46.5% 44.0% 52.7% 52.8% 49.1% 46.4% 46.36%
Operating Margin 16.9% 12.4% 14.4% 9.2% 11.2% 8.6% 12.8% 10.5% 15.0% 6.4% 16.5% 8.3% 17.9% 9.6% 14.6% 9.6% 14.5% 14.4% 12.6% 11.2% 11.23%
Net Margin 13.3% 9.9% 9.6% 5.8% 8.3% 5.6% 10.1% 8.3% 11.6% 4.3% 12.5% 6.3% 14.3% 7.4% 11.1% 7.3% 10.4% 10.2% 9.2% 7.9% 7.86%
EBITDA Margin 19.6% 14.2% 17.4% 10.7% 14.4% 10.2% 16.6% 5.6% 14.1% 11.5% 13.6% 10.2% 13.7% 10.0% 11.9% 9.8% 16.3% 16.0% 16.9% 16.5% 16.50%
FCF Margin 11.7% 12.3% 10.5% 8.2% 5.2% 4.9% 8.2% 10.3% 12.7% 17.3% 17.4% 16.1% 16.4% 13.5% 12.9% 13.8% 13.2% 16.7% 18.5% 16.2% 16.23%
OCF Margin 14.7% 15.5% 14.7% 12.4% 9.9% 8.9% 11.1% 12.6% 14.6% 19.3% 19.2% 17.8% 17.9% 14.8% 14.4% 15.2% 14.7% 18.2% 20.1% 18.0% 17.99%
ROE 3Y Avg snapshot only 1.80%
ROE 5Y Avg snapshot only 1.59%
ROA 3Y Avg snapshot only 39.88%
ROIC 3Y Avg snapshot only 55.89%
ROIC Economic snapshot only 68.83%
Cash ROA snapshot only 86.19%
Cash ROIC snapshot only 1.27%
CROIC snapshot only 1.15%
NOPAT Margin snapshot only 9.72%
Pretax Margin snapshot only 12.72%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 36.21%
SBC / Revenue snapshot only 0.11%
Valuation
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
P/E Ratio — — — — — — — — — — — — — — — — — — — — 10.130
P/S Ratio — — — — — — — — — — — — — — — — — — — — 0.861
P/B Ratio — — — — — — — — — — — — — — — — — — — — 10.589
P/FCF — — — — — — — — — — — — — — — — — — — — —
P/OCF — — — — — — — — — — — — — — — — — — — — —
EV/EBITDA — — — — — — — — — — — — — — — — — — — — —
EV/Revenue — — — — — — — — — — — — — — — — — — — — —
EV/EBIT — — — — — — — — — — — — — — — — — — — — —
EV/FCF — — — — — — — — — — — — — — — — — — — — —
Earnings Yield — — — — — — — — — — — — — — — — — — — — —
FCF Yield — — — — — — — — — — — — — — — — — — — — —
PEG Ratio snapshot only 0.101
Graham Number snapshot only $5.26
Leverage & Solvency
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Current Ratio 1.60 1.46 1.40 1.50 1.51 1.78 1.47 1.38 0.82 1.00 1.17 1.34 1.03 1.08 1.06 1.05 1.06 0.87 0.83 1.02 1.016
Quick Ratio 0.53 0.38 0.37 0.32 0.30 0.38 0.36 0.33 0.06 0.49 0.57 0.61 0.26 0.27 0.26 0.27 0.28 0.26 0.23 0.25 0.249
Debt/Equity 0.51 0.95 1.30 1.27 1.31 1.03 0.61 0.24 4.78 2.07 1.26 1.04 1.38 1.86 1.45 2.43 1.69 1.33 1.76 2.60 2.601
Net Debt/Equity 0.22 0.80 1.10 1.11 1.18 0.92 0.47 0.14 6.93 1.55 0.71 0.59 1.15 1.69 1.25 2.09 1.37 1.02 1.47 2.45 2.450
Debt/Assets 0.19 0.27 0.33 0.32 0.34 0.33 0.22 0.11 1.04 0.50 0.40 0.38 0.41 0.45 0.39 0.48 0.41 0.32 0.37 0.51 0.510
Debt/EBITDA 0.24 0.32 0.45 0.49 0.55 0.53 0.34 0.18 2.69 1.39 1.22 0.99 0.91 0.95 0.83 0.91 0.74 0.53 0.55 0.65 0.649
Net Debt/EBITDA 0.10 0.27 0.38 0.43 0.49 0.47 0.27 0.10 3.90 1.04 0.69 0.55 0.76 0.86 0.72 0.79 0.60 0.40 0.46 0.61 0.611
Interest Coverage — — — — — — — 290.71 39.57 19.66 10.41 8.86 11.37 12.98 14.47 14.98 12.44 15.10 16.29 15.43 15.434
Equity Multiplier 2.65 3.48 3.98 3.93 3.90 3.16 2.78 2.24 4.60 4.13 3.17 2.73 3.39 4.14 3.67 5.07 4.12 4.11 4.76 5.10 5.096
Cash Ratio snapshot only 0.081
Debt Service Coverage snapshot only 19.319
Cash to Debt snapshot only 0.058
FCF to Debt snapshot only 1.524
Defensive Interval snapshot only 13.1 days
Efficiency & Turnover
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Asset Turnover 4.62 5.13 4.64 4.74 4.81 5.20 5.04 5.06 3.95 3.78 3.75 4.04 3.74 4.01 3.92 4.40 4.55 4.56 4.60 4.97 4.974
Inventory Turnover 7.08 7.47 6.57 6.24 6.93 7.63 7.37 6.92 7.14 8.61 7.95 8.05 7.85 9.24 8.19 9.12 8.02 7.67 7.60 8.51 8.513
Receivables Turnover 97.78 2985.57 81.61 6121.67 89.01 8022.80 88.29 2530.00 114.97 2697.88 118.07 2176.45 164.33 1389.33 167.58 1610.10 145.57 170.68 221.62 804.09 804.088
Payables Turnover 8.76 18.70 12.00 14.27 12.42 19.89 17.83 15.81 18.70 19.13 17.58 20.13 19.25 18.54 17.01 21.32 18.33 18.46 17.35 19.25 19.250
DSO 4 0 4 0 4 0 4 0 3 0 3 0 2 0 2 0 3 2 2 0 0.5 days
DIO 52 49 56 59 53 48 50 53 51 42 46 45 47 40 45 40 46 48 48 43 42.9 days
DPO 42 20 30 26 29 18 20 23 20 19 21 18 19 20 21 17 20 20 21 19 19.0 days
Cash Conversion Cycle 14 29 30 33 27 30 33 30 35 23 28 27 30 20 25 23 28 30 29 24 24.4 days
Fixed Asset Turnover snapshot only 8.478
Operating Cycle snapshot only 43.3 days
Cash Velocity snapshot only 161.873
Capital Intensity snapshot only 0.209
Growth (YoY)
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Revenue — 3.6% 1.3% 51.8% 16.7% 16.8% 18.4% 17.1% 13.3% 7.6% 10.9% 11.3% 18.9% 35.2% 30.4% 34.5% 26.6% 16.7% 15.1% 11.9% 11.92%
Net Income — 3.7% 98.1% 27.1% -18.5% -26.2% -16.4% -0.5% 22.6% 29.1% 41.4% 24.1% 33.1% 58.8% 35.6% 49.2% 14.5% 11.4% 7.5% 4.8% 4.83%
EPS — 3.7% 98.7% 27.5% -18.3% -26.1% -16.6% -0.7% 21.8% 27.2% 40.2% 22.4% 32.4% 59.4% 36.6% 51.9% 15.2% 12.1% 7.1% 5.2% 5.24%
FCF — 11.2% 1.8% 37.4% -47.7% -54.0% -7.6% 45.7% 1.7% 2.8% 1.4% 74.7% 53.8% 5.1% -3.3% 15.0% 1.8% 44.2% 64.3% 31.9% 31.92%
EBITDA — 3.6% 1.1% 37.4% -7.0% -9.7% -6.6% -10.6% -6.0% -1.5% -3.2% 17.9% 26.4% 34.6% 32.1% 23.1% 23.0% 32.8% 48.1% 61.5% 61.50%
Op. Income — 3.6% 1.1% 35.8% -10.4% -14.1% -12.0% -3.3% 14.4% 13.8% 33.1% 23.4% 32.1% 57.5% 33.1% 45.0% 17.1% 17.3% 14.7% 13.7% 13.74%
OCF Growth snapshot only 32.54%
Asset Growth snapshot only 7.96%
Equity Growth snapshot only 7.35%
Debt Growth snapshot only 14.91%
Shares Change snapshot only -0.40%
Dividend Growth snapshot only -43.01%
Growth (CAGR)
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Revenue 3Y — — — — — — — — — 79.4% 43.9% 25.6% 16.3% 19.3% 19.6% 20.6% 19.5% 19.3% 18.5% 18.8% 18.78%
Revenue 5Y — — — — — — — — — — — — — — — — — 55.6% 34.9% 24.4% 24.40%
EPS 3Y — — — — — — — — — 64.5% 32.5% 15.7% 9.7% 14.4% 16.9% 22.7% 23.0% 31.5% 27.1% 25.1% 25.07%
EPS 5Y — — — — — — — — — — — — — — — — — 51.4% 27.7% 19.9% 19.90%
Net Income 3Y — — — — — — — — — 65.2% 32.8% 16.2% 9.9% 14.8% 17.0% 22.6% 23.1% 31.7% 27.2% 24.7% 24.72%
Net Income 5Y — — — — — — — — — — — — — — — — — 51.5% 27.8% 19.7% 19.67%
EBITDA 3Y — — — — — — — — — 59.9% 23.5% 13.2% 3.4% 6.2% 6.1% 9.1% 13.5% 20.8% 23.7% 32.8% 32.84%
EBITDA 5Y — — — — — — — — — — — — — — — — — 48.8% 29.8% 23.6% 23.57%
Gross Profit 3Y — — — — — — — — — 75.6% 39.2% 21.6% 13.1% 16.4% 16.7% 17.6% 18.0% 19.9% 19.6% 20.5% 20.51%
Gross Profit 5Y — — — — — — — — — — — — — — — — — 55.9% 35.1% 25.0% 24.99%
Op. Income 3Y — — — — — — — — — 64.8% 34.0% 17.5% 10.6% 15.5% 15.9% 20.1% 21.0% 28.1% 26.7% 26.7% 26.75%
Op. Income 5Y — — — — — — — — — — — — — — — — — 52.6% 29.7% 21.7% 21.73%
FCF 3Y — — — — — — — — — 1.8% 82.8% 51.8% 30.2% 23.0% 28.1% 43.0% 62.5% 80.0% 55.2% 38.4% 38.37%
FCF 5Y — — — — — — — — — — — — — — — — — 1.0% 57.5% 39.6% 39.62%
OCF 3Y — — — — — — — — — 1.4% 72.2% 42.6% 24.0% 17.6% 18.9% 29.0% 36.5% 51.7% 44.7% 33.6% 33.60%
OCF 5Y — — — — — — — — — — — — — — — — — 84.9% 51.7% 34.6% 34.57%
Assets 3Y — — — — — — — — — 30.4% 30.8% 30.8% 26.7% 28.7% 22.5% 17.2% 17.4% 21.1% 22.0% 21.7% 21.72%
Assets 5Y — — — — — — — — — — — — — — — — — 18.5% 16.6% 17.0% 17.05%
Equity 3Y — — — — — — — — — -3.0% 5.8% 38.8% 16.6% 21.4% 25.8% 7.7% 15.3% 10.9% 1.9% -7.4% -7.38%
Book Value 3Y — — — — — — — — — -3.3% 5.5% 38.3% 16.3% 21.1% 25.7% 7.8% 15.2% 10.8% 1.8% -7.1% -7.12%
Dividend 3Y — — — — — — — — — 14.8% 4.3% 6.0% 4.9% 23.7% 43.5% 50.8% 16.4% -3.8% -8.4% -17.0% -16.97%
Growth Quality
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Revenue Stability — — — — — 0.88 0.92 0.96 1.00 0.80 0.88 0.95 0.99 0.89 0.94 0.92 0.95 0.97 0.99 0.98 0.981
Earnings Stability — — — — — 0.43 0.43 0.73 0.00 0.49 0.70 0.89 0.50 0.74 0.85 0.83 0.74 0.83 0.91 0.90 0.901
Margin Stability — — — — — 0.99 0.99 0.99 0.97 0.96 0.95 0.95 0.96 0.96 0.95 0.95 0.97 0.97 0.95 0.95 0.951
Rev. Growth Consistency 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
Earn. Growth Consistency 0.00 0.50 0.50 0.50 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.000
FCF Positive Streak 0 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence — — — — — 0.90 0.93 1.00 0.91 0.88 0.83 0.90 0.87 0.50 0.86 0.80 0.94 0.95 0.97 0.98 0.981
Earnings Smoothness — 0.00 0.34 0.76 0.80 0.70 0.82 1.00 0.80 0.75 0.66 0.79 0.72 0.55 0.70 0.61 0.86 0.89 0.93 0.95 0.953
ROE Trend — — — — — -0.02 -0.14 -0.51 -0.07 -0.45 -0.57 -0.50 -0.17 0.59 0.56 1.49 0.42 0.43 0.80 0.73 0.735
Gross Margin Trend — — — — — -0.01 -0.01 -0.01 -0.02 -0.03 -0.04 -0.04 -0.02 -0.01 -0.01 -0.01 0.01 0.03 0.04 0.05 0.051
FCF Margin Trend — — — — — -0.04 -0.01 0.02 0.04 0.09 0.08 0.07 0.07 0.02 0.00 0.01 -0.01 0.01 0.03 0.01 0.013
Sustainable Growth Rate -13.3% -64.4% -69.8% 14.3% -4.8% 35.3% 40.8% 45.0% 17.4% 18.4% 49.8% 37.0% 33.1% -3.6% -24.4% -58.4% -10.7% 33.5% 26.5% 60.2% 60.25%
Internal Growth Rate — — — 4.1% — 12.0% 14.3% 18.6% 4.2% 5.2% 19.7% 17.1% 9.3% — — — — 8.9% 6.8% 13.4% 13.45%
Cash Flow Quality
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
OCF/Net Income 1.23 1.34 1.38 1.30 1.19 1.22 1.47 1.56 1.62 2.20 2.00 1.97 1.77 1.44 1.45 1.51 1.61 1.86 2.16 1.91 1.914
FCF/OCF 0.79 0.79 0.72 0.67 0.53 0.55 0.74 0.81 0.87 0.90 0.91 0.90 0.92 0.91 0.90 0.91 0.90 0.91 0.92 0.90 0.902
FCF/Net Income snapshot only 1.727
OCF/EBITDA snapshot only 1.096
CapEx/Revenue 3.0% 3.2% 4.2% 4.1% 4.6% 4.0% 2.8% 2.4% 1.9% 1.9% 1.7% 1.7% 1.4% 1.4% 1.5% 1.4% 1.5% 1.6% 1.7% 1.8% 1.76%
CapEx/Depreciation snapshot only 0.533
Accruals Ratio -0.13 -0.20 -0.19 -0.13 -0.07 -0.08 -0.18 -0.23 -0.22 -0.40 -0.36 -0.35 -0.29 -0.18 -0.17 -0.23 -0.25 -0.38 -0.50 -0.43 -0.427
Sloan Accruals snapshot only -0.177
Cash Flow Adequacy snapshot only 2.050
Earnings Quality Score snapshot only 0.750
Dividends & Buybacks
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Dividend Yield — — — — — — — — — — — — — — — — — — — — 8.97%
Dividend/Share $1.06 $1.43 $1.48 $0.79 $0.82 $0.52 $0.52 $0.53 $0.86 $0.78 $0.59 $0.63 $0.99 $1.49 $1.77 $2.20 $1.58 $1.34 $1.36 $1.25 $0.70
Payout Ratio 1.1% 1.5% 1.6% 91.2% 1.0% 71.7% 67.0% 61.9% 88.6% 85.0% 54.3% 60.2% 77.4% 1.0% 1.2% 1.4% 1.1% 81.8% 85.2% 74.6% 74.64%
FCF Payout Ratio 1.1% 1.4% 1.6% 1.1% 1.6% 1.1% 61.4% 48.9% 62.9% 42.9% 29.9% 33.8% 47.5% 77.9% 91.5% 1.0% 73.8% 48.2% 43.0% 43.2% 43.22%
Total Payout Ratio 1.1% 1.5% 1.6% 98.1% 1.1% 74.6% 67.0% 61.9% 88.6% 85.0% 54.3% 60.2% 81.0% 1.1% 1.3% 1.5% 1.2% 83.9% 85.2% 79.3% 79.34%
Div. Increase Streak 0 0 1 0 0 0 0 0 0 0 0 0 1 1 1 1 1 0 0 0 0
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Net Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Total Shareholder Return — — — — — — — — — — — — — — — — — — — — —
DuPont Factors
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Tax Burden (NI/EBT) 0.78 0.79 0.79 0.79 0.80 0.79 0.79 0.80 0.80 0.80 0.81 0.81 0.81 0.81 0.81 0.80 0.77 0.76 0.75 0.74 0.739
Interest Burden (EBT/EBIT) 1.00 1.00 0.95 0.92 0.89 0.86 0.90 1.08 1.32 1.49 1.90 1.88 1.91 1.93 1.94 1.95 1.47 1.24 1.06 0.97 0.970
EBIT Margin 0.15 0.15 0.14 0.13 0.12 0.11 0.11 0.09 0.08 0.07 0.06 0.06 0.07 0.07 0.06 0.06 0.08 0.10 0.12 0.13 0.131
Asset Turnover 4.62 5.13 4.64 4.74 4.81 5.20 5.04 5.06 3.95 3.78 3.75 4.04 3.74 4.01 3.92 4.40 4.55 4.56 4.60 4.97 4.974
Equity Multiplier 2.65 2.31 2.41 3.60 3.22 3.29 3.25 2.87 4.29 3.70 3.02 2.53 3.88 4.13 3.39 3.50 3.72 4.12 4.16 5.08 5.082
Per Share
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
EPS (Diluted TTM) $0.97 $0.98 $0.93 $0.86 $0.79 $0.72 $0.78 $0.86 $0.97 $0.92 $1.09 $1.05 $1.28 $1.46 $1.49 $1.60 $1.48 $1.64 $1.60 $1.68 $1.68
Book Value/Share $0.67 $0.49 $0.50 $0.54 $0.56 $0.66 $0.76 $0.91 $0.71 $0.84 $1.25 $1.36 $1.05 $0.87 $0.99 $0.68 $0.86 $0.90 $0.80 $0.73 $0.74
Tangible Book/Share $0.58 $0.40 $0.36 $0.41 $0.42 $0.52 $0.63 $0.78 $0.58 $0.73 $1.16 $1.29 $0.99 $0.82 $0.95 $0.65 $0.84 $0.88 $0.73 $0.64 $0.64
Revenue/Share $8.16 $8.44 $8.75 $9.05 $9.55 $9.88 $10.35 $10.58 $10.75 $10.48 $11.38 $11.61 $12.72 $14.22 $14.95 $15.91 $16.21 $16.71 $17.16 $17.88 $9.06
FCF/Share $0.95 $1.04 $0.92 $0.75 $0.50 $0.48 $0.85 $1.09 $1.36 $1.82 $1.99 $1.87 $2.09 $1.92 $1.93 $2.19 $2.14 $2.79 $3.17 $2.90 $1.17
OCF/Share $1.20 $1.31 $1.29 $1.12 $0.94 $0.88 $1.14 $1.34 $1.57 $2.02 $2.18 $2.07 $2.27 $2.11 $2.16 $2.42 $2.39 $3.05 $3.45 $3.22 $1.32
Cash/Share $0.19 $0.07 $0.10 $0.09 $0.08 $0.07 $0.10 $0.09 $-1.53 $0.44 $0.69 $0.62 $0.23 $0.15 $0.20 $0.23 $0.28 $0.28 $0.23 $0.11 $0.11
EBITDA/Share $1.44 $1.43 $1.45 $1.39 $1.35 $1.30 $1.35 $1.24 $1.26 $1.26 $1.30 $1.44 $1.58 $1.70 $1.73 $1.81 $1.96 $2.27 $2.55 $2.94 $2.94
Debt/Share $0.34 $0.46 $0.65 $0.69 $0.74 $0.68 $0.46 $0.22 $3.39 $1.74 $1.58 $1.42 $1.44 $1.61 $1.44 $1.65 $1.46 $1.20 $1.41 $1.90 $1.90
Net Debt/Share $0.14 $0.39 $0.55 $0.60 $0.66 $0.61 $0.36 $0.12 $4.91 $1.31 $0.89 $0.80 $1.21 $1.47 $1.24 $1.42 $1.18 $0.92 $1.19 $1.79 $1.79
Academic Models
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — —
Piotroski F-Score 4 7 7 6 5 6 6 6 3 3 3 3 8 9 7 6 8 8 7 7 7
Beneish M-Score — 12.06 -2.80 12.17 -2.16 -2.46 -3.21 -3.54 -3.76 -4.24 -3.94 -4.58 -3.37 -3.74 -3.24 14.60 -3.75 5.61 -3.01 -3.29 -3.294
Ohlson O-Score snapshot only -7.767
ROIC (Greenblatt) snapshot only 1.10%
Net-Net WC snapshot only $-1.61
EVA snapshot only $299570084.50
Credit
Metric Trend Q2'16 Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q2'25 Q2'26 Q4'26 Current
Credit Rating snapshot only A+
Credit Score 79.25 77.75 77.75 77.75 77.75 77.75 79.25 81.75 68.00 73.50 74.75 73.75 76.25 75.25 76.25 76.25 77.75 79.00 77.50 76.50 76.500
Credit Grade snapshot only 5
Credit Trend snapshot only 0.250
Implied Spread (bps) snapshot only 125.000

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