What is ELMA's gross margin?

Elmer Bancorp (ELMA) has a gross margin of 81% and a net margin of 14%.

What is ELMA's P/E ratio?

ELMA's P/E ratio is 10.3 with ROE of 9%.

Where can I see ELMA's full financials?

See Elmer Bancorp (ELMA) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

Elmer Bancorp (ELMA) Financials — Revenue, Earnings, Cash Flow

$26.00

+0.00 (+0.00%)

OTC · Financial Services · Banks - Regional · Tech Score Sell · Power 42 · $29.9M mcap · Short 94% of daily vol

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

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📊 Key Metrics

TTM

$20M

Revenue

+6.6% YoY

$3M

Net Income

+13.1% YoY

$2M

Free Cash Flow

-25.5% YoY

80.8%

Gross Margin

19.5%

Op. Margin

14.5%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE8.5%

ROA0.8%

ROIC1015.8%

Valuation

P/E10.3

P/B0.7

EV/EBITDA-2.4

Leverage

Debt/Equity0.00

Current Ratio0.00

Interest Cov.2.0x

Quality Scores

Piotroski F5/9

Altman-B1.79

Beneish M-2.20