Also trades as: FCNCO (NASDAQ) · $vol 0M · FCNCP (NASDAQ) · $vol 0M · FCNCB (OTC) · $vol 0M

$2,073.46

-0.04 (-0.00%)

Weekly Expected Move ±3.0%

$1951 $2012 $2073 $2135 $2196

NASDAQ · Financial Services · Banks - Regional · Tech Score Strong Sell · Power 39 · $23.6B mcap · 8M float · 0.893% daily turnover · Short 76% of daily vol

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$14.5B -3.0% ▼

5Y CAGR: +49.9%

Gross Profit

$8.9B -4.2% ▼

5Y CAGR: +38.3%

Operating Income

$3.0B -17.3% ▼

5Y CAGR: +36.9%

Net Income

$2.2B -20.6% ▼

5Y CAGR: +35.0%

EPS (Diluted)

$165.76 -12.5% ▼

5Y CAGR: +28.4%

EBITDA

$3.4B -8.7% ▼

5Y CAGR: +35.2%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$1.9B	$5.1B	$12.6B	$14.9B	$14.5B
YoY Growth	-0.9%	+168.4%	+148.0%	+18.2%	-3.0%
Cost of Revenue	$24M	$1.1B	$5.1B	$5.6B	$5.6B
Gross Profit	$1.9B	$4.0B	$7.6B	$9.3B	$8.9B
Gross Margin	98.7%	78.2%	60.0%	62.2%	61.4%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$783M	$1.7B	$3.1B	$3.5B	$4.2B
Operating Expenses	$1.2B	$2.6B	-$4.5B	$5.7B	$5.9B
Operating Income	$701M	$1.4B	$12.1B	$3.6B	$3.0B
Operating Margin	36.9%	26.7%	95.6%	24.0%	20.5%
Interest Expense	$61M	$467M	$3.7B	$5.2B	$5.0B
Income Before Tax	$701M	$1.4B	$12.1B	$3.6B	$3.0B
Tax Expense	$154M	$264M	$611M	$815M	$765M
Net Income	$547M	$1.1B	$11.5B	$2.8B	$2.2B
Net Margin	28.8%	21.5%	90.7%	18.6%	15.2%
EPS (Diluted)	$53.88	$67.40	$784.55	$189.41	$165.76
EBITDA	$844M	$1.9B	$12.0B	$3.7B	$3.4B
Shares Outstanding	10M	16M	15M	14M	12M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$3.8B	$3.7B	$3.5B	$3.6B	$3.7B	$3.7B	$3.5B	$3.6B
Cost of Revenue	$1.5B	$1.4B	$1.4B	$1.4B	$1.5B	$1.4B	$1.2B	$1.2B
Gross Profit	$2.3B	$2.2B	$2.1B	$2.3B	$2.2B	$2.3B	$2.3B	$2.4B
Gross Margin	61.4%	60.8%	60.7%	62.3%	60.6%	62.1%	66.5%	67.1%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$898M	$913M	$946M	$941M	$955M	$1.4B	$1.6B	$1.1B
Operating Expenses	$1.5B	$1.5B	$1.5B	$1.5B	$1.5B	$1.5B	$1.6B	$1.5B
Operating Income	$873M	$736M	$651M	$758M	$751M	$811M	$705M	$891M
Operating Margin	23.1%	20.0%	18.5%	20.9%	20.3%	22.2%	20.3%	24.7%
Interest Expense	$1.3B	$1.3B	$1.2B	$1.2B	$1.3B	$1.2B	$1.2B	$1.2B
Income Before Tax	$873M	$736M	$651M	$758M	$751M	$811M	$705M	$891M
Tax Expense	$234M	$36M	$168M	$183M	$183M	$231M	$171M	$219M
Net Income	$639M	$700M	$483M	$575M	$568M	$580M	$534M	$672M
Net Margin	16.9%	19.0%	13.7%	15.9%	15.4%	15.9%	15.4%	18.6%
EPS (Diluted)	$43.41	$49.21	$34.47	$42.36	$43.12	$45.81	$42.63	$55.48
EBITDA	$915M	$830M	$744M	$886M	$842M	$926M	$819M	$891M
Shares Outstanding	14M	14M	14M	13M	13M	12M	12M	12M

FCNCA NASDAQ