Also trades as: 0TIQ.L (LSE) · $vol 1M
FICO NYSE
Fair Isaac Corporation
1W: -9.5%
1M: -18.1%
3M: -47.1%
YTD: -57.0%
1Y: -56.2%
3Y: -23.1%
5Y: +70.3%
$691.74
-16.33 (-2.31%)
After Hours: $691.27 (-0.47, -0.07%)
Weekly Expected Move ±17.2%
$534
$675
$815
$955
$1095
Credit Risk of going bust: higher than 75% of companies Debt: 26.8% of company value Bonds: $359.0M held by 341 funds, 201 bp over Treasuries → details ▾
Of US companies ranked in the third-riskiest tenth, about 1 in 140 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $32.50 (down 95%), Fair Isaac Corporation would be worth roughly what it owes.
Total debt $5.60B against a stock market value of $15.29B.
Distance to default 3.02 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $2.94B (short-term plus half of long-term), stock volatility 66.8%; Altman Z'' 12.21. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
If the stock fell to about $32.50 (down 95%), Fair Isaac Corporation would be worth roughly what it owes.
Total debt $5.60B against a stock market value of $15.29B.
Distance to default 3.02 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $2.94B (short-term plus half of long-term), stock volatility 66.8%; Altman Z'' 12.21. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
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Balance Sheet Trends
Total Assets
$1.9B
+8.7% ▲
5Y CAGR: +3.1%
Total Liabilities
$3.6B
+34.8% ▲
5Y CAGR: +23.2%
Shareholders Equity
-$1.7B
-81.3% ▼
Cash & Investments
$134M
-11.0% ▼
5Y CAGR: -3.1%
Total Debt
$3.1B
+37.1% ▲
5Y CAGR: +27.6%
Net Debt
$2.9B
+40.6% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $195M | $133M | $137M | $151M | $134M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Cash & ST Investments | $195M | $133M | $137M | $151M | $134M |
| Net Receivables | $312M | $322M | $388M | $427M | $529M |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $32M | $40M | $42M |
| Total Current Assets | $551M | $485M | $556M | $617M | $705M |
| Property, Plant & Equip. | $75M | $54M | $37M | $68M | $94M |
| Goodwill & Intangibles | $792M | $763M | $774M | $783M | $783M |
| Long-Term Investments | $33M | $26M | $33M | $45M | $55M |
| Other Non-Current Assets | $96M | $103M | $116M | $118M | $113M |
| Total Non-Current Assets | $1.0B | $957M | $1.0B | $1.1B | $1.2B |
| Total Assets | $1.6B | $1.4B | $1.6B | $1.7B | $1.9B |
| — Liabilities — | |||||
| Accounts Payable | $21M | $17M | $19M | $22M | $32M |
| Short-Term Debt | $250M | $30M | $50M | $15M | $400M |
| Deferred Revenue | $105M | $120M | $137M | $157M | $187M |
| Other Current Liabilities | $104M | $98M | $102M | $106M | $115M |
| Total Current Liabilities | $559M | $331M | $368M | $380M | $849M |
| Long-Term Debt | $1.0B | $1.8B | $1.8B | $2.2B | $2.7B |
| Other Non-Current Liab. | $57M | $50M | $60M | $84M | $89M |
| Total Non-Current Liabilities | $1.1B | $1.9B | $1.9B | $2.3B | $2.8B |
| Total Liabilities | $1.7B | $2.2B | $2.3B | $2.7B | $3.6B |
| — Equity — | |||||
| Common Stock | $276K | $252K | $248K | $244K | $238K |
| Retained Earnings | $2.6B | $3.0B | $3.4B | $3.9B | $4.6B |
| Accumulated OCI | -$76M | -$125M | -$102M | -$92M | -$92M |
| Total Stockholders Equity | -$111M | -$802M | -$688M | -$963M | -$1.7B |
| Total Liabilities & Equity | $1.6B | $1.4B | $1.6B | $1.7B | $1.9B |
| — Key Metrics — | |||||
| Total Debt | $1.3B | $1.9B | $1.9B | $2.2B | $3.1B |
| Net Debt | $1.1B | $1.8B | $1.8B | $2.1B | $2.9B |
| Total Investments | $33M | $26M | $33M | $45M | $55M |