Also trades as: 0TIQ.L (LSE) · $vol 1M
FICO NYSE
Fair Isaac Corporation
1W: -9.5%
1M: -18.1%
3M: -47.1%
YTD: -57.0%
1Y: -56.2%
3Y: -23.1%
5Y: +70.3%
$691.74
-16.33 (-2.31%)
After Hours: $691.27 (-0.47, -0.07%)
Weekly Expected Move ±17.2%
$534
$675
$815
$955
$1095
Credit Risk of going bust: higher than 75% of companies Debt: 26.8% of company value Bonds: $359.0M held by 341 funds, 201 bp over Treasuries → details ▾
Of US companies ranked in the third-riskiest tenth, about 1 in 140 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $32.50 (down 95%), Fair Isaac Corporation would be worth roughly what it owes.
Total debt $5.60B against a stock market value of $15.29B.
Distance to default 3.02 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $2.94B (short-term plus half of long-term), stock volatility 66.8%; Altman Z'' 12.21. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
If the stock fell to about $32.50 (down 95%), Fair Isaac Corporation would be worth roughly what it owes.
Total debt $5.60B against a stock market value of $15.29B.
Distance to default 3.02 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $2.94B (short-term plus half of long-term), stock volatility 66.8%; Altman Z'' 12.21. A ranking and a back-test, not a forecast.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.
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Cash Flow Trends
Operating Cash Flow
$779M
+23.0% ▲
5Y CAGR: +16.4%
Capital Expenditures
$9M
+65.1% ▲
5Y CAGR: -16.5%
Free Cash Flow
$770M
+26.7% ▲
5Y CAGR: +17.6%
Dividends Paid
$0
+0.0% ▲
Buybacks
$1.4B
-72.1% ▼
Net Change in Cash
-$17M
-219.0% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $392M | $374M | $429M | $513M | $652M |
| Depreciation & Amort. | $26M | $20M | $15M | $14M | $15M |
| Stock-Based Comp. | $112M | $115M | $124M | $149M | $157M |
| Change in Working Capital | -$13M | -$36M | -$63M | -$20M | -$19M |
| Other Non-Cash Items | -$88M | $28M | $12M | $5M | $6M |
| Operating Cash Flow | $424M | $509M | $469M | $633M | $779M |
| — Investing Activities — | |||||
| Capital Expenditures | -$8M | -$6M | -$4M | -$9M | -$9M |
| Acquisitions (Net) | -$210K | $0 | $0 | $0 | $0 |
| Investment Purchases | -$9M | -$10M | -$11M | -$18M | -$6M |
| Investment Sales | $7M | $8M | $5M | $16M | $2M |
| Other Investing | $147M | $2M | -$6M | -$17M | -$30M |
| Investing Cash Flow | $138M | -$6M | -$16M | -$28M | -$44M |
| — Financing Activities — | |||||
| Net Debt Issuance | $421M | $592M | $5M | $343M | $856M |
| Stock Repurchased | -$874M | -$1.1B | -$406M | -$822M | -$1.4B |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 |
| Other Financing | -$92M | -$51M | -$77M | -$139M | -$225M |
| Financing Cash Flow | -$524M | -$547M | -$455M | -$593M | -$750M |
| Net Change in Cash | $38M | -$62M | $4M | $14M | -$17M |
| Cash End of Period | $195M | $133M | $137M | $151M | $134M |
| Free Cash Flow | $416M | $503M | $465M | $607M | $770M |