— Know what they know.
Not Investment Advice
Also trades as: 0709.HK (HKSE) · $vol 0M

GRDZF OTC

Giordano International Limited
1W: +0.0% 1M: +9.8% 3M: -7.5% YTD: -12.8% 1Y: -10.5% 3Y: -23.7% 5Y: +44.0%
$0.17
+0.00 (+0.00%)
 
OTC · Consumer Cyclical · Apparel - Retail · Tech Score Buy · Power 65 · $275.1M mcap · 1.14B float · 0.0000% daily turnover · Short 90% of daily vol

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade A
Profitability
50
Balance Sheet
81
Earnings Quality
55
Growth
23
Value
—
Momentum
56
Safety
—
Cash Flow
65

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score
—
—
Piotroski F-Score
7/9
✓ ✓ ✗ ✓ ✓ ✓ ✓ ✗ ✓
Beneish M-Score
-2.13
Unlikely Manipulator
Ohlson O-Score
-9.78
Bankruptcy prob: 0.0%
Low Risk
Credit Rating
A
Score: 74.2/100
Trend: Deteriorating
Earnings Quality
75/100
OCF/NI: 2.93x
Accruals: -22.5%
The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. GRDZF scores 7/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. GRDZF's score of -2.13 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. GRDZF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. GRDZF receives an estimated rating of A (score: 74.2/100), with a deteriorating trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). GRDZF's score of 75/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E
10.31x
PEG
0.10x
P/S
0.55x
P/B
1.05x
P/FCF
—
P/OCF
—
EV/EBITDA
—
EV/Revenue
—
EV/EBIT
—
EV/FCF
—
Earnings Yield
—
FCF Yield
—
Shareholder Yield
—
Graham Number
$2.69
Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 10.3x earnings, GRDZF trades at a reasonable valuation. Graham's intrinsic value formula yields $2.69 per share, suggesting a potential 1481% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden
0.750
NI / EBT
×
Interest Burden
1.096
EBT / EBIT
×
EBIT Margin
0.066
EBIT / Rev
×
Asset Turnover
2.153
Rev / Assets
×
Equity Multiplier
1.788
Assets / Equity
=
ROE
20.8%
The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. GRDZF's ROE of 20.8% is driven by Asset Turnover (2.153), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate
13.52%
Fair P/E
35.54x
Intrinsic Value
$9.26
Price/Value
—
Margin of Safety
—
Premium
—
Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with GRDZF's realized 13.5% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. GRDZF trades at a premium to its adjusted intrinsic value of $9.26, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 35.5x compares to the current market P/E of 10.3x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price
$0.17
Median 1Y
$0.12
5th Pctile
$0.04
95th Pctile
$0.41
Ann. Volatility
72.2%
25th–75th percentile 5th–95th percentile Median path Historical
All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
ROE 30.2% 31.4% 32.7% 34.9% 35.2% 32.3% 25.5% 10.8% 4.5% 0.7% 3.1% 15.1% 19.1% 25.2% 26.7% 29.4% 26.0% 22.5% 20.6% 20.8% 20.82%
ROA 21.6% 22.2% 22.9% 24.7% 23.8% 19.1% 14.9% 6.6% 2.8% 0.4% 1.7% 8.5% 10.9% 14.7% 15.2% 16.8% 14.4% 13.0% 11.6% 11.6% 11.64%
ROIC 53.3% 58.2% 55.9% 63.6% 57.7% 34.5% 30.5% 14.8% 8.3% 2.5% 5.0% 20.0% 27.0% 36.0% 36.2% 36.2% 34.5% 28.9% 24.9% 23.4% 23.41%
ROCE 35.2% 35.7% 36.7% 40.2% 40.0% 33.0% 28.5% 16.7% 7.6% 2.9% 1.8% 12.9% 21.3% 27.9% 32.2% 34.6% 32.8% 28.0% 22.0% 20.0% 19.97%
Gross Margin 59.2% 59.8% 59.2% 59.2% 58.7% 59.3% 57.9% 54.6% 56.4% 57.0% 57.2% 55.1% 57.8% 58.7% 58.2% 58.9% 55.3% 55.6% 55.9% 43.9% 43.89%
Operating Margin 11.5% 12.6% 12.8% 12.2% 10.5% 10.2% 6.0% -12.9% 4.5% 5.6% 9.9% 8.8% 13.5% 13.9% 12.0% 10.6% 8.7% 9.3% 3.4% 7.4% 7.37%
Net Margin 8.8% 9.4% 9.1% 8.9% 8.5% 6.3% 3.0% -12.4% 3.7% 3.6% 7.7% 5.2% 8.9% 9.6% 8.1% 6.3% 4.8% 6.3% 5.0% 5.6% 5.64%
EBITDA Margin 13.4% 13.7% 14.0% 13.7% 12.0% 11.7% 8.9% -7.4% 0.5% 7.1% 8.9% 10.4% 13.2% 15.0% 12.8% 12.1% 9.8% 10.1% 24.4% 20.6% 20.64%
FCF Margin 10.7% 10.9% 10.0% 10.8% 9.2% 11.3% 14.7% 16.2% 21.5% 19.0% 17.2% 18.0% 17.5% 20.7% 21.9% 19.6% 19.8% 15.7% 13.6% 13.9% 13.90%
OCF Margin 12.6% 12.9% 12.0% 12.7% 10.9% 13.0% 16.2% 17.7% 22.9% 20.2% 18.3% 19.3% 19.0% 22.4% 23.9% 21.5% 21.7% 17.7% 15.3% 15.9% 15.85%
ROE 3Y Avg snapshot only 22.49%
ROE 5Y Avg snapshot only 22.77%
ROA 3Y Avg snapshot only 12.69%
ROIC 3Y Avg snapshot only 22.29%
ROIC Economic snapshot only 18.60%
Cash ROA snapshot only 34.63%
Cash ROIC snapshot only 61.57%
CROIC snapshot only 53.99%
NOPAT Margin snapshot only 6.03%
Pretax Margin snapshot only 7.21%
R&D / Revenue snapshot only 0.00%
SGA / Revenue snapshot only 8.45%
SBC / Revenue snapshot only 0.00%
Valuation
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
P/E Ratio — — — — — — — — — — — — — — — — — — — — 10.309
P/S Ratio — — — — — — — — — — — — — — — — — — — — 0.548
P/B Ratio — — — — — — — — — — — — — — — — — — — — 1.051
P/FCF — — — — — — — — — — — — — — — — — — — — —
P/OCF — — — — — — — — — — — — — — — — — — — — —
EV/EBITDA — — — — — — — — — — — — — — — — — — — — —
EV/Revenue — — — — — — — — — — — — — — — — — — — — —
EV/EBIT — — — — — — — — — — — — — — — — — — — — —
EV/FCF — — — — — — — — — — — — — — — — — — — — —
Earnings Yield — — — — — — — — — — — — — — — — — — — — —
FCF Yield — — — — — — — — — — — — — — — — — — — — —
PEG Ratio snapshot only 0.103
Graham Number snapshot only $2.69
Leverage & Solvency
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Current Ratio 2.38 2.34 2.46 2.42 2.48 1.51 1.43 1.71 1.78 1.85 1.85 1.79 1.82 1.84 1.58 1.53 1.49 1.63 1.63 1.67 1.670
Quick Ratio 1.94 1.92 1.96 1.96 1.92 1.16 1.10 1.29 1.41 1.38 1.31 1.27 1.25 1.34 1.15 1.03 1.04 1.12 1.09 1.09 1.089
Debt/Equity 0.11 0.10 0.10 0.10 0.11 0.52 0.52 0.44 0.37 0.36 0.34 0.30 0.27 0.27 0.32 0.36 0.37 0.35 0.33 0.34 0.340
Net Debt/Equity -0.39 -0.43 -0.40 -0.43 -0.36 0.03 -0.03 -0.05 -0.14 -0.10 -0.10 -0.12 -0.15 -0.18 -0.11 -0.01 -0.05 -0.01 -0.02 0.00 0.003
Debt/Assets 0.07 0.07 0.07 0.07 0.07 0.28 0.26 0.24 0.21 0.21 0.19 0.18 0.16 0.16 0.18 0.20 0.20 0.20 0.19 0.19 0.191
Debt/EBITDA 0.22 0.22 0.21 0.20 0.20 1.01 1.13 1.46 2.25 3.72 4.57 1.45 0.87 0.69 0.70 0.72 0.77 0.85 0.62 0.54 0.540
Net Debt/EBITDA -0.82 -0.91 -0.82 -0.82 -0.70 0.06 -0.07 -0.16 -0.83 -1.00 -1.35 -0.56 -0.47 -0.45 -0.24 -0.01 -0.10 -0.02 -0.04 0.00 0.004
Interest Coverage — — — — — 66.17 32.58 11.52 4.28 1.82 1.43 11.21 25.88 39.95 37.00 32.71 20.52 13.98 8.40 5.75 5.753
Equity Multiplier 1.48 1.49 1.48 1.49 1.48 1.89 1.97 1.83 1.77 1.74 1.75 1.72 1.73 1.69 1.76 1.79 1.88 1.79 1.79 1.78 1.782
Cash Ratio snapshot only 0.675
Debt Service Coverage snapshot only 14.123
Cash to Debt snapshot only 0.993
FCF to Debt snapshot only 1.593
Defensive Interval snapshot only 111.9 days
Efficiency & Turnover
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Asset Turnover 2.64 2.58 2.58 2.73 2.65 2.32 2.18 2.08 1.87 1.54 1.38 1.69 1.71 1.87 1.90 2.03 2.00 2.05 2.08 2.15 2.153
Inventory Turnover 9.10 9.31 8.44 9.93 8.91 8.98 7.96 7.59 6.88 6.04 4.92 5.91 5.93 6.42 6.04 6.07 5.88 6.59 6.58 6.73 6.729
Receivables Turnover 37.80 44.86 37.84 45.26 37.53 46.35 40.95 44.57 32.95 39.52 31.79 49.06 40.45 54.71 38.94 49.50 39.35 41.48 36.24 37.97 37.972
Payables Turnover 23.52 26.19 26.59 36.40 27.05 26.86 37.25 26.06 23.39 30.34 18.66 23.27 17.29 30.28 17.93 20.54 13.59 19.88 15.52 16.69 16.694
DSO 10 8 10 8 10 8 9 8 11 9 11 7 9 7 9 7 9 9 10 10 9.6 days
DIO 40 39 43 37 41 41 46 48 53 60 74 62 62 57 60 60 62 55 55 54 54.2 days
DPO 16 14 14 10 13 14 10 14 16 12 20 16 21 12 20 18 27 18 24 22 21.9 days
Cash Conversion Cycle 34 33 39 35 37 35 45 42 49 58 66 53 49 51 49 50 44 46 42 42 42.0 days
Fixed Asset Turnover snapshot only 8.621
Operating Cycle snapshot only 63.9 days
Cash Velocity snapshot only 11.551
Capital Intensity snapshot only 0.458
Growth (YoY)
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Revenue -7.6% -7.8% -3.4% 0.9% 3.8% 4.2% -1.9% -18.1% -27.0% -34.4% -37.2% -21.9% -10.0% 5.0% 18.0% 10.5% 8.5% 3.9% 1.3% 1.1% 1.11%
Net Income -19.7% -4.5% 12.0% 13.9% 14.0% -0.1% -24.0% -71.4% -88.0% -98.1% -89.0% 24.6% 2.9% 33.6% 6.9% 81.7% 22.5% -16.3% -29.4% -33.8% -33.81%
EPS -19.8% -4.7% 11.6% 13.2% 13.5% -0.4% -24.0% -71.4% -88.0% -98.1% -89.1% 23.8% 2.9% 33.1% 6.7% 77.8% 20.3% -17.0% -29.1% -33.5% -33.52%
FCF 18.2% 12.0% 7.3% 18.3% -11.3% 7.6% 43.2% 23.0% 71.3% 10.9% -26.2% -13.1% -26.7% 14.2% 50.1% 20.2% 22.4% -21.4% -37.3% -28.3% -28.27%
EBITDA -15.6% -5.6% 7.0% 12.3% 9.9% 3.3% -14.6% -52.0% -72.1% -83.6% -85.5% -33.8% 76.5% 2.9% 4.6% 1.2% 34.4% -3.1% 10.5% 22.8% 22.85%
Op. Income -17.2% -3.2% 14.5% 18.2% 16.9% 5.3% -18.7% -63.2% -77.8% -89.8% -84.5% 2.8% 1.4% 5.8% 4.9% 90.5% 27.9% -9.6% -33.1% -41.9% -41.91%
OCF Growth snapshot only -25.60%
Asset Growth snapshot only -2.89%
Equity Growth snapshot only -2.27%
Debt Growth snapshot only -7.77%
Shares Change snapshot only -0.44%
Dividend Growth snapshot only -47.82%
Growth (CAGR)
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Revenue 3Y 1.1% 59.1% 38.3% 26.3% 24.6% 15.3% 6.1% -3.6% -11.2% -14.3% -15.9% -13.6% -12.0% -10.5% -10.1% -10.9% -10.6% -10.6% -9.1% -4.4% -4.42%
Revenue 5Y — — — — — — — — 46.5% 22.4% 10.3% 5.2% 4.9% 1.1% -2.4% -5.0% -7.3% -7.2% -6.6% -6.3% -6.32%
EPS 3Y 79.3% 37.3% 19.4% 8.7% 5.1% -3.0% -13.8% -35.8% -52.1% -73.8% -54.7% -26.3% -19.3% -13.7% -13.9% -14.3% -17.7% -18.8% -15.9% 13.5% 13.52%
EPS 5Y — — — — — — — — -4.7% -45.3% -32.4% -14.6% -11.6% -10.0% -11.6% -10.3% -12.7% -12.6% -12.8% -13.9% -13.89%
Net Income 3Y 82.4% 38.7% 20.7% 9.3% 5.5% -2.9% -13.8% -35.7% -52.1% -73.7% -54.6% -26.0% -18.9% -13.1% -13.1% -13.5% -17.0% -18.1% -15.2% 14.4% 14.42%
Net Income 5Y — — — — — — — — -3.6% -45.0% -31.9% -14.2% -11.3% -9.7% -11.1% -9.7% -12.1% -12.1% -12.3% -13.4% -13.39%
EBITDA 3Y 94.8% 47.9% 29.3% 17.6% 13.4% 4.2% -5.3% -21.6% -36.3% -45.7% -49.0% -29.1% -18.5% -12.9% -11.4% -11.9% -12.8% -14.7% -3.5% 20.6% 20.57%
EBITDA 5Y — — — — — — — — 17.8% -11.3% -23.2% -12.4% -6.4% -6.3% -7.1% -7.2% -9.3% -9.6% -3.9% -1.1% -1.14%
Gross Profit 3Y 1.1% 59.9% 39.3% 27.0% 25.1% 14.7% 5.3% -4.5% -12.2% -15.0% -16.6% -14.4% -12.8% -11.4% -11.1% -11.4% -11.4% -11.7% -10.4% -7.4% -7.44%
Gross Profit 5Y — — — — — — — — 46.3% 21.8% 9.5% 4.5% 4.3% 0.1% -3.3% -5.5% -7.8% -7.6% -7.0% -8.1% -8.09%
Op. Income 3Y 86.3% 43.3% 26.0% 18.0% 16.8% 7.1% -4.8% -26.4% -40.1% -52.9% -47.6% -23.5% -15.1% -9.7% -9.6% -10.4% -12.5% -14.2% -15.3% 4.4% 4.41%
Op. Income 5Y — — — — — — — — 10.9% -20.5% -24.1% -9.1% -3.6% -3.0% -4.8% -4.8% -8.3% -8.4% -10.8% -13.1% -13.13%
FCF 3Y 63.2% 27.0% 7.7% 0.0% -6.9% 0.4% 7.3% 8.3% 21.6% 10.1% 4.3% 8.1% 3.7% 10.9% 16.7% 8.7% 15.4% -0.1% -11.4% -9.2% -9.20%
FCF 5Y — — — — — — — — 45.9% 19.6% 5.7% 1.4% 0.3% 5.1% 6.5% 5.8% 10.0% 3.7% 1.3% 1.7% 1.73%
OCF 3Y 63.4% 26.9% 7.9% -0.8% -7.6% -1.5% 3.0% 2.9% 13.3% 3.4% -1.0% 3.9% 0.9% 7.6% 13.1% 6.4% 12.5% -0.9% -11.0% -7.9% -7.94%
OCF 5Y — — — — — — — — 43.0% 16.9% 3.4% -1.0% -2.0% 2.5% 3.6% 2.7% 6.2% 1.1% -0.7% 0.6% 0.55%
Assets 3Y 7.4% 6.4% 4.2% 5.7% -3.6% 5.6% 5.2% 3.9% 4.4% 2.7% 3.0% 1.8% -0.9% -3.3% -3.7% -4.8% -3.0% -10.0% -11.3% -6.2% -6.21%
Assets 5Y — — — — — — — — 5.7% 3.2% 1.9% 1.7% -2.7% -2.3% -2.9% -1.0% -0.5% -0.5% -1.2% -0.8% -0.84%
Equity 3Y 5.0% 3.4% 2.2% 0.8% -2.4% -3.0% -5.2% -6.7% -5.3% -5.9% -4.9% -6.3% -5.9% -7.2% -9.2% -10.5% -10.5% -8.2% -8.5% -5.3% -5.32%
Book Value 3Y 3.2% 2.4% 1.1% 0.2% -2.8% -3.1% -5.2% -6.8% -5.5% -6.2% -5.1% -6.6% -6.3% -7.8% -10.0% -11.3% -11.3% -9.0% -9.2% -6.1% -6.07%
Dividend 3Y -12.0% -6.6% -3.5% 5.8% 7.1% 7.9% 3.9% -8.4% -20.2% -29.0% -31.2% -18.2% -2.6% 17.1% 33.4% 26.2% 18.5% 3.3% -11.9% -20.2% -20.25%
Growth Quality
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Revenue Stability 0.85 0.82 0.79 0.74 0.52 0.49 0.37 0.18 0.39 0.26 0.14 0.06 0.04 0.00 0.20 0.59 0.78 0.69 0.59 0.70 0.698
Earnings Stability 0.58 0.49 0.25 0.23 0.54 0.38 0.02 0.28 0.00 0.06 0.25 0.48 0.47 0.46 0.56 0.50 0.47 0.37 0.39 0.35 0.351
Margin Stability 0.99 0.98 0.98 0.99 0.99 0.99 0.98 0.98 0.99 0.98 0.98 0.98 0.98 0.98 0.97 0.98 0.98 0.98 0.98 0.96 0.958
Rev. Growth Consistency 0.00 0.00 0.00 1.00 0.50 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 1.00 1.000
Earn. Growth Consistency 0.00 0.00 0.50 0.50 0.50 0.00 0.00 0.00 0.00 0.00 0.00 0.50 0.50 0.50 0.50 1.00 1.00 0.00 0.00 0.00 0.000
FCF Positive Streak 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1
Earnings Persistence 0.92 0.98 0.95 0.94 0.94 1.00 0.90 0.50 0.50 0.50 0.50 0.90 0.50 0.50 0.50 0.50 0.91 0.93 0.88 0.86 0.865
Earnings Smoothness 0.78 0.95 0.89 0.87 0.87 1.00 0.73 0.00 0.00 0.00 0.00 0.78 0.00 0.00 0.00 0.42 0.80 0.82 0.66 0.59 0.593
ROE Trend -0.01 -0.02 -0.01 0.01 0.01 0.01 -0.04 -0.21 -0.28 -0.32 -0.26 -0.08 -0.00 0.09 0.13 0.17 0.16 0.10 0.06 -0.02 -0.021
Gross Margin Trend -0.01 0.00 0.01 0.00 0.00 0.00 0.00 -0.01 -0.01 -0.02 -0.03 -0.02 -0.02 -0.01 -0.00 0.01 0.01 -0.00 -0.01 -0.05 -0.047
FCF Margin Trend -0.04 -0.02 -0.02 0.00 -0.00 0.01 0.05 0.06 0.12 0.08 0.05 0.05 0.02 0.06 0.06 0.02 0.00 -0.04 -0.06 -0.05 -0.049
Sustainable Growth Rate 0.4% 1.4% 1.4% 0.1% -2.7% -6.6% -10.6% -18.3% -16.0% -14.6% -10.0% -3.0% -1.9% -2.0% -8.4% -10.6% -13.9% -10.4% -6.3% -1.4% -1.43%
Internal Growth Rate 0.3% 1.0% 1.0% 0.1% — — — — — — — — — — — — — — — — —
Cash Flow Quality
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
OCF/Net Income 1.55 1.50 1.36 1.40 1.21 1.57 2.37 5.63 15.47 84.53 15.29 3.84 2.98 2.84 3.00 2.61 3.02 2.79 2.74 2.93 2.931
FCF/OCF 0.85 0.85 0.84 0.85 0.84 0.87 0.90 0.91 0.94 0.94 0.94 0.93 0.92 0.93 0.92 0.91 0.91 0.89 0.89 0.88 0.877
FCF/Net Income snapshot only 2.570
OCF/EBITDA snapshot only 0.982
CapEx/Revenue 1.9% 2.0% 2.0% 1.9% 1.7% 1.7% 1.6% 1.5% 1.4% 1.2% 1.1% 1.3% 1.5% 1.6% 2.0% 1.9% 2.0% 2.0% 1.7% 2.0% 1.95%
CapEx/Depreciation snapshot only 0.204
Accruals Ratio -0.12 -0.11 -0.08 -0.10 -0.05 -0.11 -0.20 -0.30 -0.40 -0.31 -0.24 -0.24 -0.22 -0.27 -0.30 -0.27 -0.29 -0.23 -0.20 -0.22 -0.225
Sloan Accruals snapshot only -0.172
Cash Flow Adequacy snapshot only 2.050
Earnings Quality Score snapshot only 0.750
Dividends & Buybacks
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Dividend Yield — — — — — — — — — — — — — — — — — — — — 10.08%
Dividend/Share $0.54 $0.54 $0.57 $0.62 $0.67 $0.68 $0.64 $0.48 $0.34 $0.25 $0.21 $0.26 $0.32 $0.40 $0.50 $0.53 $0.53 $0.44 $0.35 $0.28 $0.13
Payout Ratio 98.6% 95.4% 95.8% 99.8% 1.1% 1.2% 1.4% 2.7% 4.6% 22.8% 4.2% 1.2% 1.1% 1.1% 1.3% 1.4% 1.5% 1.5% 1.3% 1.1% 1.07%
FCF Payout Ratio 75.2% 75.4% 84.4% 83.6% 1.1% 88.2% 66.1% 52.5% 31.4% 28.6% 29.4% 33.4% 40.1% 41.0% 47.9% 57.4% 55.9% 59.0% 53.6% 41.6% 41.59%
Total Payout Ratio 98.6% 96.1% 99.3% 1.0% 1.1% 1.2% 1.4% 2.7% 4.6% 24.2% 6.6% 2.3% 2.0% 2.1% 2.0% 1.7% 1.9% 1.5% 1.3% 1.1% 1.07%
Div. Increase Streak 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0
Chowder Number — — — — — — — — — — — — — — — — — — — — —
Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Net Buyback Yield — — — — — — — — — — — — — — — — — — — — —
Total Shareholder Return — — — — — — — — — — — — — — — — — — — — —
DuPont Factors
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Tax Burden (NI/EBT) 0.71 0.71 0.69 0.68 0.69 0.67 0.65 0.53 0.40 0.11 0.46 0.66 0.64 0.66 0.65 0.66 0.65 0.68 0.70 0.75 0.750
Interest Burden (EBT/EBIT) 1.11 1.12 1.13 1.13 1.14 1.12 1.08 1.00 1.22 1.67 2.95 1.44 1.14 1.12 1.06 1.05 1.00 0.96 1.09 1.10 1.096
EBIT Margin 0.10 0.11 0.11 0.12 0.11 0.11 0.10 0.06 0.03 0.01 0.01 0.05 0.09 0.11 0.12 0.12 0.11 0.10 0.07 0.07 0.066
Asset Turnover 2.64 2.58 2.58 2.73 2.65 2.32 2.18 2.08 1.87 1.54 1.38 1.69 1.71 1.87 1.90 2.03 2.00 2.05 2.08 2.15 2.153
Equity Multiplier 1.40 1.41 1.43 1.41 1.48 1.69 1.71 1.65 1.62 1.82 1.87 1.78 1.75 1.71 1.76 1.75 1.80 1.74 1.78 1.79 1.788
Per Share
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
EPS (Diluted TTM) $0.55 $0.57 $0.59 $0.62 $0.62 $0.57 $0.45 $0.18 $0.07 $0.01 $0.05 $0.22 $0.29 $0.37 $0.38 $0.39 $0.35 $0.30 $0.27 $0.26 $0.26
Book Value/Share $1.77 $1.81 $1.85 $1.81 $1.77 $1.71 $1.67 $1.49 $1.57 $1.50 $1.51 $1.44 $1.46 $1.42 $1.35 $1.26 $1.23 $1.29 $1.25 $1.24 $1.31
Tangible Book/Share $1.42 $1.35 $1.51 $1.37 $1.42 $1.01 $0.98 $0.80 $0.88 $0.82 $0.83 $0.76 $0.78 $0.75 $1.02 $0.93 $0.90 $0.95 $0.92 $0.90 $0.90
Revenue/Share $6.70 $6.61 $6.69 $6.89 $6.92 $6.87 $6.56 $5.65 $5.05 $4.49 $4.10 $4.39 $4.52 $4.65 $4.73 $4.74 $4.81 $4.79 $4.81 $4.82 $2.37
FCF/Share $0.72 $0.72 $0.67 $0.74 $0.63 $0.77 $0.96 $0.92 $1.09 $0.86 $0.71 $0.79 $0.79 $0.96 $1.04 $0.93 $0.95 $0.75 $0.65 $0.67 $0.32
OCF/Share $0.85 $0.85 $0.80 $0.87 $0.75 $0.89 $1.07 $1.00 $1.16 $0.91 $0.75 $0.85 $0.86 $1.04 $1.13 $1.02 $1.04 $0.85 $0.73 $0.76 $0.37
Cash/Share $0.89 $0.97 $0.93 $0.96 $0.83 $0.84 $0.92 $0.73 $0.80 $0.68 $0.66 $0.60 $0.61 $0.64 $0.58 $0.46 $0.52 $0.46 $0.45 $0.42 $0.42
EBITDA/Share $0.85 $0.86 $0.90 $0.95 $0.93 $0.89 $0.77 $0.45 $0.26 $0.15 $0.11 $0.30 $0.45 $0.56 $0.61 $0.63 $0.60 $0.54 $0.68 $0.78 $0.78
Debt/Share $0.19 $0.19 $0.19 $0.19 $0.19 $0.90 $0.87 $0.66 $0.58 $0.54 $0.51 $0.43 $0.39 $0.38 $0.43 $0.45 $0.46 $0.45 $0.42 $0.42 $0.42
Net Debt/Share $-0.70 $-0.78 $-0.74 $-0.77 $-0.64 $0.06 $-0.05 $-0.07 $-0.21 $-0.14 $-0.15 $-0.17 $-0.21 $-0.25 $-0.15 $-0.01 $-0.06 $-0.01 $-0.03 $0.00 $0.00
Academic Models
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Altman Z-Score — — — — — — — — — — — — — — — — — — — — —
Piotroski F-Score 4 4 5 4 7 3 3 4 4 5 5 7 7 7 7 6 5 4 6 7 7
Beneish M-Score -3.11 -1.78 -2.87 -1.87 -2.74 -3.22 -3.73 -4.12 -4.50 -4.01 -3.35 -3.47 -3.55 -3.92 -4.43 -4.34 -3.72 -3.38 -2.30 -2.13 -2.135
Ohlson O-Score snapshot only -9.778
ROIC (Greenblatt) snapshot only 32.57%
Net-Net WC snapshot only $0.14
EVA snapshot only $268766630.13
Credit
Metric Trend Q4'16 Q2'17 Q4'17 Q2'18 Q4'18 Q2'19 Q4'19 Q2'20 Q4'20 Q2'21 Q4'21 Q2'22 Q4'22 Q2'23 Q4'23 Q2'24 Q4'24 Q2'25 Q4'25 Q2'26 Current
Credit Rating snapshot only A
Credit Score 80.25 80.25 80.25 80.25 80.25 78.75 80.25 77.75 67.50 59.75 55.75 77.75 82.75 82.75 82.75 82.75 82.75 79.25 76.75 74.25 74.250
Credit Grade snapshot only 6
Credit Trend snapshot only -8.500
Implied Spread (bps) snapshot only 150.000

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms