HCKG OTC

Hocking Valley BancShares, Inc. functions as the parent entity for The Hocking Valley Bank, delivering a comprehensive suite of personal and commercial banking solutions to individuals, families, and small businesses across Ohio. Its offerings include various deposit accounts such as checking, savings, money market, and individual retirement accounts (IRAs), alongside certificates of deposit. Customers also have access to debit, ATM, and credit card facilities. The institution extends a diverse array of lending products, including home-related loans (mortgage, construction, home equity), automobile financing, personal loans, commercial real estate loans, equipment funding, and working capital solutions. Additionally, it provides operating lines of credit and letters of credit. For business clients, specialized services encompass merchant accounts, remote deposit capture, lockbox facilities, overdraft protection, and positive pay systems. Further services span payroll processing, various official payment instruments like cashier's checks, money orders, and certified checks, as well as safe deposit box rentals, wire transfers, and notary services. The bank also facilitates international financial activities, such as currency orders and exchange, conversion of international checks to U.S. currency, signature guarantees, and credit card cash advances, along with U.S. savings bond redemption and other general banking provisions. It also offers insurance products and advisory services for retirement, education, and investment planning. Convenient digital banking solutions, including mobile and online platforms, are also available. Established in 1963, Hocking Valley BancShares, Inc. maintains its headquarters in Athens, Ohio.