InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 10 Grade D

Profitability

0

Balance Sheet

0

Earnings Quality

40

Growth

12

Value

42

Momentum

20

Safety

0

Cash Flow

30

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. HLTHQ scores highest in Value (42/100) and lowest in Profitability (0/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

-5.39

Distress Zone

Piotroski F-Score

1/9

✗ ✗ ✗ ✓ ✗ ✗ ✗ ✗ ✗

Beneish M-Score

-7.35

Unlikely Manipulator

Ohlson O-Score

-2.11

Bankruptcy prob: 10.8%

Moderate

Credit Rating

B+

Score: 30.4/100

Trend: Deteriorating

Earnings Quality

—

OCF/NI: 0.37x

Accruals: -45.6%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. HLTHQ scores -5.39, placing it in the Distress Zone (safe > 2.99, distress < 1.81). Historically, companies in this range face elevated bankruptcy risk. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. HLTHQ scores 1/9, suggesting weak financial fundamentals — the company fails the majority of these accounting tests. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. HLTHQ's score of -7.35 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. HLTHQ's implied 10.8% bankruptcy probability is elevated and warrants attention to the balance sheet. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. HLTHQ receives an estimated rating of B+ (score: 30.4/100), with a deteriorating trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-0.00x

PEG

0.00x

P/S

0.00x

P/B

0.00x

P/FCF

-0.16x

P/OCF

—

EV/EBITDA

0.03x

EV/Revenue

-0.12x

EV/EBIT

0.02x

EV/FCF

0.05x

Earnings Yield

-1480.03%

FCF Yield

-624.61%

Shareholder Yield

0.00%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. HLTHQ currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

1.013

NI / EBT

×

Interest Burden

1.003

EBT / EBIT

×

EBIT Margin

-5.181

EBIT / Rev

×

Asset Turnover

0.137

Rev / Assets

×

Equity Multiplier

1.251

Assets / Equity

=

ROE

-90.3%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. HLTHQ's ROE of -90.3% is driven by Asset Turnover (0.137), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.01 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1012 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$0.00

Median 1Y

$0.00

5th Pctile

$0.00

95th Pctile

$0.00

Ann. Volatility

1097.7%

25th–75th percentile 5th–95th percentile Median path Historical

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

726

-52.1% YoY

Revenue / Employee

$88,461

Rev: $64,223,000

Profit / Employee

$-514,413

NI: $-373,464,000

SGA / Employee

$123,883

Avg labor cost proxy

R&D / Employee

$207,466

Innovation spend

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
ROE	0.7%	4.1%	4.4%	-10.5%	-22.2%	-30.2%	-47.7%	-51.9%	-52.4%	-90.3%	-90.35%
ROA	0.5%	3.1%	3.2%	-7.4%	-15.8%	-23.7%	-36.6%	-38.4%	-38.9%	-72.2%	-72.21%
ROIC	13.3%	23.7%	24.5%	3.1%	-32.9%	-41.3%	-62.9%	-62.4%	-60.3%	-1.0%	-1.01%
ROCE	6.9%	9.7%	9.8%	-3.5%	-22.0%	-32.6%	-55.4%	-60.2%	-59.0%	-1.2%	-1.24%
Gross Margin	60.4%	46.6%	51.7%	-16.2%	27.3%	38.1%	-60.8%	-2.0%	-26.9%	-90.1%	-90.14%
Operating Margin	39.1%	12.1%	1.6%	-1.1%	-96.7%	-26.3%	-3.6%	-8.0%	-2.5%	-3.5%	-3.47%
Net Margin	2.0%	12.8%	1.6%	-1.1%	-95.3%	-21.5%	-3.8%	-8.5%	-2.7%	-7.9%	-7.90%
EBITDA Margin	28.8%	16.6%	8.6%	-99.0%	-76.7%	-15.6%	-3.2%	-7.0%	-1.5%	-7.1%	-7.07%
FCF Margin	0.1%	-6.8%	-1.9%	-12.3%	-26.9%	-36.3%	-77.6%	-91.9%	-94.9%	-2.2%	-2.22%
OCF Margin	8.7%	6.8%	10.0%	1.1%	-9.8%	-23.3%	-60.2%	-74.9%	-80.8%	-1.9%	-1.94%
ROE 3Y Avg	snapshot only										-59.60%
ROA 3Y Avg	snapshot only										-44.92%
ROIC 3Y Avg	snapshot only										-41.70%
ROIC Economic	snapshot only										-73.41%
Cash ROA	snapshot only										-40.56%
Cash ROIC	snapshot only										-63.65%
CROIC	snapshot only										-72.80%
NOPAT Margin	snapshot only										-3.07%
Pretax Margin	snapshot only										-5.20%
R&D / Revenue	snapshot only										2.12%
SGA / Revenue	snapshot only										1.27%
SBC / Revenue	snapshot only										68.70%

Valuation

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
P/E Ratio	390.90	67.67	31.03	-7.02	-3.24	-1.60	-0.94	-0.20	-0.26	-0.07	-0.000
P/S Ratio	7.73	4.72	1.66	0.69	0.84	0.64	0.84	0.22	0.34	0.36	0.000
P/B Ratio	2.64	2.78	1.36	0.74	0.76	0.54	0.55	0.13	0.17	0.10	0.000
P/FCF	6941.94	-68.99	-89.39	-5.61	-3.13	-1.77	-1.08	-0.24	-0.36	-0.16	-0.160
P/OCF	88.58	69.22	16.50	64.14	—	—	—	—	—	—	—
EV/EBITDA	20.64	16.59	5.43	6.64	-2.12	-0.83	-0.61	0.10	-0.03	0.03	0.028
EV/Revenue	5.95	3.84	1.02	0.24	0.37	0.25	0.45	-0.09	0.03	-0.12	-0.120
EV/EBIT	25.97	21.35	7.81	-6.74	-1.38	-0.60	-0.50	0.08	-0.02	0.02	0.023
EV/FCF	5342.91	-56.19	-54.99	-1.98	-1.38	-0.70	-0.58	0.10	-0.03	0.05	0.054
Earnings Yield	0.3%	1.5%	3.2%	-14.2%	-30.9%	-62.6%	-1.1%	-4.9%	-3.8%	-14.8%	-14.80%
FCF Yield	0.0%	-1.4%	-1.1%	-17.8%	-31.9%	-56.6%	-92.8%	-4.1%	-2.8%	-6.2%	-6.25%
PEG Ratio	snapshot only										0.000
Price/Tangible Book	snapshot only										0.109
Shareholder Yield	snapshot only										0.00%

Leverage & Solvency

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Current Ratio	3.69	4.01	3.66	2.95	2.97	5.21	4.25	3.72	3.29	2.54	2.539
Quick Ratio	3.30	3.48	2.97	2.29	2.21	4.06	3.04	2.52	2.20	2.22	2.216
Debt/Equity	0.09	0.08	0.08	0.09	0.10	0.10	0.11	0.12	0.13	0.19	0.192
Net Debt/Equity	-0.61	-0.52	-0.52	-0.48	-0.42	-0.32	-0.25	-0.18	-0.16	-0.13	-0.135
Debt/Assets	0.07	0.06	0.06	0.06	0.07	0.08	0.09	0.10	0.10	0.14	0.141
Debt/EBITDA	0.94	0.62	0.54	2.34	-0.61	-0.37	-0.22	-0.23	-0.25	-0.16	-0.156
Net Debt/EBITDA	-6.18	-3.78	-3.40	-12.20	2.69	1.27	0.52	0.35	0.32	0.11	0.110
Interest Coverage	28.69	40.64	41.05	-12.91	-304.04	-314.98	-368.54	-258.17	-244.58	-317.09	-317.094
Equity Multiplier	1.41	1.33	1.36	1.43	1.40	1.20	1.23	1.24	1.27	1.36	1.358
Cash Ratio	snapshot only										1.879
Debt Service Coverage	snapshot only										-264.865
Cash to Debt	snapshot only										1.704
FCF to Debt	snapshot only										-3.288
Defensive Interval	snapshot only										138.5 days

Efficiency & Turnover

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Asset Turnover	0.24	0.44	0.61	0.75	0.61	0.59	0.41	0.35	0.30	0.14	0.137
Inventory Turnover	1.25	2.17	2.10	2.73	3.35	3.87	2.64	2.03	1.85	2.64	2.641
Receivables Turnover	2.48	3.98	7.85	12.65	9.21	7.84	7.68	9.01	15.24	6.95	6.953
Payables Turnover	2.52	5.14	5.69	9.91	12.24	14.88	9.05	8.88	11.44	17.11	17.111
DSO	147	92	46	29	40	47	48	41	24	52	52.5 days
DIO	292	169	174	134	109	94	138	180	197	138	138.2 days
DPO	145	71	64	37	30	25	40	41	32	21	21.3 days
Cash Conversion Cycle	294	189	156	126	119	116	146	179	189	169	169.4 days
Fixed Asset Turnover	snapshot only										0.471
Operating Cycle	snapshot only										190.7 days
Cash Velocity	snapshot only										0.868
Capital Intensity	snapshot only										4.790

Growth (YoY)

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Revenue	—	—	—	—	1.4%	16.2%	-44.8%	-63.3%	-62.4%	-85.3%	-85.33%
Net Income	—	—	—	—	-32.2%	-7.7%	-10.1%	-3.1%	-86.0%	-92.5%	-92.45%
EPS	—	—	—	—	-31.8%	-7.5%	-10.3%	-3.0%	-79.4%	-86.1%	-86.12%
FCF	—	—	—	—	-573.2%	-5.2%	-22.1%	-1.7%	-32.5%	10.2%	10.22%
EBITDA	—	—	—	—	-2.4%	-2.5%	-3.2%	-10.0%	-1.1%	-1.1%	-1.08%
Op. Income	—	—	—	—	-2.6%	-2.8%	-3.6%	-21.9%	-75.9%	-35.4%	-35.43%
OCF Growth	snapshot only										-22.48%
Asset Growth	snapshot only										-51.08%
Equity Growth	snapshot only										-56.59%
Debt Growth	snapshot only										-12.83%
Shares Change	snapshot only										3.40%

Growth Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Revenue Stability	—	—	—	—	—	—	—	—	0.00	0.61	0.608
Earnings Stability	—	—	—	—	—	—	—	—	1.00	1.00	0.996
Margin Stability	—	—	—	—	—	—	—	—	0.25	0.00	0.000
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.00	0.00	0.00	0.00	0.000
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0
Earnings Persistence	—	—	—	—	—	—	—	—	0.50	0.50	0.500
Earnings Smoothness	—	—	—	—	—	—	—	—	—	—	—
ROE Trend	—	—	—	—	—	—	—	—	-0.55	-1.34	-1.345
Gross Margin Trend	—	—	—	—	—	—	—	—	-0.39	-1.22	-1.220
FCF Margin Trend	—	—	—	—	—	—	—	—	-0.82	-2.01	-2.006
Sustainable Growth Rate	0.7%	4.1%	4.4%	—	—	—	—	—	—	—	—
Internal Growth Rate	0.5%	3.2%	3.3%	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
OCF/Net Income	4.41	0.98	1.88	-0.11	0.38	0.58	0.68	0.68	0.63	0.37	0.369
FCF/OCF	0.01	-1.00	-0.18	-11.43	2.74	1.56	1.29	1.23	1.17	1.14	1.144
FCF/Net Income	snapshot only										0.422
CapEx/Revenue	8.6%	13.7%	11.9%	13.4%	17.1%	13.0%	17.4%	17.0%	14.1%	27.9%	27.91%
CapEx/Depreciation	snapshot only										0.327
Accruals Ratio	-0.02	0.00	-0.03	-0.08	-0.10	-0.10	-0.12	-0.12	-0.15	-0.46	-0.456
Sloan Accruals	snapshot only										-0.568
Cash Flow Adequacy	snapshot only										-6.961

Dividends & Buybacks

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—
FCF Payout Ratio	0.0%	—	—	—	—	—	—	—	—	—	—
Total Payout Ratio	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	-11.8%	-10.3%	-20.5%	-43.0%	-0.2%	-0.9%	-0.9%	-3.7%	-0.2%	-0.4%	-0.45%
Total Shareholder Return	-11.8%	-10.3%	-20.5%	-43.0%	-0.2%	-0.9%	-0.9%	-3.7%	-0.2%	-0.4%	-0.45%

DuPont Factors

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Tax Burden (NI/EBT)	0.09	0.40	0.42	2.53	0.96	0.95	0.97	0.98	1.00	1.01	1.013
Interest Burden (EBT/EBIT)	0.97	0.98	0.98	1.08	1.00	1.00	1.00	1.00	1.00	1.00	1.003
EBIT Margin	0.23	0.18	0.13	-0.04	-0.27	-0.42	-0.91	-1.12	-1.29	-5.18	-5.181
Asset Turnover	0.24	0.44	0.61	0.75	0.61	0.59	0.41	0.35	0.30	0.14	0.137
Equity Multiplier	1.41	1.33	1.36	1.43	1.40	1.27	1.30	1.35	1.35	1.25	1.251

Per Share

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
EPS (Diluted TTM)	$0.03	$0.20	$0.21	$-0.46	$-0.93	$-1.30	$-1.93	$-1.82	$-1.67	$-2.41	$-2.41
Book Value/Share	$4.47	$4.83	$4.74	$4.34	$3.98	$3.85	$3.28	$2.79	$2.53	$1.62	$1.64
Tangible Book/Share	$4.47	$4.78	$4.74	$4.34	$3.98	$3.74	$3.15	$2.64	$2.39	$1.49	$1.49
Revenue/Share	$1.53	$2.84	$3.89	$4.63	$3.57	$3.23	$2.18	$1.65	$1.29	$0.46	$0.42
FCF/Share	$0.00	$-0.19	$-0.07	$-0.57	$-0.96	$-1.17	$-1.69	$-1.52	$-1.23	$-1.02	$-1.03
OCF/Share	$0.13	$0.19	$0.39	$0.05	$-0.35	$-0.75	$-1.31	$-1.24	$-1.05	$-0.89	$-0.90
Cash/Share	$3.13	$2.89	$2.88	$2.47	$2.06	$1.62	$1.18	$0.85	$0.73	$0.53	$0.53
EBITDA/Share	$0.44	$0.66	$0.73	$0.17	$-0.63	$-0.99	$-1.61	$-1.48	$-1.28	$-1.98	$-1.98
Debt/Share	$0.41	$0.41	$0.40	$0.40	$0.38	$0.37	$0.35	$0.34	$0.32	$0.31	$0.31
Net Debt/Share	$-2.72	$-2.49	$-2.48	$-2.07	$-1.68	$-1.25	$-0.83	$-0.52	$-0.41	$-0.22	$-0.22

Per Employee

Metric	Q3'21	Current
Employee Count	snapshot only	726
Revenue/Employee	snapshot only	$97707.99
Income/Employee	snapshot only	$-514413.22
EBITDA/Employee	snapshot only	$-422836.09
FCF/Employee	snapshot only	$-217093.66
Assets/Employee	snapshot only	$468026.17
Market Cap/Employee	snapshot only	$34756.95

Academic Models

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	-5.392
Altman Z-Prime	snapshot only										-11.356
Piotroski F-Score	4	3	4	3	2	3	3	2	2	1	1
Beneish M-Score	—	—	—	—	-1.90	-2.33	-3.78	-4.39	-5.14	-7.35	-7.354
Ohlson O-Score	snapshot only										-2.107
ROIC (Greenblatt)	snapshot only										-1.69%
Net-Net WC	snapshot only										$0.13
EVA	snapshot only										$-239512450.00

Credit

Metric	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Current
Credit Rating	snapshot only										B+
Credit Score	87.41	88.31	85.36	42.86	38.83	38.98	35.27	31.11	31.09	30.45	30.449
Credit Grade	snapshot only										14
Credit Trend	snapshot only										-8.533
Implied Spread (bps)	snapshot only										650.000
Industry Credit Rank	snapshot only										15
Sector Credit Rank	snapshot only										25

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HLTHQ OTC

Analyst Insights

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Workforce & Productivity

Scaling Efficiency

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