HRTG NYSE
Heritage Insurance Holdings, Inc.
1W: +3.5%
1M: +11.7%
3M: +24.4%
YTD: +36.2%
1Y: +54.7%
3Y: +605.3%
5Y: +466.6%
$36.25
-0.85 (-2.29%)
After Hours: $36.20 (-0.05, -0.15%)
Weekly Expected Move ±3.2%
$35
$36
$37
$38
$39
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
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ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Revenue Segmentation
By Product / Service
Income Trends
Revenue
$847M
+3.7% ▲
5Y CAGR: +7.4%
Gross Profit
$534M
+198.8% ▲
5Y CAGR: +42.2%
Operating Income
$267M
+223.1% ▲
5Y CAGR: +160.8%
Net Income
$196M
+217.8% ▲
5Y CAGR: +83.8%
EPS (Diluted)
$6.32
+214.4% ▲
5Y CAGR: +80.5%
EBITDA
$280M
+171.3% ▲
5Y CAGR: +72.6%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $632M | $662M | $735M | $817M | $847M |
| YoY Growth | +6.4% | +4.9% | +11.4% | +10.8% | +3.7% |
| Cost of Revenue | $573M | $657M | $594M | $638M | $313M |
| Gross Profit | $58M | $5M | $142M | $179M | $534M |
| Gross Margin | 9.2% | 0.8% | 19.3% | 21.9% | 63.0% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $66M | $70M | $78M | $85M | $93M |
| Operating Expenses | $134M | $171M | $90M | $96M | $275M |
| Operating Income | -$76M | -$166M | $52M | $83M | $267M |
| Operating Margin | -12.0% | -25.1% | 7.1% | 10.1% | 31.5% |
| Interest Expense | $8M | $9M | $11M | $11M | $8M |
| Income Before Tax | -$76M | -$166M | $52M | $83M | $259M |
| Tax Expense | -$1M | -$12M | $7M | $21M | $64M |
| Net Income | -$75M | -$154M | $45M | $62M | $196M |
| Net Margin | -11.8% | -23.3% | 6.2% | 7.5% | 23.1% |
| EPS (Diluted) | $-2.69 | $-5.86 | $1.73 | $2.01 | $6.32 |
| EBITDA | -$60M | -$149M | $72M | $103M | $280M |
| Shares Outstanding | 28M | 26M | 26M | 31M | 31M |