Also trades as: HTLFP (NASDAQ) · $vol 0M
HTLF NASDAQ
Heartland Financial USA, Inc.
1W: -2.9%
1M: +5.9%
3M: +12.4%
1Y: +71.7%
3Y: +35.0%
5Y: +45.8%
$64.67
Last traded 2025-01-31 — delisted
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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ESG
Institutions
ETF Exposure
Dark Pool
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Supply Chain
Revenue Segmentation
By Product / Service
Revenue by Segment (5-Year Trend)
Income Trends
Revenue
$553M
-24.0% ▼
5Y CAGR: +1.2%
Gross Profit
$553M
-24.0% ▼
5Y CAGR: +1.2%
Operating Income
$135M
-60.7% ▼
5Y CAGR: -7.2%
Net Income
$80M
-62.3% ▼
5Y CAGR: -7.3%
EPS (Diluted)
$1.68
-64.9% ▼
5Y CAGR: -13.8%
EBITDA
$0
-100.0% ▼
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 |
|---|---|---|---|---|---|
| Revenue | $569M | $607M | $689M | $728M | $553M |
| YoY Growth | +9.3% | +6.6% | +13.5% | +5.6% | -24.0% |
| Cost of Revenue | $0 | $0 | $0 | $0 | $0 |
| Gross Profit | $569M | $607M | $689M | $728M | $553M |
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $211M | $208M | $247M | $261M | $280M |
| Operating Expenses | -$385M | -$433M | -$414M | $72M | $580M |
| Operating Income | $184M | $174M | $275M | $344M | $135M |
| Operating Margin | 32.3% | 28.7% | 40.0% | 47.3% | 24.5% |
| Interest Expense | $81M | $45M | $28M | $76M | $353M |
| Income Before Tax | $184M | $174M | $275M | $268M | $97M |
| Tax Expense | $35M | $36M | $55M | $56M | $17M |
| Net Income | $149M | $138M | $220M | $212M | $80M |
| Net Margin | 26.2% | 22.7% | 31.9% | 29.2% | 14.4% |
| EPS (Diluted) | $4.14 | $3.57 | $5.00 | $4.79 | $1.68 |
| EBITDA | $215M | $201M | $302M | $292M | $0 |
| Shares Outstanding | 36M | 37M | 42M | 43M | 43M |