Also trades as: IFC.TO (TSX) · $vol 79M · IFC-PA.TO (TSX) · $vol 0M · IFC-PG.TO (TSX) · $vol 0M · IFC-PE.TO (TSX) · $vol 0M · INTAF (OTC) · $vol 0M · IFZZF (OTC) · $vol 0M · INFFF (OTC) · $vol 0M
IFCZF OTC
Intact Financial Corporation
1W: -2.5%
1M: -11.1%
3M: -18.0%
YTD: -16.9%
1Y: -9.7%
3Y: +23.7%
5Y: +39.9%
$172.72
-0.62 (-0.36%)
Weekly Expected Move ±2.0%
$166
$169
$173
$176
$179
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Income Trends
Revenue
$26.1B
+4.4% ▲
5Y CAGR: +15.9%
Gross Profit
$5.7B
+41.3% ▲
5Y CAGR: +0.4%
Operating Income
$4.3B
+49.7% ▲
5Y CAGR: +25.9%
Net Income
$3.4B
+46.5% ▲
5Y CAGR: +25.5%
EPS (Diluted)
$18.35
+48.5% ▲
5Y CAGR: +20.6%
EBITDA
$5.3B
+39.3% ▲
5Y CAGR: +24.4%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $17.6B | $22.5B | $23.3B | $25.0B | $26.1B |
| YoY Growth | +41.0% | +28.2% | +3.3% | +7.3% | +4.4% |
| Cost of Revenue | $9.0B | $18.9B | $20.3B | $21.0B | $20.4B |
| Gross Profit | $8.6B | $3.7B | $3.0B | $4.0B | $5.7B |
| Gross Margin | 49.0% | 16.3% | 12.8% | 16.1% | 21.8% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $622M | $626M | $756M | $843M |
| Operating Expenses | $6.0B | $657M | $1.2B | $1.2B | $1.4B |
| Operating Income | $2.6B | $3.0B | $1.8B | $2.9B | $4.3B |
| Operating Margin | 14.6% | 13.3% | 7.7% | 11.5% | 16.5% |
| Interest Expense | $153M | $177M | $222M | $222M | $225M |
| Income Before Tax | $2.6B | $3.0B | $1.8B | $2.9B | $4.3B |
| Tax Expense | $480M | $557M | $473M | $568M | $942M |
| Net Income | $2.1B | $2.5B | $1.3B | $2.3B | $3.4B |
| Net Margin | 11.8% | 10.9% | 5.7% | 9.2% | 12.9% |
| EPS (Diluted) | $12.40 | $13.63 | $6.99 | $12.36 | $18.35 |
| EBITDA | $3.2B | $3.7B | $2.6B | $3.8B | $5.3B |
| Shares Outstanding | 162M | 176M | 176M | 179M | 178M |