Also trades as: IPFPF (OTC) · $vol 0M
IPF.L LSE
International Personal Finance plc
1W: +6.8%
1M: +0.8%
3M: +1.0%
YTD: +5.7%
1Y: +52.1%
3Y: +167.7%
5Y: +175.6%
£250.00
Last traded 2026-08-04 — delisted
Overview
Chart
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ETF Exposure
Cash Flow Trends
Operating Cash Flow
-$4M
-118.1% ▼
Capital Expenditures
$7M
+69.4% ▲
5Y CAGR: -13.7%
Free Cash Flow
-$12M
-2083.3% ▼
Dividends Paid
$26M
-7.9% ▼
Buybacks
$0
+100.0% ▲
Net Change in Cash
$3M
+118.8% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $42M | $57M | $48M | $61M | $54M |
| Depreciation & Amort. | $29M | $27M | $29M | $29M | $29M |
| Stock-Based Comp. | -$200K | $2M | $3M | $2M | $0 |
| Change in Working Capital | -$78M | -$117M | -$1M | -$62M | -$119M |
| Other Non-Cash Items | $55M | $27M | $7M | -$5M | $32M |
| Operating Cash Flow | -$25M | -$900K | $86M | $25M | -$4M |
| — Investing Activities — | |||||
| Capital Expenditures | -$15M | -$24M | -$5M | -$6M | -$35M |
| Acquisitions (Net) | $200K | $300K | $0 | $0 | $0 |
| Investment Purchases | $0 | $0 | $0 | $0 | $0 |
| Investment Sales | $0 | $0 | $0 | $0 | $0 |
| Other Investing | $0 | $0 | -$18M | -$18M | $0 |
| Investing Cash Flow | -$15M | -$24M | -$23M | -$24M | -$35M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$14M | $56M | -$39M | $40M | $79M |
| Stock Repurchased | -$4M | -$400K | -$400K | -$15M | $0 |
| Dividends Paid | -$5M | -$19M | -$22M | -$24M | -$26M |
| Other Financing | -$10M | -$9M | -$12M | -$12M | -$13M |
| Financing Cash Flow | -$32M | $27M | -$73M | -$13M | $41M |
| Net Change in Cash | -$75M | $9M | -$8M | -$15M | $3M |
| Cash End of Period | $42M | $51M | $42M | $28M | $30M |
| Free Cash Flow | -$40M | -$25M | $63M | $600K | -$12M |