Also trades as: IPFPF (OTC) · $vol 0M
IPF.L LSE
International Personal Finance plc
1W: +6.8%
1M: +0.8%
3M: +1.0%
YTD: +5.7%
1Y: +52.1%
3Y: +167.7%
5Y: +175.6%
£250.00
Last traded 2026-08-04 — delisted
Overview
Chart
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ETF Exposure
Income Trends
Revenue
$738M
+12.4% ▲
5Y CAGR: +2.2%
Gross Profit
$709M
+8.1% ▲
5Y CAGR: +11.4%
Operating Income
$160M
-24.8% ▼
5Y CAGR: +3.5%
Net Income
$54M
-11.0% ▼
EPS (Diluted)
$0.24
-7.7% ▼
EBITDA
$187M
+0.0% ▲
5Y CAGR: +41.2%
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $549M | $646M | $768M | $656M | $738M |
| YoY Growth | -17.0% | +17.6% | +18.9% | -14.6% | +12.4% |
| Cost of Revenue | $56M | $107M | $169M | $72M | $29M |
| Gross Profit | $438M | $539M | $598M | $656M | $709M |
| Gross Margin | 79.9% | 83.5% | 77.9% | 100.0% | 96.1% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $259M | $272M | $309M | $308M | $0 |
| Operating Expenses | $259M | $272M | $309M | $443M | $549M |
| Operating Income | $122M | $146M | $290M | $213M | $160M |
| Operating Margin | 22.3% | 22.5% | 37.7% | 32.4% | 21.7% |
| Interest Expense | $54M | $68M | $77M | $72M | $73M |
| Income Before Tax | $68M | $77M | $84M | $73M | $85M |
| Tax Expense | $26M | $21M | $36M | $12M | $31M |
| Net Income | $42M | $57M | $48M | $61M | $54M |
| Net Margin | 7.6% | 8.8% | 6.3% | 9.3% | 7.3% |
| EPS (Diluted) | $0.18 | $0.24 | $0.20 | $0.26 | $0.24 |
| EBITDA | $151M | $173M | $190M | $0 | $187M |
| Shares Outstanding | 235M | 234M | 238M | 235M | 230M |