Also trades as: 8591.T (JPX) · $vol 125M · ORXCF (OTC) · $vol 0M

$36.93

+0.34 (+0.93%)

Weekly Expected Move ±1.8%

$35 $36 $36 $37 $38

NYSE · Financial Services · Financial - Credit Services · Tech Score Sell · Power 45 · $41.0B mcap · 1.10B float · 0.026% daily turnover · Short 40% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $150.5M held by 113 funds, 61 bp over Treasuries → details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$3.53T +22.8% ▲

5Y CAGR: +18.7%

Gross Profit

$1.13T -5.7% ▼

5Y CAGR: -4.2%

Operating Income

$770.7B +132.3% ▲

5Y CAGR: +21.8%

Net Income

$475.0B +35.1% ▲

5Y CAGR: +19.8%

EPS (Diluted)

$423.42 +37.8% ▲

5Y CAGR: -11.4%

EBITDA

$1.34T +42.2% ▲

5Y CAGR: +17.4%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue	$1.63T	$1.76T	$2.81T	$2.87T	$3.53T
YoY Growth	+8.8%	+7.8%	+60.0%	+2.1%	+22.8%
Cost of Revenue	$73.6B	$135.7B	$1.64T	$1.67T	$2.40T
Gross Profit	$1.56T	$1.62T	$1.17T	$1.20T	$1.13T
Gross Margin	95.5%	92.3%	41.7%	41.8%	32.1%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$1.20T	$1.27T	$0	$646.1B	$0
Operating Expenses	$1.05T	$1.23T	$813.3B	$868.7B	$361.6B
Operating Income	$509.4B	$392.2B	$360.7B	$331.8B	$770.7B
Operating Margin	31.2%	22.3%	12.8%	11.5%	21.8%
Interest Expense	$68.2B	$127.6B	$188.3B	$169.1B	$205.6B
Income Before Tax	$509.4B	$392.2B	$470.0B	$480.5B	$733.1B
Tax Expense	$186.6B	$95.2B	$131.4B	$128.8B	$247.2B
Net Income	$317.4B	$290.3B	$346.1B	$351.6B	$475.0B
Net Margin	19.5%	16.5%	12.3%	12.2%	13.5%
EPS (Diluted)	$1317.10	$1228.25	$1490.25	$307.16	$423.42
EBITDA	$829.8B	$732.4B	$916.4B	$944.7B	$1.34T
Shares Outstanding	241M	236M	232M	1.14B	1.12B

Line Item	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3	FY2026 Q4	FY2027 Q1
Revenue	$402.0B	$750.9B	$720.3B	$768.6B	$795.9B	$840.3B	$938.9B	$876.6B
Cost of Revenue	$43.5B	$453.0B	$424.2B	$429.4B	$552.8B	$581.9B	$612.2B	$486.4B
Gross Profit	$358.5B	$297.8B	$296.2B	$339.3B	$243.1B	$258.5B	$326.6B	$390.2B
Gross Margin	89.2%	39.7%	41.1%	44.1%	30.5%	30.8%	34.8%	44.5%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$314.1B	$156.0B	$175.9B	$164.1B	$0	$0	$0	$197.8B
Operating Expenses	$221.7B	$204.1B	$255.1B	$209.5B	$79.1B	$87.4B	-$88.4B	$256.3B
Operating Income	$136.8B	$93.8B	$41.1B	$129.8B	$164.0B	$171.1B	$415.0B	$133.9B
Operating Margin	34.0%	12.5%	5.7%	16.9%	20.6%	20.4%	44.2%	15.3%
Interest Expense	$38.7B	$40.5B	$44.8B	$45.4B	$48.4B	$50.7B	$50.3B	$44.9B
Income Before Tax	$136.8B	$126.4B	$97.1B	$155.5B	$236.0B	$176.2B	$126.0B	$406.1B
Tax Expense	$39.9B	$36.8B	$17.1B	$46.2B	$70.4B	$55.7B	$61.9B	$125.6B
Net Income	$96.2B	$88.8B	$79.9B	$107.3B	$163.8B	$118.6B	$58.6B	$280.8B
Net Margin	23.9%	11.8%	11.1%	14.0%	20.6%	14.1%	6.2%	32.0%
EPS (Diluted)	$83.50	$77.88	$70.14	$94.44	$145.47	$106.48	$54.33	$251.55
EBITDA	$136.8B	$282.7B	$228.8B	$276.1B	$380.8B	$326.7B	$277.5B	$294.8B
Shares Outstanding	1.15B	1.15B	1.14B	1.13B	1.13B	1.11B	1.09B	1.10B

IX NYSE