$34.12

+1.55 (+4.76%)

Weekly Expected Move ±8.4%

$28 $31 $34 $37 $40

NASDAQ · Financial Services · Insurance - Brokers · Tech Score Strong Sell · Power 29 · $2.2B mcap · 5M float · 19.51% daily turnover · Short 50% of daily vol

Edge Score

Quantitative competitive moat analysis scoring five pillars of durable advantage — cost leadership, brand intangibles, switching costs, network effects, and efficient scale — using industry percentile rankings on a 0–100 scale.

WEAK EDGE

42.8 / 100

NoneWeakNarrowWide

Primary source: Intangible Assets · ROIC: -35.5% · 5Y Avg: 51.6%

Cost Advantage

Intangibles

Switching Cost

Network Effect

Scale

The Edge Score quantifies a company's competitive moat using five pillars: Cost Advantage (20%, operating margin and SG&A efficiency vs industry peers), Intangible Assets (25%, gross margin premium, R&D intensity, brand pricing power), Switching Costs (25%, revenue stability, earnings consistency, customer retention proxied by operating leverage), Network Effects (15%, revenue growth with expanding margins, market share dominance), and Efficient Scale (15%, market concentration, ROIC sustainability). Each pillar is scored 0–100 using industry percentile rankings, then weighted into a composite. Wide ≥ 70, Narrow ≥ 55, Weak ≥ 40, None < 40. LIFE shows a Weak competitive edge (42.8/100) — limited structural advantages that may face competitive pressure. The primary source of advantage is Intangible Assets. Negative ROIC of -35.5% indicates the company is currently destroying value, though this may reflect a growth investment phase.

Analyst Insights

Wall Street analyst consensus based on price targets and buy/sell/hold recommendations from institutional research coverage over the trailing 12 months.

Analyst Price Targets

$32

Low

$36

Avg Target

$40

High

Based on 6 analysts since Aug 3, 2026 earnings

Analyst Recommendations

Strong Buy: 0Buy: 5Hold: 13Sell: 2Strong Sell: 0

Rating Summary

ConsensusHold

Avg Target$35.83

Analysts6

Consensus Change History

Date	Field	From	To
2026-02-04	_new_coverage	None	ADDED
2026-02-02	_lost_coverage	EXISTED	None

Price Target Change History

Date	Firm	Analyst	Old	New	Change	Upside @ Call	Stock@Call
2026-09-24	HSBC	—	Initiated	$38	—	+12.1%	$33.91
2026-08-04	Deutsche Bank	Kunal Madhukar	$30	$40	+10	+37.8%	$29.03
2026-08-04	Robert W. Baird	—	$26	$32	+6	+40.2%	$22.83
2026-08-04	Piper Sandler	Ross Sandler	$20	$37	+17	+62.1%	$22.83
2026-08-04	William Blair	—	Initiated	$33	—	+44.5%	$22.83
2026-08-04	Goldman Sachs	Eric Sheridan	$33	$35	+2	+53.3%	$22.83
2026-05-14	Deutsche Bank	—	$23	$30	+7	+33.0%	$22.56
2026-05-07	Robert W. Baird	Colin Sebastian	$18	$26	+8	+12.5%	$23.12
2026-05-07	Barclays	—	Initiated	$27	—	+16.8%	$23.12
2026-02-24	Deutsche Bank	Lee Horowitz	Initiated	$23	—	+109.1%	$11.00
2026-02-23	Robert W. Baird	—	Initiated	$18	—	+66.7%	$10.80
2026-02-23	Goldman Sachs	—	Initiated	$33	—	+205.6%	$10.80
2026-02-23	Piper Sandler	Ross Sandler	Initiated	$20	—	+85.2%	$10.80
2026-02-23	RBC Capital	—	Initiated	$21	—	+94.4%	$10.80

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. LIFE receives an overall rating of C. Areas of concern: ROE (1/5), ROA (1/5), D/E (2/5), P/E (1/5), P/B (2/5).

Rating Change History

Date	From	To
2026-08-04	C+	C
2026-07-01	C	C+
2026-05-11	C+	C
2026-05-08	C	C+
2026-05-07	None	ADDED
2026-02-04	EXISTED	None
2026-01-30	None	ADDED

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 42 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

—

Value

Momentum

—

Safety

100

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. LIFE scores highest in Safety (100/100) and lowest in Balance Sheet (0/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman-I Score

5.76

Safe Zone

Piotroski F-Score

6/9

✗ ✗ ✓ ✓ ✓ ✓ ✓ ✗ ✓

Beneish M-Score

—

Ohlson O-Score

-7.79

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

BBB

Score: 56.0/100

Trend: Improving

Earnings Quality

—

OCF/NI: 0.05x

Accruals: -35.3%

The Altman-I Score is adapted for insurance companies, emphasizing return on equity, tangible net worth, and cash reserves alongside the standard equity and earnings components. LIFE scores 5.76, placing it in the Safe Zone (safe > 3.0, distress < 1.5). Bankruptcy is statistically unlikely within the next two years. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. LIFE scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. LIFE's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. LIFE receives an estimated rating of BBB (score: 56.0/100), with a improving trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-13.02x

PEG

0.01x

P/S

3.69x

P/B

4.55x

P/FCF

-91.14x

P/OCF

—

EV/EBITDA

-7.76x

EV/Revenue

2.11x

EV/EBIT

-7.35x

EV/FCF

-79.79x

Earnings Yield

-12.43%

FCF Yield

-1.10%

Shareholder Yield

0.00%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. LIFE currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

1.029

NI / EBT

Interest Burden

1.014

EBT / EBIT

EBIT Margin

-0.288

EBIT / Rev

Asset Turnover

1.236

Rev / Assets

Equity Multiplier

1.448

Assets / Equity

ROE

-53.7%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. LIFE's ROE of -53.7% is driven by Asset Turnover (1.236), indicating efficient use of assets to generate revenue. A tax burden ratio of 1.03 indicates minimal tax leakage — the company retains over 90% of pre-tax earnings.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$34.12

Median 1Y

$15.46

5th Pctile

$2.25

95th Pctile

$106.00

Ann. Volatility

120.9%

Analyst Target

$35.83

25th–75th percentile 5th–95th percentile Median path Historical Analyst target

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

614

Revenue / Employee

—

Profit / Employee

—

SGA / Employee

—

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
ROE	-75.4%	-40.3%	-48.0%	-52.1%	-63.3%	-47.0%	-49.1%	-41.7%	-45.2%	-47.8%	-61.2%	-55.5%	-61.6%	-78.0%	-89.0%	-94.8%	-1.1%	-2.1%	-73.2%	-53.7%	-53.74%
ROA	-60.2%	-36.4%	-43.8%	-48.2%	-55.7%	-41.6%	-41.9%	-36.0%	-38.1%	-37.9%	-45.8%	-43.1%	-48.5%	-58.9%	-65.7%	-70.3%	-79.9%	-14.2%	-52.2%	-37.1%	-37.12%
ROIC	18.2%	-8.9%	-10.4%	-30.1%	50.6%	-6.2%	-2.2%	-3.8%	-2.9%	-3.3%	-5.7%	-3.3%	-55.7%	-79.7%	-74.3%	-80.4%	-74.0%	20.5%	-45.9%	-35.5%	-35.54%
ROCE	-25.0%	-8.8%	-9.5%	-23.2%	-28.8%	-45.5%	-57.2%	-38.4%	-40.1%	-42.1%	-50.7%	-58.3%	-63.2%	-82.7%	-88.7%	-87.8%	-93.4%	-10.4%	-29.8%	-20.7%	-20.68%
Gross Margin	—	—	—	—	—	—	93.3%	—	—	-1.8%	-9.4%	-2.3%	—	—	58.5%	—	0.0%	98.1%	98.3%	96.2%	96.24%
Operating Margin	—	—	—	—	—	—	-76.5%	—	—	-35.7%	-3.7%	-70.8%	—	—	3.4%	—	-140.8%	22.2%	-84.6%	9.6%	9.56%
Net Margin	—	—	—	—	—	—	-68.3%	—	—	-32.1%	-3.4%	-65.9%	—	—	4.8%	—	-135.5%	22.3%	-86.2%	10.3%	10.30%
EBITDA Margin	—	—	—	—	—	—	-72.4%	—	—	-32.9%	-3.1%	-67.5%	—	—	4.8%	—	-120.0%	24.7%	-83.0%	11.3%	11.33%
FCF Margin	-11.2%	-14.9%	—	—	—	—	-4.2%	-3.4%	-3.9%	-3.5%	-8.0%	-11.8%	-10.8%	-14.4%	2.4%	47.6%	16.2%	-46.9%	-21.1%	-2.7%	-2.65%
OCF Margin	-11.1%	-14.8%	—	—	—	—	-4.0%	-3.1%	-3.4%	-3.0%	-7.1%	-11.2%	-10.5%	-14.1%	2.3%	37.3%	16.2%	-42.5%	-18.7%	-1.4%	-1.44%
ROE 3Y Avg	snapshot only																				-65.28%
ROE 5Y Avg	snapshot only																				-54.90%
ROA 3Y Avg	snapshot only																				-47.76%
ROIC Economic	snapshot only																				-23.96%
Cash ROA	snapshot only																				-1.02%
Cash ROIC	snapshot only																				-2.16%
CROIC	snapshot only																				-3.99%
NOPAT Margin	snapshot only																				-23.63%
Pretax Margin	snapshot only																				-29.18%
R&D / Revenue	snapshot only																				4.49%
SGA / Revenue	snapshot only																				81.74%
SBC / Revenue	snapshot only																				0.92%

Valuation

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
P/E Ratio	-2.71	-5.47	-6.15	-3.86	-1.97	-1.88	-1.44	-2.02	-2.74	-2.18	-1.69	-2.39	-1.95	-1.81	-1.61	-1.81	-1.74	-2.20	-2.87	-8.04	-13.023
P/S Ratio	35.76	80.31	—	—	—	—	6.14	8.47	11.47	8.52	17.90	26.28	23.00	25.32	-25.99	-29.35	-32.98	0.90	1.77	2.42	3.692
P/B Ratio	1.92	1.40	1.90	1.51	0.92	1.12	0.89	0.80	1.12	0.93	0.92	1.53	1.38	1.76	1.65	1.83	1.84	-3.94	1.22	2.50	4.549
P/FCF	-3.20	-5.39	-6.24	-3.96	-2.04	-2.14	-1.46	-2.50	-2.95	-2.42	-2.23	-2.22	-2.13	-1.76	-10.75	-61.68	-2.04	-1.92	-8.42	-91.14	-91.137
P/OCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/EBITDA	-1.27	-1.67	-3.00	-1.33	0.19	-0.32	-0.20	0.27	-0.57	-0.10	-0.01	-1.08	-2.09	-1.86	-1.63	-1.74	-1.86	0.74	-2.36	-7.76	-7.755
EV/Revenue	16.57	24.42	—	—	—	—	0.88	-1.17	2.50	0.42	0.10	11.93	24.44	25.79	-26.49	-28.37	-34.36	-0.27	1.37	2.11	2.115
EV/EBIT	-3.49	-4.80	-9.68	-2.25	0.31	-0.39	-0.20	0.26	-0.54	-0.10	-0.01	-1.03	-2.01	-1.83	-1.62	-1.75	-1.81	0.68	-2.30	-7.35	-7.352
EV/FCF	-1.48	-1.64	-3.04	-1.37	0.20	-0.37	-0.21	0.34	-0.64	-0.12	-0.01	-1.01	-2.26	-1.79	-10.96	-59.63	-2.13	0.58	-6.52	-79.79	-79.786
Earnings Yield	-36.9%	-18.3%	-16.3%	-25.9%	-50.9%	-53.2%	-69.4%	-49.4%	-36.6%	-45.8%	-59.3%	-41.9%	-51.3%	-55.4%	-62.0%	-55.1%	-57.5%	-45.4%	-34.8%	-12.4%	-12.43%
FCF Yield	-31.3%	-18.5%	-16.0%	-25.3%	-49.1%	-46.7%	-68.3%	-40.0%	-33.9%	-41.4%	-44.8%	-45.0%	-47.0%	-56.7%	-9.3%	-1.6%	-49.0%	-52.1%	-11.9%	-1.1%	-1.10%
PEG Ratio	snapshot only																				0.013
Price/Tangible Book	snapshot only																				2.516
EV/Gross Profit	snapshot only																				2.170
Shareholder Yield	snapshot only																				0.00%

Leverage & Solvency

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Current Ratio	6.37	20.92	18.91	16.45	10.08	7.76	5.85	8.75	9.25	8.36	6.27	6.07	7.63	5.41	5.48	5.63	5.93	2.17	41.28	52.25	52.253
Quick Ratio	6.37	20.92	18.91	16.45	10.08	7.75	6.06	15.73	17.04	8.36	6.27	6.07	7.63	5.41	5.48	5.63	5.93	2.17	41.28	52.25	52.253
Debt/Equity	0.04	0.01	0.01	0.01	0.01	0.11	0.16	0.13	0.14	0.15	0.17	0.17	0.17	0.21	0.19	0.17	0.15	-0.10	0.05	0.04	0.042
Net Debt/Equity	-1.03	-0.98	-0.98	-0.99	-1.01	-0.92	-0.77	-0.91	-0.88	-0.89	-0.92	-0.83	0.09	0.03	0.03	-0.06	0.08	—	-0.28	-0.31	-0.311
Debt/Assets	0.04	0.01	0.01	0.01	0.01	0.09	0.12	0.10	0.12	0.12	0.13	0.12	0.13	0.15	0.14	0.12	0.12	0.00	0.04	0.03	0.029
Debt/EBITDA	-0.06	-0.05	-0.04	-0.03	-0.03	-0.19	-0.26	-0.32	-0.34	-0.34	-0.30	-0.26	-0.24	-0.22	-0.18	-0.17	-0.15	-0.06	-0.13	-0.15	-0.149
Net Debt/EBITDA	1.47	3.83	3.17	2.53	2.14	1.53	1.21	2.22	2.04	1.97	1.66	1.30	-0.12	-0.03	-0.03	0.06	-0.07	3.22	0.69	1.10	1.103
Interest Coverage	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	-54.67	-127.03	-69.41	-69.409
Equity Multiplier	1.20	1.06	1.06	1.06	1.11	1.25	1.34	1.25	1.25	1.27	1.33	1.34	1.30	1.40	1.38	1.36	1.33	-21.37	1.40	1.46	1.462
Cash Ratio	snapshot only																				15.997
Debt Service Coverage	snapshot only																				-65.797
Cash to Debt	snapshot only																				8.415
FCF to Debt	snapshot only																				-0.653
Defensive Interval	snapshot only																				149.0 days

Efficiency & Turnover

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Asset Turnover	0.05	0.02	0.00	0.00	0.00	0.00	0.10	0.09	0.09	0.10	0.04	0.04	0.04	0.04	-0.04	-0.04	-0.04	0.35	0.85	1.24	1.236
Inventory Turnover	—	—	—	—	—	8.28	—	—	—	35.87	—	—	—	—	—	—	—	—	—	—	—
Receivables Turnover	4.78	10.98	0.00	0.00	0.00	0.00	1.70	10.13	12.13	7.26	0.66	2.39	3.36	2.32	-2.13	-3.14	-3.35	3.15	1.75	11.13	11.128
Payables Turnover	0.00	0.00	0.00	0.00	0.15	0.35	0.68	0.78	2.24	1.17	2.13	1.60	7.32	1.83	-0.30	-0.44	-0.66	0.01	2.53	0.27	0.269
DSO	76	33	—	—	—	—	215	36	30	50	556	153	109	157	-172	-116	-109	116	208	33	32.8 days
DIO	—	—	—	—	0	44	-385	-8084	-7165	10	-76	-2460	-2709	0	—	—	—	0	0	0	0.0 days
DPO	—	—	—	—	2487	1050	540	469	163	311	172	229	50	199	—	—	—	41132	144	1357	1357.0 days
Cash Conversion Cycle	—	—	—	—	—	—	-711	-8516	-7298	-251	308	-2536	-2650	-42	—	—	—	-41016	64	-1324	-1324.2 days
Fixed Asset Turnover	snapshot only																				39.093
Cash Velocity	snapshot only																				2.929
Capital Intensity	snapshot only																				1.412

Growth (YoY)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue	-74.4%	-76.0%	-1.0%	-1.0%	-1.0%	-1.0%	—	—	—	—	-55.1%	-52.8%	-52.8%	-57.6%	-1.9%	-2.0%	-1.9%	22.2%	69.4%	106.6%	106.60%
Net Income	-78.2%	-74.6%	-1.1%	-53.4%	-39.0%	-51.8%	-31.1%	-12.8%	-7.8%	8.4%	-11.9%	-24.1%	-33.0%	-52.3%	-44.3%	-40.1%	-46.8%	32.4%	-1.6%	-96.0%	-96.00%
EPS	-3.4%	7.2%	20.8%	22.2%	20.1%	3.9%	-25.2%	25.1%	45.2%	54.7%	45.0%	21.3%	-1.4%	-16.3%	-12.8%	-2.7%	-9.2%	18.1%	-3.1%	-1.7%	-1.69%
FCF	-78.7%	-1.0%	-1.1%	-61.7%	-58.4%	-31.3%	-30.8%	6.3%	-3.8%	5.7%	14.0%	-64.8%	-31.0%	-72.8%	71.4%	96.2%	-36.7%	24.2%	-5.0%	-4.9%	-4.88%
EBITDA	-93.4%	-84.8%	-1.2%	-56.6%	-41.8%	-54.4%	-34.1%	-17.0%	-12.3%	4.6%	-11.1%	-19.7%	-25.2%	-42.6%	-43.3%	-41.4%	-44.5%	39.0%	-1.5%	-76.1%	-76.14%
Op. Income	-82.8%	-79.0%	-1.1%	-56.9%	-42.0%	-55.3%	-36.4%	-19.4%	-15.6%	0.4%	-18.3%	-25.5%	-30.8%	-45.1%	-23.7%	-21.8%	-29.6%	43.6%	-1.7%	-1.1%	-1.06%
OCF Growth	snapshot only																				-3.06%
Asset Growth	snapshot only																				5.86%
Equity Growth	snapshot only																				5.36%
Debt Growth	snapshot only																				57.77%
Shares Change	snapshot only																				-27.16%

Growth (CAGR)

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue 3Y	—	—	—	—	—	—	1.9%	7.0%	6.6%	7.9%	-23.6%	27.1%	30.6%	30.4%	—	—	—	—	2.1%	2.6%	2.62%
Revenue 5Y	—	—	—	—	—	—	—	—	—	—	—	—	1.2%	74.9%	—	—	—	65.3%	96.1%	1.9%	1.90%
EPS 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross Profit 3Y	—	—	—	—	—	—	1.8%	-1.0%	-2.6%	-3.4%	—	—	—	—	—	—	—	—	2.2%	2.9%	2.88%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	65.2%	95.4%	1.9%	1.89%
Op. Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Assets 3Y	-10.5%	27.5%	29.9%	28.0%	25.3%	30.0%	38.3%	36.0%	40.8%	44.3%	46.1%	27.1%	29.3%	-9.6%	-5.7%	-1.0%	3.6%	75.1%	86.3%	72.0%	71.98%
Assets 5Y	-13.4%	7.6%	7.5%	9.8%	9.3%	0.3%	1.4%	11.8%	14.2%	15.9%	18.0%	17.8%	16.8%	15.9%	21.8%	13.3%	17.5%	65.4%	74.1%	66.1%	66.06%
Equity 3Y	-3.3%	44.4%	48.0%	49.5%	42.0%	42.3%	50.2%	37.7%	43.3%	45.3%	42.0%	19.5%	25.8%	-17.8%	-13.7%	-8.8%	-2.5%	—	83.6%	63.0%	63.04%
Book Value 3Y	-50.7%	-29.2%	-36.8%	-33.8%	-30.8%	-27.2%	-23.2%	-24.6%	-20.7%	-20.0%	-20.0%	-28.6%	-23.7%	-48.9%	-38.3%	-38.3%	-35.6%	—	55.3%	40.4%	40.37%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Revenue Stability	0.28	0.28	0.13	0.03	0.02	0.02	0.32	0.19	0.19	0.20	0.13	0.41	0.41	0.36	0.01	0.30	0.30	0.39	0.37	0.40	0.399
Earnings Stability	0.79	0.76	0.63	0.35	0.20	0.05	0.02	0.01	0.07	0.18	0.44	0.72	0.85	0.84	0.89	0.97	0.94	0.60	0.71	0.78	0.783
Margin Stability	1.00	1.00	—	—	1.00	1.00	0.92	0.87	0.85	0.82	0.00	0.00	0.00	0.09	0.00	0.00	0.00	0.09	0.00	0.00	0.000
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.500
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.00	0.00	0.000
FCF Positive Streak	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Earnings Persistence	0.50	0.50	0.50	0.50	0.84	0.50	0.88	0.95	0.97	0.97	0.95	0.90	0.87	0.50	0.82	0.84	0.81	0.87	0.50	0.50	0.500
Earnings Smoothness	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
ROE Trend	-0.06	0.46	0.51	0.05	0.11	-0.20	-0.21	0.05	0.18	-0.00	-0.08	-0.25	-0.27	-0.47	-0.44	-0.49	-0.50	—	0.36	0.51	0.513
Gross Margin Trend	0.00	0.00	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	0.74	—	—	—
FCF Margin Trend	107.70	21.93	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	8.48	—	—	—
Sustainable Growth Rate	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
OCF/Net Income	0.84	1.01	0.98	0.97	0.96	0.87	0.95	0.74	0.81	0.78	0.67	1.02	0.89	1.01	0.14	0.02	0.85	1.04	0.30	0.05	0.048
FCF/OCF	1.01	1.01	1.01	1.01	1.00	1.01	1.04	1.09	1.15	1.16	1.13	1.05	1.03	1.02	1.05	1.27	1.00	1.11	1.13	1.84	1.844
FCF/Net Income	snapshot only																				0.088
CapEx/Revenue	5.9%	8.7%	—	—	—	—	15.8%	27.4%	49.9%	49.5%	90.3%	60.9%	33.5%	24.0%	-11.0%	-10.2%	-1.2%	4.5%	2.4%	1.2%	1.21%
CapEx/Depreciation	snapshot only																				0.811
Accruals Ratio	-0.10	0.00	-0.01	-0.01	-0.02	-0.06	-0.02	-0.09	-0.07	-0.08	-0.15	0.01	-0.06	0.00	-0.56	-0.69	-0.12	0.01	-0.36	-0.35	-0.353
Sloan Accruals	snapshot only																				1.153
Cash Flow Adequacy	snapshot only																				-1.184

Dividends & Buybacks

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Total Payout Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.1%	0.1%	0.1%	0.1%	0.1%	0.1%	0.0%	0.1%	0.1%	0.1%	0.0%	0.0%	0.00%
Net Buyback Yield	0.0%	0.0%	0.0%	-1.0%	-1.9%	-5.3%	-8.7%	-60.9%	-51.7%	-67.0%	-79.6%	-19.3%	-29.6%	-32.9%	-13.0%	-18.3%	-49.9%	-66.9%	-31.8%	-12.8%	-12.76%
Total Shareholder Return	0.0%	0.0%	0.0%	-1.0%	-1.9%	-5.3%	-8.7%	-60.9%	-51.7%	-67.0%	-79.6%	-19.3%	-29.6%	-32.9%	-13.0%	-18.3%	-49.9%	-66.9%	-31.8%	-12.8%	-12.76%

DuPont Factors

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.98	0.98	0.98	0.99	0.98	0.99	0.98	0.96	0.97	0.97	0.98	1.00	1.00	1.00	1.12	1.11	1.10	1.23	1.02	1.03	1.029
Interest Burden (EBT/EBIT)	2.84	2.95	3.29	1.71	1.65	1.20	0.97	0.96	0.93	0.91	0.95	0.95	0.97	1.00	0.88	0.90	0.91	0.84	1.01	1.01	1.014
EBIT Margin	-4.75	-5.09	—	—	—	—	-4.51	-4.55	-4.64	-4.39	-11.33	-11.57	-12.13	-14.09	16.39	16.18	18.98	-0.40	-0.60	-0.29	-0.288
Asset Turnover	0.05	0.02	0.00	0.00	0.00	0.00	0.10	0.09	0.09	0.10	0.04	0.04	0.04	0.04	-0.04	-0.04	-0.04	0.35	0.85	1.24	1.236
Equity Multiplier	1.25	1.11	1.10	1.08	1.14	1.13	1.17	1.16	1.19	1.26	1.34	1.29	1.27	1.33	1.35	1.35	1.31	14.73	1.40	1.45	1.448

Per Share

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$-1.80	$-1.66	$-1.22	$-1.39	$-1.44	$-1.60	$-1.52	$-1.04	$-0.79	$-0.72	$-0.84	$-0.82	$-0.80	$-0.84	$-0.94	$-0.84	$-0.87	$-0.69	$-3.89	$-2.26	$-2.26
Book Value/Share	$2.54	$6.47	$3.93	$3.54	$3.09	$2.69	$2.45	$2.62	$1.93	$1.70	$1.53	$1.28	$1.13	$0.86	$0.92	$0.83	$0.83	$-0.39	$9.17	$7.25	$7.50
Tangible Book/Share	$2.54	$6.47	$3.93	$3.54	$3.09	$2.69	$2.45	$2.62	$1.93	$1.70	$1.53	$1.28	$1.13	$0.86	$0.92	$0.83	$0.83	$-0.43	$9.11	$7.21	$7.21
Revenue/Share	$0.14	$0.11	$0.00	$0.00	$0.00	$0.00	$0.36	$0.25	$0.19	$0.19	$0.08	$0.07	$0.07	$0.06	$-0.06	$-0.05	$-0.05	$1.69	$6.30	$7.51	$9.24
FCF/Share	$-1.53	$-1.68	$-1.20	$-1.35	$-1.39	$-1.40	$-1.49	$-0.84	$-0.73	$-0.65	$-0.63	$-0.88	$-0.73	$-0.86	$-0.14	$-0.02	$-0.75	$-0.79	$-1.33	$-0.20	$1.15
OCF/Share	$-1.52	$-1.67	$-1.19	$-1.34	$-1.38	$-1.38	$-1.44	$-0.77	$-0.64	$-0.56	$-0.56	$-0.83	$-0.71	$-0.85	$-0.13	$-0.02	$-0.74	$-0.72	$-1.18	$-0.11	$1.25
Cash/Share	$2.73	$6.41	$3.88	$3.55	$3.16	$2.78	$2.27	$2.73	$1.97	$1.76	$1.66	$1.28	$0.09	$0.15	$0.15	$0.19	$0.06	$2.01	$3.00	$2.56	$2.65
EBITDA/Share	$-1.78	$-1.65	$-1.21	$-1.39	$-1.45	$-1.61	$-1.55	$-1.08	$-0.83	$-0.76	$-0.85	$-0.82	$-0.79	$-0.83	$-0.95	$-0.85	$-0.85	$-0.61	$-3.66	$-2.05	$-2.05
Debt/Share	$0.11	$0.09	$0.05	$0.04	$0.05	$0.30	$0.40	$0.34	$0.28	$0.26	$0.25	$0.21	$0.19	$0.18	$0.18	$0.14	$0.13	$0.04	$0.48	$0.30	$0.30
Net Debt/Share	$-2.62	$-6.32	$-3.83	$-3.51	$-3.11	$-2.48	$-1.88	$-2.39	$-1.69	$-1.50	$-1.40	$-1.06	$0.10	$0.03	$0.03	$-0.05	$0.06	$-1.98	$-2.52	$-2.26	$-2.26

Academic Models

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Altman-I Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	5.758
Altman Z-Prime	snapshot only																				8.231
Piotroski F-Score	3	3	3	3	4	1	2	3	3	4	3	0	1	0	1	1	2	4	6	6	6
Beneish M-Score	—	—	—	—	—	—	—	—	—	—	-10.03	—	—	—	—	—	—	—	—	—	—
Ohlson O-Score	snapshot only																				-7.791
ROIC (Greenblatt)	snapshot only																				-25.69%
Net-Net WC	snapshot only																				$5.03
EVA	snapshot only																				$-149286200.00

Credit

Metric	Q2'21	Q3'21	Q4'21	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only																				BBB
Credit Score	37.31	39.95	39.83	40.91	40.81	41.16	39.58	40.38	38.51	40.28	38.22	39.92	37.21	38.43	37.66	39.21	40.18	20.00	57.31	56.02	56.015
Credit Grade	snapshot only																				9
Credit Trend	snapshot only																				16.802
Implied Spread (bps)	snapshot only																				275.000
Industry Credit Rank	snapshot only																				24
Sector Credit Rank	snapshot only																				49

LIFE NASDAQ

Edge Score

Analyst Insights

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Workforce & Productivity

Scaling Efficiency

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