$0.04

+0.00 (+9.38%)

Weekly Expected Move ±29.2%

$0 $0 $0 $0 $0

OTC · Consumer Cyclical · Furnishings, Fixtures & Appliances · Tech Score Sell · Power 44 · $2.7M mcap · 44M float · 0.042% daily turnover · Short 63% of daily vol

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Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

C-

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. LUVU receives an overall rating of C-. Areas of concern: DCF (2/5), ROE (1/5), ROA (1/5), D/E (1/5), P/E (1/5).

Rating Change History

Date	From	To
2026-07-01	None	ADDED
2026-06-30	EXISTED	None
2026-06-18	None	ADDED
2026-06-17	EXISTED	None
2026-06-02	None	ADDED
2026-06-01	EXISTED	None
2026-05-26	None	ADDED
2026-05-26	EXISTED	None
2026-05-04	None	ADDED
2026-05-04	EXISTED	None

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ 43 Grade D

Profitability

Balance Sheet

Earnings Quality

Growth

Value

Momentum

Safety

Cash Flow

The InsiderStreet Scorecard rates companies across eight dimensions: Profitability (margins, ROA, ROE), Balance Sheet (leverage, liquidity, coverage), Earnings Quality (accruals, cash conversion), Growth (revenue and earnings trajectory), Value (P/E, P/B, earnings yield, Graham criteria), Momentum (revenue and earnings acceleration), Safety (Altman Z-Score risk adjustment), and Cash Flow (operating cash flow quality, FCF conversion, cash coverage). The overall score blends 35% quality, 35% value, and 30% momentum, with a penalty for distress-zone Altman scores. LUVU scores highest in Growth (76/100) and lowest in Profitability (20/100). A grade of D flags significant fundamental concerns across multiple dimensions.

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

2.45

Grey Zone

Piotroski F-Score

6/9

✗ ✓ ✓ ✓ ✗ ✓ ✓ ✓ ✗

Beneish M-Score

-2.93

Unlikely Manipulator

Ohlson O-Score

-3.22

Bankruptcy prob: 3.9%

Low Risk

Credit Rating

BB-

Score: 37.4/100

Trend: Improving

Earnings Quality

—

OCF/NI: -3.17x

Accruals: -10.1%

The Altman Z-Score (1968) combines five ratios — working capital, retained earnings, EBIT, market value of equity, and sales, all relative to total assets or liabilities — into a single bankruptcy predictor. LUVU scores 2.45, placing it in the Grey Zone (safe > 2.99, distress < 1.81). Financial distress is possible and warrants monitoring. The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. LUVU scores 6/9, indicating moderate financial health — some areas of strength offset by weaknesses in others. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. LUVU's score of -2.93 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. LUVU's implied 3.9% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. LUVU receives an estimated rating of BB- (score: 37.4/100), with a improving trend.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

-12.50x

PEG

0.07x

P/S

0.11x

P/B

1.40x

P/FCF

4.13x

P/OCF

3.98x

EV/EBITDA

5.66x

EV/Revenue

0.28x

EV/EBIT

8.76x

EV/FCF

10.32x

Earnings Yield

-7.94%

FCF Yield

24.21%

Shareholder Yield

0.00%

Graham Number

—

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. LUVU currently has negative earnings — the P/E ratio is not meaningful.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

-0.566

NI / EBT

Interest Burden

0.491

EBT / EBIT

EBIT Margin

0.032

EBIT / Rev

Asset Turnover

2.714

Rev / Assets

Equity Multiplier

4.365

Assets / Equity

ROE

-10.6%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. LUVU's ROE of -10.6% is driven by financial leverage (equity multiplier: 4.37x). Note: high leverage means ROE is amplified by debt rather than operational performance. A tax burden ratio of -0.57 suggests the company retains less than 60% of pre-tax earnings after taxes.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

0.00%

Fair P/E

8.50x

Intrinsic Value

—

Price/Value

—

Margin of Safety

—

Premium

—

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 1800 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$0.04

Median 1Y

$0.01

5th Pctile

$0.00

95th Pctile

$0.12

Ann. Volatility

166.8%

25th–75th percentile 5th–95th percentile Median path Historical

Workforce & Productivity

Workforce efficiency metrics measuring revenue, profit, and R&D spend per employee — key indicators of operational leverage and human capital productivity.

Employees

189

-3.1% YoY

Revenue / Employee

$144,783

Rev: $27,364,000

Profit / Employee

$5,841

NI: $1,104,000

SGA / Employee

$23,212

Avg labor cost proxy

Scaling Efficiency

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
ROE	8.0%	1.0%	71.5%	36.9%	43.3%	57.0%	43.7%	46.4%	21.0%	-2.7%	-14.5%	-13.2%	-16.9%	-10.7%	-10.8%	-17.1%	-15.0%	-60.7%	-47.6%	-10.6%	-10.56%
ROA	31.7%	12.5%	11.0%	5.9%	8.2%	13.2%	11.0%	11.4%	5.4%	-0.8%	-4.4%	-4.0%	-5.0%	-3.3%	-3.3%	-5.0%	-4.2%	-12.9%	-10.5%	-2.4%	-2.42%
ROIC	29.0%	26.2%	21.3%	15.0%	19.6%	28.6%	22.1%	22.1%	14.3%	3.8%	-0.5%	2.3%	1.2%	3.2%	2.7%	-1.0%	0.6%	-0.8%	1.9%	-7.3%	-7.29%
ROCE	33.1%	29.0%	25.8%	18.2%	22.6%	30.0%	25.6%	25.6%	15.9%	5.4%	-0.7%	3.5%	1.9%	5.3%	4.3%	-1.8%	1.1%	-1.1%	2.5%	13.5%	13.47%
Gross Margin	24.1%	21.9%	25.4%	18.3%	24.5%	27.8%	25.6%	19.5%	24.2%	26.8%	27.7%	25.9%	26.4%	27.6%	27.4%	23.2%	28.4%	26.1%	28.0%	40.0%	40.00%
Operating Margin	5.2%	3.5%	7.9%	-2.6%	7.1%	9.6%	5.5%	-3.2%	-0.5%	2.3%	0.7%	0.2%	-2.1%	4.0%	-0.0%	-4.0%	-0.3%	2.7%	3.5%	5.9%	5.94%
Net Margin	3.6%	2.3%	6.7%	-3.9%	6.1%	8.5%	4.2%	-4.6%	-2.1%	0.4%	-1.6%	-3.6%	-3.6%	2.7%	-1.5%	-5.8%	-2.2%	-11.1%	2.7%	5.9%	5.91%
EBITDA Margin	7.5%	5.6%	9.0%	-0.1%	9.2%	11.7%	8.1%	-0.3%	2.6%	3.8%	2.4%	2.0%	-0.2%	5.6%	1.8%	-2.2%	3.4%	4.1%	4.7%	7.0%	7.02%
FCF Margin	1.4%	1.6%	0.8%	1.3%	2.9%	4.4%	3.1%	1.9%	0.3%	-1.8%	0.1%	1.6%	1.6%	1.8%	1.2%	-1.8%	-2.0%	-2.0%	-0.2%	2.7%	2.72%
OCF Margin	2.4%	2.3%	1.1%	1.5%	3.0%	4.6%	3.5%	2.3%	0.8%	-1.4%	0.3%	1.9%	1.8%	1.9%	1.4%	-1.7%	-1.9%	-1.7%	0.3%	2.8%	2.82%
ROE 3Y Avg	snapshot only																				-14.57%
ROE 5Y Avg	snapshot only																				4.91%
ROA 3Y Avg	snapshot only																				-3.87%
ROIC 3Y Avg	snapshot only																				0.30%
ROIC Economic	snapshot only																				-6.65%
Cash ROA	snapshot only																				6.78%
Cash ROIC	snapshot only																				11.35%
CROIC	snapshot only																				10.93%
NOPAT Margin	snapshot only																				-1.81%
Pretax Margin	snapshot only																				1.58%
R&D / Revenue	snapshot only																				0.14%
SGA / Revenue	snapshot only																				16.03%
SBC / Revenue	snapshot only																				0.10%

Valuation

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
P/E Ratio	11.83	20.42	12.66	17.03	7.94	10.40	10.29	6.38	12.52	-76.01	-13.78	-15.35	-10.34	-12.04	-14.41	-9.21	-9.37	-1.75	-2.07	-12.60	-12.500
P/S Ratio	1.21	0.93	0.56	0.39	0.24	0.50	0.44	0.26	0.27	0.25	0.26	0.25	0.21	0.16	0.18	0.17	0.14	0.10	0.09	0.11	0.112
P/B Ratio	18.73	13.73	6.64	5.26	2.81	4.58	3.66	2.39	2.36	2.07	2.15	2.16	1.90	1.36	1.64	1.71	1.51	1.51	1.28	1.40	1.396
P/FCF	84.11	57.49	71.85	30.70	8.49	11.31	13.92	14.02	80.80	-13.72	191.35	15.16	12.64	8.87	15.45	-9.15	-6.89	-4.71	-56.54	4.13	4.131
P/OCF	50.26	40.38	48.70	26.58	8.26	10.80	12.37	11.58	33.67	—	74.78	12.92	11.51	8.23	13.07	—	—	—	28.64	3.98	3.976
EV/EBITDA	14.86	13.48	9.68	9.92	6.03	7.55	7.28	5.13	6.56	10.18	17.96	13.67	15.58	9.86	11.66	20.01	11.03	16.61	10.69	5.66	5.661
EV/Revenue	1.40	1.09	0.74	0.56	0.37	0.60	0.56	0.39	0.40	0.38	0.39	0.38	0.33	0.26	0.29	0.29	0.26	0.31	0.28	0.28	0.281
EV/EBIT	19.38	18.27	12.94	15.46	8.81	10.06	10.38	7.44	11.61	31.81	-263.62	53.58	94.82	28.95	39.45	-105.93	162.01	-111.11	43.89	8.76	8.759
EV/FCF	96.84	67.38	95.67	43.66	13.01	13.55	17.94	21.03	120.74	-20.73	286.88	22.94	19.92	14.71	24.32	-15.97	-12.59	-15.30	-180.08	10.32	10.324
Earnings Yield	8.5%	4.9%	7.9%	5.9%	12.6%	9.6%	9.7%	15.7%	8.0%	-1.3%	-7.3%	-6.5%	-9.7%	-8.3%	-6.9%	-10.9%	-10.7%	-57.1%	-48.3%	-7.9%	-7.94%
FCF Yield	1.2%	1.7%	1.4%	3.3%	11.8%	8.8%	7.2%	7.1%	1.2%	-7.3%	0.5%	6.6%	7.9%	11.3%	6.5%	-10.9%	-14.5%	-21.2%	-1.8%	24.2%	24.21%
PEG Ratio	snapshot only																				0.066
Price/Tangible Book	snapshot only																				1.396
EV/OCF	snapshot only																				9.937
EV/Gross Profit	snapshot only																				0.901
Acquirers Multiple	snapshot only																				8.759
Shareholder Yield	snapshot only																				0.00%

Leverage & Solvency

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Current Ratio	1.14	1.18	1.24	1.15	1.18	1.29	1.33	1.39	1.39	1.43	1.40	1.32	1.20	1.18	1.26	1.20	1.19	1.24	1.29	1.38	1.381
Quick Ratio	0.44	0.45	0.49	0.41	0.53	0.57	0.52	0.47	0.52	0.61	0.58	0.53	0.54	0.58	0.55	0.49	0.47	0.55	0.60	0.64	0.639
Debt/Equity	3.45	2.99	2.63	2.66	2.04	1.50	1.44	1.52	1.54	1.45	1.43	1.47	1.50	1.37	1.34	1.58	1.60	4.10	3.51	2.64	2.638
Net Debt/Equity	2.83	2.36	2.20	2.22	1.49	0.91	1.06	1.19	1.17	1.06	1.07	1.11	1.09	0.89	0.94	1.27	1.25	3.40	2.80	2.09	2.094
Debt/Assets	0.52	0.52	0.53	0.50	0.46	0.42	0.43	0.46	0.45	0.45	0.45	0.46	0.45	0.41	0.41	0.44	0.42	0.57	0.54	0.51	0.509
Debt/EBITDA	2.38	2.50	2.88	3.53	2.86	2.06	2.23	2.17	2.86	4.71	7.96	6.15	7.81	6.00	6.08	10.59	6.42	13.88	9.21	4.28	4.279
Net Debt/EBITDA	1.95	1.98	2.41	2.95	2.09	1.25	1.63	1.71	2.17	3.45	5.98	4.64	5.70	3.91	4.25	8.55	4.99	11.49	7.33	3.40	3.396
Interest Coverage	4.75	4.23	4.30	2.77	3.63	5.18	4.61	4.35	2.56	0.83	-0.09	0.42	0.20	0.54	0.50	-0.18	0.10	-0.15	0.35	1.97	1.966
Equity Multiplier	6.58	5.79	4.96	5.31	4.46	3.53	3.35	3.31	3.43	3.20	3.18	3.23	3.35	3.35	3.30	3.62	3.84	7.24	6.49	5.18	5.183
Cash Ratio	snapshot only																				0.245
Debt Service Coverage	snapshot only																				3.043
Cash to Debt	snapshot only																				0.206
FCF to Debt	snapshot only																				0.128
Defensive Interval	snapshot only																				145.7 days

Efficiency & Turnover

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Asset Turnover	3.09	2.74	2.51	2.55	2.66	2.74	2.60	2.78	2.54	2.45	2.34	2.49	2.50	2.53	2.62	2.76	2.81	2.37	2.49	2.71	2.714
Inventory Turnover	6.20	6.43	5.86	5.67	6.08	5.97	5.37	5.49	5.34	5.30	4.76	4.85	5.03	5.34	5.18	5.30	5.34	5.47	5.45	5.22	5.221
Receivables Turnover	22.54	27.72	20.73	23.51	21.94	29.52	21.54	27.08	20.59	22.26	18.73	23.27	20.45	17.04	18.05	18.56	18.02	15.82	16.61	15.84	15.845
Payables Turnover	6.86	7.46	7.54	7.63	8.03	8.45	9.01	9.19	8.44	8.79	9.47	10.04	9.82	9.23	10.40	10.85	10.60	9.66	10.44	10.06	10.057
DSO	16	13	18	16	17	12	17	13	18	16	19	16	18	21	20	20	20	23	22	23	23.0 days
DIO	59	57	62	64	60	61	68	66	68	69	77	75	73	68	70	69	68	67	67	70	69.9 days
DPO	53	49	48	48	45	43	41	40	43	42	39	36	37	40	35	34	34	38	35	36	36.3 days
Cash Conversion Cycle	22	21	32	32	31	30	44	40	43	44	58	55	53	50	56	55	54	52	54	57	56.7 days
Fixed Asset Turnover	snapshot only																				5.988
Operating Cycle	snapshot only																				92.9 days
Cash Velocity	snapshot only																				22.822
Capital Intensity	snapshot only																				0.417

Growth (YoY)

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Revenue	21.8%	23.4%	14.4%	14.0%	17.6%	14.5%	12.6%	10.9%	-3.2%	-11.0%	-14.8%	-15.9%	-11.3%	-5.1%	-1.7%	0.5%	2.4%	-0.5%	2.6%	10.8%	10.82%
Net Income	99.4%	-52.4%	-62.5%	-76.4%	-64.7%	20.1%	8.0%	98.5%	-33.1%	-1.1%	-1.4%	-1.3%	-1.8%	-2.8%	33.7%	-12.3%	23.6%	-3.2%	-2.4%	45.5%	45.54%
EPS	98.0%	-54.0%	-62.6%	-76.3%	-64.7%	20.3%	7.5%	97.1%	-33.1%	-1.1%	-1.4%	-1.3%	-1.8%	-2.8%	33.9%	-11.9%	23.6%	-3.2%	-2.4%	45.5%	45.54%
FCF	0.0%	-29.3%	-58.5%	1.5%	1.3%	2.1%	3.5%	63.0%	-88.9%	-1.4%	-96.3%	-26.0%	3.4%	1.9%	7.6%	-2.1%	-2.3%	-2.1%	-1.1%	2.6%	2.65%
EBITDA	4.7%	-7.2%	-28.6%	-37.5%	-22.2%	11.7%	12.9%	52.0%	-5.5%	-58.4%	-75.9%	-69.7%	-69.5%	-32.6%	12.2%	-46.9%	13.5%	-29.6%	7.9%	2.8%	2.77%
Op. Income	-2.5%	-16.1%	-37.2%	-48.6%	-30.6%	13.7%	5.8%	63.0%	-22.0%	-82.3%	-1.0%	-88.8%	-91.1%	-28.3%	5.9%	-1.4%	-53.0%	-1.3%	-11.1%	13.9%	13.90%
OCF Growth	snapshot only																				2.89%
Asset Growth	snapshot only																				30.20%
Equity Growth	snapshot only																				-9.01%
Debt Growth	snapshot only																				52.33%
Shares Change	snapshot only																				0.00%

Growth (CAGR)

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Revenue 3Y	12.7%	14.7%	15.4%	15.7%	17.9%	19.2%	20.0%	16.7%	11.5%	8.0%	3.2%	2.1%	0.3%	-1.1%	-1.9%	-2.1%	-4.2%	-5.6%	-4.9%	-2.2%	-2.16%
Revenue 5Y	6.8%	7.8%	8.6%	9.2%	11.4%	12.8%	12.6%	12.2%	10.3%	9.0%	8.1%	7.6%	7.1%	7.4%	7.7%	6.1%	4.7%	3.5%	2.1%	3.4%	3.44%
EPS 3Y	1.3%	65.5%	68.7%	—	—	—	—	11.4%	-22.4%	—	—	—	—	—	—	—	—	—	—	—	—
EPS 5Y	—	—	44.1%	23.6%	35.0%	—	—	51.4%	22.5%	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	1.3%	66.5%	70.3%	—	—	—	—	11.7%	-22.2%	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 5Y	—	—	45.1%	24.5%	36.1%	—	—	52.2%	23.5%	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	34.7%	28.6%	27.8%	36.9%	32.4%	37.4%	46.4%	7.4%	-8.4%	-24.5%	-42.1%	-34.0%	-39.3%	-32.1%	-32.7%	-37.5%	-31.1%	-41.8%	-33.7%	-15.4%	-15.39%
EBITDA 5Y	37.4%	26.8%	17.0%	9.3%	14.0%	27.9%	27.3%	20.8%	12.4%	-0.2%	-10.7%	3.4%	-7.7%	-6.2%	-3.2%	-27.6%	-23.3%	-27.2%	-25.1%	-10.5%	-10.45%
Gross Profit 3Y	9.5%	9.9%	9.9%	10.2%	11.8%	14.1%	15.6%	9.0%	4.3%	1.7%	-2.4%	0.7%	0.8%	1.6%	1.5%	3.0%	1.1%	-3.2%	-2.3%	5.8%	5.84%
Gross Profit 5Y	8.0%	7.0%	5.5%	3.7%	5.3%	8.3%	8.8%	8.4%	6.9%	5.6%	5.3%	7.8%	7.1%	6.8%	7.4%	3.1%	2.3%	1.5%	0.2%	6.2%	6.24%
Op. Income 3Y	32.6%	23.9%	23.7%	32.2%	32.2%	43.2%	65.1%	2.1%	-19.2%	-44.7%	—	-54.5%	-63.7%	-47.5%	-50.6%	—	-68.1%	—	-53.4%	-17.2%	-17.18%
Op. Income 5Y	48.2%	29.2%	16.3%	5.2%	11.4%	30.3%	27.3%	17.9%	4.8%	-17.5%	—	-15.9%	-30.7%	-17.9%	-12.5%	—	-53.4%	—	-41.7%	-13.8%	-13.79%
FCF 3Y	17.0%	27.1%	24.8%	32.2%	66.8%	—	1.3%	57.4%	-36.2%	—	-58.8%	7.0%	4.5%	1.6%	13.1%	—	—	—	—	10.9%	10.86%
FCF 5Y	—	—	-8.1%	4.0%	17.3%	26.2%	39.1%	26.3%	-16.1%	—	-20.0%	22.7%	17.7%	—	31.6%	—	—	—	—	17.7%	17.66%
OCF 3Y	32.5%	37.5%	30.5%	34.8%	62.4%	—	1.1%	21.7%	-28.5%	—	-53.1%	-4.3%	-9.2%	-7.4%	5.0%	—	—	—	-57.9%	5.4%	5.36%
OCF 5Y	—	86.4%	-5.2%	2.2%	14.4%	24.9%	37.7%	25.8%	-2.8%	—	-8.3%	24.6%	17.4%	—	25.7%	—	—	—	-38.0%	7.4%	7.44%
Assets 3Y	42.4%	35.4%	41.7%	36.4%	34.8%	33.1%	41.6%	24.9%	25.8%	5.4%	-1.0%	-3.8%	-4.8%	-1.8%	-5.7%	-5.5%	-7.0%	-0.2%	-1.4%	2.4%	2.44%
Assets 5Y	22.8%	18.2%	24.7%	21.8%	25.4%	24.4%	28.0%	23.4%	24.4%	19.8%	20.4%	17.4%	14.5%	14.8%	17.1%	10.0%	10.7%	5.5%	2.4%	2.2%	2.17%
Equity 3Y	—	—	—	—	—	—	—	—	—	78.6%	43.8%	28.8%	19.2%	17.8%	8.0%	7.4%	-2.2%	-21.4%	-20.9%	-11.8%	-11.81%
Book Value 3Y	—	—	—	—	—	—	—	—	—	76.2%	43.6%	28.7%	19.0%	17.7%	7.8%	7.0%	-2.3%	-21.6%	-21.0%	-11.9%	-11.92%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—

Growth Quality

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Revenue Stability	0.61	0.60	0.66	0.77	0.84	0.89	0.89	0.94	0.91	0.80	0.70	0.65	0.54	0.44	0.38	0.31	0.20	0.10	0.02	0.12	0.125
Earnings Stability	0.72	0.51	0.35	0.31	0.43	0.46	0.30	0.26	0.12	0.00	0.00	0.01	0.08	0.19	0.18	0.50	0.70	0.94	0.89	0.72	0.720
Margin Stability	0.93	0.94	0.93	0.89	0.89	0.91	0.91	0.88	0.89	0.91	0.91	0.93	0.93	0.94	0.94	0.89	0.90	0.92	0.93	0.91	0.909
Rev. Growth Consistency	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.50	0.00	0.50	1.00	1.000
Earn. Growth Consistency	1.00	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.00	0.00	0.00	0.00	0.00	0.00	0.50	0.00	0.50	0.00	0.00	0.50	0.500
FCF Positive Streak	1	1	1	1	1	1	1	1	1	0	1	1	1	0	1	0	0	0	0	0	0
Earnings Persistence	0.50	0.50	0.50	0.50	0.50	0.92	0.97	0.50	0.87	0.20	0.20	0.20	0.20	0.50	0.50	0.50	0.50	0.50	0.50	0.82	0.818
Earnings Smoothness	0.34	0.29	0.09	0.00	0.04	0.82	0.92	0.34	0.60	—	—	—	—	—	—	—	—	—	—	—	—
ROE Trend	—	—	—	—	—	-2.13	-1.41	-0.75	-0.78	-0.58	-0.60	-0.48	-0.45	-0.32	-0.21	-0.30	-0.16	-0.79	-0.48	0.05	0.052
Gross Margin Trend	-0.02	-0.03	-0.04	-0.06	-0.05	-0.03	-0.02	-0.00	0.00	-0.00	0.00	0.03	0.03	0.03	0.02	0.01	0.01	0.01	0.01	0.05	0.050
FCF Margin Trend	0.00	0.01	-0.01	0.00	0.01	0.02	0.02	0.01	-0.02	-0.05	-0.02	0.00	0.00	0.00	-0.00	-0.04	-0.03	-0.02	-0.01	0.03	0.028
Sustainable Growth Rate	8.0%	1.0%	71.5%	36.9%	43.3%	57.0%	43.7%	46.4%	21.0%	—	—	—	—	—	—	—	—	—	—	—	—
Internal Growth Rate	46.4%	14.3%	12.4%	6.2%	8.9%	15.1%	12.4%	12.9%	5.7%	—	—	—	—	—	—	—	—	—	—	—	—

Cash Flow Quality

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
OCF/Net Income	0.24	0.51	0.26	0.64	0.96	0.96	0.83	0.55	0.37	4.36	-0.18	-1.19	-0.90	-1.46	-1.10	0.92	1.25	0.31	-0.07	-3.17	-3.168
FCF/OCF	0.60	0.70	0.68	0.87	0.97	0.96	0.89	0.83	0.42	1.27	0.39	0.85	0.91	0.93	0.85	1.10	1.09	1.21	-0.51	0.96	0.962
FCF/Net Income	snapshot only																				-3.049
OCF/EBITDA	snapshot only																				0.570
CapEx/Revenue	1.0%	0.7%	0.4%	0.2%	0.1%	0.2%	0.4%	0.4%	0.5%	0.4%	0.2%	0.3%	0.2%	0.1%	0.2%	0.2%	0.2%	0.4%	0.5%	0.1%	0.11%
CapEx/Depreciation	snapshot only																				0.060
Accruals Ratio	0.24	0.06	0.08	0.02	0.00	0.00	0.02	0.05	0.03	0.03	-0.05	-0.09	-0.09	-0.08	-0.07	-0.00	0.01	-0.09	-0.11	-0.10	-0.101
Sloan Accruals	snapshot only																				0.036
Cash Flow Adequacy	snapshot only																				26.655

Dividends & Buybacks

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Dividend Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Dividend/Share	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—	—	—	—	—
FCF Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	—	—	0.0%	0.00%
Total Payout Ratio	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	—	—	—	—	—	—	—	—	—	—	—	—
Div. Increase Streak	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Net Buyback Yield	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%
Total Shareholder Return	0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	-0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.00%

DuPont Factors

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Tax Burden (NI/EBT)	1.00	1.00	1.00	1.00	1.00	1.00	1.00	1.01	1.02	1.33	1.05	1.68	1.50	1.70	1.72	1.00	1.00	2.58	3.54	-0.57	-0.566
Interest Burden (EBT/EBIT)	1.42	0.76	0.77	0.64	0.72	0.81	0.78	0.77	0.61	-0.21	12.19	-1.37	-3.87	-0.85	-1.01	6.59	-9.46	7.56	-1.88	0.49	0.491
EBIT Margin	0.07	0.06	0.06	0.04	0.04	0.06	0.05	0.05	0.03	0.01	-0.00	0.01	0.00	0.01	0.01	-0.00	0.00	-0.00	0.01	0.03	0.032
Asset Turnover	3.09	2.74	2.51	2.55	2.66	2.74	2.60	2.78	2.54	2.45	2.34	2.49	2.50	2.53	2.62	2.76	2.81	2.37	2.49	2.71	2.714
Equity Multiplier	25.24	8.14	6.47	6.29	5.28	4.33	3.97	4.07	3.89	3.37	3.27	3.27	3.39	3.27	3.23	3.41	3.58	4.72	4.53	4.37	4.365

Per Share

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
EPS (Diluted TTM)	$0.03	$0.02	$0.02	$0.01	$0.01	$0.02	$0.02	$0.02	$0.01	$-0.00	$-0.01	$-0.01	$-0.01	$-0.00	$-0.00	$-0.01	$-0.00	$-0.02	$-0.01	$-0.00	$-0.00
Book Value/Share	$0.02	$0.02	$0.03	$0.03	$0.03	$0.04	$0.05	$0.04	$0.04	$0.04	$0.04	$0.04	$0.03	$0.04	$0.04	$0.03	$0.03	$0.02	$0.02	$0.03	$0.03
Tangible Book/Share	$0.02	$0.02	$0.03	$0.03	$0.03	$0.04	$0.05	$0.04	$0.04	$0.04	$0.04	$0.04	$0.03	$0.04	$0.04	$0.03	$0.03	$0.02	$0.02	$0.03	$0.03
Revenue/Share	$0.31	$0.33	$0.34	$0.35	$0.37	$0.38	$0.38	$0.38	$0.36	$0.34	$0.33	$0.32	$0.32	$0.32	$0.32	$0.32	$0.32	$0.32	$0.33	$0.36	$0.36
FCF/Share	$0.00	$0.01	$0.00	$0.00	$0.01	$0.02	$0.01	$0.01	$0.00	$-0.01	$0.00	$0.01	$0.01	$0.01	$0.00	$-0.01	$-0.01	$-0.01	$-0.00	$0.01	$0.01
OCF/Share	$0.01	$0.01	$0.00	$0.01	$0.01	$0.02	$0.01	$0.01	$0.00	$-0.00	$0.00	$0.01	$0.01	$0.01	$0.00	$-0.01	$-0.01	$-0.01	$0.00	$0.01	$0.01
Cash/Share	$0.01	$0.01	$0.01	$0.01	$0.02	$0.02	$0.02	$0.01	$0.01	$0.02	$0.01	$0.01	$0.01	$0.02	$0.01	$0.01	$0.01	$0.01	$0.02	$0.02	$0.02
EBITDA/Share	$0.03	$0.03	$0.03	$0.02	$0.02	$0.03	$0.03	$0.03	$0.02	$0.01	$0.01	$0.01	$0.01	$0.01	$0.01	$0.00	$0.01	$0.01	$0.01	$0.02	$0.02
Debt/Share	$0.07	$0.07	$0.08	$0.07	$0.07	$0.06	$0.07	$0.06	$0.06	$0.06	$0.06	$0.05	$0.05	$0.05	$0.05	$0.05	$0.05	$0.08	$0.08	$0.08	$0.08
Net Debt/Share	$0.06	$0.05	$0.06	$0.06	$0.05	$0.04	$0.05	$0.05	$0.05	$0.04	$0.04	$0.04	$0.04	$0.03	$0.03	$0.04	$0.04	$0.07	$0.06	$0.06	$0.06

Academic Models

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	2.450
Altman Z-Prime	snapshot only																				0.544
Piotroski F-Score	5	5	5	6	6	8	7	7	5	1	5	4	4	5	5	3	5	3	5	6	6
Beneish M-Score	-0.56	-0.95	-1.84	-2.13	-2.14	-2.45	-2.41	-2.30	-2.63	-2.08	-2.83	-3.11	-2.92	-2.68	-2.77	-1.99	-2.18	-2.91	-2.86	-2.93	-2.932
Ohlson O-Score	snapshot only																				-3.218
ROIC (Greenblatt)	snapshot only																				13.63%
Net-Net WC	snapshot only																				$-0.03
EVA	snapshot only																				$-1177391.88

Credit

Metric	Q1'22	Q2'22	Q3'22	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q3'25	Q4'25	Q1'26	Q2'26	Q3'26	Q4'26	Current
Credit Rating	snapshot only																				BB-
Credit Score	53.01	55.56	49.96	40.32	49.59	68.61	61.55	58.88	50.41	34.39	31.61	35.94	34.31	35.29	35.43	27.16	29.60	15.62	24.26	37.37	37.373
Credit Grade	snapshot only																				13
Credit Trend	snapshot only																				10.217
Implied Spread (bps)	snapshot only																				550.000
Industry Credit Rank	snapshot only																				25
Sector Credit Rank	snapshot only																				29

LUVU OTC

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Workforce & Productivity

Scaling Efficiency

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