Also trades as: 3921.T (JPX) · $vol 0M

$10.36

+0.00 (+0.00%)

OTC · Technology · Software - Application · Tech Score Buy · Power 58 · $145.2M mcap · 5M float · 0.0000% daily turnover · Short 100% of daily vol

Overview Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Analysis Technicals Weather Peers ESG Institutions Dark Pool Short Interest

Financial Rating

Composite financial health rating (A+ to F) based on discounted cash flow valuation, return on equity, return on assets, debt-to-equity leverage, and relative P/E and P/B multiples.

Oct 02, 2026

DCF

ROE

ROA

D/E

P/E

P/B

The Financial Rating evaluates six fundamental factors — discounted cash flow (DCF) valuation, return on equity (ROE), return on assets (ROA), debt-to-equity leverage (D/E), and relative price-to-earnings (P/E) and price-to-book (P/B) multiples — each scored 1–5. NEOJF receives an overall rating of A. Strongest factors: DCF (4/5), ROE (4/5), ROA (5/5).

Rating Change History

Date	From	To
2026-10-01	A+	A
2026-09-30	None	ADDED
2026-09-30	EXISTED	None
2026-09-23	None	ADDED
2026-09-23	EXISTED	None
2026-09-16	None	ADDED
2026-09-16	EXISTED	None
2026-09-09	None	ADDED
2026-09-08	EXISTED	None
2026-09-02	None	ADDED

InsiderStreet Scorecard

Proprietary multi-factor scorecard rating companies across seven fundamental dimensions — profitability, balance sheet strength, earnings quality, growth, value, momentum, and safety — each scored 0–100.

★ ★ ★ ★ ★ — Grade A+

Profitability

Balance Sheet

Earnings Quality

Growth

Value

—

Momentum

Safety

—

Cash Flow

Risk & Quality Signals

Academic financial models used by institutional investors to assess bankruptcy risk, earnings manipulation, financial strength, and credit quality.

Altman Z-Score

—

Piotroski F-Score

8/9

✓ ✓ ✓ ✓ ✓ ✓ ✗ ✓ ✓

Beneish M-Score

-2.86

Unlikely Manipulator

Ohlson O-Score

-11.39

Bankruptcy prob: 0.0%

Low Risk

Credit Rating

AA-

Score: 82.8/100

Trend: Stable

Earnings Quality

100/100

OCF/NI: 1.17x

Accruals: -3.1%

The Piotroski F-Score (2000) is a 9-point binary checklist — four profitability tests (positive ROA, positive cash flow, improving ROA, cash flow exceeding net income), three leverage tests (declining debt ratio, improving current ratio, no share dilution), and two efficiency tests (improving gross margin, improving asset turnover). Each pass scores 1 point. NEOJF scores 8/9, signaling strong financial health across all three dimensions. The Beneish M-Score (1999) is an 8-variable model that detects earnings manipulation by comparing year-over-year changes in receivables, gross margins, asset quality, sales growth, depreciation, SG&A, leverage, and accruals. Scores above −1.78 statistically resemble past manipulators. NEOJF's score of -2.86 falls below this threshold, suggesting earnings are unlikely to be manipulated. The Ohlson O-Score (1980) is a 9-variable logistic regression that estimates bankruptcy probability using firm size, leverage, working capital, current ratio, profitability (ROA), cash flow coverage, negative equity flag, consecutive losses flag, and earnings trajectory. The raw score is converted to a probability via logistic transformation. NEOJF's implied 0.0% bankruptcy probability is well within safe territory. Our Credit Rating model scores companies on five weighted components — solvency (30%), earning power (25%), leverage (20%), liquidity (15%), and cash flow quality (10%) — then blends the absolute score with sector and industry peer rankings. For companies with large buyback programs, equity is adjusted by adding back cumulative 5-year repurchases (capped at 80% of FCF generated) to avoid penalizing shareholder-friendly capital allocation. NEOJF receives an estimated rating of AA- (score: 82.8/100), with a stable trend. The Earnings Quality score measures how well reported earnings are backed by real cash. It evaluates the operating cash flow to net income ratio (OCF/NI ≥ 1.0 means every dollar of earnings is cash-backed) and the accruals ratio (the gap between earnings and cash flow relative to assets — lower is better). NEOJF's score of 100/100 is high — cash flows strongly support reported earnings.

Valuation

Key valuation multiples comparing the stock's market price to its earnings, revenue, book value, and cash flows. Lower multiples may indicate relative undervaluation versus peers.

P/E

12.00x

PEG

1.23x

P/S

2.64x

P/B

2.79x

P/FCF

—

P/OCF

—

EV/EBITDA

—

EV/Revenue

—

EV/EBIT

—

EV/FCF

—

Earnings Yield

—

FCF Yield

—

Shareholder Yield

—

Graham Number

$1299.30

Equity-based multiples (P/E, P/B, P/FCF) compare the stock price to per-share fundamentals and are affected by capital structure. Enterprise value multiples (EV/EBITDA, EV/Revenue, EV/FCF) strip out debt and cash, making them more useful for cross-company comparisons regardless of how companies are financed. The Graham Number — √(22.5 × EPS × Book Value) — is Benjamin Graham's formula for the maximum price a defensive investor should pay. At 12.0x earnings, NEOJF trades at a reasonable valuation. Graham's intrinsic value formula yields $1299.30 per share, suggesting a potential 12448% margin of safety at the current price.

DuPont Decomposition (5-Factor)

The 5-factor DuPont framework breaks Return on Equity into its component drivers — tax efficiency, interest burden, operating profitability, asset utilization, and financial leverage — to reveal what truly drives shareholder returns.

Tax Burden

0.684

NI / EBT

Interest Burden

1.033

EBT / EBIT

EBIT Margin

0.317

EBIT / Rev

Asset Turnover

0.808

Rev / Assets

Equity Multiplier

1.430

Assets / Equity

ROE

25.9%

The 5-factor DuPont identity decomposes ROE as: Tax Burden × Interest Burden × EBIT Margin × Asset Turnover × Equity Multiplier = ROE. This reveals whether returns are driven by operating performance, financial leverage, or tax efficiency — three very different sources of profitability. NEOJF's ROE of 25.9% is driven by Asset Turnover (0.808), indicating efficient use of assets to generate revenue.

Graham-Dodd Adjusted Valuation

Our adaptation of Graham's growth formula (Fair P/E = 8.5 + 2g) from The Intelligent Investor. The classic version relies on analyst growth projections, which can be unreliable. This adjusted model substitutes the company's realized 3-year EPS CAGR — a backward-looking, verifiable measure of actual earnings power — grounding the valuation in demonstrated performance rather than forecasts.

Two adjustments we make, and why. Growth is capped at 15%. Graham defined g as expected growth over the next seven to ten years, not last year's rate. Across US companies since 1994 the median realized 7-year EPS growth is 5–8% regardless of how fast a company grew beforehand, and of 4,457 company-quarters that grew faster than 200%, none sustained it. Uncapped, the formula assigned fair multiples in the hundreds to companies that had never held that rate — and scored worse than simply reading the P/E. Capped, it carries real information. The verdict has three states, not two. Tested over 377,249 stock-months, this ratio only separates outcomes at its extremes: below 0.25 beat the universe by 1.3 points a year, above 3.0 lagged by 2.7, and everything in between sat inside a one-point band. Rather than call two-thirds of the market "undervalued" on a threshold of 1.0, we say Neutral where the model cannot tell — which is most of the time.

Adj. Growth Rate

15.00%

Fair P/E

38.50x

Intrinsic Value

$5074.76

Price/Value

—

Margin of Safety

—

Premium

—

Graham's classic formula uses analyst-projected growth to estimate a fair P/E (8.5 + 2g). Our adjusted version replaces that projection with NEOJF's realized 15.0% 3-year EPS CAGR, capped at 15% — demonstrated performance rather than forecasts, held to a rate companies have historically sustained. NEOJF actually compounded EPS at 165.6% over three years; the model uses 15%, the highest rate it will extrapolate — of 4,457 company-quarters that grew faster than 200%, none sustained it over the following seven years. NEOJF trades at a premium to its adjusted intrinsic value of $5074.76, suggesting the market is pricing in future growth beyond what historical earnings support. The adjusted fair P/E of 38.5x compares to the current market P/E of 12.0x.

Profitability Trends

Historical profitability ratios tracking how efficiently the company converts revenue into returns for shareholders over time.

Leverage & Solvency Trends

Debt and liquidity metrics showing the company's financial leverage and ability to meet short-term and long-term obligations.

Efficiency & Working Capital Trends

Operating efficiency metrics measuring how quickly the company converts inventory to sales, collects receivables, and manages its cash conversion cycle.

Growth Trends (YoY %)

Year-over-year growth rates for key financial metrics, showing the trajectory of revenue, earnings, and cash flow generation.

Earnings Stability

R-squared of linear regression measuring how predictably revenue, earnings, and margins follow a trend over the trailing 5 years. 1.0 = perfectly predictable; lower values indicate erratic or cyclical behavior.

Monte Carlo Price Simulation

Geometric Brownian Motion with 1,000 antithetic paths over 1 year, seeded from 947 days of historical volatility. Percentile bands show the range of statistically plausible outcomes — this is a statistical model, not a forecast.

Current Price

$10.35

Median 1Y

$11.11

5th Pctile

$6.48

95th Pctile

$19.22

Ann. Volatility

34.6%

25th–75th percentile 5th–95th percentile Median path Historical

All Ratios & Metrics

Complete fundamental data with up to 20 periods of history, sparkline trends, and current values across 13 categories and 130+ financial metrics.

Profitability

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
ROE	1.8%	6.6%	10.1%	15.1%	15.9%	18.2%	18.7%	18.5%	22.4%	26.4%	27.2%	26.9%	25.9%	25.87%
ROA	1.3%	4.7%	7.2%	11.1%	11.5%	12.9%	13.2%	13.2%	15.8%	18.6%	18.8%	19.2%	18.1%	18.09%
ROIC	20.9%	46.9%	65.9%	92.9%	95.2%	76.1%	1.1%	92.4%	1.8%	1.4%	2.4%	1.5%	3.5%	3.49%
ROCE	4.6%	11.2%	14.3%	20.9%	19.4%	23.2%	25.6%	25.6%	29.2%	32.2%	32.4%	31.5%	31.2%	31.17%
Gross Margin	56.0%	54.9%	54.6%	55.8%	54.7%	55.5%	55.4%	56.0%	55.2%	57.9%	57.4%	62.0%	61.1%	61.13%
Operating Margin	18.2%	23.9%	13.2%	27.8%	12.9%	25.9%	24.5%	27.7%	28.9%	32.3%	30.7%	32.9%	30.9%	30.92%
Net Margin	6.8%	16.4%	13.5%	19.9%	7.8%	18.7%	17.1%	19.9%	21.8%	22.4%	22.3%	23.5%	21.4%	21.40%
EBITDA Margin	21.8%	27.7%	17.3%	31.7%	16.5%	29.4%	28.3%	30.7%	32.9%	36.2%	35.0%	36.9%	35.4%	35.37%
FCF Margin	15.5%	15.0%	15.1%	14.8%	13.7%	12.9%	11.9%	10.8%	13.8%	16.5%	19.1%	23.0%	23.5%	23.54%
OCF Margin	19.3%	18.7%	18.8%	18.3%	17.4%	16.7%	15.8%	14.8%	17.7%	20.4%	22.9%	26.3%	26.2%	26.25%
ROE 3Y Avg	snapshot only													20.23%
ROA 3Y Avg	snapshot only													14.30%
ROIC Economic	snapshot only													22.89%
Cash ROA	snapshot only													19.35%
Cash ROIC	snapshot only													4.23%
CROIC	snapshot only													3.79%
NOPAT Margin	snapshot only													21.68%
Pretax Margin	snapshot only													32.72%
R&D / Revenue	snapshot only													0.00%
SGA / Revenue	snapshot only													27.99%
SBC / Revenue	snapshot only													0.00%

Valuation

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
P/E Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	12.001
P/S Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	2.642
P/B Ratio	—	—	—	—	—	—	—	—	—	—	—	—	—	2.793
P/FCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—
P/OCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/EBITDA	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/Revenue	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/EBIT	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EV/FCF	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Earnings Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—
PEG Ratio	snapshot only													1.232
Graham Number	snapshot only													$1299.30

Leverage & Solvency

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Current Ratio	3.15	3.19	3.04	3.33	3.50	2.71	2.59	2.69	2.61	2.85	2.77	3.08	2.99	2.987
Quick Ratio	3.15	3.19	3.04	3.33	3.50	2.71	2.59	2.69	2.61	2.85	2.77	3.08	2.99	2.986
Debt/Equity	0.00	0.00	0.00	0.00	0.00	0.01	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Net Debt/Equity	-0.91	-0.86	-0.86	-0.85	-0.85	-0.78	-0.83	-0.80	-0.88	-0.83	-0.90	-0.85	-0.94	-0.936
Debt/Assets	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.000
Debt/EBITDA	0.00	0.03	0.03	0.00	0.00	0.02	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.001
Net Debt/EBITDA	-15.49	-6.15	-4.69	-3.25	-3.48	-2.62	-2.62	-2.57	-2.51	-2.16	-2.32	-2.27	-2.52	-2.525
Interest Coverage	—	113495.67	52351.41	40322.76	38397.50	39411.76	44531.97	89362.28	109261.28	181228.33	—	86520.58	51776.23	51776.226
Equity Multiplier	1.40	1.39	1.40	1.36	1.36	1.43	1.45	1.43	1.47	1.42	1.44	1.37	1.40	1.403
Cash Ratio	snapshot only													2.664
Debt Service Coverage	snapshot only													58570.104
Cash to Debt	snapshot only													2402.132
FCF to Debt	snapshot only													624.760
Defensive Interval	snapshot only													1294.1 days

Efficiency & Turnover

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Asset Turnover	0.19	0.40	0.59	0.77	0.79	0.86	0.83	0.83	0.81	0.91	0.87	0.85	0.81	0.808
Inventory Turnover	242.94	1204.79	1500.11	2631.12	1094.09	1873.34	1572.70	1134.49	1212.53	1404.10	1548.22	1299.86	1746.24	1746.237
Receivables Turnover	2.25	4.11	6.86	8.69	9.49	8.89	9.49	8.38	9.01	9.23	9.94	9.59	10.16	10.159
Payables Turnover	4.79	9.55	15.70	17.73	19.93	20.39	20.64	19.08	20.91	22.97	22.39	22.15	21.78	21.784
DSO	162	89	53	42	38	41	38	44	41	40	37	38	36	35.9 days
DIO	2	0	0	0	0	0	0	0	0	0	0	0	0	0.2 days
DPO	76	38	23	21	18	18	18	19	17	16	16	16	17	16.8 days
Cash Conversion Cycle	87	51	30	22	20	23	21	25	23	24	21	22	19	19.4 days
Fixed Asset Turnover	snapshot only													46.799
Operating Cycle	snapshot only													36.1 days
Cash Velocity	snapshot only													1.105
Capital Intensity	snapshot only													1.356

Growth (YoY)

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Revenue	—	—	—	—	3.3%	1.1%	41.7%	6.8%	9.8%	13.7%	16.5%	15.5%	13.6%	13.62%
Net Income	—	—	—	—	8.1%	1.7%	83.4%	19.5%	47.9%	54.2%	57.9%	62.2%	30.7%	30.67%
EPS	—	—	—	—	8.2%	1.8%	94.3%	26.7%	56.6%	58.4%	57.8%	62.2%	30.7%	30.66%
FCF	—	—	—	—	2.8%	78.5%	11.8%	-21.5%	10.4%	46.1%	86.3%	1.5%	93.9%	93.94%
EBITDA	—	—	—	—	3.6%	1.0%	68.2%	13.6%	42.6%	53.2%	48.0%	54.1%	33.7%	33.75%
Op. Income	—	—	—	—	3.6%	98.9%	74.8%	16.8%	50.4%	61.1%	52.5%	57.3%	34.0%	34.02%
OCF Growth	snapshot only													68.42%
Asset Growth	snapshot only													21.13%
Equity Growth	snapshot only													26.52%
Debt Growth	snapshot only													14.33%
Shares Change	snapshot only													0.01%
Dividend Growth	snapshot only													66.99%

Growth (CAGR)

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Revenue 3Y	—	—	—	—	—	—	—	—	—	—	—	—	74.8%	74.83%
Revenue 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EPS 3Y	—	—	—	—	—	—	—	—	—	—	—	—	1.7%	1.66%
EPS 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	1.6%	1.60%
Net Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
EBITDA 3Y	—	—	—	—	—	—	—	—	—	—	—	—	1.1%	1.06%
EBITDA 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Gross Profit 3Y	—	—	—	—	—	—	—	—	—	—	—	—	78.6%	78.58%
Gross Profit 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Op. Income 3Y	—	—	—	—	—	—	—	—	—	—	—	—	1.1%	1.11%
Op. Income 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
FCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	1.0%	1.01%
FCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
OCF 3Y	—	—	—	—	—	—	—	—	—	—	—	—	93.7%	93.67%
OCF 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Assets 3Y	—	—	—	—	—	—	—	—	—	—	—	—	11.7%	11.73%
Assets 5Y	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Equity 3Y	—	—	—	—	—	—	—	—	—	—	—	—	11.8%	11.75%
Book Value 3Y	—	—	—	—	—	—	—	—	—	—	—	—	14.2%	14.16%
Dividend 3Y	—	—	—	—	—	—	—	—	—	—	—	—	21.2%	21.20%

Growth Quality

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Revenue Stability	—	—	—	—	—	—	—	—	0.83	0.90	0.97	0.95	0.80	0.803
Earnings Stability	—	—	—	—	—	—	—	—	0.97	1.00	1.00	0.90	0.97	0.970
Margin Stability	—	—	—	—	—	—	—	—	0.99	0.99	0.99	0.97	0.96	0.962
Rev. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.000
Earn. Growth Consistency	0.00	0.00	0.00	0.00	0.50	0.50	0.50	0.50	1.00	1.00	1.00	1.00	1.00	1.000
FCF Positive Streak	0	0	0	0	1	1	1	1	1	1	1	1	1	1
Earnings Persistence	—	—	—	—	—	—	—	—	0.81	0.50	0.50	0.50	0.88	0.877
Earnings Smoothness	—	—	—	—	0.00	0.09	0.41	0.82	0.61	0.57	0.55	0.53	0.73	0.734
ROE Trend	—	—	—	—	—	—	—	—	0.14	0.12	0.10	0.07	0.04	0.044
Gross Margin Trend	—	—	—	—	—	—	—	—	-0.00	0.01	0.01	0.03	0.04	0.044
FCF Margin Trend	—	—	—	—	—	—	—	—	-0.01	0.03	0.06	0.10	0.10	0.098
Sustainable Growth Rate	0.9%	4.8%	7.4%	11.7%	12.0%	13.6%	13.9%	13.5%	16.7%	19.3%	19.6%	18.4%	17.5%	17.50%
Internal Growth Rate	0.7%	3.5%	5.6%	9.4%	9.5%	10.7%	10.9%	10.7%	13.4%	15.7%	15.6%	15.2%	13.9%	13.95%

Cash Flow Quality

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
OCF/Net Income	2.84	1.59	1.52	1.28	1.20	1.11	0.99	0.92	0.91	1.00	1.06	1.17	1.17	1.172
FCF/OCF	0.80	0.80	0.80	0.80	0.79	0.77	0.75	0.73	0.78	0.81	0.83	0.87	0.90	0.897
FCF/Net Income	snapshot only													1.051
OCF/EBITDA	snapshot only													0.732
CapEx/Revenue	3.8%	3.7%	3.7%	3.6%	3.7%	3.8%	3.9%	4.0%	3.9%	3.9%	3.9%	3.3%	2.7%	2.70%
CapEx/Depreciation	snapshot only													0.650
Accruals Ratio	-0.02	-0.03	-0.04	-0.03	-0.02	-0.01	0.00	0.01	0.01	0.00	-0.01	-0.03	-0.03	-0.031
Sloan Accruals	snapshot only													0.115
Cash Flow Adequacy	snapshot only													2.640
Earnings Quality Score	snapshot only													1.000

Dividends & Buybacks

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Dividend Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	3.63%
Dividend/Share	$3.49	$6.99	$10.55	$14.05	$15.57	$17.59	$19.68	$21.26	$25.52	$29.77	$34.02	$40.45	$42.61	$58.00
Payout Ratio	49.6%	27.9%	26.7%	22.4%	24.2%	25.3%	25.6%	26.8%	25.3%	27.0%	28.1%	31.4%	32.3%	32.33%
FCF Payout Ratio	21.8%	21.8%	21.8%	21.8%	25.5%	29.6%	34.3%	39.6%	35.7%	33.4%	31.8%	30.7%	30.7%	30.75%
Total Payout Ratio	49.6%	27.9%	26.7%	22.4%	26.5%	29.8%	31.9%	34.9%	46.9%	60.7%	71.3%	70.9%	58.1%	58.07%
Div. Increase Streak	0	0	0	0	1	1	1	1	1	1	1	1	1	1
Chowder Number	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Buyback Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Net Buyback Yield	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Total Shareholder Return	—	—	—	—	—	—	—	—	—	—	—	—	—	—

DuPont Factors

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Tax Burden (NI/EBT)	0.38	0.55	0.61	0.63	0.68	0.68	0.67	0.67	0.69	0.69	0.69	0.69	0.68	0.684
Interest Burden (EBT/EBIT)	1.00	1.00	1.09	1.08	1.07	1.09	1.03	1.03	1.04	1.03	1.04	1.04	1.03	1.033
EBIT Margin	0.18	0.21	0.19	0.21	0.20	0.20	0.23	0.23	0.27	0.29	0.30	0.31	0.32	0.317
Asset Turnover	0.19	0.40	0.59	0.77	0.79	0.86	0.83	0.83	0.81	0.91	0.87	0.85	0.81	0.808
Equity Multiplier	1.40	1.39	1.40	1.36	1.38	1.41	1.42	1.40	1.41	1.42	1.45	1.40	1.43	1.430

Per Share

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
EPS (Diluted TTM)	$7.04	$25.10	$39.55	$62.69	$64.44	$69.59	$76.85	$79.43	$100.88	$110.26	$121.28	$128.84	$131.81	$131.81
Book Value/Share	$382.61	$379.10	$391.37	$414.60	$426.67	$373.04	$405.55	$419.33	$449.93	$450.71	$486.94	$538.87	$569.22	$573.05
Tangible Book/Share	$359.52	$356.27	$368.65	$390.70	$401.02	$345.89	$376.30	$391.02	$422.11	$424.09	$460.99	$515.44	$545.44	$545.44
Revenue/Share	$103.34	$213.72	$321.27	$437.41	$445.75	$462.15	$482.27	$495.39	$518.16	$540.09	$561.24	$572.44	$588.71	$605.17
FCF/Share	$16.05	$32.14	$48.47	$64.55	$61.17	$59.43	$57.43	$53.71	$71.47	$89.20	$106.92	$131.65	$138.60	$0.00
OCF/Share	$19.95	$39.96	$60.26	$80.25	$77.58	$77.05	$76.28	$73.28	$91.75	$110.17	$128.60	$150.80	$154.51	$0.00
Cash/Share	$349.28	$328.41	$338.94	$352.68	$364.13	$291.49	$335.46	$336.63	$396.02	$375.95	$439.31	$458.08	$532.90	$536.00
EBITDA/Share	$22.55	$53.10	$71.81	$108.65	$104.49	$110.47	$127.97	$130.85	$157.77	$173.85	$189.22	$201.73	$211.00	$211.00
Debt/Share	$0.02	$1.85	$1.86	$0.00	$0.02	$1.91	$0.00	$0.00	$0.19	$0.00	$0.01	$0.22	$0.22	$0.22
Net Debt/Share	$-349.26	$-326.56	$-337.08	$-352.68	$-364.11	$-289.58	$-335.46	$-336.63	$-395.83	$-375.95	$-439.29	$-457.86	$-532.68	$-532.68

Academic Models

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Altman Z-Score	—	—	—	—	—	—	—	—	—	—	—	—	—	—
Piotroski F-Score	4	4	4	4	8	7	7	6	6	8	7	8	8	8
Beneish M-Score	—	—	—	—	-2.57	-2.49	-2.20	-2.19	-2.01	-2.27	-2.42	-2.80	-2.86	-2.857
Ohlson O-Score	snapshot only													-11.393
ROIC (Greenblatt)	snapshot only													45.49%
Net-Net WC	snapshot only													$368.83
EVA	snapshot only													$1737990981.13

Credit

Metric	Q4'22	Q1'23	Q2'23	Q3'23	Q4'23	Q1'24	Q2'24	Q3'24	Q4'24	Q1'25	Q2'25	Q1'26	Q2'26	Current
Credit Rating	snapshot only													AA-
Credit Score	80.25	82.75	82.75	80.00	82.75	82.75	79.55	79.55	82.75	79.55	80.25	82.75	82.75	82.750
Credit Grade	snapshot only													4
Credit Trend	snapshot only													0.000
Implied Spread (bps)	snapshot only													100.000

NEOJF OTC

Financial Rating

InsiderStreet Scorecard

Risk & Quality Signals

Valuation

DuPont Decomposition (5-Factor)

Graham-Dodd Adjusted Valuation

Profitability Trends

Leverage & Solvency Trends

Efficiency & Working Capital Trends

Growth Trends (YoY %)

Earnings Stability

Monte Carlo Price Simulation

Sign in to InsiderStreet