$14.17

-0.03 (-0.21%)

Weekly Expected Move ±2.4%

$13 $14 $14 $14 $15

NASDAQ · Financial Services · Banks - Regional · Alpha Radar Buy · Power 70 · $591.8M mcap · 40M float · 0.672% daily turnover · Short 54% of daily vol

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$184M -26.7% ▼

5Y CAGR: +0.5%

Gross Profit

$65M -47.2% ▼

5Y CAGR: -12.7%

Operating Income

$17M -57.9% ▼

5Y CAGR: -19.4%

Net Income

$796K -97.3% ▼

5Y CAGR: -53.6%

EPS (Diluted)

$0.02 -97.2% ▼

5Y CAGR: -51.8%

EBITDA

$25M -48.7% ▼

5Y CAGR: -15.7%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$187M	$188M	$221M	$251M	$184M
YoY Growth	+4.0%	+0.5%	+17.6%	+13.9%	-26.7%
Cost of Revenue	$11M	$25M	$85M	$128M	$119M
Gross Profit	$176M	$163M	$136M	$123M	$65M
Gross Margin	94.2%	86.8%	61.5%	49.1%	35.3%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$47M	$46M	$51M	$53M	$5M
Operating Expenses	$79M	$78M	$84M	$83M	$48M
Operating Income	$97M	$85M	$52M	$41M	$17M
Operating Margin	52.0%	45.2%	23.5%	16.1%	9.3%
Interest Expense	$17M	$21M	$84M	$123M	$112M
Income Before Tax	$97M	$85M	$52M	$41M	$17M
Tax Expense	$26M	$24M	$14M	$11M	$16M
Net Income	$71M	$61M	$38M	$30M	$796K
Net Margin	37.8%	32.6%	17.1%	11.9%	0.4%
EPS (Diluted)	$1.45	$1.32	$0.86	$0.72	$0.02
EBITDA	$106M	$93M	$60M	$49M	$25M
Shares Outstanding	49M	46M	44M	42M	40M

Line Item	FY2024 Q2	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1
Revenue	$63M	$63M	$63M	$63M	$67M	$68M	$68M	$63M
Cost of Revenue	$31M	$34M	$32M	$31M	$30M	$30M	$28M	$26M
Gross Profit	$32M	$29M	$31M	$32M	$37M	$38M	$40M	$37M
Gross Margin	50.8%	46.3%	49.6%	50.9%	55.1%	56.2%	58.7%	58.8%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$15M	$12M	$13M	$13M	$15M	$14M	$14M	$23M
Operating Expenses	$23M	$20M	$17M	$21M	$23M	$23M	$62M	$24M
Operating Income	$9M	$9M	$14M	$11M	$14M	$15M	-$22M	$13M
Operating Margin	14.5%	14.1%	22.0%	17.1%	20.7%	21.9%	-32.8%	21.4%
Interest Expense	$32M	$31M	$30M	$28M	$28M	$28M	$27M	$26M
Income Before Tax	$9M	$9M	$14M	$11M	$14M	$15M	-$22M	$17M
Tax Expense	$3M	$2M	$3M	$3M	$4M	$4M	$5M	$5M
Net Income	$6M	$7M	$11M	$8M	$10M	$11M	-$27M	$12M
Net Margin	9.4%	10.4%	17.8%	12.5%	14.3%	15.9%	-40.1%	18.8%
EPS (Diluted)	$0.14	$0.16	$0.27	$0.19	$0.24	$0.27	$-0.69	$0.30
EBITDA	$11M	$11M	$16M	$13M	$16M	$17M	-$20M	$13M
Shares Outstanding	42M	41M	41M	41M	40M	40M	40M	40M

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