NSP NYSE
Insperity, Inc.
1W: +10.1%
1M: +12.9%
3M: +3.9%
YTD: +48.1%
1Y: +25.6%
3Y: -38.4%
5Y: -44.4%
$51.79
-2.15 (-3.99%)
After Hours: $53.59 (+1.80, +3.47%)
Weekly Expected Move ±6.4%
$47
$51
$54
$58
$61
Credit Risk of going bust: higher than 67% of companies Debt: 18.8% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the middle of the pack, about 1 in 580 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $1.41 (down 97%), Insperity, Inc. would be worth roughly what it owes.
Total debt $478.0M against a stock market value of $2.06B.
Distance to default 3.65 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $209.5M (short-term plus half of long-term), stock volatility 67.2%; Altman Z'' 1.51. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
If the stock fell to about $1.41 (down 97%), Insperity, Inc. would be worth roughly what it owes.
Total debt $478.0M against a stock market value of $2.06B.
Distance to default 3.65 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $209.5M (short-term plus half of long-term), stock volatility 67.2%; Altman Z'' 1.51. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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Financials
Income Statement
Cash Flow
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Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Cash Flow Trends
Operating Cash Flow
-$278M
-153.5% ▼
Capital Expenditures
$31M
+18.4% ▲
5Y CAGR: -20.6%
Free Cash Flow
-$309M
-164.1% ▼
Dividends Paid
$90M
-1.1% ▼
Buybacks
$19M
+69.8% ▲
Net Change in Cash
-$384M
-224.3% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $124M | $179M | $171M | $91M | -$7M |
| Depreciation & Amort. | $39M | $41M | $43M | $44M | $45M |
| Stock-Based Comp. | $41M | $50M | $53M | $61M | $61M |
| Change in Working Capital | $51M | $87M | -$64M | $338M | -$389M |
| Other Non-Cash Items | $884K | $843K | $0 | $0 | $0 |
| Operating Cash Flow | $260M | $348M | $198M | $520M | -$278M |
| — Investing Activities — | |||||
| Capital Expenditures | -$33M | -$30M | -$40M | -$38M | -$31M |
| Acquisitions (Net) | $51K | $2M | $0 | $0 | $0 |
| Investment Purchases | -$58M | -$47M | -$48M | -$23M | -$26M |
| Investment Sales | $60M | $45M | $66M | $23M | $26M |
| Other Investing | $0 | -$2M | $0 | $0 | $0 |
| Investing Cash Flow | -$31M | -$32M | -$22M | -$38M | -$31M |
| — Financing Activities — | |||||
| Net Debt Issuance | $0 | $0 | $0 | $0 | $0 |
| Stock Repurchased | -$70M | -$73M | -$132M | -$63M | -$19M |
| Dividends Paid | -$144M | -$77M | -$84M | -$89M | -$90M |
| Other Financing | $6M | $9M | $61M | -$21M | $19M |
| Financing Cash Flow | -$208M | -$141M | -$155M | -$173M | -$90M |
| Net Change in Cash | $21M | $174M | $22M | $309M | -$384M |
| Cash End of Period | $808M | $1.0B | $1.0B | $1.3B | $945M |
| Free Cash Flow | $227M | $317M | $158M | $482M | -$309M |