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NSP NYSE

Insperity, Inc.
1W: +10.1% 1M: +12.9% 3M: +3.9% YTD: +48.1% 1Y: +25.6% 3Y: -38.4% 5Y: -44.4%
$51.79
-2.15 (-3.99%)
After Hours: $53.59 (+1.80, +3.47%)
Weekly Expected Move ±6.4%
$47 $51 $54 $58 $61
NYSE · Industrials · Staffing & Employment Services · Tech Score Strong Buy · Power 68 · $2.1B mcap · 36M float · 1.50% daily turnover · Short 67% of daily vol
Credit Risk of going bust: higher than 67% of companies Debt: 18.8% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the middle of the pack, about 1 in 580 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $1.41 (down 97%), Insperity, Inc. would be worth roughly what it owes.
Total debt $478.0M against a stock market value of $2.06B.
Distance to default 3.65 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $209.5M (short-term plus half of long-term), stock volatility 67.2%; Altman Z'' 1.51. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

📊 Key Metrics

TTM
$7B
Revenue
+2.6% YoY
$-16M
Net Income
-140.0% YoY
$275M
Free Cash Flow
+395.7% YoY
13.2%
Gross Margin
0.4%
Op. Margin
0.2%
Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE-18.5%
ROA-0.8%
ROIC3.0%

Valuation

P/E-124.5
P/B32.3
EV/EBITDA25.9

Leverage

Debt/Equity7.84
Current Ratio1.11
Interest Cov.0.4x

Quality Scores

Piotroski F3/9
Altman Z4.01
Beneish M-3.02

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms