NU NYSE
Nu Holdings Ltd.
1W: -1.2%
1M: -12.8%
3M: -4.5%
YTD: -21.1%
1Y: -11.6%
3Y: +89.2%
$13.43
+0.14 (+1.05%)
Weekly Expected Move ±6.8%
$12
$13
$13
$14
$15
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$8.5B
+254.7% ▲
5Y CAGR: +54.2%
Capital Expenditures
$7M
+95.9% ▲
5Y CAGR: -2.0%
Free Cash Flow
$8.5B
+282.3% ▲
5Y CAGR: +54.5%
Dividends Paid
$0
+0.0% ▲
Buybacks
$0
+0.0% ▲
Net Change in Cash
$0
-100.0% ▼
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | -$165M | -$365M | $1.0B | $2.0B | $2.9B |
| Depreciation & Amort. | $17M | $36M | $63M | $77M | $0 |
| Stock-Based Comp. | $157M | $253M | $213M | $272M | $0 |
| Change in Working Capital | -$3.7B | -$1.9B | -$4.7B | -$7.4B | -$6.1B |
| Other Non-Cash Items | $1.0B | $3.1B | $5.3B | $8.2B | $11.7B |
| Operating Cash Flow | -$2.9B | $756M | $1.3B | $2.4B | $8.5B |
| — Investing Activities — | |||||
| Capital Expenditures | -$6M | -$20M | -$20M | -$5M | -$341M |
| Acquisitions (Net) | -$114M | -$10M | $0 | -$6M | -$2M |
| Investment Purchases | -$11M | -$2M | $0 | -$150M | -$4.8B |
| Investment Sales | $0 | $0 | $0 | $0 | $0 |
| Other Investing | -$22M | -$94M | -$157M | -$170M | -$13.1B |
| Investing Cash Flow | -$154M | -$127M | -$177M | -$331M | -$18.2B |
| — Financing Activities — | |||||
| Net Debt Issuance | -$15M | $406M | $416M | $722M | $2.3B |
| Stock Repurchased | -$5M | $0 | $0 | $0 | $0 |
| Dividends Paid | $0 | $0 | $0 | $0 | $0 |
| Other Financing | -$35M | $520K | $9M | $0 | $12.9B |
| Financing Cash Flow | $3.3B | $654M | $425M | $728M | $15.2B |
| Net Change in Cash | $362M | $1.5B | $1.8B | $3.3B | $0 |
| Cash End of Period | $2.7B | $4.2B | $5.9B | $9.2B | $0 |
| Free Cash Flow | -$3.0B | $641M | $1.1B | $2.2B | $8.5B |