NU NYSE
Nu Holdings Ltd.
1W: -1.2%
1M: -12.8%
3M: -4.5%
YTD: -21.1%
1Y: -11.6%
3Y: +89.2%
$13.43
+0.14 (+1.05%)
Weekly Expected Move ±6.8%
$12
$13
$13
$14
$15
Overview
Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Analysis
Technicals
Weather
Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Income Trends
Revenue
$15.9B
+43.0% ▲
5Y CAGR: +94.2%
Gross Profit
$7.1B
+39.6% ▲
5Y CAGR: +106.3%
Operating Income
$3.9B
+38.4% ▲
Net Income
$2.9B
+45.5% ▲
EPS (Diluted)
$0.58
+45.0% ▲
EBITDA
$4.0B
+38.2% ▲
Profit Margins
Year-over-Year Growth
View Full Income Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| Revenue | $1.5B | $4.5B | $7.7B | $11.1B | $15.9B |
| YoY Growth | +163.1% | +198.8% | +69.7% | +44.8% | +43.0% |
| Cost of Revenue | $848M | $3.0B | $4.3B | $6.0B | $8.8B |
| Gross Profit | $665M | $1.6B | $3.3B | $5.1B | $7.1B |
| Gross Margin | 43.9% | 34.7% | 43.6% | 45.9% | 44.8% |
| R&D Expenses | $0 | $0 | $0 | $0 | $0 |
| SG&A Expenses | $660M | $1.4B | $1.1B | $1.4B | $602M |
| Operating Expenses | $835M | $1.9B | $1.8B | $2.3B | $3.2B |
| Operating Income | -$170M | -$309M | $1.5B | $2.8B | $3.9B |
| Operating Margin | -11.3% | -6.8% | 20.1% | 25.2% | 24.4% |
| Interest Expense | $367M | $1.5B | $2.0B | $2.8B | $4.6B |
| Income Before Tax | -$170M | -$309M | $1.5B | $2.8B | $3.9B |
| Tax Expense | -$5M | $56M | $509M | $823M | $997M |
| Net Income | -$165M | -$365M | $1.0B | $2.0B | $2.9B |
| Net Margin | -10.9% | -8.1% | 13.4% | 17.8% | 18.1% |
| EPS (Diluted) | $-0.04 | $-0.08 | $0.21 | $0.40 | $0.58 |
| EBITDA | -$153M | $35.3B | $1.6B | $2.9B | $4.0B |
| Shares Outstanding | 4.61B | 4.68B | 4.86B | 4.89B | 4.91B |