Also trades as: ONB (NASDAQ) · $vol 113M · ONBPP (NASDAQ) · $vol 0M

$25.00

-0.01 (-0.04%)

Pre-Market: $23.95 (-1.05, -4.20%)

Weekly Expected Move ±1.0%

$24 $25 $25 $25 $25

NASDAQ · Financial Services · Banks - Regional · Tech Score Buy · Power 56 · $9.7B mcap · 5M float · 0.130% daily turnover · Short 50% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Overview News Chart Smart Money Financials Income Statement Cash Flow Balance Sheet Earnings

Dividends Analysis Technicals Weather Peers ESG Institutions ETF Exposure Dark Pool Short Interest

Revenue Segmentation

By Product / Service

Revenue by Segment (5-Year Trend)

Income Trends

Revenue

$3.7B +25.5% ▲

5Y CAGR: +32.7%

Gross Profit

$2.4B +32.9% ▲

5Y CAGR: +24.4%

Operating Income

$874M +28.5% ▲

5Y CAGR: +27.9%

Net Income

$669M +24.1% ▲

5Y CAGR: +24.2%

EPS (Diluted)

$1.79 +6.5% ▲

5Y CAGR: +5.6%

EBITDA

$978M +31.1% ▲

5Y CAGR: +26.8%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$853M	$1.9B	$2.5B	$3.0B	$3.7B
YoY Growth	-5.5%	+117.4%	+37.0%	+16.4%	+25.5%
Cost of Revenue	$13M	$271M	$763M	$1.2B	$1.4B
Gross Profit	$840M	$1.6B	$1.8B	$1.8B	$2.4B
Gross Margin	98.5%	85.4%	70.0%	60.0%	63.6%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$303M	$627M	$643M	$693M	$1.1B
Operating Expenses	$501M	$1.0B	$1.0B	$1.1B	$1.5B
Operating Income	$339M	$545M	$751M	$680M	$874M
Operating Margin	39.7%	29.4%	29.6%	23.0%	23.6%
Interest Expense	$42M	$126M	$704M	$1.1B	$1.2B
Income Before Tax	$339M	$545M	$751M	$680M	$841M
Tax Expense	$61M	$116M	$169M	$141M	$172M
Net Income	$278M	$428M	$582M	$539M	$669M
Net Margin	32.5%	23.1%	22.9%	18.2%	18.0%
EPS (Diluted)	$1.67	$1.50	$1.94	$1.68	$1.79
EBITDA	$377M	$607M	$817M	$746M	$978M
Shares Outstanding	166M	277M	292M	311M	390M

Line Item	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2	FY2026 Q3
Revenue	$758M	$724M	$957M	$1.0B	$1.0B	$1000M	$1.0B	$1.0B
Cost of Revenue	$295M	$274M	$417M	$343M	$316M	$340M	$340M	$366M
Gross Profit	$463M	$450M	$540M	$678M	$691M	$660M	$665M	$679M
Gross Margin	61.1%	62.1%	56.4%	66.4%	68.6%	66.0%	66.2%	65.0%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$171M	$170M	$114M	$461M	$354M	$285M	$261M	$276M
Operating Expenses	$277M	$268M	$385M	$446M	$386M	$365M	$341M	$355M
Operating Income	$186M	$182M	$156M	$233M	$304M	$295M	$324M	$324M
Operating Margin	24.6%	25.1%	16.3%	22.8%	30.2%	29.5%	32.3%	31.0%
Interest Expense	$268M	$243M	$310M	$343M	$316M	$305M	$315M	$333M
Income Before Tax	$186M	$182M	$156M	$233M	$272M	$295M	$324M	$324M
Tax Expense	$32M	$37M	$30M	$50M	$55M	$62M	$71M	$70M
Net Income	$154M	$145M	$125M	$183M	$217M	$234M	$253M	$254M
Net Margin	20.3%	20.0%	13.1%	17.9%	21.5%	23.4%	25.2%	24.3%
EPS (Diluted)	$0.47	$0.44	$0.35	$0.46	$0.55	$0.59	$0.67	$0.67
EBITDA	$203M	$198M	$181M	$259M	$340M	$333M	$361M	$324M
Shares Outstanding	319M	321M	340M	357M	390M	388M	386M	381M

ONBPO NASDAQ