OPRT NASDAQ
Oportun Financial Corporation
1W: +0.7%
1M: -5.7%
3M: +4.2%
YTD: +7.1%
1Y: -21.7%
3Y: +7.5%
5Y: -72.9%
$5.45
+0.03 (+0.55%)
Weekly Expected Move ±7.3%
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Overview
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Chart
Smart Money
Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$3.3B
+1.0% ▲
5Y CAGR: +10.2%
Total Liabilities
$2.9B
-0.2% ▼
5Y CAGR: +13.2%
Shareholders Equity
$390M
+10.3% ▲
5Y CAGR: -3.5%
Cash & Investments
$106M
+75.9% ▲
5Y CAGR: -5.0%
Total Debt
$2.8B
-0.4% ▼
5Y CAGR: +10.5%
Net Debt
$2.7B
-2.1% ▼
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $131M | $99M | $91M | $60M | $106M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 |
| Cash & ST Investments | $131M | $99M | $91M | $60M | $106M |
| Net Receivables | $34M | $11M | $9M | $8M | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | -$12M |
| Total Current Assets | $191M | $134M | $116M | $80M | $106M |
| Property, Plant & Equip. | $48M | $41M | $28M | $13M | $9M |
| Goodwill & Intangibles | $235M | $140M | $115M | $87M | $72M |
| Long-Term Investments | $2.4B | $3.2B | $3.0B | $2.8B | $2.9B |
| Other Non-Current Assets | $81M | $121M | $134M | $173M | -$2.9B |
| Total Non-Current Assets | $2.8B | $3.5B | $3.3B | $3.1B | $81M |
| Total Assets | $2.9B | $3.6B | $3.4B | $3.2B | $3.3B |
| — Liabilities — | |||||
| Accounts Payable | $12M | $18M | $14M | $18M | $17M |
| Short-Term Debt | $394M | $318M | $290M | $0 | $7M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $0 | $0 | $0 | $0 | -$25M |
| Total Current Liabilities | $442M | $362M | $328M | $30M | $12M |
| Long-Term Debt | $2.2B | $2.9B | $2.9B | $2.8B | $2.8B |
| Other Non-Current Liab. | -$335M | -$292M | -$260M | $21M | $57M |
| Total Non-Current Liabilities | $1.9B | $2.7B | $2.7B | $2.8B | $2.9B |
| Total Liabilities | $2.3B | $3.1B | $3.0B | $2.9B | $2.9B |
| — Equity — | |||||
| Common Stock | $6K | $7K | $7K | $7K | $8K |
| Retained Earnings | $84M | $6M | -$174M | -$253M | -$227M |
| Accumulated OCI | $0 | $0 | $0 | $0 | $0 |
| Total Stockholders Equity | $604M | $548M | $404M | $354M | $390M |
| Total Liabilities & Equity | $2.9B | $3.6B | $3.4B | $3.2B | $3.3B |
| — Key Metrics — | |||||
| Total Debt | $2.6B | $3.3B | $3.2B | $2.8B | $2.8B |
| Net Debt | $2.5B | $3.2B | $3.1B | $2.8B | $2.7B |
| Total Investments | $2.4B | $3.2B | $3.0B | $2.8B | $2.9B |