OSBC NASDAQ
Old Second Bancorp, Inc.
1W: -0.3%
1M: -0.7%
3M: -1.5%
YTD: +28.4%
1Y: +40.7%
3Y: +86.4%
5Y: +101.5%
$24.60
-0.17 (-0.69%)
After Hours: $24.75 (+0.14, +0.59%)
Weekly Expected Move ±1.9%
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Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
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Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Supply Chain
Balance Sheet Trends
Total Assets
$6.9B
+22.2% ▲
5Y CAGR: +17.8%
Total Liabilities
$6.0B
+20.6% ▲
5Y CAGR: +17.0%
Shareholders Equity
$897M
+33.6% ▲
5Y CAGR: +23.9%
Cash & Investments
$196M
-84.4% ▼
5Y CAGR: -25.0%
Total Debt
$339M
+138.8% ▲
5Y CAGR: +16.1%
Net Debt
$215M
+404.8% ▲
Assets vs Liabilities & Equity
Year-over-Year Growth
View Full Balance Sheet
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Assets — | |||||
| Cash | $752M | $115M | $100M | $99M | $124M |
| Short-Term Investments | $1.7B | $1.5B | $1.2B | $1.2B | $72M |
| Cash & ST Investments | $2.4B | $1.7B | $1.3B | $1.3B | $196M |
| Net Receivables | $173M | $275M | $395M | $490M | $0 |
| Inventory | $0 | $0 | $0 | $0 | $0 |
| Other Current Assets | $0 | $0 | $0 | $0 | $0 |
| Total Current Assets | $2.6B | $1.9B | $1.7B | $1.8B | $196M |
| Property, Plant & Equip. | $88M | $72M | $79M | $87M | $87M |
| Goodwill & Intangibles | $110M | $111M | $108M | $126M | $153M |
| Long-Term Investments | $3.2B | $3.5B | $3.6B | $3.4B | $1.1B |
| Other Non-Current Assets | $181M | $185M | $211M | $209M | $0 |
| Total Non-Current Assets | $3.6B | $4.0B | $4.0B | $3.9B | $1.4B |
| Total Assets | $6.2B | $5.9B | $5.7B | $5.6B | $6.9B |
| — Liabilities — | |||||
| Accounts Payable | $0 | $0 | $0 | $0 | $0 |
| Short-Term Debt | $50M | $122M | $431M | $57M | $239M |
| Deferred Revenue | $0 | $0 | $0 | $0 | $0 |
| Other Current Liabilities | $5.5B | $5.1B | $4.6B | $4.8B | $1.7B |
| Total Current Liabilities | $5.5B | $5.2B | $5.0B | $4.8B | $2.0B |
| Long-Term Debt | $149M | $139M | $85M | $85M | $100M |
| Other Non-Current Liab. | $45M | $56M | $58M | $68M | $3.9B |
| Total Non-Current Liabilities | $194M | $194M | $143M | $153M | $4.0B |
| Total Liabilities | $5.7B | $5.4B | $5.1B | $5.0B | $6.0B |
| — Equity — | |||||
| Common Stock | $45M | $45M | $45M | $45M | $53M |
| Retained Earnings | $252M | $311M | $393M | $469M | $537M |
| Accumulated OCI | $9M | -$93M | -$63M | -$48M | -$29M |
| Total Stockholders Equity | $502M | $461M | $577M | $671M | $897M |
| Total Liabilities & Equity | $6.2B | $5.9B | $5.7B | $5.6B | $6.9B |
| — Key Metrics — | |||||
| Total Debt | $199M | $261M | $517M | $142M | $339M |
| Net Debt | -$553M | $146M | $416M | $43M | $215M |
| Total Investments | $4.9B | $5.1B | $4.8B | $4.6B | $1.2B |