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PBHC NASDAQ

Pathfinder Bancorp, Inc.
1W: -1.5% 1M: -1.3% 3M: +6.1% YTD: +21.1% 1Y: +14.3% 3Y: +30.8% 5Y: +13.4%
$16.79
-0.01 (-0.06%)
 
Weekly Expected Move ±4.9%
$15 $16 $17 $18 $18
NASDAQ · Financial Services · Banks - Regional · Tech Score Sell · Power 42 · $105.4M mcap · 3M float · 0.292% daily turnover · Short 23% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

📊 Key Metrics

TTM
$79M
Revenue
-3.4% YoY
$-1M
Net Income
-159.1% YoY
$12M
Free Cash Flow
+305.0% YoY
61.8%
Gross Margin
16.9%
Op. Margin
13.8%
Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE-1.1%
ROA-0.1%
ROIC1.8%

Valuation

P/E-26.5
P/B0.6
EV/EBITDA-14.6

Leverage

Debt/Equity1.44
Current Ratio0.14
Interest Cov.0.2x

Quality Scores

Piotroski F3/9
Altman-B2.55
Beneish M-2.65

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms