What is PFSB's gross margin?

PFS Bancorp (PFSB) has a gross margin of 69% and a net margin of 17%.

What is PFSB's P/E ratio?

PFSB's P/E ratio is 19.9 with ROE of 4%.

Where can I see PFSB's full financials?

See PFS Bancorp (PFSB) income statement, cash flow, and balance sheet — quarterly and annual — alongside insider trading activity.

PFS Bancorp (PFSB) Financials — Revenue, Earnings, Cash Flow

$22.94

+0.11 (+0.48%)

Weekly Expected Move ±2.9%

$22 $22 $23 $24 $24

OTC · Financial Services · Banks - Regional · Tech Score Buy · Power 70 · $35.5M mcap · 1M float · 0.184% daily turnover · Short 65% of daily vol

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📊 Key Metrics

TTM

$10M

Revenue

+42.3% YoY

$1M

Net Income

+135.0% YoY

$1M

Free Cash Flow

+99.6% YoY

68.5%

Gross Margin

19.7%

Op. Margin

17.3%

Net Margin

💰 Income Flow

How revenue becomes profit

💵 Cash Flow

Where cash goes

🏦 Balance Sheet

Assets = Liabilities + Equity

📈 Financial Health

Profitability

ROE3.9%

ROA0.7%

ROIC-3.4%

Valuation

P/E19.9

P/B0.9

EV/EBITDA-27.8

Leverage

Debt/Equity0.00

Current Ratio0.50

Interest Cov.0.6x

Quality Scores

Piotroski F8/9

Altman-B5.35

Beneish M-2.42