Also trades as: PGY (NASDAQ) · $vol 55M
PGYWW NASDAQ
Pagaya Technologies Ltd.
1W: -6.5%
1M: -13.9%
3M: -55.8%
YTD: -96.2%
1Y: -97.4%
3Y: -95.6%
$0.01
-0.00 (-3.08%)
Credit Risk of going bust: higher than 83% of companies Debt: 36.6% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the second-riskiest tenth, about 1 in 87 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.00 (down 93%), Pagaya Technologies Ltd. would be worth roughly what it owes.
Total debt $907.3M against a stock market value of $1.58B.
Distance to default 2.37 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $437.5M (short-term plus half of long-term), stock volatility 74.0%; Altman Z'' 5.10. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
If the stock fell to about $0.00 (down 93%), Pagaya Technologies Ltd. would be worth roughly what it owes.
Total debt $907.3M against a stock market value of $1.58B.
Distance to default 2.37 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $437.5M (short-term plus half of long-term), stock volatility 74.0%; Altman Z'' 5.10. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
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📊 Key Metrics
TTM$1B
Revenue
+17.8% YoY
$127M
Net Income
+145.2% YoY
$252M
Free Cash Flow
+163.8% YoY
40.2%
Gross Margin
23.1%
Op. Margin
12.4%
Net Margin
💰 Income Flow
How revenue becomes profit💵 Cash Flow
Where cash goes🏦 Balance Sheet
Assets = Liabilities + Equity📈 Financial Health
Profitability
ROE26.4%
ROA8.2%
ROIC165.4%
Valuation
P/E13.2
P/B2.8
EV/EBITDA-3.1
Leverage
Debt/Equity1.53
Current Ratio11.51
Interest Cov.0.0x
Quality Scores
Piotroski F8/9
Altman Z1.35
Beneish M-2.74