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Also trades as: PGY (NASDAQ) · $vol 55M

PGYWW NASDAQ

Pagaya Technologies Ltd.
1W: -6.5% 1M: -13.9% 3M: -55.8% YTD: -96.2% 1Y: -97.4% 3Y: -95.6%
$0.01
-0.00 (-3.08%)
 
NASDAQ · Technology · Software - Infrastructure · Tech Score Neutral · Power 48 · $1.8B mcap · 65M float · 0.102% daily turnover · Short 31% of daily vol
Credit Risk of going bust: higher than 83% of companies Debt: 36.6% of company value Bonds: none of note held by US funds details ▾
Of US companies ranked in the second-riskiest tenth, about 1 in 87 filed for bankruptcy within a year (2020-2025).
If the stock fell to about $0.00 (down 93%), Pagaya Technologies Ltd. would be worth roughly what it owes.
Total debt $907.3M against a stock market value of $1.58B.
Distance to default 2.37 (Merton model): prices to 2026-10-26, balance sheet 2026-06-30, debt counted $437.5M (short-term plus half of long-term), stock volatility 74.0%; Altman Z'' 5.10. A ranking and a back-test, not a forecast.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
#201 of 235
Software - Infrastructure
Technology · Small Cap · 67 peers
Market Share
0.0%
Top 4 Concentration: 86.5%

Technical Signal Map

42 Bullish
1 Neutral
25 Bearish
PGYWW $1.3B
Pagaya Technologies Ltd.
BEARISH -50
NTSK $9.9B
Netskope, Inc. Class A Common Stock
BULLISH +100
DBX $8.2B
Dropbox, Inc.
BULLISH +100
QLYS $7.5B
Qualys, Inc.
BULLISH +100
BOX $5.9B
Box, Inc.
BULLISH +100
TENB $4.9B
Tenable Holdings, Inc.
BULLISH +100
AVPT $3.5B
AvePoint, Inc.
BULLISH +100
PRGS $1.9B
Progress Software Corporation
BULLISH +100
RPD $1.0B
Rapid7, Inc.
BULLISH +100
OSPN $740M
OneSpan Inc.
BULLISH +100
YEXT $730M
Yext, Inc.
BULLISH +100
RPAY $380M
Repay Holdings Corporation
BULLISH +100
ACIW $5.6B
ACI Worldwide, Inc.
BULLISH +91
RELY $5.2B
Remitly Global, Inc.
BULLISH +91
APPN $3.8B
Appian Corporation
BULLISH +91
GCT $2.1B
GigaCloud Technology Inc.
BULLISH +91
MQ $1.8B
Marqeta, Inc.
BULLISH +91
RDWR $1.3B
Radware Ltd.
BULLISH +91
PATH $7.4B
UiPath Inc.
BULLISH +84
CLBT $3.0B
Cellebrite DI Ltd.
BULLISH +84
CCSI $690M
Consensus Cloud Solutions, Inc.
BULLISH +84
TMICY $6.1B
Trend Micro Incorporated
BULLISH +82
BB $5.2B
BlackBerry Limited
BULLISH +82
TDC $3.2B
Teradata Corporation
BULLISH +78
KPLT $670M
Katapult Holdings, Inc.
BULLISH +78
IIIV $420M
i3 Verticals, Inc.
BULLISH +78
VRNS $5.6B
Varonis Systems, Inc.
BULLISH +75
CGNT $720M
Cognyte Software Ltd.
BULLISH +75
WEX $6.7B
WEX Inc.
BULLISH +66
WWLNF $740M
Worldline S.A.
BULLISH +66
ALLT $440M
Allot Ltd.
BULLISH +66
PRTH $640M
Priority Technology Holdings, Inc.
BULLISH +62
OCLCF $7.7B
Oracle Corporation Japan
BULLISH +60
NYAX $1.8B
Nayax Ltd.
BULLISH +59
DOX $6.8B
Amdocs Limited
BULLISH +53
GMYTF $4.4B
GMO Payment Gateway, Inc.
BULLISH +50
S $8.2B
SentinelOne, Inc.
BULLISH +49
MBGL $5.5B
Mobility Global Inc
BULLISH +46
PAY $4.2B
Paymentus Holdings, Inc.
BULLISH +42
NTCT $2.9B
NetScout Systems, Inc.
BULLISH +42
NEXXY $5.9B
Nexi S.p.A.
BULLISH +41
RAMP $2.3B
LiveRamp Holdings, Inc.
BULLISH +41
PAYO $2.4B
Payoneer Global Inc.
LEAN BULL +16
DLO $4.4B
Dlocal Limited
NEUTRAL -2
PYPTF $480M
PayPoint plc
LEAN BEAR -12
ZVLO $6.7B
zvelo, Inc.
LEAN BEAR -20
TDCSF $370M
TDC SOFT Inc.
LEAN BEAR -20
HQ $800M
Horizon Quantum Holdings Ltd. Class A Ordinary Shares
LEAN BEAR -21
FOUR $4.0B
Shift4 Payments, Inc.
BEARISH -32
PICS $1.8B
PicS N.V.
BEARISH -43
CORZW $4.3B
Core Scientific, Inc.
BEARISH -50
ATEN $1.9B
A10 Networks, Inc.
BEARISH -50
BAND $1.3B
Bandwidth Inc.
BEARISH -50
LSAK $350M
Lesaka Technologies, Inc.
BEARISH -50
EEFT $2.5B
Euronet Worldwide, Inc.
BEARISH -58
NN $1.4B
NextNav Inc.
BEARISH -58
CORZR $4.3B
Core Scientific Inc New
BEARISH -66
CINT $410M
CI&T Inc
BEARISH -66
CORZZ $4.3B
Core Scientific, Inc. Tranche 2 Warrants
BEARISH -75
STNE $2.6B
StoneCo Ltd.
BEARISH -75
TUYA $1.0B
Tuya Inc.
BEARISH -75
SABR $610M
Sabre Corporation
BEARISH -78
OVHFF $2.2B
OVH Groupe S.A.
BEARISH -84
RXT $720M
Rackspace Technology, Inc.
BEARISH -84
MGPPF $2.7B
Megaport Limited
BEARISH -87
BLZE $520M
Backblaze, Inc.
BEARISH -87
NUAI $320M
New Era Energy & Digital, Inc.
BEARISH -87
BRUN $570M
Boost Run Inc. Class A Common Stock
BEARISH -91

Peer Comparison

Symbol Mkt Cap P/E ROE % ROIC % Net Mgn % Rev Grw % Piotroski Signal 1Y Ret %
PGYWW Pagaya Technologies Ltd. $1.3B 13.2 26.4 165.4 12.4 17.8 8 BEARISH -97.4
NTSK Netskope, Inc. Class A Common Stock $9.9B -13.9 -470.2 336.6 -50.2 — 2 BULLISH 9.6
DBX Dropbox, Inc. $8.2B 20.3 -25.3 78.8 15.2 -0.0 5 BULLISH 28.6
QLYS Qualys, Inc. $7.5B 39.4 38.6 101.5 28.8 10.5 9 BULLISH 76.0
BOX Box, Inc. $5.9B 60.0 62.7 -55.8 6.0 9.6 7 BULLISH 29.9
TENB Tenable Holdings, Inc. $4.9B 774.4 2.5 5.5 1.4 9.9 6 BULLISH 60.6
AVPT AvePoint, Inc. $3.5B 49.5 16.2 158.3 22.1 25.0 6 BULLISH 13.3
PRGS Progress Software Corporation $1.9B 20.6 18.3 9.0 9.3 6.4 9 BULLISH 2.8
RPD Rapid7, Inc. $1.0B 58.1 14.0 2.1 2.9 0.1 4 BULLISH -5.2
OSPN OneSpan Inc. $740M 11.3 26.5 29.7 11.2 2.4 5 BULLISH 27.5
YEXT Yext, Inc. $730M 31.0 27.8 20.1 11.8 -1.5 7 BULLISH -12.8
RPAY Repay Holdings Corporation $380M -2.1 -30.3 -0.7 -10.9 8.8 5 BULLISH -6.0
ACIW ACI Worldwide, Inc. $5.6B 24.9 15.6 11.4 7.4 7.0 8 BULLISH 11.3
RELY Remitly Global, Inc. $5.2B 16.7 32.2 69.0 41.6 23.8 8 BULLISH 44.9
APPN Appian Corporation $3.8B -332.4 13.4 36.0 -5.8 20.9 6 BULLISH 66.1
GCT GigaCloud Technology Inc. $2.1B 14.2 32.3 22.0 10.3 22.9 8 BULLISH 113.8
MQ Marqeta, Inc. $1.8B 183.5 1.3 4.6 4.3 22.4 8 BULLISH -3.5
RDWR Radware Ltd. $1.3B 89.4 5.2 11.9 2.1 10.0 8 BULLISH 23.1
PATH UiPath Inc. $7.4B 20.9 20.0 36.3 8.8 15.0 7 BULLISH -7.5
CLBT Cellebrite DI Ltd. $3.0B 50.6 12.4 37.1 4.9 17.8 6 BULLISH -33.6
CCSI Consensus Cloud Solutions, Inc. $690M 7.3 1254.8 22.0 30.0 1.5 8 BULLISH 39.5
TMICY Trend Micro Incorporated $6.1B 28.0 31.2 -28.7 4.6 8.3 8 BULLISH -7.1
BB BlackBerry Limited $5.2B 69.4 10.6 11.6 20.8 14.0 8 BULLISH 99.3
TDC Teradata Corporation $3.2B 7.1 119.1 36.0 11.2 1.0 8 BULLISH 63.6
KPLT Katapult Holdings, Inc. $670M 5.7 -35.9 22.6 -5.9 13.0 5 BULLISH -37.6
IIIV i3 Verticals, Inc. $420M 41.7 2.6 1.0 6.6 -8.2 5 BULLISH -46.5
VRNS Varonis Systems, Inc. $5.6B -40.3 -36.0 -39.4 -26.0 15.6 5 BULLISH -21.1
CGNT Cognyte Software Ltd. $720M -2414.6 -0.0 5.1 3.8 12.0 6 BULLISH 20.4
WEX WEX Inc. $6.7B 18.2 30.2 85.7 14.4 7.5 6 BULLISH 20.0
WWLNF Worldline S.A. $740M -0.1 -25.9 1.3 -3.1 -18.2 6 BULLISH 263.5
ALLT Allot Ltd. $440M 42.3 9.4 26.7 9.3 14.3 6 BULLISH -9.9
PRTH Priority Technology Holdings, Inc. $640M 11.3 -49.9 19.2 3.8 8.9 7 BULLISH 5.5
OCLCF Oracle Corporation Japan $7.7B 19.1 50.4 88.7 24.4 11.0 6 BULLISH -39.2
NYAX Nayax Ltd. $1.8B 238.3 3.7 6.9 -8.3 30.8 6 BULLISH 15.0
DOX Amdocs Limited $6.8B 14.7 13.4 15.4 5.3 0.1 5 BULLISH -24.9
GMYTF GMO Payment Gateway, Inc. $4.4B 25.0 21.7 -98.3 29.3 13.6 8 BULLISH -0.4
S SentinelOne, Inc. $8.2B -25.4 -23.0 -29.5 -32.0 21.1 5 BULLISH 46.9
MBGL Mobility Global Inc $5.5B — — — — — — BULLISH —
PAY Paymentus Holdings, Inc. $4.2B 47.5 15.0 31.7 7.1 30.2 9 BULLISH 5.5
NTCT NetScout Systems, Inc. $2.9B 24.4 7.5 10.5 10.4 5.8 8 BULLISH 53.9
NEXXY Nexi S.p.A. $5.9B -1.6 -38.2 12.3 3.8 26.2 5 BULLISH -10.8
RAMP LiveRamp Holdings, Inc. $2.3B 15.5 16.2 21.8 8.2 8.9 8 BULLISH 35.2
PAYO Payoneer Global Inc. $2.4B 50.6 7.1 -0.9 -0.9 6.3 6 LEAN BULL 18.6
DLO Dlocal Limited $4.4B 20.6 41.3 -73.2 13.7 57.0 6 NEUTRAL -5.0
PYPTF PayPoint plc $480M 11.3 47.0 80.4 12.8 8.6 8 LEAN BEAR -12.8
ZVLO zvelo, Inc. $6.7B -466.7 -197.8 -1064.4 -72.0 24.6 4 LEAN BEAR 1259900.0
TDCSF TDC SOFT Inc. $370M 15.1 17.5 40.3 7.6 7.6 5 LEAN BEAR -11.2
HQ Horizon Quantum Holdings Ltd. Class A Ordinary Shares $800M — — — — — — LEAN BEAR —
FOUR Shift4 Payments, Inc. $4.0B 59.5 5.6 5.3 1.7 32.4 7 BEARISH -51.4
PICS PicS N.V. $1.8B — — — — — — BEARISH —
CORZW Core Scientific, Inc. $4.3B -3.4 82.4 -107.6 -703.6 26.4 4 BEARISH -41.4
ATEN A10 Networks, Inc. $1.9B 45.0 19.4 40.1 11.1 12.2 6 BEARISH 43.6
BAND Bandwidth Inc. $1.3B -629.4 0.6 -1.6 1.1 9.3 6 BEARISH 186.6
LSAK Lesaka Technologies, Inc. $350M 103.8 1.1 -1.6 1.7 -0.2 6 BEARISH -6.8
EEFT Euronet Worldwide, Inc. $2.5B 8.9 22.3 11.2 7.0 5.8 5 BEARISH -23.4
NN NextNav Inc. $1.4B -14.5 -77.9 -50.2 -2935.2 -36.5 4 BEARISH -11.2
CORZR Core Scientific Inc New $4.3B -3.4 82.4 -107.6 -703.6 178.4 4 BEARISH —
CINT CI&T Inc $410M 11.0 23.9 22.4 4.0 133.8 6 BEARISH -39.8
CORZZ Core Scientific, Inc. Tranche 2 Warrants $4.3B -3.4 82.4 -107.6 -703.6 26.4 4 BEARISH -23.9
STNE StoneCo Ltd. $2.6B 3.3 32.2 55.8 13.3 6.5 6 BEARISH -55.9
TUYA Tuya Inc. $1.0B 14.7 7.3 35.0 19.8 37.2 4 BEARISH -30.2
SABR Sabre Corporation $610M 0.9 -49.7 11.8 -5.1 -3.0 6 BEARISH -24.8
OVHFF OVH Groupe S.A. $2.2B 335.8 6.2 4.0 1.1 9.9 7 BEARISH 37.2
RXT Rackspace Technology, Inc. $720M -4.4 13.2 -2.7 -10.1 0.2 4 BEARISH 48.1
MGPPF Megaport Limited $2.7B -82.1 -6.6 -3.8 -11.2 37.4 3 BEARISH -4.0
BLZE Backblaze, Inc. $520M -27.5 -24.3 -11.4 -11.9 13.9 4 BEARISH -18.2
NUAI New Era Energy & Digital, Inc. $320M -3.3 -37.6 -37.9 -56011.8 — 2 BEARISH -24.8
BRUN Boost Run Inc. Class A Common Stock $570M — — — — — — BEARISH —

Profile Radar

Valuation vs Profitability

Performance Comparison

Industry Market Share

PGYWW vs Benchmarks

ROIC
PGYWW
165.4
Industry
2.1
Gross Margin
PGYWW
40.2
Industry
65.7
Op Margin
PGYWW
23.1
Industry
-1.9
Net Margin
PGYWW
12.4
Industry
-5.7
Sector
0.6
Revenue Growth
PGYWW
17.8
Sector
7.5
P/E Ratio
PGYWW
13.2
Sector
25.1
ROE
PGYWW
26.4
Sector
-1.7
Piotroski F
PGYWW
8.0
Sector
5.0

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms