$134.06

-7.13 (-5.05%)

After Hours: $134.73 (+0.67, +0.50%)

Weekly Expected Move ±3.7%

$131 $137 $142 $147 $152

NASDAQ · Financial Services · Insurance - Property & Casualty · Tech Score Buy · Power 70 · $3.7B mcap · 26M float · 1.02% daily turnover · Short 48% of daily vol

Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾

Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.

Income Trends

Revenue

$876M +58.2% ▲

5Y CAGR: +39.1%

Gross Profit

$647M +140.3% ▲

5Y CAGR: +74.2%

Operating Income

$253M +67.6% ▲

5Y CAGR: +109.9%

Net Income

$197M +67.6% ▲

5Y CAGR: +99.4%

EPS (Diluted)

$7.17 +60.0% ▲

5Y CAGR: +97.3%

EBITDA

$263M +66.8% ▲

5Y CAGR: +103.3%

Profit Margins

Year-over-Year Growth

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$248M	$327M	$376M	$554M	$876M
YoY Growth	+47.1%	+32.0%	+14.9%	+47.3%	+58.2%
Cost of Revenue	$137M	$189M	$180M	$284M	$229M
Gross Profit	$111M	$138M	$196M	$269M	$647M
Gross Margin	44.8%	42.1%	52.0%	48.6%	73.9%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0
Operating Expenses	$54M	$70M	$92M	$118M	$394M
Operating Income	$57M	$68M	$104M	$151M	$253M
Operating Margin	23.1%	20.7%	27.6%	27.3%	28.9%
Interest Expense	$40K	$873K	$4M	$1M	$392K
Income Before Tax	$57M	$68M	$104M	$151M	$253M
Tax Expense	$11M	$15M	$24M	$34M	$56M
Net Income	$46M	$52M	$79M	$118M	$197M
Net Margin	18.5%	15.9%	21.1%	21.2%	22.5%
EPS (Diluted)	$1.76	$2.02	$3.13	$4.48	$7.17
EBITDA	$61M	$73M	$112M	$157M	$263M
Shares Outstanding	26M	26M	25M	26M	27M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$148M	$156M	$175M	$201M	$245M	$253M	$279M	$314M
Cost of Revenue	$82M	$78M	$85M	$98M	$129M	$71M	$87M	$170M
Gross Profit	$67M	$78M	$89M	$103M	$116M	$183M	$192M	$144M
Gross Margin	44.9%	50.0%	51.2%	51.3%	47.2%	72.0%	68.8%	45.9%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$0	$0	$0	$0	$0	$0	$0	$0
Operating Expenses	$28M	$33M	$36M	$43M	$48M	$110M	$138M	$74M
Operating Income	$39M	$45M	$54M	$60M	$67M	$73M	$53M	$70M
Operating Margin	26.0%	28.9%	30.8%	29.8%	27.4%	28.7%	19.2%	22.2%
Interest Expense	$87K	$86K	$85K	$86K	$133K	$88K	$3M	$5M
Income Before Tax	$39M	$45M	$54M	$60M	$67M	$73M	$53M	$70M
Tax Expense	$8M	$10M	$11M	$13M	$16M	$16M	$11M	$17M
Net Income	$30M	$35M	$43M	$47M	$51M	$56M	$43M	$53M
Net Margin	20.6%	22.5%	24.6%	23.1%	21.0%	22.2%	15.4%	16.7%
EPS (Diluted)	$1.15	$1.29	$1.57	$1.68	$1.87	$2.06	$1.57	$1.94
EBITDA	$39M	$45M	$55M	$60M	$67M	$83M	$57M	$84M
Shares Outstanding	26M	27M	27M	28M	28M	27M	27M	27M

PLMR NASDAQ

Income Trends

Profit Margins

Year-over-Year Growth

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