Also trades as: PNFPP (NASDAQ) · $vol 0M

$96.09

+1.46 (+1.54%)

Weekly Expected Move ±2.7%

$91 $94 $96 $99 $101

NYSE · Financial Services · Banks - Regional · Tech Score Sell · Power 46 · $14.5B mcap · 148M float · 0.799% daily turnover · Short 66% of daily vol

Revenue

$2.9B +2.4% ▲

5Y CAGR: +19.5%

Gross Profit

$1.9B +37.5% ▲

5Y CAGR: +19.3%

Operating Income

$780M +34.2% ▲

5Y CAGR: +16.0%

Net Income

$642M +35.2% ▲

5Y CAGR: +15.5%

EPS (Diluted)

$8.09 +35.7% ▲

5Y CAGR: +15.0%

EBITDA

$838M +23.2% ▲

5Y CAGR: +15.0%

View Full Income Statement

Line Item	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	$1.2B	$1.5B	$2.5B	$2.9B	$2.9B
YoY Growth	+1.4%	+27.4%	+59.7%	+15.3%	+2.4%
Cost of Revenue	$115M	$313M	$1.2B	$1.5B	$996M
Gross Profit	$1.1B	$1.2B	$1.3B	$1.4B	$1.9B
Gross Margin	90.5%	79.8%	52.1%	49.1%	65.9%
R&D Expenses	$0	$0	$0	$0	$0
SG&A Expenses	$472M	$559M	$588M	$679M	$922M
Operating Expenses	$449M	$539M	$576M	$819M	$1.1B
Operating Income	$652M	$697M	$714M	$581M	$780M
Operating Margin	53.6%	45.0%	28.9%	20.4%	26.7%
Interest Expense	$99M	$245M	$1.1B	$1.3B	$1.2B
Income Before Tax	$652M	$697M	$714M	$581M	$780M
Tax Expense	$125M	$137M	$152M	$106M	$138M
Net Income	$527M	$561M	$562M	$475M	$642M
Net Margin	43.4%	36.2%	22.7%	16.6%	22.0%
EPS (Diluted)	$6.75	$7.17	$7.14	$5.96	$8.09
EBITDA	$705M	$760M	$793M	$680M	$838M
Shares Outstanding	76M	76M	77M	77M	78M

Line Item	FY2024 Q3	FY2024 Q4	FY2025 Q1	FY2025 Q2	FY2025 Q3	FY2025 Q4	FY2026 Q1	FY2026 Q2
Revenue	$751M	$746M	$711M	$820M	$545M	$846M	$1.8B	$1.7B
Cost of Revenue	$370M	$350M	$321M	$339M	$32M	$304M	$581M	$675M
Gross Profit	$382M	$395M	$390M	$481M	$513M	$542M	$1.2B	$1.0B
Gross Margin	50.8%	53.0%	54.9%	58.6%	94.1%	64.1%	67.7%	60.6%
R&D Expenses	$0	$0	$0	$0	$0	$0	$0	$0
SG&A Expenses	$166M	$204M	$181M	$190M	$303M	$249M	$629M	$480M
Operating Expenses	$200M	$212M	$220M	$286M	$303M	$337M	$1.0B	$619M
Operating Income	$181M	$184M	$170M	$194M	$210M	$205M	$189M	$419M
Operating Margin	24.1%	24.7%	24.0%	23.7%	38.5%	24.3%	10.5%	24.5%
Interest Expense	$343M	$321M	$304M	$315M	$324M	$304M	$581M	$612M
Income Before Tax	$181M	$184M	$170M	$194M	$210M	$205M	$189M	$419M
Tax Expense	$34M	$33M	$30M	$36M	$36M	$36M	$39M	$91M
Net Income	$147M	$151M	$140M	$159M	$173M	$170M	$150M	$328M
Net Margin	19.5%	20.3%	19.7%	19.3%	31.8%	20.1%	8.3%	19.1%
EPS (Diluted)	$1.86	$1.91	$1.77	$2.00	$2.19	$2.13	$1.74	$2.07
EBITDA	$206M	$210M	$198M	$222M	$211M	$207M	$237M	$275M
Shares Outstanding	77M	77M	77M	77M	77M	78M	78M	151M

PNFP NYSE