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PRI NYSE

Primerica, Inc.
1W: -1.4% 1M: +0.5% 3M: -13.9% YTD: +7.6% 1Y: +5.0% 3Y: +39.7% 5Y: +75.7%
$277.55
+0.76 (+0.27%)
After Hours: $288.75 (+11.20, +4.04%)
Weekly Expected Move ±2.7%
$259 $267 $274 $282 $289
NYSE · Financial Services · Insurance - Life · Tech Score Neutral · Power 49 · $8.5B mcap · 31M float · 0.624% daily turnover · Short 61% of daily vol
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: $28.5M held by 47 funds, 72 bp over Treasuries → details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
Bond figures are fund-reported marks (SEC N-PORT) as of Jul 2026. How these are computed.

Revenue Segmentation

By Product / Service

By Geography

Revenue by Segment (5-Year Trend)

Income Trends

Revenue
$3.2B +4.4% ▲
5Y CAGR: +7.8%
Gross Profit
$2.6B +98.6% ▲
5Y CAGR: +27.2%
Operating Income
$975M +3.8% ▲
5Y CAGR: +14.0%
Net Income
$751M +59.7% ▲
5Y CAGR: +14.2%
EPS (Diluted)
$22.91 +67.1% ▲
5Y CAGR: +19.1%
EBITDA
$1.0B +3.0% ▲
5Y CAGR: +13.0%

Profit Margins

Year-over-Year Growth

View Full Income Statement
Line ItemFY2021FY2022FY2023FY2024FY2025
Revenue$2.7B$2.7B$2.7B$3.1B$3.2B
YoY Growth+22.2%-1.9%+3.4%+12.4%+4.4%
Cost of Revenue$1.7B$1.6B$1.6B$1.8B$629M
Gross Profit$1.1B$1.0B$1.1B$1.3B$2.6B
Gross Margin39.0%38.9%40.1%42.3%80.5%
R&D Expenses$0$0$0$0$0
SG&A Expenses$0$0$0$0$950M
Operating Expenses$412M$315M$331M$369M$1.6B
Operating Income$644M$719M$772M$939M$975M
Operating Margin23.7%27.0%28.1%30.4%30.2%
Interest Expense$31M$27M$27M$25M$24M
Income Before Tax$644M$719M$772M$939M$975M
Tax Expense$168M$164M$181M$219M$223M
Net Income$477M$472M$577M$471M$751M
Net Margin17.6%17.8%21.0%15.2%23.3%
EPS (Diluted)$9.42$12.33$15.94$13.71$22.91
EBITDA$704M$780M$830M$988M$1.0B
Shares Outstanding40M38M36M34M33M

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For informational purposes only. Not investment advice. Data sourced from SEC filings. Privacy Terms