RCBC NASDAQ
River City Bank
1W: +7.3%
1M: +14.0%
3M: +22.4%
YTD: +34.3%
1Y: +43.9%
3Y: +181.9%
5Y: +110.9%
$57.68
+0.98 (+1.73%)
Weekly Expected Move ±3.5%
$51
$53
$55
$57
$59
Credit Risk of going bust: not rated, financial company (lending is its business) Bonds: none of note held by US funds details ▾
Not rated: lending and leverage are a financial company's business, which the model misreads.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
US fund filings (SEC N-PORT) show under $25M of this company's bonds, so there is no bond page. Its debt may be bank loans or privately placed. How these are computed.
Overview
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Financials
Income Statement
Cash Flow
Balance Sheet
Earnings
Dividends
Analysis
Technicals
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Peers
ESG
Institutions
ETF Exposure
Dark Pool
Short Interest
Cash Flow Trends
Operating Cash Flow
$76M
+23.5% ▲
5Y CAGR: +10.7%
Capital Expenditures
$1M
-51.0% ▼
5Y CAGR: +3.3%
Free Cash Flow
$75M
+23.2% ▲
5Y CAGR: +10.8%
Dividends Paid
$2M
-7.3% ▼
Buybacks
$7M
-24.4% ▼
Net Change in Cash
$0
+100.0% ▲
Cash Flow Composition
Year-over-Year Growth
View Full Cash Flow Statement
| Line Item | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|
| — Operating Activities — | |||||
| Net Income | $44M | $48M | $60M | $73M | $68M |
| Depreciation & Amort. | $7M | $4M | $763K | -$8M | $0 |
| Stock-Based Comp. | $2M | $2M | $2M | $2M | $0 |
| Change in Working Capital | $3M | $5M | -$177K | -$10M | -$3M |
| Other Non-Cash Items | -$2M | $4M | $8M | $4M | $11M |
| Operating Cash Flow | $54M | $64M | $70M | $62M | $76M |
| — Investing Activities — | |||||
| Capital Expenditures | -$486K | -$1M | -$296K | -$671K | -$1M |
| Acquisitions (Net) | -$308M | $0 | $0 | $0 | $0 |
| Investment Purchases | -$362M | -$211M | -$423M | -$520M | -$507M |
| Investment Sales | $314M | $262M | $394M | $505M | $527M |
| Other Investing | -$38M | -$462M | -$447M | -$588M | -$354M |
| Investing Cash Flow | -$394M | -$413M | -$477M | -$603M | -$336M |
| — Financing Activities — | |||||
| Net Debt Issuance | -$5M | $92M | -$50M | $0 | -$25M |
| Stock Repurchased | -$291K | $0 | -$5M | -$6M | -$7M |
| Dividends Paid | -$2M | -$2M | -$2M | -$2M | -$2M |
| Other Financing | $316M | $244M | $866M | $149M | $623M |
| Financing Cash Flow | $308M | $334M | $809M | $141M | $588M |
| Net Change in Cash | -$32M | -$14M | $402M | -$400M | $0 |
| Cash End of Period | $161M | $147M | $549M | $149M | $0 |
| Free Cash Flow | $53M | $63M | $70M | $61M | $75M |